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AU Small Finance Bank Branch Credit Manager Interview Questions, Process, and Tips

Updated 13 Aug 2024

Top AU Small Finance Bank Branch Credit Manager Interview Questions and Answers

  • Q1. In builder cases what r the document required for the legal
  • Q2. What you are know about financial and mortgage?
  • Q3. What do you understand about credit visit? How will you assess a customer income? What is cibil score? Can a loan be prepared on assessment basis?

AU Small Finance Bank Branch Credit Manager Interview Experiences

6 interviews found

Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Acm 

(2 Questions)

  • Q1. Abou my self and education
  • Q2. Experience and achievements

Interview Preparation Tips

Interview preparation tips for other job seekers - Need communication skills
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Self nd family etc info
Round 3 - Case Study 

Knowledge about work because i have previous experience

Round 4 - HR 

(1 Question)

  • Q1. Salary, grade negotiate nd check work knowledge

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in May 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What do you understand about credit visit? How will you assess a customer income? What is cibil score? Can a loan be prepared on assessment basis?
  • Ans. 

    Credit visit involves assessing customer income and cibil score to determine loan eligibility.

    • Credit visit involves meeting the customer in person to verify income and other financial details.

    • Assessing customer income involves reviewing pay stubs, bank statements, and tax returns.

    • Cibil score is a credit rating provided by Credit Information Bureau (India) Limited, indicating creditworthiness.

    • A loan can be prepared on a...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Same question What do you know about home loan

Interview Preparation Tips

Interview preparation tips for other job seekers - Keeping trying 👍
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Sep 2022. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. It was very simple interview my interview lasted about 10 minutes interviewer ask me some journal questions and some relevant product wise.
  • Q2. First is self introduction And second is how to assess the income 3rd is on the pd what r the discuss with customer.
  • Q3. In builder cases what r the document required for the legal
  • Ans. 

    Documents required for legal in builder cases include title deed, approved building plan, NOC from relevant authorities, sale agreement, etc.

    • Title deed showing ownership of the property

    • Approved building plan from local authorities

    • NOC (No Objection Certificate) from relevant authorities

    • Sale agreement between builder and buyer

    • Occupancy certificate if available

  • Answered by AI
  • Q4. What is the rera and tell me full form
  • Ans. 

    RERA stands for Real Estate (Regulation and Development) Act, which aims to regulate the real estate sector and protect the interests of homebuyers.

    • RERA was enacted in 2016 to bring transparency and accountability in the real estate sector.

    • It mandates the registration of real estate projects and real estate agents.

    • RERA also establishes state-level Real Estate Regulatory Authorities (RERAs) to oversee the sector.

    • The Act...

  • Answered by AI
  • Q5. What r u looking on collateral property
  • Ans. 

    I look for collateral property that is valuable, easily marketable, and has a clear title.

    • Value of the property should be sufficient to cover the loan amount

    • Property should be easily marketable in case of default

    • Clear title ensures smooth transfer of ownership in case of foreclosure

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It is not a rocket science keep the confidence and give the answer of all questions don't hesitate during the interview best wishes for all..

Thank you..

AU Small Finance Bank interview questions for designations

 Credit Manager

 (16)

 Assistant Credit Manager

 (3)

 Deputy Credit Manager

 (1)

 Credit Officer

 (4)

 Branch Manager

 (9)

 Senior Credit Officer

 (2)

 Branch Sales Manager

 (2)

 Assistant Branch Manager

 (1)

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Simple 

(2 Questions)

  • Q1. What you are know about financial and mortgage?
  • Ans. 

    Financial and mortgage knowledge includes understanding of lending, credit analysis, risk assessment, interest rates, and loan products.

    • Understanding of lending practices and loan products

    • Knowledge of credit analysis and risk assessment

    • Familiarity with interest rates and how they impact mortgages

    • Awareness of mortgage underwriting guidelines and regulations

    • Ability to assess borrower's financial situation and determine l

  • Answered by AI
  • Q2. Mortgage are two types. Equitable and registered
Round 3 - Case Study 

That was really great interview, they asked me in which language you are comfort for interview and then asked me about last job role and so many things. After that they provide details of some cases to check how I will decision of those cases

Interview Preparation Tips

Topics to prepare for AU Small Finance Bank Branch Credit Manager interview:
  • Legal
  • Technical
  • Financial Analysis
  • Cibil
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Share details of your previous job.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Case Study 

HL and LAP case only

Interview Preparation Tips

Interview preparation tips for other job seekers - Only for experience

I applied via Walk-in and was interviewed in Nov 2021. There were 4 interview rounds.

Interview Questionnaire 

5 Questions

  • Q1. What kind of product to handle?
  • Ans. 

    The Branch Credit Manager handles various financial products and services.

    • Loans and credit facilities

    • Credit cards

    • Mortgages

    • Overdrafts

    • Trade finance

    • Asset-based lending

    • Working capital financing

  • Answered by AI
  • Q2. What is your nature of work for your previous company
  • Q3. How to change your attitude
  • Q4. Why do leave your previous company
  • Q5. What is your expectations

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't fear about interview

I applied via Recruitment Consulltant and was interviewed in Mar 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Good

Round 3 - HR 

(1 Question)

  • Q1. Where do you see yourself in 5 years?

Interview Preparation Tips

Interview preparation tips for other job seekers - Punctuality always for everyone here they help to good energy.

I applied via Referral and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. My previous company experience basis credit line
  • Q2. 1) Work handling
  • Q3. 2)Product knowledge
  • Q4. 3)online exam

Interview Preparation Tips

Interview preparation tips for other job seekers - positive attitude and good knowledge of work handling product.

AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Branch Credit Manager interview?
AU Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the AU Small Finance Bank interview process are Resume Shortlist, One-on-one Round and HR.
What are the top questions asked in AU Small Finance Bank Branch Credit Manager interview?

Some of the top questions asked at the AU Small Finance Bank Branch Credit Manager interview -

  1. In builder cases what r the document required for the le...read more
  2. What you are know about financial and mortga...read more
  3. What do you understand about credit visit? How will you assess a customer incom...read more

Tell us how to improve this page.

AU Small Finance Bank Branch Credit Manager Interview Process

based on 8 interviews

2 Interview rounds

  • Resume Shortlist Round
  • One-on-one Round
View more

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AU Small Finance Bank Branch Credit Manager Salary
based on 81 salaries
₹2.1 L/yr - ₹7.2 L/yr
8% less than the average Branch Credit Manager Salary in India
View more details

AU Small Finance Bank Branch Credit Manager Reviews and Ratings

based on 33 reviews

4.1/5

Rating in categories

4.1

Skill development

4.1

Work-life balance

3.8

Salary

4.3

Job security

4.1

Company culture

3.8

Promotions

4.1

Work satisfaction

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