Home Credit Finance Underwriter Interview Questions and Answers

Q1. Naaaghuuiii hgdtyhb uii7yfghh uyddbkiydd
Add your answer
Q2. NAahjuutyijhg guihhftu dfyikhh fujgx
Add your answer

Q1. Data frame making in python
Ans. 
Data frame making in Python involves creating a structured table-like data structure using the pandas library.
• Use the pandas library to create a data frame

• Data frames are 2-dimensional labeled data structures with columns of potentially different types

• Data frames can be created from dictionaries, lists, numpy arrays, or other data frames

• Example: df = pd.DataFrame({'A': [1, 2, 3], 'B': ['a', 'b', 'c']})
Answered by AI
Add your answer
Q2. Random forest basic questions
Add your answer

Apptitude test conducted where there are 60 question in 60 min

Python, Verbal , Apptitude

Last one is interview round

Q1. What is insurance
Ans. 
Insurance is a contract between an individual or organization and an insurance company, where the insurer provides financial protection against potential losses.
• Insurance is a risk management tool that helps individuals and organizations protect themselves against financial losses.

• It involves the transfer of risk from the insured to the insurer in exchange for payment of a premium.

• Insurance policies can cover various a...read more
Answered by AI
Add your answer
Q2. Insurance is an agreement between client and company to pay for any losses which is claimed
Add your answer
Q3. What is underwriting
Ans. 
Underwriting is the process of evaluating and assessing the risk associated with insuring a person or entity.
• Underwriting involves analyzing various factors such as financial stability, health status, and past claims history.

• It helps determine the premium amount and coverage limits for insurance policies.

• Underwriters use statistical models, actuarial tables, and other tools to assess risk.

• Examples include underwriting ...read more
Answered by AI
Add your answer
Q4. Can find the answers on google
Add your answer

Q1. What is underwriting
Ans. 
Underwriting is the process of evaluating and assessing risks associated with insuring individuals or entities.
• Underwriting involves analyzing various factors such as financial stability, creditworthiness, and potential risks.

• It helps insurance companies determine the appropriate premium rates and coverage for policyholders.

• Underwriters use statistical models, historical data, and industry knowledge to make informed de...read more
Answered by AI
View 1 more answer

Q1. It was about customer service and need to know multilingual languages was asked about to speak about my family in Hindi and talk on the recent movie I watched .. it was cool and easy
Add your answer
Q2. Why would you like to join the company
Ans. 
I would like to join the company because of its strong reputation, opportunities for growth, and alignment with my career goals.
• The company has a strong reputation in the industry, which is appealing to me as it indicates stability and success.

• I believe that the company offers great opportunities for growth and development, which is important to me as I am looking to advance my career.

• The company's values and mission a...read more
Answered by AI
Add your answer
Q3. How come you knew abt the openings
Ans. 
I regularly keep myself updated about job openings through various sources.
• I actively search for job openings on job portals and company websites.

• I network with professionals in my field who may inform me about job opportunities.

• I subscribe to email alerts and newsletters from job search platforms.

• I follow social media pages and groups related to job postings.

• I attend career fairs and industry events where companies of
Answered by AI
Add your answer
Q4. How can you deal with a frustrated client
Ans. 
To deal with a frustrated client, it is important to remain calm, empathize with their concerns, actively listen, offer solutions, and follow up to ensure satisfaction.
• Stay calm and composed

• Empathize with the client's frustrations

• Listen actively and attentively to their concerns

• Offer solutions or alternatives to address their issues

• Follow up to ensure their satisfaction

• Maintain a professional and positive attitude thro
Answered by AI
Add your answer
Q5. No questions asked further winded
Add your answer

Q1. Reportings applicable to function
Ans. 
Reportings are essential for any function to track progress and identify areas of improvement.
• Regular reports should be generated to track progress and identify areas of improvement.

• Reports should be customized to the specific function and its goals.

• Reports should be easily understandable and actionable.

• Examples of reportings applicable to functions include sales reports, performance reports, and budget reports.
Answered by AI
Add your answer
Q2. Regulatory updates going on business environment
Ans. 
Regulatory updates are constantly shaping the business environment, impacting industries and companies in various ways.
• Regulations can affect everything from product development to marketing and sales strategies

• Changes in regulations can create new opportunities or pose challenges for businesses

• Industries such as healthcare, finance, and technology are particularly affected by regulatory updates

• Examples of recent regul...read more
Answered by AI
Add your answer

Reasoning , SQL and probability

Q1. SQL queries and python
Add your answer
Q2. Reasoning and guesstimate
Add your answer