Home Credit Finance Underwriter Interview Questions and Answers

Q1. It was mostly based on the resume with indepth questioning on how a person analyse a bs and the overall case
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Q1. Basic understanding of key ratios and talking skills
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Apptitude test conducted where there are 60 question in 60 min

Python, Verbal , Apptitude

Last one is interview round

Q1. Data frame making in python
Ans. 
Data frame making in Python involves creating a structured table-like data structure using the pandas library.
• Use the pandas library to create a data frame

• Data frames are 2-dimensional labeled data structures with columns of potentially different types

• Data frames can be created from dictionaries, lists, numpy arrays, or other data frames

• Example: df = pd.DataFrame({'A': [1, 2, 3], 'B': ['a', 'b', 'c']})
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Q2. Random forest basic questions
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Q1. Naaaghuuiii hgdtyhb uii7yfghh uyddbkiydd
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Q2. NAahjuutyijhg guihhftu dfyikhh fujgx
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Multiple Choice Questions

Q1. Why do you want to join us
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Q1. Tell me about you? About previous education? About work profile for which you are interviewing?
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Q2. Why did you leave your previous job?
Ans. 
Seeking new challenges and growth opportunities.
• Desire for career advancement

• Lack of learning and development opportunities

• Company restructuring or downsizing

• Incompatibility with company culture or values

• Relocation or personal reasons
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Q1. WHAT have you done
Ans. 
I have successfully managed multiple projects and teams, resulting in increased efficiency and productivity.
• Led cross-functional teams to successfully launch new products

• Implemented process improvements that resulted in a 20% increase in productivity

• Managed a budget of $1 million for a marketing campaign
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Q1. Why IDFC and abouut
Ans. 
IDFC is a leading financial institution in India known for its innovative financial solutions and commitment to sustainable development.
• IDFC is a well-established financial institution in India with a strong reputation in the market.

• They are known for their focus on providing innovative financial solutions to their clients.

• IDFC has a track record of supporting sustainable development initiatives in the country.

• The comp...read more
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Q1. Banking questions
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Q1. Regarding previous work experience
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Q2. Expected CTC and job description
Ans. 
Expected CTC and job description
• Expected CTC is negotiable based on job responsibilities and experience

• Job description includes managing team, developing strategies, and achieving targets

• Salary range for similar positions in the industry is between $X and $Y
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