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SMFG India Credit Operations Associate Interview Questions and Answers

Updated 3 Apr 2024

SMFG India Credit Operations Associate Interview Experiences

1 interview found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Oct 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. What are the types of loans
  • Ans. 

    Types of loans include personal loans, student loans, mortgage loans, and business loans.

    • Personal loans

    • Student loans

    • Mortgage loans

    • Business loans

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't forget to take care of yourself during the job search. Take breaks, eat well, exercise, and make time for activities you enjoy.

Interview questions from similar companies

I applied via Walk-in and was interviewed in May 2019. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Intoduce Yourself?
  • Q2. What you know about Muthoot Group?

Interview Preparation Tips

Interview preparation tips for other job seekers - They ask Only Basic Questions in HR Round as well as Manager Round,be confident.Thats all

I applied via Recruitment Consulltant and was interviewed before Mar 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Personal interview, one to one interview, online test

Interview Preparation Tips

Interview preparation tips for other job seekers - Attitude test and one to one interview

I applied via Campus Placement and was interviewed before Feb 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What do you know about customer relationship building
  • Ans. 

    Customer relationship building involves creating and maintaining strong connections with clients to foster loyalty and trust.

    • Effective communication is key to building relationships with customers

    • Personalization and customization of services can help build stronger connections

    • Regular follow-ups and check-ins show customers that they are valued

    • Handling complaints and issues promptly and professionally can strengthen rel...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't think over. ....listen carefully and answer in short

I applied via Company Website and was interviewed before May 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. How do you collect money from lender?
  • Ans. 

    Money is collected from lenders through various methods such as direct debit, wire transfer, or check.

    • Direct debit is a common method where the lender authorizes the borrower to withdraw funds from their account on a regular basis.

    • Wire transfer is another option where the lender can transfer funds directly to the borrower's account.

    • Checks can also be used, but may take longer to process and clear.

    • It's important to esta...

  • Answered by AI
  • Q2. How do you followup lender?
  • Ans. 

    I follow up with lenders through regular communication and by providing timely updates on loan applications.

    • Regularly communicate with lenders to keep them updated on loan applications

    • Provide timely updates on loan applications to lenders

    • Respond promptly to any inquiries or requests from lenders

    • Maintain a professional and courteous relationship with lenders

    • Ensure all necessary documentation is provided to lenders in a

  • Answered by AI
  • Q3. How do u fund a customer?
  • Ans. 

    Funding a customer involves assessing their creditworthiness and providing them with financial resources to meet their needs.

    • Assess the customer's creditworthiness through credit checks and financial analysis

    • Determine the appropriate funding option based on the customer's needs and financial situation

    • Provide the customer with the necessary financial resources, such as loans or credit lines

    • Monitor the customer's repayme...

  • Answered by AI
  • Q4. How u judge a customer's intenstion for funding?
  • Ans. 

    Customer's funding intention can be judged by analyzing their financial history, business plan, and credit score.

    • Analyze customer's financial history to see if they have a good track record of repaying loans

    • Evaluate the customer's business plan to see if it is feasible and has potential for growth

    • Check the customer's credit score to determine their creditworthiness

    • Assess the customer's debt-to-income ratio to see if th...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Preper for collection after that for funding.

I appeared for an interview in Jan 2017.

Interview Questionnaire 

1 Question

  • Q1. About resume, academics etc.

Interview Preparation Tips

Round: Group Discussion
Experience: An abstract topic was given the on which we were supposed to discuss for 15 minutes followed by individual summary of the discussion and a common conclusion.
Tips: Stay confident and cover all the points in conclusion, while keep summary based on your point of view.
Duration: 15 minutes

Round: Stress Interview
Experience: It was more of a stress interview where they were trying to test my patience. They kept asking me stress questions on my resume and qualification background. They were judging my view point and my decision making skills. Overall tempo of the interview was skewed towards the candidate being able to handle the pressure and show his calm and composed side in those moments.
Tips: The tips I would like to give to candidates will be be confident and calm in an interview no matter what. If you don't know something that's totally okay, nobody is judging you for your knowledge only. It is the overall personality and behavior that matters. Last thing and most important thing which I would like to add is be honest about everything that is there.

I applied via Naukri.com and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Tell me about yourself
  • Q2. Privious organization duties and responsibilities
  • Q3. About share market and Demat account

Interview Preparation Tips

Interview preparation tips for other job seekers - Monthly target 120 demat account
Mutual fund 10
Insurance

I applied via Naukri.com and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Tell me about yourself
  • Q2. Salary expectation
  • Q3. Product knowledge and market knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in English or Hindi

I applied via Naukri.com and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. About yourself
  • Q2. Product and market knowledge
  • Q3. About Target
  • Q4. Salary expectation

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in English or Hindi

Interview Questionnaire 

1 Question

  • Q1. About my self an releted to share market d-mat acc opening an investment

SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Operations Associate interview?
SMFG India Credit interview process usually has 1 rounds. The most common rounds in the SMFG India Credit interview process are HR.

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SMFG India Credit Operations Associate Interview Process

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SMFG India Credit Operations Associate Reviews and Ratings

based on 2 reviews

1.7/5

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1.7

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1.7

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1.4

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1.4

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1.7

Company culture

1.2

Promotions

1.4

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