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Muthoot Finance
3.6
based on 5k Reviews
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Company Overview
Associated Companies
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Working at Muthoot Finance
Company Summary
Bringing joy to millions through a Diversified Product Portfolio. Muthoot Finance is the Largest Gold Loan NBFC in India.
Overall Rating
3.6/5
based on 5k reviews
10% below
industry average
Critically rated for
Promotions, Work satisfaction
Work Policy
Work from office
90% employees reported
Monday to Saturday
91% employees reported
Strict timing
72% employees reported
Within city
48% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
236 employees reported
Health insurance
91 employees reported
Office cab/shuttle
57 employees reported
Professional degree assistance
24 employees reported
View all benefits
About Muthoot Finance
Founded in1939 (86 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersKochi/Cochin, Kerala, India
Office Locations
--
Websitemuthootfinance.com
Primary Industry
Other Industries
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View in video summary
Even before the word "ethos" had found a place in the corporate lexicon, Muthoot Finance Ltd. had imbibed a work culture that was based on conscience. Ever since its inception, the company has nurtured trust as its most prominent value. We are committed to keeping this heritage alive throughout the generations to come. At Muthoot Finance Ltd. we are committed to creating a balance. We believe in a simple yet profound theory of "from excess or scanty, to appropriateness". A prominent example of this is our financial inclusion policy. The company provides gold loans on extremely easy terms and conditions to people of each segment of the society. Our gold loan range begins from ₹ 1500 and there is no maximum limit. Driven by the invaluable trust and commitment that people have shown in us through centuries, we have created a reputable market image.
Mission: To build leading customer-centric businesses enabled by technology, maintaining the highest standards of corporate governance and uncompromising values.
Vision: Be the most trusted, globally diversified institution enriching lives of the masses while contributing back to the society.
Muthoot Finance Ratings
based on 5k reviews
Overall Rating
3.6/5
How AmbitionBox ratings work?
5
1.9k
4
1.2k
3
828
2
362
1
725
Category Ratings
3.7
Job security
3.5
Skill development
3.4
Company culture
3.4
Salary
3.4
Work-life balance
3.3
Work satisfaction
3.2
Promotions
Muthoot Finance is rated 3.6 out of 5 stars on AmbitionBox, based on 5k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Muthoot Finance
based on 4.7k reviews
3.8
Rated by 941 Women
Rated 3.9 for Job security and 3.7 for Company culture
3.6
Rated by 3.8k Men
Rated 3.6 for Job security and 3.5 for Skill development
Work Policy at Muthoot Finance
based on 640 reviews in last 6 months
Work from office
90%
Permanent work from home
6%
Hybrid
4%
Muthoot Finance Reviews
Top mentions in Muthoot Finance Reviews
+ 5 more
Compare Muthoot Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.6/5 based on 5k reviews | 3.9/5 based on 4.2k reviews | 4.1/5 based on 7.2k reviews | 4.0/5 based on 6.8k reviews |
Highly Rated for | No highly rated category | Skill development Promotions | Job security Skill development Work-life balance | Salary Skill development Job security |
Critically Rated for | Promotions Work satisfaction | No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 90% employees reported | Work from office 85% employees reported | Work from office 87% employees reported | Work from office 79% employees reported |
Rating by Women Employees | 3.8 Good rated by 941 women | 3.8 Good rated by 499 women | 3.9 Good rated by 715 women | 3.9 Good rated by 601 women |
Rating by Men Employees | 3.6 Good rated by 3.8k men | 3.9 Good rated by 3.5k men | 4.1 Good rated by 6k men | 4.0 Good rated by 5.8k men |
Job security | 3.7 Good | 3.7 Good | 4.0 Good | 3.9 Good |
View more
Muthoot Finance Salaries
Muthoot Finance salaries have received with an average score of 3.4 out of 5 by 5k employees.
Junior Relationship Executive
(1.9k salaries)
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₹1 L/yr - ₹4.8 L/yr
Relationship Executive
(628 salaries)
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₹1.1 L/yr - ₹4.2 L/yr
Branch Manager
(593 salaries)
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₹1.8 L/yr - ₹7.5 L/yr
Junior Executive
(382 salaries)
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₹1.1 L/yr - ₹5 L/yr
Customer Care Executive
(359 salaries)
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₹1 L/yr - ₹4 L/yr
JRE
(334 salaries)
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₹1.3 L/yr - ₹4.5 L/yr
Probationary Officer
(310 salaries)
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₹1.8 L/yr - ₹3.8 L/yr
Audit Executive
(219 salaries)
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₹1.7 L/yr - ₹5 L/yr
Senior Relationship Executive
(189 salaries)
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₹1.4 L/yr - ₹4 L/yr
Executive Accountant
(187 salaries)
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₹1.4 L/yr - ₹4 L/yr
Muthoot Finance Interview Questions
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Muthoot Finance News
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Muthoot Insurance Brokers suspends CEO amid Rs 11.92 cr. fraud
- Muthoot Insurance Brokers, a subsidiary of Muthoot Finance, has suspended its CEO after uncovering fraudulent activities within the company.
- The internal probe reveals that the CEO and a former senior executive diverted gift cards meant for employees as performance rewards.
- The total amount misappropriated is Rs 11.92 crore, leading to a notional revenue loss of Rs 31.28 crore.
- Muthoot Insurance Brokers has filed an FIR against the accused and is implementing measures to prevent similar incidents.
HRKatha | 13 Mar, 2025
Muthoot Finance's Insurance Arm Sees Fraud By CEO, Ex-Employee
- Muthoot Finance's insurance arm, Muthoot Insurance Brokers, has reported a fraud involving its CEO and an ex-employee.
- The misappropriation amounts to Rs 11.92 crore and involves rewards in the form of gift cards meant for employees.
- The fraud took place from April 2023 to November 2024, resulting in a notional loss of revenue of Rs 31.28 crore.
- An FIR has been registered based on the complaint filed by Muthoot Insurance Brokers.
Bloomberg Quint | 13 Mar, 2025
Muthoot Finance Sees Rural Lending Boost From RBI's 'Win-Win' Risk Weight Cut
- Muthoot Finance will benefit from the RBI move as the company depends on banks for about 55% of the overall borrowing.
- RBI's decision to reduce risk weight for NBFCs will increase availability of funds for rural lending and augment accessibility to credit instruments.
- The reduction in risk weight comes at a critical time when bank credit to NBFCs has plunged, raising concerns about the sector's ability to sustain lending to retail customers.
- Muthoot Finance recently received RBI's nod to open 115 new branches to strengthen its presence in serving the gold demand in the market.
Bloomberg Quint | 4 Mar, 2025
Muthoot Finance gets RBI approval to open 115 new branches
- Muthoot Finance has received approval from the Reserve Bank of India (RBI) to open 115 new branches.
- The RBI has requested Muthoot to provide details of the new branches, including suitable security and storage arrangements for gold jewellery.
- Muthoot Finance reported a 21% increase in consolidated PAT in Q3 FY25, reaching ₹1,392 crore.
- The stock of Muthoot Finance fell by 0.50% and closed at ₹2,177.55 on the NSE.
HinduBusinessLine | 26 Feb, 2025
Muthoot Finance Receives RBI's Approval To Open 115 New Branches
- Finance and insurance corporation Muthoot Finance Ltd. has received approval from the Reserve Bank of India to open 115 new branches.
- RBI has asked Muthoot Finance to ensure suitable arrangements for security and storage of gold jewellery in the new branches.
- Muthoot Finance's standalone net profit for the quarter ended December 2024 rose by 32.7% to Rs 1,363 crore.
- The bank reported its highest consolidated loan AUM at Rs 1.11 lakh crore as of December 2024, a 34% increase compared to the previous year.
Bloomberg Quint | 26 Feb, 2025
EPIC World launches EHI Index, benchmarking companies solving for entrepreneurial households
- EPIC World has launched the EHI Index to benchmark companies solving for entrepreneurial households.
- The EHI Index tracks 34 publicly listed companies with a $115 billion market cap, highlighting entrepreneurial households as key economic contributors.
- The index features companies such as Bandhan Bank, Bajaj Finance, AU Small Finance Bank, and Muthoot Finance, addressing the critical needs of entrepreneurial households.
- The EHI Index has outperformed the NIFTY 50 and NIFTY Financial Services Index, demonstrating strong growth and shareholder value.
HinduBusinessLine | 26 Feb, 2025
Bajaj Finance Share Price Target 2025, 2026 to 2030
- Bajaj Finance's share price target for 2025 shows fluctuations in the stock market, with monthly ranges projected from ₹7135 to ₹9089 throughout the year.
- Founded in 1987, Bajaj Finance initially focused on finance lending and later diversified into business and property loans in 2010.
- Using AI and digital tools, Bajaj Finance enhances customer experience to stay competitive in the market.
- The stock is expected to reach a maximum of ₹13656 by 2030, with the minimum target starting at ₹6820 in 2026.
- The shareholding pattern of Bajaj Finance shows Promoters holding 54.78%, FII at 20.92%, DII at 2.94%, Mutual Funds at 9.83%, and Retail & Others at 11.53%.
- Bajaj Finance faces competition from companies like Chola Invest, Muthoot Finance, Shriram Finance, L&T Finance, and Sundaram Fin in the market.
- The stock has shown volatility on the National Stock Exchange, with a 157% growth in share price over the past five years.
- Investors are advised to seek expert advice before making investment decisions due to market unpredictability.
- The information provided regarding stock predictions is based on historical performance and may not be accurate.
- It is recommended to verify the data with other reliable sources for making informed investment choices in the stock market.
VIE Stories | 18 Feb, 2025
Six Stocks In News At Noon: Ashok Leyland, Bharat Forge, Muthoot Finance, Kotak Bank, SBI Cards
- Ashok Leyland: The share price of Ashok Leyland Ltd. rose over 2% following strong Q3 earnings and positive broker outlook.
- Bharat Forge: Bharat Forge Ltd.'s share price declined as Q3 numbers disappointed, with a 16.14% fall in net profit.
- Muthoot Finance: The share price of Muthoot Finance Ltd. hit a fresh life high, rising over 6% on strong Q3 earnings.
- Kotak Bank and SBI Cards: Kotak Mahindra Bank Ltd. shares rose after lifting of restrictions, and SBI Cards And Payment Services Ltd.'s share price reached a record high after Macquarie upgraded the rating.
Bloomberg Quint | 13 Feb, 2025
Muthoot Finance Q3 Results Review: IDBI Capital Maintains 'Hold' On The Stock, Hikes Target Price — Here's Why
- Muthoot Finance Ltd. reported gold loan growth of 34% YoY led by higher gold prices and new customer additions.
- Muthoot's management maintained guidance at 25% gold loan growth for FY25 and 15% for FY26.
- Muthoot Finance's gold AUM growth remains strong backed by high gold prices and moderating competitive intensity.
- Higher credit cost needs to be watched as stage III assets have increased in the last few quarters.
Bloomberg Quint | 13 Feb, 2025
Muthoot Finance post 21% rise in PAT in Q3 FY25 at ₹1,392 cr
- Muthoot Finance recorded a 21% increase in Profit After Tax (PAT) to ₹1,392 crore in Q3 FY25.
- Consolidated Loan Asset Under Management (AUM) grew by 7% to ₹1,11,308 crore in the first nine months of FY25.
- The company expects a positive economic outlook due to favourable macroeconomic indicators and the positive tax reform announcements in the Union Budget.
- Muthoot Finance is focusing on scaling up non-gold loan segments and subsidiaries, with the goal of growing their share to 18-20% in the next 5 years.
HinduBusinessLine | 12 Feb, 2025
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Muthoot Finance Subsidiaries
Muthoot Homefin India
3.9
• 340 reviews
Belstar Microfinance
4.1
• 301 reviews
Asia Asset Finance PLC
1.0
• 3 reviews
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Muthoot Finance Offices
Compare Muthoot Finance with
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Muthoot Finance FAQs
When was Muthoot Finance founded?
Muthoot Finance was founded in 1939. The company has been operating for 86 years primarily in the NBFC sector.
Where is the Muthoot Finance headquarters located?
Muthoot Finance is headquartered in Kochi/Cochin, Kerala.
How many employees does Muthoot Finance have in India?
Muthoot Finance currently has more than 28,000+ employees in India. Finance & Accounting department appears to have the highest employee count in Muthoot Finance based on the number of reviews submitted on AmbitionBox.
Does Muthoot Finance have good work-life balance?
Muthoot Finance has a work-life balance rating of 3.4 out of 5 based on 5,000+ employee reviews on AmbitionBox. 38% employees rated Muthoot Finance 3 or below, while 62% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read Muthoot Finance work-life balance reviews for more details
Is Muthoot Finance good for career growth?
Career growth at Muthoot Finance is rated as moderate, with a promotions and appraisal rating of 3.2. 38% employees rated Muthoot Finance 3 or below, while 62% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Muthoot Finance promotions/appraisals reviews for more detailed insights.
What are the cons of working in Muthoot Finance?
Working at Muthoot Finance does have some drawbacks that potential employees should consider. The company is poorly rated for promotions / appraisal and work satisfaction, based on 5,000+ employee reviews on AmbitionBox.
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