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SMFG India Credit Branch Credit Manager Interview Questions, Process, and Tips

Updated 7 Mar 2025

Top SMFG India Credit Branch Credit Manager Interview Questions and Answers

SMFG India Credit Branch Credit Manager Interview Experiences

14 interviews found

Interview Questionnaire 

1 Question

  • Q1. Job profile previous company and knowledge about cibil and also I honest about my work.

Interview Questionnaire 

1 Question

  • Q1. Asking about Product Mortgage credit analysis etc..

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

I applied via Referral and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Case Study 

Interview Preparation Tips

Interview preparation tips for other job seekers - Happy to join as a member of Fullerton family

Interview Questionnaire 

4 Questions

  • Q1. Interviewer were asked me about how to do credit analysis and take final decision to provide respective loan applicant?
  • Q2. What is underwriting and what you have to do for getting good customer to our finance?
  • Ans. 

    Underwriting is the process of assessing the creditworthiness of a customer and determining the terms and conditions for providing finance.

    • Underwriting involves evaluating the financial and personal information of a customer to determine their ability to repay a loan.

    • The credit manager analyzes factors such as income, credit history, employment stability, and collateral to assess the risk associated with lending to a c...

  • Answered by AI
  • Q3. What's your ambitions and why you are choosing our company for work?
  • Ans. 

    My ambition is to excel in the field of credit management and contribute to the growth of your company.

    • I have a strong passion for credit management and have set ambitious goals for myself in this field.

    • I believe that your company has a strong reputation in the industry and offers great opportunities for career growth.

    • I am impressed by the company's commitment to innovation and its focus on providing excellent customer...

  • Answered by AI
  • Q4. And more related questions about my previous role and responsibilities and work. That was good. Thanks Nakuri Team.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be passionate and positive before you go to interview. Best of luck.

SMFG India Credit interview questions for designations

 Credit Manager

 (12)

 Credit Officer

 (1)

 Branch Manager

 (5)

 Branch Sales Manager

 (3)

 Assistant Branch Manager

 (1)

 Branch Collection Incharge

 (6)

 Group Credit Officer

 (2)

 Territory Credit Manager

 (1)

Branch Credit Manager Jobs at SMFG India Credit

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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit Branch Credit Manager interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for SMFG India Credit Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Credit Underwriting, Mortgage Loans, Lap, housing loan and hl.
What are the top questions asked in SMFG India Credit Branch Credit Manager interview?

Some of the top questions asked at the SMFG India Credit Branch Credit Manager interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. Current CTC how m...read more
  3. Tell about dpd d...read more

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SMFG India Credit Branch Credit Manager Interview Process

based on 14 interviews

2 Interview rounds

  • Resume Shortlist Round
  • HR Round
View more
SMFG India Credit Branch Credit Manager Salary
based on 148 salaries
₹1.9 L/yr - ₹9.2 L/yr
16% less than the average Branch Credit Manager Salary in India
View more details

SMFG India Credit Branch Credit Manager Reviews and Ratings

based on 156 reviews

4.1/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

4.2

Salary

4.0

Job security

3.7

Company culture

3.7

Promotions

3.6

Work satisfaction

Explore 156 Reviews and Ratings
Branch Credit Manager

Mehsana,

Gandhidham

+1

2-7 Yrs

Not Disclosed

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