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AU Small Finance Bank
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I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.
I applied via Referral
Knowledge about work because i have previous experience
I applied via Walk-in and was interviewed in May 2023. There were 3 interview rounds.
Credit visit involves assessing customer income and cibil score to determine loan eligibility.
Credit visit involves meeting the customer in person to verify income and other financial details.
Assessing customer income involves reviewing pay stubs, bank statements, and tax returns.
Cibil score is a credit rating provided by Credit Information Bureau (India) Limited, indicating creditworthiness.
A loan can be prepared on a...
I applied via Walk-in and was interviewed before Sep 2022. There was 1 interview round.
Documents required for legal in builder cases include title deed, approved building plan, NOC from relevant authorities, sale agreement, etc.
Title deed showing ownership of the property
Approved building plan from local authorities
NOC (No Objection Certificate) from relevant authorities
Sale agreement between builder and buyer
Occupancy certificate if available
RERA stands for Real Estate (Regulation and Development) Act, which aims to regulate the real estate sector and protect the interests of homebuyers.
RERA was enacted in 2016 to bring transparency and accountability in the real estate sector.
It mandates the registration of real estate projects and real estate agents.
RERA also establishes state-level Real Estate Regulatory Authorities (RERAs) to oversee the sector.
The Act...
I look for collateral property that is valuable, easily marketable, and has a clear title.
Value of the property should be sufficient to cover the loan amount
Property should be easily marketable in case of default
Clear title ensures smooth transfer of ownership in case of foreclosure
AU Small Finance Bank interview questions for designations
I applied via Referral and was interviewed before Oct 2022. There were 3 interview rounds.
Financial and mortgage knowledge includes understanding of lending, credit analysis, risk assessment, interest rates, and loan products.
Understanding of lending practices and loan products
Knowledge of credit analysis and risk assessment
Familiarity with interest rates and how they impact mortgages
Awareness of mortgage underwriting guidelines and regulations
Ability to assess borrower's financial situation and determine l
That was really great interview, they asked me in which language you are comfort for interview and then asked me about last job role and so many things. After that they provide details of some cases to check how I will decision of those cases
Top trending discussions
posted on 3 Sep 2024
I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.
HL and LAP case only
posted on 28 Dec 2021
I applied via Walk-in and was interviewed in Nov 2021. There were 4 interview rounds.
The Branch Credit Manager handles various financial products and services.
Loans and credit facilities
Credit cards
Mortgages
Overdrafts
Trade finance
Asset-based lending
Working capital financing
I applied via Recruitment Consulltant and was interviewed in Mar 2022. There were 3 interview rounds.
Good
I applied via Referral and was interviewed in Jan 2021. There was 1 interview round.
Some of the top questions asked at the AU Small Finance Bank Branch Credit Manager interview -
based on 8 interviews
2 Interview rounds
based on 33 reviews
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