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Home Credit Finance Underwriter Interview Questions and Answers

Updated 14 May 2022

Home Credit Finance Underwriter Interview Experiences

1 interview found

Underwriter Interview Questions & Answers

user image Anonymous

posted on 22 Apr 2022

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is Cibil? why we check cibil?
  • Ans. 

    Cibil is a credit information company that maintains credit records of individuals and companies.

    • Cibil stands for Credit Information Bureau (India) Limited.

    • It is a credit information company that collects and maintains credit records of individuals and companies.

    • Cibil provides credit reports to banks and other financial institutions to help them assess the creditworthiness of borrowers.

    • Checking Cibil score is important...

  • Answered by AI
  • Q2. What is the maximum limit of cibil high score?
  • Ans. 

    There is no maximum limit for CIBIL high score.

    • CIBIL high score ranges from 300 to 900.

    • There is no upper limit for CIBIL high score.

    • A higher CIBIL score indicates better creditworthiness.

    • Lenders prefer borrowers with a high CIBIL score.

    • CIBIL score is calculated based on credit history and repayment behavior.

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. What is your Salary expectations
  • Q2. Any shift are u confertable?
  • Ans. 

    Yes, I am comfortable with working different shifts.

    • I have experience working both day and night shifts.

    • I am willing to adjust my schedule to meet the needs of the company.

    • I understand that working different shifts may be necessary in this role.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to say its good. Its for startup

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. What do you know about banking/credit cards
  • Ans. 

    Banking involves managing financial transactions, while credit cards allow users to borrow money for purchases.

    • Banking involves depositing and withdrawing money, managing accounts, and providing loans.

    • Credit cards allow users to borrow money for purchases and pay it back with interest.

    • Credit cards often come with rewards programs or cash back incentives.

    • Credit card debt can accumulate quickly and lead to financial diff

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Telephonic interview and face to face interview was taken. Overall smooth interview process, and asked about credit cards and banking industry for interview questions
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(1 Question)

  • Q1. It was mostly based on the resume with indepth questioning on how a person analyse a bs and the overall case
Round 3 - One-on-one 

(1 Question)

  • Q1. Basic understanding of key ratios and talking skills

Interview Preparation Tips

Interview preparation tips for other job seekers - Just stick to the resume and be honest about the work experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

Apptitude test conducted where there are 60 question in 60 min

Round 2 - Aptitude Test 

Python, Verbal , Apptitude

Round 3 - Group Discussion 

Last one is interview round

Interview Preparation Tips

Interview preparation tips for other job seekers - Just clear your basics
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Data frame making in python
  • Ans. 

    Data frame making in Python involves creating a structured table-like data structure using the pandas library.

    • Use the pandas library to create a data frame

    • Data frames are 2-dimensional labeled data structures with columns of potentially different types

    • Data frames can be created from dictionaries, lists, numpy arrays, or other data frames

    • Example: df = pd.DataFrame({'A': [1, 2, 3], 'B': ['a', 'b', 'c']})

  • Answered by AI
  • Q2. Random forest basic questions

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Naaaghuuiii hgdtyhb uii7yfghh uyddbkiydd
  • Q2. NAahjuutyijhg guihhftu dfyikhh fujgx
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Multiple Choice Questions

Round 2 - HR 

(1 Question)

  • Q1. Why do you want to join us

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good company
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about you? About previous education? About work profile for which you are interviewing?
  • Q2. Why did you leave your previous job?
  • Ans. 

    Seeking new challenges and growth opportunities.

    • Desire for career advancement

    • Lack of learning and development opportunities

    • Company restructuring or downsizing

    • Incompatibility with company culture or values

    • Relocation or personal reasons

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare about the work profile for which you are going for interview.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2024. There were 3 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. WHAT have you done
  • Ans. 

    I have successfully managed multiple projects and teams, resulting in increased efficiency and productivity.

    • Led cross-functional teams to successfully launch new products

    • Implemented process improvements that resulted in a 20% increase in productivity

    • Managed a budget of $1 million for a marketing campaign

  • Answered by AI
Round 2 - Technical 

(1 Question)

  • Q1. Why IDFC and abouut
  • Ans. 

    IDFC is a leading financial institution in India known for its innovative financial solutions and commitment to sustainable development.

    • IDFC is a well-established financial institution in India with a strong reputation in the market.

    • They are known for their focus on providing innovative financial solutions to their clients.

    • IDFC has a track record of supporting sustainable development initiatives in the country.

    • The comp...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Banking questions

I applied via Recruitment Consulltant and was interviewed in Apr 2022. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Regarding previous work experience
  • Q2. Expected CTC and job description
  • Ans. 

    Expected CTC and job description

    • Expected CTC is negotiable based on job responsibilities and experience

    • Job description includes managing team, developing strategies, and achieving targets

    • Salary range for similar positions in the industry is between $X and $Y

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident even if you do not know the answer , confidence is the Key
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Home Credit Finance Interview FAQs

How many rounds are there in Home Credit Finance Underwriter interview?
Home Credit Finance interview process usually has 2 rounds. The most common rounds in the Home Credit Finance interview process are One-on-one Round and HR.
How to prepare for Home Credit Finance Underwriter interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Home Credit Finance. The most common topics and skills that interviewers at Home Credit Finance expect are Excel, SQL, Underwriting, Analytical and Capacity Planning.
What are the top questions asked in Home Credit Finance Underwriter interview?

Some of the top questions asked at the Home Credit Finance Underwriter interview -

  1. What is the maximum limit of cibil high sco...read more
  2. What is Cibil? why we check cib...read more
  3. Any shift are u confertab...read more

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Home Credit Finance Underwriter Salary
based on 10 salaries
₹1.1 L/yr - ₹3.4 L/yr
60% less than the average Underwriter Salary in India
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Home Credit Finance Underwriter Reviews and Ratings

based on 3 reviews

4.0/5

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3.9

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4.9

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3.4

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4.1

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2.0

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2.6

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