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SMFG India Credit Interview Questions, Process, and Tips for Freshers
Top SMFG India Credit Interview Questions and Answers for Freshers
- Q1. What is presentation?asked in Senior Executive interview
- Q2. What is Debt Service Coverage Ratio?asked in Credit Manager interview
- Q3. If customer want Business loan 5lakh what u checkasked in Sales Manager interview
SMFG India Credit Interview Experiences for Freshers
15 interviews found
Anonymous
Selected
I was interviewed before Feb 2024.
(4 Questions)
- Q1. Tell me about yourself?
- Q2. What is excel?
- Ans.
Excel is a spreadsheet program developed by Microsoft for organizing, analyzing, and storing data.
Excel is used for creating spreadsheets to organize data in rows and columns.
It allows for mathematical calculations, data analysis, and visualization through charts and graphs.
Excel can be used for budgeting, financial analysis, project management, and more.
Functions and formulas in Excel help automate tasks and perform c...
- Q3. What is presentation?
- Ans.
Presentation is the act of delivering information to an audience in a structured and engaging manner.
Presentation involves organizing content in a logical sequence
It includes using visual aids such as slides or props to enhance understanding
Effective presentations engage the audience through storytelling or interactive elements
- Q4. How would you contribute to this company?
- Ans.
I would contribute to this company by leveraging my extensive experience in strategic planning, team leadership, and business development.
Developing and implementing strategic plans to drive growth and profitability
Leading cross-functional teams to achieve company objectives
Identifying new business opportunities and partnerships
Improving operational efficiency and effectiveness
Mentoring and developing talent within the
(2 Questions)
- Q1. Tell me about yourself?
- Q2. What are your expectations from this company?
- Ans.
I expect a company that values innovation, fosters growth opportunities, and promotes a positive work culture.
Opportunities for professional growth and development
Support for innovative ideas and projects
Positive work environment and culture
Clear communication and transparency
Competitive compensation and benefits
Interview Preparation Tips
2. Know about this company well enough so that you can ask questions from your side.
3. Know what exactly is an nbfc
Senior Executive Interview Questions asked at other Companies
I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.
(4 Questions)
- Q1. How many years work in this industry
- Q2. Salary regarding questions
- Q3. How many years work experience
- Q4. Family members related questions
(4 Questions)
- Q1. Why switch last company
- Q2. Some job regarding questions
- Q3. If customer want Business loan 5lakh what u check
- Ans.
To determine eligibility for a business loan of 5 lakh, I would check the customer's credit score, financial statements, business plan, and collateral.
Check the customer's credit score to assess their creditworthiness
Review the customer's financial statements to evaluate their financial stability and ability to repay the loan
Assess the customer's business plan to understand their goals, strategies, and potential for su...
- Q4. Loan required loan which documents required?
Interview Preparation Tips
Top SMFG India Credit Sales Manager Interview Questions and Answers
Sales Manager Interview Questions asked at other Companies
Selected
I applied via Referral and was interviewed in Apr 2024. There was 1 interview round.
(1 Question)
- Q1. Ask previous experience
Collections Executive Interview Questions asked at other Companies
Selected
I applied via Recruitment Consulltant and was interviewed in Mar 2024. There was 1 interview round.
(1 Question)
- Q1. What are the types of loans
- Ans.
Types of loans include personal loans, home loans, auto loans, student loans, and business loans.
Personal loans
Home loans
Auto loans
Student loans
Business loans
Interview Preparation Tips
BPO Associate Interview Questions asked at other Companies
SMFG India Credit interview questions for popular designations
Selected
I applied via Company Website and was interviewed in Sep 2023. There were 3 interview rounds.
Pl & bl loans checking for cases correctly and uploading
(1 Question)
- Q1. Files uploading after once check and completed my work
Interview Preparation Tips
(1 Question)
- Q1. How many year work experience in financial period and prvieos job condition and salary expecting
Interview Preparation Tips
Assistant Manager Interview Questions asked at other Companies
Jobs at SMFG India Credit
Selected
I applied via Referral and was interviewed before Jan 2023. There was 1 interview round.
(2 Questions)
- Q1. What is Debt Service Coverage Ratio?
- Ans.
Debt Service Coverage Ratio (DSCR) is a financial metric used to assess a borrower's ability to repay debt obligations.
DSCR measures the cash flow available to cover debt payments.
It is calculated by dividing the borrower's net operating income by their total debt service.
A DSCR of 1 or higher indicates that the borrower has sufficient cash flow to cover their debt obligations.
Lenders often require a minimum DSCR befor...
- Q2. What is Networth?
- Ans.
Net worth is the value of an individual's or company's assets minus liabilities.
Net worth is a measure of financial health and indicates the value of an entity after deducting its debts.
It is calculated by subtracting liabilities from assets.
Assets can include cash, investments, real estate, vehicles, and other valuable possessions.
Liabilities encompass debts, loans, mortgages, and other financial obligations.
A positiv...
Top SMFG India Credit Credit Manager Interview Questions and Answers
Credit Manager Interview Questions asked at other Companies
Selected
I applied via Naukri.com and was interviewed before Dec 2022. There were 2 interview rounds.
(2 Questions)
- Q1. About previous job
- Q2. Prepare about cibil
Interview Preparation Tips
Top SMFG India Credit Credit Manager Interview Questions and Answers
Credit Manager Interview Questions asked at other Companies
I applied via Referral and was interviewed in Oct 2021. There were 2 interview rounds.
(4 Questions)
- Q1. What is your family background?
- Q2. What are your salary expectations?
- Q3. Share details of your previous job.
- Q4. Tell me about yourself.
Interview Preparation Tips
Branch Credit Manager Interview Questions asked at other Companies
I applied via Referral and was interviewed in Nov 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Releted the work
Interview Preparation Tips
SMFG India Credit Interview FAQs
The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.
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SMFG India Credit Interviews By Designations
- SMFG India Credit Sales Manager Interview Questions
- SMFG India Credit Branch Credit Manager Interview Questions
- SMFG India Credit Credit Manager Interview Questions
- SMFG India Credit Branch Collection Incharge Interview Questions
- SMFG India Credit Branch Manager Interview Questions
- SMFG India Credit Collections Manager Interview Questions
- SMFG India Credit Transaction Officer Interview Questions
- SMFG India Credit Management Trainee Interview Questions
- Show more
Interview Questions for Popular Designations
- Sales Manager Interview Questions
- Branch Credit Manager Interview Questions
- Credit Manager Interview Questions
- Branch Collection Incharge Interview Questions
- Branch Manager Interview Questions
- Collections Manager Interview Questions
- Transaction Officer Interview Questions
- Team Lead Interview Questions
- Show more
SMFG India Credit Interview Process for Freshers
based on 8 interviews
Interview experience
Interview Questions from Similar Companies
SMFG India Credit Reviews and Ratings
based on 4.2k reviews
Rating in categories
0-5 Yrs
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Credit Manager
345
salaries
|  ₹0 L/yr - ₹0 L/yr |
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Relationship Manager
331
salaries
| ₹0 L/yr - ₹0 L/yr |
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Branch Sales Manager
331
salaries
| ₹0 L/yr - ₹0 L/yr |
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Branch Credit Manager
238
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Sales Manager
227
salaries
| ₹0 L/yr - ₹0 L/yr |
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