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AU Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 6 years exp.
₹1.3 Lakh - ₹4 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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21% less than the average Credit Officer Salary in Banking Companies for 0 - 6 years of experience

Interested in this particular role?

Salaries in different departments

Finance & Accounting
Credit Officer Salary
0 - 6 years exp. (83 salaries)
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₹1.3 L/yr - ₹4 L/yr

BFSI, Investments & Trading
Credit Officer Salary
0 - 6 years exp. (58 salaries)
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₹1.3 L/yr - ₹3.5 L/yr

Customer Success, Service & Operations
Credit Officer Salary
1 - 6 years exp. (19 salaries)
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₹2 L/yr - ₹3 L/yr

Risk Management & Compliance
Credit Officer Salary
0 - 3 years exp. (10 salaries)
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₹2 L/yr - ₹3.8 L/yr

Last Updated: 30 Mar 2025

Companies similar to AU Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
Logo
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₹1.9 L/yr - ₹6 L/yr

arrow icon 49% more
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₹1.6 L/yr - ₹4.4 L/yr

arrow icon 8% more
19 job openings
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IndusInd Bank Credit Officer Salary

1 - 10 years exp. (135 salaries)

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₹1.5 L/yr - ₹4.2 L/yr

arrow icon 3% less
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Bank of Baroda Credit Officer Salary

5 - 12 years exp. (107 salaries)

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₹6 L/yr - ₹20 L/yr

arrow icon 393% more
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Bank of India Credit Officer Salary

3 - 7 years exp. (46 salaries)

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₹6.5 L/yr - ₹14 L/yr

arrow icon 257% more
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Yes Bank Credit Officer Salary

2 - 10 years exp. (48 salaries)

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₹2 L/yr - ₹4 L/yr

arrow icon 3% less
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Jana Small Finance Bank Credit Officer Salary

0 - 7 years exp. (50 salaries)

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₹1.3 L/yr - ₹3.6 L/yr

arrow icon 11% less
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IDFC FIRST Bank Credit Officer Salary

0 - 8 years exp. (41 salaries)

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₹2.1 L/yr - ₹4.9 L/yr

arrow icon 2% more
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Federal Bank Credit Officer Salary

0 - 5 years exp. (20 salaries)

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₹5 L/yr - ₹16 L/yr

arrow icon 254% more
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IDBI Bank Credit Officer Salary

0 - 13 years exp. (16 salaries)

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₹7 L/yr - ₹18 L/yr

arrow icon 392% more
View all
Credit Officer salary at AU Small Finance Bank ranges between ₹1.3 Lakh to ₹4 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on 237 latest salaries received from various employees of AU Small Finance Bank.

Latest annual salaries shared by AU Small Finance Bank Credit Officer

2d ago
₹3.4 Lakhs
6 years exp.
1w ago
₹3.2 Lakhs
6 years exp.
1w ago
₹2.8 Lakhs
4 years exp.
2w ago
₹2.7 Lakhs
4 years exp.
3w ago
₹3.5 Lakhs
2 years exp.
3w ago
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2 years exp.
1mo ago
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2 years exp.
1mo ago
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3 years exp.
1mo ago
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3 years exp.
1mo ago
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2 years exp.

Experience wise AU Small Finance Bank Credit Officer salaries

Last Updated: 30 Mar 2025

Experience Avg Annual Salary
Fresher  (16 salaries)

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₹2 L/yr - ₹3.1 L/yr
1 year  (48 salaries)

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₹1.3 L/yr - ₹3.5 L/yr
2 years  (64 salaries)

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₹1.5 L/yr - ₹3.8 L/yr
3 years  (36 salaries)

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₹1.7 L/yr - ₹3.2 L/yr
4 years  (35 salaries)

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₹1.6 L/yr - ₹4 L/yr
View all
AU Small Finance Bank Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 6 years exp.

Regional Credit Manager

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8 - 20 years exp.

Credit Officer

0 - 6 years exp.
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Credit Manager

0 - 11 years exp.
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arrow icon 108% hike

Portfolio Credit Manager

5 - 15 years exp.
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arrow icon 59% hike
Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in AU Small Finance Bank

Credit Manager Salary
(531 salaries)
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₹2.4 L/yr - ₹9.39 L/yr
Sales Officer Salary
(373 salaries)
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₹1.1 L/yr - ₹5 L/yr
Credit Analyst Salary
(15 salaries)
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₹3 L/yr - ₹8.8 L/yr
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₹1.8 L/yr - ₹4.15 L/yr
Officer Salary
(51 salaries)
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₹1.35 L/yr - ₹4.5 L/yr
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₹2.5 L/yr - ₹3.5 L/yr
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₹1.5 L/yr - ₹3.55 L/yr
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₹6.8 L/yr - ₹13 L/yr
Branch Manager Salary
(454 salaries)
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₹5.32 L/yr - ₹17.5 L/yr
Deputy Manager Salary
(999 salaries)
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₹1.85 L/yr - ₹8.5 L/yr

Top skills at AU Small Finance Bank for Credit Officer

Credit Cards Credit Underwriting Sales Loan against Property Sales Credit Risk Analysis Banking Marketing Customer Interaction New Business Finance Credit Appraisal Secured Loan Housing Loan Home Loans

Salary related reviews for AU Small Finance Bank

4.0

Rated by 173 employees for salary & benefits

BFSI, Investments & Trading Department

5.0
  •  posted on 11 May 2022

2.0
 for  Salary and Benefits

Likes

Overall company is good but company needs some improvement in Hike and appraisal of Employees and give them opportunity for career growth by promoting with designation and giving them challenges for next level. Company should avoid doing Bond with employees rather than doing bond Hr should trust on employees and show faith on them. Overall I love the company...

read more
  • Skill development - Excellent
  • +2 more

Dislikes

Bond with employees in avage of salary hike or designation promotion

  • Salary - Poor
  • +1 more

Full Time

 · 

Risk Management & Compliance Department

3.0
  •  posted on 08 Apr 2024

1.0
 for  Salary and Benefits

Likes

Company is good for those who want nothing from his life as no future growth and worklife balance there but good for those who not much aware about there personal lifee tooo

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  • Job security - Good
  • +1 more

Dislikes

No work life all day working no comp off salary is very less

  • Salary - Bad
  • +4 more

Full Time

 · 

Customer Success, Service & Operations Department

4.0
  •  posted on 25 Oct 2023

4.0
 for  Salary and Benefits

Likes

Work life balance Pay and perks

  • Salary - Good
  • +2 more

Dislikes

-Slow responce on critical recommended process and changes which can improve team bandwidth, mitigate risk, create BCP of existing internal and external process/agency, reduce cost etc. -Lack of update on existing/ongoing project to involved and responsible stakeholders by project management/development team. Only discussion conducts in limited group member (internal/external). Around deployment phaseab of activity/project, responsible stakeholders (SME) looped, where multiple observations identified and shared by SME to project manager/developer, which could have been identified earlier and taken care of during expectation setting/development phase instead of making change at the time of deployment phase to minimise the TAT of reduce cost incurred in development of new project/product/application

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Full Time

 · 

Finance & Accounting Department

2.0
  •  posted on 07 Nov 2023

2.0
 for  Salary and Benefits

Likes

Only salary on time and nothing else.

Dislikes

Poor work life balance, no fix timing. Pressurise to work on holidays and 7 days a week work, only name for bank but no holidays. No good promotions given to employee, also appraisal comes late in month of September. Culture is very pathetic because employee don't get time for self, more than 12 hours of working everyday.

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Sales & Business Development Department

1.0
  •  posted on 18 Oct 2023

2.0
 for  Salary and Benefits

Likes

Being a small finance bank, it gives prompt response to customer since daily walk in to the main branch in Bangalore is 3-4 customers (at the max)

read more

Dislikes

...have any say before sales department. They ask to come to work even on holidays. Line Manager has all the power to hold fixed salary. He may choose to hold upon achieving monthly targets. Over all, not at all recommended for work.

read more
  • Salary - Poor
  • +5 more
see more salary related reviews

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AU Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at AU Small Finance Bank ?
The average salary of a Credit Officer at AU Small Finance Bank in India typically ranges from ₹1.3 Lakhs to ₹4.0 Lakhs per year, depending on experience (from Fresher to 6 years).

The top 10% of Credit Officer at AU Small Finance Bank earn more than ₹3.2 Lakhs per year, and the top 1% earn over ₹3.8 Lakhs per year. Credit Officer Salaries at AU Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 200+ AU Small Finance Bank employees in India.
What is the estimated take home salary of a Credit Officer at AU Small Finance Bank in India?
The estimated take-home salary of a Credit Officer at AU Small Finance Bank in India typically ranges from ₹20,446 to ₹22,102 per month. This is based on the average salary range of ₹1.3 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from Fresher to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 200+ salaries received from various employees of AU Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Officer at AU Small Finance Bank ?
To be a Credit Officer at AU Small Finance Bank in india, the key skills required include:

  • - Credit Cards
  • - Credit Underwriting
  • - Sales
  • - Loan against Property
  • - Sales

These skills are highly valued at AU Small Finance Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than AU Small Finance Bank for Credit Officer in India?
Central Bank of India ₹12.4 Lakhs to ₹21.5 Lakhs per year
Indian Overseas Bank ₹11.0 Lakhs to ₹22.0 Lakhs per year
UCO Bank ₹13.2 Lakhs to ₹18.0 Lakhs per year
NatWest Group ₹7.8 Lakhs to ₹20.0 Lakhs per year
Bank of Baroda ₹6.0 Lakhs to ₹20.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by AU Small Finance Bank, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to AU Small Finance Bank in India?
The salary of a Credit Officer at companies similar to AU Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IDBI Bank ₹7.0 Lakhs to ₹18.0 Lakhs per year
Bank of Maharashtra ₹8.0 Lakhs to ₹20.0 Lakhs per year
Indian Bank ₹9.0 Lakhs to ₹12.5 Lakhs per year
Bank of India ₹6.5 Lakhs to ₹14.0 Lakhs per year
Federal Bank ₹5.0 Lakhs to ₹16.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at AU Small Finance Bank in India?
The salary growth for a Credit Officer at AU Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at AU Small Finance Bank:

Experience Average Salary Range
Fresher ₹2.0 Lakhs to ₹3.1 Lakhs per year
1 year ₹1.3 Lakhs to ₹3.5 Lakhs per year
2 years ₹1.5 Lakhs to ₹3.8 Lakhs per year
3 years ₹1.7 Lakhs to ₹3.2 Lakhs per year
and so on.

Tell us how to improve this page.

AU Small Finance Bank Credit Officer salary in India ranges between ₹1.3 Lakh to ₹4 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 237 AU Small Finance Bank latest salaries received from various employees of AU Small Finance Bank.