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Engaged Employer
Home Credit Finance
4.1
based on 4.3k Reviews
Company Overview
Company Locations
Working at Home Credit Finance
Company Summary
Home Credit offers a consumer durable loan in India at best interest rates. Buy mobile phones and home appliances on emis with instant approval.
Overall Rating
4.1/5
based on 4.3k reviews
2% above
industry average
Highly rated for
Company culture, Work-life balance, Skill development
Work Policy
Work from office
70% employees reported
Monday to Saturday
43% employees reported
Flexible timing
56% employees reported
Within city
44% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
432 employees reported
Cafeteria
207 employees reported
Health insurance
206 employees reported
Professional degree assistance
129 employees reported
View all benefits
About Home Credit Finance
Founded in2012 (13 yrs old)
India Employee Count1k-5k
Global Employee Count10k-50k
India HeadquartersGurugram, India
Office Locations
Websitehomecredit.co.in
Primary Industry
Other Industries
--
Home Credit India Finance Pvt. Ltd. is a leading Non-Banking Financial Company (NBFC) in consumer finance lending. The company is committed to drive credit penetration and financial inclusion by offering large financial solutions that are simple, transparent and accessible to all. With largest penetration in sub Rs. 10,000 category, Home Credit India has an employee base of over 15,000 and has been consistently expanding operations since its entry in 2012, with its operations spread over 179 cities across 20 States in India. The company has a strong network of around 29,000 points-of-sale (PoS) and is growing with a customer base of over 10 million customers, driven by Pan-India expansion across major markets, a range of diversified and innovative products backed by superior customer experience. Home Credit India has been recognized by Aon Hewitt as a Regional AON Best Employer 2017 for employer excellence.
Home Credit Finance Ratings
based on 4.3k reviews
Overall Rating
4.1/5
How AmbitionBox ratings work?
5
2.3k
4
955
3
490
2
163
1
345
Category Ratings
4.0
Company culture
4.0
Work-life balance
3.9
Skill development
3.8
Work satisfaction
3.7
Salary
3.5
Job security
3.4
Promotions
Home Credit Finance is rated 4.1 out of 5 stars on AmbitionBox, based on 4.3k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Home Credit Finance
based on 3.8k reviews
4.0
Rated by 465 Women
Rated 3.9 for Work-life balance and 3.9 for Company culture
4.1
Rated by 3.3k Men
Rated 4.0 for Work-life balance and 4.0 for Company culture
Work Policy at Home Credit Finance
based on 171 reviews in last 6 months
Work from office
70%
Hybrid
19%
Permanent work from home
11%
Home Credit Finance Reviews
Top mentions in Home Credit Finance Reviews
+ 5 more
Compare Home Credit Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.1/5 based on 4.3k reviews | 4.0/5 based on 38.1k reviews | 3.9/5 based on 39.5k reviews | 4.0/5 based on 6.7k reviews |
Highly Rated for | Work-life balance Company culture Skill development | Job security Skill development Company culture | Job security Skill development | Salary Skill development Job security |
Critically Rated for | No critically rated category | No critically rated category | Promotions | No critically rated category |
Primary Work Policy | Work from office 70% employees reported | Work from office 92% employees reported | Work from office 84% employees reported | Work from office 78% employees reported |
Rating by Women Employees | 4.0 Good rated by 465 women | 3.9 Good rated by 10.1k women | 3.7 Good rated by 8.2k women | 3.9 Good rated by 590 women |
Rating by Men Employees | 4.1 Good rated by 3.3k men | 4.0 Good rated by 26.3k men | 3.9 Good rated by 29.3k men | 4.0 Good rated by 5.7k men |
Job security | 3.5 Good | 4.1 Good | 4.0 Good | 3.9 Good |
View more
Home Credit Finance Salaries
Home Credit Finance salaries have received with an average score of 3.7 out of 5 by 4.3k employees.
District Sales Manager
(310 salaries)
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₹1.2 L/yr - ₹5 L/yr
Sales Executive
(280 salaries)
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₹1 L/yr - ₹4.5 L/yr
Collections Executive
(271 salaries)
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₹1.2 L/yr - ₹4.5 L/yr
Team Lead
(209 salaries)
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₹2.5 L/yr - ₹6 L/yr
Senior Sales Associate
(189 salaries)
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₹1 L/yr - ₹4 L/yr
Senior Associate
(147 salaries)
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₹1.5 L/yr - ₹4.5 L/yr
Sales Associate
(132 salaries)
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₹0.9 L/yr - ₹3.6 L/yr
Senior Representative
(132 salaries)
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₹1 L/yr - ₹3.3 L/yr
SME
(125 salaries)
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₹1.6 L/yr - ₹4 L/yr
Finance Executive
(107 salaries)
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₹1.2 L/yr - ₹4.2 L/yr
Home Credit Finance Interview Questions
Interview questions by designation
Top Home Credit Finance interview questions and answers
Get interview-ready with top interview questions
Home Credit Finance Jobs
Popular Designations Home Credit Finance Hires for
Popular Skills Home Credit Finance Hires for
Current Openings
Home Credit Finance News
TVS Holdings Takes Majority Stake in Home Credit India for Rs 554 Crore
- TVS Holdings has acquired an 80.74% stake in Home Credit India Finance for Rs 554 crore.
- Premji Invest and other TVS Holdings associates purchased the remaining 19.26% stake.
- The aim of the deal is to grow the lending portfolio to Rs 50,000 crore in the next three years.
- TVS Holdings expanded into financial services after exiting the real estate sector.
VIE Stories | 4 Feb, 2025
Home Credit Philippines’ sales hit P61 billion in 2024
- HOME CREDIT Philippines’ (HCPH) total sales increased by 19% to a record high of P61 billion in 2024.
- HCPH helped fund the purchase of 2.91 million goods via product loans in 2024.
- Mobile phones and tablets, home appliances, televisions and electronics, computers, and furniture were the top-financed categories contributing P57.4 billion to HCPH’s total sales last year.
- Apple recorded the top sales volume at P10 billion, followed by Samsung with P6.6 billion, Vivo with P4.3 billion, OPPO with P4.1 billion, and HONOR with P2.5 billion.
Bworldonline | 4 Feb, 2025
TVS Holdings acquires 80.74% stake in Home Credit India for Rs 554 Cr
- TVS Holdings acquires 80.74% stake in Home Credit India for Rs 554 crore.
- Remaining 19.26% stake acquired by Premji Invest and other TVS Holdings associates.
- The acquisition aims to strengthen TVS Holdings' presence in the financial services sector and enhance financial inclusion.
- Home Credit India has a customer base of 1.6 crore and operates in 625 cities with an AUM of approximately Rs 5,535 crore.
Yourstory | 3 Feb, 2025
TVS Holdings completes 80.74% stake acquisition of Home Credit for ₹554 crore
- TVS Holdings completes acquisition of an 80.74% stake in Home Credit for ₹554 crore.
- The acquisition was funded through proceeds from the sale of real estate assets and borrowings.
- Home Credit India is a non-banking financial institution with a focus on consumer financing.
- The acquisition will enhance TVS Holdings' presence in the financial services sector.
HinduBusinessLine | 3 Feb, 2025
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Home Credit Finance Offices
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Home Credit Finance FAQs
When was Home Credit Finance founded?
Home Credit Finance was founded in 2012. The company has been operating for 13 years primarily in the NBFC sector.
Where is the Home Credit Finance headquarters located?
Home Credit Finance is headquartered in Gurugram. It operates in 9 cities such as Gurgaon / Gurugram, Bangalore / Bengaluru, New Delhi, Pune, Kolkata. To explore all the office locations, visit Home Credit Finance locations.
How many employees does Home Credit Finance have in India?
Home Credit Finance currently has more than 5,000+ employees in India. Finance & Accounting department appears to have the highest employee count in Home Credit Finance based on the number of reviews submitted on AmbitionBox.
Does Home Credit Finance have good work-life balance?
Home Credit Finance has a work-life balance rating of 4.0 out of 5 based on 4,200+ employee reviews on AmbitionBox. 77% employees rated Home Credit Finance 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Home Credit Finance work-life balance reviews for more details
Is Home Credit Finance good for career growth?
Career growth at Home Credit Finance is rated as moderate, with a promotions and appraisal rating of 3.4. 23% employees rated Home Credit Finance 3 or below, while 77% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Home Credit Finance promotions/appraisals reviews for more detailed insights.
What are the pros of working in Home Credit Finance?
Working at Home Credit Finance offers several advantages that make it an appealing place for employees. The company is highly rated for company culture, work life balance and skill development, based on 4,200+ employee reviews on AmbitionBox.
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