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AU Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 6 years exp.
₹1.3 Lakh - ₹4 Lakhs
Salary of majority employees
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22% less than the average Credit Officer Salary in Banking Companies for 0 - 6 years of experience

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Salaries in different departments

Finance & Accounting
Credit Officer Salary
0 - 6 years exp. (82 salaries)
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₹1.7 L/yr - ₹4 L/yr

BFSI, Investments & Trading
Credit Officer Salary
0 - 6 years exp. (62 salaries)
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₹1.3 L/yr - ₹3.5 L/yr

Customer Success, Service & Operations
Credit Officer Salary
1 - 6 years exp. (19 salaries)
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₹2 L/yr - ₹3 L/yr

Risk Management & Compliance
Credit Officer Salary
0 - 6 years exp. (12 salaries)
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₹1.9 L/yr - ₹3.8 L/yr

Last Updated: 2 Mar 2025

Companies similar to AU Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
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HDFC Bank Credit Officer Salary

1 - 8 years exp. (252 salaries)

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₹1.2 L/yr - ₹4 L/yr

arrow icon 9% less
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ICICI Bank Credit Officer Salary

0 - 6 years exp. (118 salaries)

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₹1.2 L/yr - ₹4.7 L/yr

arrow icon 10% less
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Axis Bank Credit Officer Salary

0 - 6 years exp. (175 salaries)

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₹1.2 L/yr - ₹6.8 L/yr

arrow icon 29% more
1 job opening
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Kotak Mahindra Bank Credit Officer Salary

1 - 6 years exp. (96 salaries)

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₹1.5 L/yr - ₹4.5 L/yr

arrow icon 4% less
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Yes Bank Credit Officer Salary

2 - 10 years exp. (50 salaries)

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₹2 L/yr - ₹4 L/yr

arrow icon 2% more
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IndusInd Bank Credit Officer Salary

1 - 10 years exp. (135 salaries)

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₹1.2 L/yr - ₹4.2 L/yr

arrow icon 1% less
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IDFC FIRST Bank Credit Officer Salary

0 - 6 years exp. (38 salaries)

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₹2.1 L/yr - ₹4.9 L/yr

At par
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RBL Bank Credit Officer Salary

0 - 7 years exp. (169 salaries)

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₹1.4 L/yr - ₹4.4 L/yr

At par
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Bandhan Bank Credit Officer Salary

0 - 9 years exp. (36 salaries)

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₹1.3 L/yr - ₹5 L/yr

arrow icon 20% more
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Federal Bank Credit Officer Salary

0 - 6 years exp. (21 salaries)

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₹5.1 L/yr - ₹16 L/yr

arrow icon 285% more
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Credit Officer salary at AU Small Finance Bank ranges between ₹1.3 Lakh to ₹4 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on 240 latest salaries received from various employees of AU Small Finance Bank.

Latest annual salaries shared by AU Small Finance Bank Credit Officer

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Experience wise AU Small Finance Bank Credit Officer salaries

Last Updated: 2 Mar 2025

Experience Avg Annual Salary
Fresher  (16 salaries)

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₹2 L/yr - ₹3.1 L/yr
1 year  (49 salaries)

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₹1.3 L/yr - ₹3.5 L/yr
2 years  (63 salaries)

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₹1.5 L/yr - ₹4 L/yr
3 years  (36 salaries)

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₹1.7 L/yr - ₹3.2 L/yr
4 years  (34 salaries)

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₹1.6 L/yr - ₹4 L/yr
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AU Small Finance Bank Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 6 years exp.

Regional Credit Manager

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8 - 18 years exp.

Credit Officer 0 - 6 years exp.
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Credit Manager 0 - 12 years exp.
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arrow icon 109% hike
Portfolio Credit Manager 5 - 14 years exp.
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arrow icon 58% hike

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Similar Designation salaries in AU Small Finance Bank

Credit Manager Salary
(513 salaries)
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₹2.37 L/yr - ₹10.5 L/yr
Sales Officer Salary
(412 salaries)
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₹1.1 L/yr - ₹4.3 L/yr
Credit Analyst Salary
(15 salaries)
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₹3 L/yr - ₹8.8 L/yr
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₹1.9 L/yr - ₹4 L/yr
Officer Salary
(51 salaries)
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₹1.35 L/yr - ₹4.5 L/yr
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₹2.5 L/yr - ₹3.5 L/yr
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₹1.5 L/yr - ₹3.55 L/yr
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₹6.05 L/yr - ₹12.6 L/yr
Branch Manager Salary
(436 salaries)
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₹5.2 L/yr - ₹17.47 L/yr
Deputy Manager Salary
(984 salaries)
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₹1.85 L/yr - ₹8.5 L/yr

Top skills at AU Small Finance Bank for Credit Officer

Credit Cards Credit Underwriting Sales Loan against Property Sales Credit Risk Analysis Banking Marketing Customer Interaction New Business Finance Credit Appraisal Secured Loan Housing Loan Home Loans
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Salary related reviews for AU Small Finance Bank

4.0

Rated by 171 employees for salary & benefits

BFSI, Investments & Trading Department

5.0
  •  posted on 11 May 2022

2.0
 for  Salary and Benefits

Likes

Overall company is good but company needs some improvement in Hike and appraisal of Employees and give them opportunity for career growth by promoting with designation and giving them challenges for next level. Company should avoid doing Bond with employees rather than doing bond Hr should trust on employees and show faith on them. Overall I love the company...

read more
  • Skill development - Excellent
  • +2 more

Dislikes

Bond with employees in avage of salary hike or designation promotion

  • Salary - Poor
  • +1 more

Full Time

 · 

Risk Management & Compliance Department

3.0
  •  posted on 08 Apr 2024

1.0
 for  Salary and Benefits

Likes

Company is good for those who want nothing from his life as no future growth and worklife balance there but good for those who not much aware about there personal lifee tooo

read more
  • Job security - Good
  • +1 more

Dislikes

No work life all day working no comp off salary is very less

  • Salary - Bad
  • +4 more

Full Time

 · 

Customer Success, Service & Operations Department

4.0
  •  posted on 25 Oct 2023

4.0
 for  Salary and Benefits

Likes

Work life balance Pay and perks

  • Salary - Good
  • +2 more

Dislikes

-Slow responce on critical recommended process and changes which can improve team bandwidth, mitigate risk, create BCP of existing internal and external process/agency, reduce cost etc. -Lack of update on existing/ongoing project to involved and responsible stakeholders by project management/development team. Only discussion conducts in limited group member (internal/external). Around deployment phaseab of activity/project, responsible stakeholders (SME) looped, where multiple observations identified and shared by SME to project manager/developer, which could have been identified earlier and taken care of during expectation setting/development phase instead of making change at the time of deployment phase to minimise the TAT of reduce cost incurred in development of new project/product/application

read more

Full Time

 · 

Finance & Accounting Department

2.0
  •  posted on 07 Nov 2023

2.0
 for  Salary and Benefits

Likes

Only salary on time and nothing else.

Dislikes

Poor work life balance, no fix timing. Pressurise to work on holidays and 7 days a week work, only name for bank but no holidays. No good promotions given to employee, also appraisal comes late in month of September. Culture is very pathetic because employee don't get time for self, more than 12 hours of working everyday.

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  • Salary - Poor
  • +5 more

Full Time

 · 

Sales & Business Development Department

1.0
  •  posted on 18 Oct 2023

2.0
 for  Salary and Benefits

Likes

Being a small finance bank, it gives prompt response to customer since daily walk in to the main branch in Bangalore is 3-4 customers (at the max)

read more

Dislikes

...have any say before sales department. They ask to come to work even on holidays. Line Manager has all the power to hold fixed salary. He may choose to hold upon achieving monthly targets. Over all, not at all recommended for work.

read more
  • Salary - Poor
  • +5 more
see more salary related reviews

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AU Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at AU Small Finance Bank?
Credit Officer salary at AU Small Finance Bank in India ranges between ₹1.3 Lakhs to ₹4.0 Lakhs for less than 1 year of experience to 6 years. According to our estimates it is 22% less than the average Credit Officer Salary in India. Salary estimates are based on 240 latest salaries received from various employees of AU Small Finance Bank India.
How does the salary of a Credit Officer at AU Small Finance Bank India compare with the average salary range for this job?
The average salary of a Credit Officer at AU Small Finance Bank is 22% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.
What are the top skills required to work as a Credit Officer at AU Small Finance Bank?
Credit Cards, Credit Underwriting, Sales, Loan against Property and Sales are some of the popular skills required to work as a Credit Officer at AU Small Finance Bank India.
Which similar companies are paying more than AU Small Finance Bank to a Credit Officer in India?
  • Central Bank of India Credit Officer Salary - ₹12.4 Lakhs to ₹21.5 Lakhs per year
  • Indian Overseas Bank Credit Officer Salary - ₹14.0 Lakhs to ₹22.0 Lakhs per year
  • UCO Bank Credit Officer Salary - ₹13.2 Lakhs to ₹18.0 Lakhs per year
  • NatWest Group Credit Officer Salary - ₹7.8 Lakhs to ₹20.0 Lakhs per year
  • IDBI Bank Credit Officer Salary - ₹7.0 Lakhs to ₹18.0 Lakhs per year
What is the salary of a Credit Officer in companies similar to AU Small Finance Bank in India?
  • Bank of Baroda Credit Officer Salary - ₹6.0 Lakhs to ₹20.0 Lakhs per year
  • Bank of Maharashtra Credit Officer Salary - ₹8.0 Lakhs to ₹20.0 Lakhs per year
  • Indian Bank Credit Officer Salary - ₹9.0 Lakhs to ₹12.5 Lakhs per year
  • Federal Bank Credit Officer Salary - ₹5.1 Lakhs to ₹16.0 Lakhs per year
  • Bank of India Credit Officer Salary - ₹5.0 Lakhs to ₹14.0 Lakhs per year
What is the estimated take home salary of a Credit Officer at AU Small Finance Bank in India?
The estimated take-home salary of a Credit Officer at AU Small Finance Bank ranges between ₹20,015 per month to ₹21,678 per month in India. The take-home salary calculation is based on the average AU Small Finance Bank Credit Officer salary in India which ranges between ₹1.3 Lakhs to ₹4.0 Lakhs per year for employees with less than 1 year of experience to 6 years. Check how did we calculate take home salary?
What is the notice period for Credit Officer at AU Small Finance Bank?
According to AmbitionBox, 56% of the AU Small Finance Bank Credit Officers reported a notice period of 3 Months, 31% reported a notice period of 1 Month and the remaining reported other notice period durations. This is based on 285 responses on AmbitionBox in last 2 years.

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AU Small Finance Bank Credit Officer salary in India ranges between ₹1.3 Lakh to ₹4 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 240 AU Small Finance Bank latest salaries received from various employees of AU Small Finance Bank.

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