AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
i
AU Small Finance Bank
Compare
Filter interviews by
AU Small Finance Bank Branch Credit Manager Interview Questions, Process, and Tips
Top AU Small Finance Bank Branch Credit Manager Interview Questions and Answers
- Q1. In builder cases what r the document required for the legal
- Q2. What you are know about financial and mortgage?
- Q3. What do you understand about credit visit? How will you assess a customer income? What is cibil score? Can a loan be prepared on assessment basis?
AU Small Finance Bank Branch Credit Manager Interview Experiences
6 interviews found
Selected
I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.
(2 Questions)
- Q1. Abou my self and education
- Q2. Experience and achievements
Interview Preparation Tips
Manik Asija
Selected
I applied via Referral
(1 Question)
- Q1. Self nd family etc info
Knowledge about work because i have previous experience
(1 Question)
- Q1. Salary, grade negotiate nd check work knowledge
Selected
I applied via Walk-in and was interviewed in May 2023. There were 3 interview rounds.
(1 Question)
- Q1. What do you understand about credit visit? How will you assess a customer income? What is cibil score? Can a loan be prepared on assessment basis?
- Ans.
Credit visit involves assessing customer income and cibil score to determine loan eligibility.
Credit visit involves meeting the customer in person to verify income and other financial details.
Assessing customer income involves reviewing pay stubs, bank statements, and tax returns.
Cibil score is a credit rating provided by Credit Information Bureau (India) Limited, indicating creditworthiness.
A loan can be prepared on a...
(1 Question)
- Q1. Same question What do you know about home loan
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed before Sep 2022. There was 1 interview round.
(5 Questions)
- Q1. It was very simple interview my interview lasted about 10 minutes interviewer ask me some journal questions and some relevant product wise.
- Q2. First is self introduction And second is how to assess the income 3rd is on the pd what r the discuss with customer.
- Q3. In builder cases what r the document required for the legal
- Ans.
Documents required for legal in builder cases include title deed, approved building plan, NOC from relevant authorities, sale agreement, etc.
Title deed showing ownership of the property
Approved building plan from local authorities
NOC (No Objection Certificate) from relevant authorities
Sale agreement between builder and buyer
Occupancy certificate if available
- Q4. What is the rera and tell me full form
- Ans.
RERA stands for Real Estate (Regulation and Development) Act, which aims to regulate the real estate sector and protect the interests of homebuyers.
RERA was enacted in 2016 to bring transparency and accountability in the real estate sector.
It mandates the registration of real estate projects and real estate agents.
RERA also establishes state-level Real Estate Regulatory Authorities (RERAs) to oversee the sector.
The Act...
- Q5. What r u looking on collateral property
- Ans.
I look for collateral property that is valuable, easily marketable, and has a clear title.
Value of the property should be sufficient to cover the loan amount
Property should be easily marketable in case of default
Clear title ensures smooth transfer of ownership in case of foreclosure
Interview Preparation Tips
Thank you..
AU Small Finance Bank interview questions for designations
Selected
I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.
(2 Questions)
- Q1. What you are know about financial and mortgage?
- Ans.
Financial and mortgage knowledge includes understanding of lending, credit analysis, risk assessment, interest rates, and loan products.
Understanding of lending practices and loan products
Knowledge of credit analysis and risk assessment
Familiarity with interest rates and how they impact mortgages
Awareness of mortgage underwriting guidelines and regulations
Ability to assess borrower's financial situation and determine l
- Q2. Mortgage are two types. Equitable and registered
That was really great interview, they asked me in which language you are comfort for interview and then asked me about last job role and so many things. After that they provide details of some cases to check how I will decision of those cases
Interview Preparation Tips
- Legal
- Technical
- Financial Analysis
- Cibil
(1 Question)
- Q1. Share details of your previous job.
Top trending discussions
Interview questions from similar companies
Branch Credit Manager Interview Questions & Answers
Jana Small Finance Bank
Anonymous
posted on 3 Sep 2024
Selected
I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.
HL and LAP case only
Interview Preparation Tips
Branch Credit Manager Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 28 Dec 2021
I applied via Walk-in and was interviewed in Nov 2021. There were 4 interview rounds.
Interview Questionnaire
5 Questions
- Q1. What kind of product to handle?
- Ans.
The Branch Credit Manager handles various financial products and services.
Loans and credit facilities
Credit cards
Mortgages
Overdrafts
Trade finance
Asset-based lending
Working capital financing
- Q2. What is your nature of work for your previous company
- Q3. How to change your attitude
- Q4. Why do leave your previous company
- Q5. What is your expectations
Interview Preparation Tips
I applied via Recruitment Consulltant and was interviewed in Mar 2022. There were 3 interview rounds.
Good
(1 Question)
- Q1. Where do you see yourself in 5 years?
Interview Preparation Tips
I applied via Referral and was interviewed in Jan 2021. There was 1 interview round.
Interview Questionnaire
4 Questions
- Q1. My previous company experience basis credit line
- Q2. 1) Work handling
- Q3. 2)Product knowledge
- Q4. 3)online exam
Interview Preparation Tips
AU Small Finance Bank Interview FAQs
Some of the top questions asked at the AU Small Finance Bank Branch Credit Manager interview -
Tell us how to improve this page.
AU Small Finance Bank Interviews By Designations
- AU Small Finance Bank Assistant Manager Interview Questions
- AU Small Finance Bank Credit Manager Interview Questions
- AU Small Finance Bank Deputy Manager Interview Questions
- AU Small Finance Bank Sales Officer Interview Questions
- AU Small Finance Bank Senior Executive Interview Questions
- AU Small Finance Bank Relationship Manager Interview Questions
- AU Small Finance Bank Banking Officer Interview Questions
- AU Small Finance Bank Relationship Officer Interview Questions
- Show more
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Credit Officer Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Branch Credit Officer Interview Questions
- Branch Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Show more
AU Small Finance Bank Branch Credit Manager Interview Process
based on 8 interviews
2 Interview rounds
- Resume Shortlist Round
- One-on-one Round
Interview Questions from Similar Companies
Fast track your campus placements
AU Small Finance Bank Branch Credit Manager Reviews and Ratings
based on 33 reviews
Rating in categories
|
Assistant Manager
1.1k
salaries
|  ₹1.8 L/yr - ₹7.2 L/yr |
|
Deputy Manager
968
salaries
| ₹1.8 L/yr - ₹8.5 L/yr |
|
Relationship Manager
741
salaries
| ₹2 L/yr - ₹10 L/yr |
|
Senior Executive
643
salaries
| ₹1.4 L/yr - ₹5.2 L/yr |
|
Manager
596
salaries
| ₹3.7 L/yr - ₹13.5 L/yr |
Bandhan Bank
Equitas Small Finance Bank
Ujjivan Small Finance Bank
Suryoday Small Finance Bank
- Home >
- Interviews >
- AU Small Finance Bank Interview Questions >
- AU Small Finance Bank Branch Credit Manager Interview Questions
