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SMFG India Credit Interview Questions, Process, and Tips

Updated 11 Mar 2025

Top SMFG India Credit Interview Questions and Answers

View all 48 questions

SMFG India Credit Interview Experiences

Popular Designations

161 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience details
  • Ans. 

    I have 5 years of experience as a Credit Manager in a bank, overseeing branch credit operations.

    • Managed a team of credit analysts and loan officers to ensure efficient credit evaluation and approval processes.

    • Developed and implemented credit policies and procedures to mitigate risk and ensure compliance with regulatory requirements.

    • Analyzed financial statements, credit reports, and other relevant information to assess ...

  • Answered by AI
Round 3 - HR 

(2 Questions)

  • Q1. Work experience details
  • Q2. Current CTC how much
  • Ans. 

    I am currently earning a competitive salary based on my experience and qualifications.

    • My current CTC is in line with industry standards.

    • I have been receiving regular salary increments based on my performance.

    • I am satisfied with my current compensation package.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's very bad of my view very too much timings and holidays are not comfortable

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed before Mar 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Can you tell me about yourself?
  • Q2. How will you grow the business in location
  • Ans. 

    To grow the business, I will implement targeted marketing strategies, enhance customer engagement, and build strong community relationships.

    • Conduct market research to identify local needs and preferences, tailoring services accordingly.

    • Develop partnerships with local businesses for cross-promotions, such as offering discounts to their employees.

    • Utilize social media campaigns to engage with the community and promote spe...

  • Answered by AI
  • Q3. What is your expectations from this role?
  • Ans. 

    I expect to drive sales growth, enhance team performance, and foster strong client relationships in this role.

    • Lead and motivate the sales team to exceed targets, as seen in my previous role where we achieved a 20% increase in sales.

    • Develop and implement effective marketing strategies that resonate with our target audience, similar to a campaign I launched that boosted brand awareness by 30%.

    • Cultivate strong relationshi...

  • Answered by AI
  • Q4. What is your notice period
  • Q5. Explain your previous job role
  • Ans. 

    In my previous role, I managed a sales team, developed marketing strategies, and drove revenue growth through client engagement.

    • Led a team of 10 sales representatives, achieving a 20% increase in sales over one year.

    • Developed and implemented marketing campaigns that improved brand visibility and customer engagement.

    • Conducted market research to identify new business opportunities and tailor sales strategies accordingly.

    • ...

  • Answered by AI
Round 2 - HR 

(3 Questions)

  • Q1. Tell us something which is not mentioned in your resume
  • Ans. 

    I have a passion for community engagement, which drives my approach to sales and marketing beyond what's on my resume.

    • I volunteer with local non-profits, helping them develop marketing strategies to increase their outreach.

    • I organized a charity event that raised over $10,000 for a local shelter, showcasing my ability to lead and inspire teams.

    • I am an avid reader of industry-related books, which keeps me updated on the ...

  • Answered by AI
  • Q2. What expectations do you have regarding remuneration
  • Ans. 

    I expect a competitive remuneration package that reflects my experience and the value I bring to the role.

    • I anticipate a base salary that aligns with industry standards for similar positions.

    • In addition to the base salary, I would appreciate performance-based bonuses to incentivize achieving sales targets.

    • I value benefits such as health insurance, retirement plans, and professional development opportunities.

    • I believe t...

  • Answered by AI
  • Q3. How long will you take to join
  • Ans. 

    I can join within two weeks, allowing time for a smooth transition and to finalize my current commitments.

    • I need to provide my current employer with a two-week notice period.

    • This timeframe allows me to wrap up ongoing projects and ensure a smooth handover.

    • I believe in leaving my current role on good terms, which is important for future networking.

    • If needed, I can negotiate with my current employer for an earlier releas

  • Answered by AI
SMFG India Credit Interview Questions and Answers for Freshers
illustration image
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Feb 2025.

Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. Job role process police

Cluster Manager Interview Questions asked at other Companies

Q1. If a person takes less than 20 seconds to pick each item, and there are 6 items per order, with a store handling 1000 orders per day, how many pickers are required?
Add answer
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Sep 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Your all information
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Job not secured,

Not joining this company.

Relationship Manager Interview Questions asked at other Companies

Q1. How will you market banking products ? Are you willing to work at the ground level ? What are the challenges of marketing at ground level ? How different is it from other kinds of marketing? What did you learn in mba with respect to marketi... read more
View answer (47)

SMFG India Credit interview questions for popular designations

 Sales Manager

 (15)

 Branch Credit Manager

 (14)

 Credit Manager

 (12)

 Branch Collection Incharge

 (6)

 Branch Manager

 (5)

 Collections Manager

 (5)

 Relationship Manager

 (4)

 Transaction Officer

 (4)

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(8 Questions)

  • Q1. Tell me about yourself
  • Q2. Do you know excel
  • Q3. How to make PPT
  • Ans. 

    To make a PPT, use a software like PowerPoint, organize content logically, use visuals, and practice presenting.

    • Use a software like PowerPoint to create slides

    • Organize content logically with an introduction, main points, and conclusion

    • Use visuals such as images, charts, and graphs to enhance understanding

    • Practice presenting the PPT to ensure smooth delivery

  • Answered by AI
  • Q4. Would you work in night shift if needed
  • Q5. What do you want in life
  • Q6. What would you contribute here in the job
  • Q7. What are your salary expectations
  • Q8. Tell me about your family background

Interview Preparation Tips

Interview preparation tips for other job seekers - In excel one should know vlookup and hlookup and pivot tables thats what they need.

Assistant General Manager Operations Interview Questions asked at other Companies

Q1. What are basic Roles & Responsibilities in Stores & Warehouse Management
View answer (2)

Get interview-ready with Top SMFG India Credit Interview Questions

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Self interview introduction
  • Q2. I'm traduced my self and my family education waise
Round 2 - One-on-one 

(2 Questions)

  • Q1. About the Experience
  • Q2. I worked 3 years different companies different departments
Round 3 - Training 

(2 Questions)

  • Q1. Do you have take new challenges and new department we are providing training
  • Q2. Yes I can do anything and self confidence must important never give up

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good communication with ops department of SMFG India credit company Ltd and very good team work I'm pleasure working with company thanks for opportunity to give I glad to work and most happy

Jobs at SMFG India Credit

View all
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience questions
  • Q2. Previous work please experience
Round 2 - One-on-one 

(2 Questions)

  • Q1. Knowledge related questions
  • Q2. Proces related questions
Round 3 - HR 

(2 Questions)

  • Q1. Any reason to get the new job
  • Q2. Any other questions for personal or business related

Senior Executive Operations Interview Questions asked at other Companies

Q1. In 1 day how many veh can be loaded and unloaded with dock man power count of 14.
View answer (7)

Interview Questions & Answers

user image Bhoopendra Pathak

posted on 6 Sep 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. WhatsApp you can do
  • Ans. 

    WhatsApp allows you to send messages, make voice and video calls, share media, and create group chats.

    • Send messages to individuals or groups

    • Make voice and video calls

    • Share photos, videos, documents, and contacts

    • Create and participate in group chats

    • Set status updates and share stories

  • Answered by AI
  • Q2. Sbhss hshshs hshshs hshshsh shshhs
  • Q3. Dedff ff rrf fff fff.

Credit Manager Interview Questions & Answers

user image Shivaraja K

posted on 6 Aug 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is meaning of CBIL
  • Ans. 

    CBIL stands for Credit Bureau India Limited, which is a credit information company in India.

    • CBIL is a credit information company that collects and maintains credit information of individuals and businesses.

    • It provides credit reports and scores to lenders to help them make informed lending decisions.

    • CBIL helps in reducing the risk of default by providing accurate credit information.

    • It plays a crucial role in the credit ...

  • Answered by AI
  • Q2. What are the metrics used to evaluate risk
  • Ans. 

    Metrics used to evaluate risk include credit score, debt-to-income ratio, payment history, and credit utilization.

    • Credit score: A numerical representation of a borrower's creditworthiness based on their credit history.

    • Debt-to-income ratio: The percentage of a borrower's monthly income that goes towards paying debts.

    • Payment history: A record of a borrower's past payments on credit accounts.

    • Credit utilization: The amount

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Why your leaving privious company
  • Ans. 

    Seeking new challenges and growth opportunities in a different work environment.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city

  • Answered by AI
  • Q2. What was salary expectation
  • Ans. 

    My salary expectation is in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Manager salaries

    • Consider my experience and qualifications when determining salary expectation

    • Be open to negotiation based on the overall compensation package offered

  • Answered by AI

Top SMFG India Credit Credit Manager Interview Questions and Answers

Q1. How do u understand cibil and it's description like dpd dbt sub standard Dbr ratio Foir ratio
View answer (1)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Mar 2024.

Round 1 - HR 

(1 Question)

  • Q1. Past experience related

Branch Credit Manager Interview Questions asked at other Companies

Q1. why 13yr legal search report is required in mortgage
View answer (6)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Last company designation and work

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Interview questions and physical

Collections Manager Interview Questions asked at other Companies

Q1. Collection efficiency and how will do the collection, plan for the month, repossession etc
View answer (9)
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SMFG India Credit Interview FAQs

How many rounds are there in SMFG India Credit interview?
SMFG India Credit interview process usually has 1-2 rounds. The most common rounds in the SMFG India Credit interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for SMFG India Credit interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at SMFG India Credit. The most common topics and skills that interviewers at SMFG India Credit expect are Sales, Personal Loans, Microfinance, Rural Finance and Collections.
What are the top questions asked in SMFG India Credit interview?

Some of the top questions asked at the SMFG India Credit interview -

  1. What is underwriting and what you have to do for getting good customer to our f...read more
  2. What's is deference of normal Collection and Bucket collecti...read more
  3. What is Collection ??.. How to Collect the Money From Customer??.. Do You Have ...read more
How long is the SMFG India Credit interview process?

The duration of SMFG India Credit interview process can vary, but typically it takes about less than 2 weeks to complete.

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SMFG India Credit Interview Process

based on 271 interviews

Interview experience

4.3
  
Good
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based on 4.2k reviews

4.0/5

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3.8

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3.7

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4.1

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3.8

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3.7

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