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NatWest Group Credit Officer salaries in India (Updated 2025)

Annual salary range
1 - 8 years exp.
₹7.8 Lakhs - ₹20 Lakhs
Salary of majority employees
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293% more than the average Credit Officer Salary in Banking Companies for 1 - 8 years of experience

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Salaries in different departments

BFSI, Investments & Trading
Credit Officer Salary
1 - 6 years exp. (5 salaries)
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₹7.8 L/yr - ₹17 L/yr

Risk Management & Compliance
Credit Officer Salary
1 - 4 years exp. (4 salaries)
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₹12 L/yr - ₹15.6 L/yr

Data Science & Analytics
Credit Officer Salary
6 - 8 years exp. (3 salaries)
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₹15 L/yr - ₹19 L/yr

Finance & Accounting
Credit Officer Salary
2 - 8 years exp. (AmbitionBox Estimate)
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₹11.9 L/yr - ₹18 L/yr

Last Updated: 3 Mar 2025

Companies similar to NatWest Group for Credit Officer

Company name Avg Annual Salary Open Jobs
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State Bank of India Credit Officer Salary

2 - 8 years exp. (29 salaries)

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₹8.5 L/yr - ₹17 L/yr

arrow icon 17% less
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HDFC Bank Credit Officer Salary

1 - 8 years exp. (252 salaries)

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₹1.5 L/yr - ₹4 L/yr

arrow icon 82% less
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ICICI Bank Credit Officer Salary

0 - 6 years exp. (118 salaries)

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₹1.2 L/yr - ₹4.7 L/yr

arrow icon 82% less
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Axis Bank Credit Officer Salary

0 - 6 years exp. (172 salaries)

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₹1.2 L/yr - ₹6.5 L/yr

arrow icon 74% less
1 job opening
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Kotak Mahindra Bank Credit Officer Salary

1 - 6 years exp. (96 salaries)

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₹1.5 L/yr - ₹4.5 L/yr

arrow icon 81% less
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Yes Bank Credit Officer Salary

2 - 10 years exp. (50 salaries)

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₹2 L/yr - ₹4 L/yr

arrow icon 80% less
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IDFC FIRST Bank Credit Officer Salary

0 - 8 years exp. (41 salaries)

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₹2.1 L/yr - ₹4.9 L/yr

arrow icon 79% less
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IndusInd Bank Credit Officer Salary

1 - 10 years exp. (134 salaries)

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₹1.5 L/yr - ₹4.2 L/yr

arrow icon 80% less
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Punjab National Bank Credit Officer Salary

0 - 3 years exp. (4 salaries)

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₹5.3 L/yr - ₹10.6 L/yr

arrow icon 26% less
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Bank of Baroda Credit Officer Salary

5 - 12 years exp. (106 salaries)

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₹6 L/yr - ₹20 L/yr

arrow icon 1% less
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₹1.9 L/yr - ₹6 L/yr

arrow icon 70% less
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₹1.2 L/yr - ₹4.4 L/yr

arrow icon 78% less
20 job openings
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₹1.5 L/yr - ₹4.1 L/yr

arrow icon 81% less
5 job openings
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AU Small Finance Bank Credit Officer Salary

0 - 6 years exp. (238 salaries)

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₹1.3 L/yr - ₹3.8 L/yr

arrow icon 80% less
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RBL Bank Credit Officer Salary

0 - 7 years exp. (169 salaries)

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₹1.4 L/yr - ₹4.4 L/yr

arrow icon 80% less
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ANZ Banking Group Credit Officer Salary

0 - 8 years exp. (41 salaries)

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₹4.1 L/yr - ₹11.1 L/yr

arrow icon 41% less
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Jana Small Finance Bank Credit Officer Salary

1 - 7 years exp. (47 salaries)

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₹1.3 L/yr - ₹3.5 L/yr

arrow icon 81% less
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Bandhan Bank Credit Officer Salary

0 - 9 years exp. (41 salaries)

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₹1.3 L/yr - ₹5 L/yr

arrow icon 77% less
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HSBC Group Credit Officer Salary

3 - 10 years exp. (19 salaries)

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₹3.5 L/yr - ₹10 L/yr

arrow icon 53% less
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Canara Bank Credit Officer Salary

7 - 12 years exp. (16 salaries)

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₹8 L/yr - ₹19.5 L/yr

arrow icon 8% less
View all
Credit Officer salary at NatWest Group ranges between ₹7.8 Lakhs to ₹20 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 16 latest salaries received from various employees of NatWest Group.

Latest annual salaries shared by NatWest Group Credit Officer

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Experience wise NatWest Group Credit Officer salaries

Last Updated: 3 Mar 2025

Experience Avg Annual Salary
1 year  (3 salaries)

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₹12 L/yr - ₹15 L/yr
2 years (AmbitionBox Estimate)

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₹5.6 L/yr - ₹18 L/yr
3 years (AmbitionBox Estimate)

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₹12 L/yr - ₹25.3 L/yr
4 years (AmbitionBox Estimate)

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₹13.1 L/yr - ₹25.5 L/yr
5 years (AmbitionBox Estimate)

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₹7.8 L/yr - ₹17 L/yr
View all

Similar Designation salaries in NatWest Group

Credit Manager Salary
(9 salaries)
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₹11.5 L/yr - ₹22.55 L/yr
Credit Analyst Salary
(51 salaries)
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₹8 L/yr - ₹16.5 L/yr
Officer Salary
(18 salaries)
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₹1.8 L/yr - ₹3.15 L/yr
Branch Manager Salary
(AmbitionBox Estimate)
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₹21.2 L/yr - ₹27.1 L/yr
Deputy Manager Salary
(8 salaries)
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₹5.05 L/yr - ₹8.15 L/yr
Chief Manager Salary
(AmbitionBox Estimate)
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₹14.4 L/yr - ₹18.4 L/yr
Sales Manager Salary
(AmbitionBox Estimate)
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₹7.9 L/yr - ₹10.1 L/yr
Senior Associate Salary
(235 salaries)
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₹4.61 L/yr - ₹24 L/yr
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₹9.5 L/yr - ₹19.55 L/yr
Credit Relationship Manager Salary
(AmbitionBox Estimate)
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₹11.9 L/yr - ₹15.2 L/yr

Top skills at NatWest Group for Credit Officer

Credit Risk Management Credit Policy Management Monitoring Risk Management Financial Services Relationship Assurance Banking Finance Credit Risk Compliance Credit Credit Underwriting Lending

Salary related reviews for NatWest Group

Full Time

 · 

Data Science & Analytics Department

3.0
  •  posted on 23 Jan 2025

2.0
 for  Salary and Benefits

Likes

They try to invest in new technology. They work as one team, India teams are not treated separately.

  • Job security - Good
  • +1 more

Dislikes

...romoted, actual work is not valued. They do not hire people at proper positions. they try to take experienced candidates and with high pay in lower grades and then later during appraisal cycle candidates do not get hike as they already cross the limit for that position.

read more
  • Salary - Poor
  • +2 more

Full Time

 · 

Risk Management & Compliance Department

1.0
  •  posted on 04 Jan 2025

1.0
 for  Salary and Benefits

Likes

The Leave policy is the only thing good about this company.

Dislikes

...espite being assured of competitive pay, you will often find yourself underpaid. During appraisal discussions, the management frequently justifies minimal increments by claiming that your salary is already above the industry benchmark—a statement far removed from reality. Over time, this persistent undervaluation can erode your motivation and hinder your professional growth. You may feel trapped by the rigid 90-day notice period policy, which not only limits your mobility but also causes you to lose touch with critical interview skills. The work culture leaves much to be desired. Managers often show little regard for employee well-being, fostering an environment where working excessively long hours is the norm. The lack of genuine recognition or meaningful benefits further exacerbates the dissatisfaction. Overall, this workplace struggles to provide a supportive or rewarding environment, leaving employees feeling unappreciated, demotivated, and stagnant in their careers.

read more
  • Salary - Bad
  • +6 more

Full Time

 · 

Data Science & Analytics Department

5.0
  •  posted on 02 Jul 2023

4.0
 for  Salary and Benefits

Likes

Great UK driven culture, pay is good, focus on learning, focus on futuristic things, work life experience is great.

read more
  • Salary - Good
  • +6 more

Dislikes

Most of leadership is based in UK which can impact managerial experience, pay can improve, increment is average (7-10%), less f;exibility to move across different departments.

read more

Full Time

 · 

BFSI, Investments & Trading Department

3.0
  •  posted on 20 Dec 2023

2.0
 for  Salary and Benefits

Likes

...ple work, no higher risks and accountability despite being in Banking Operation. Layers of scrutiny and focus on hugely learning & development of an employee rather than their salary and other payables

read more
  • Skill development - Good
  • +1 more

Dislikes

...posit any sum deducted during my tenure with RBS at the Employee Provident Fund. The salary rise is very scant. They make you work long hours, no overtime and all. There are many projects happening there, the front level employees have to work but all the credit goes to the Manager or the Team Leader. The working hours are very long, very less breaks. Highly monitored environment. It's like being inside a military dome not in a cubicle. All-in-all, with less pay and less morale, one cannot stand long in this company. This company values perfection, but not employee's life.

read more
  • Salary - Poor
  • +2 more

Credit Risk Department

1.0
  •  posted on 10 May 2022

3.0
 for  Salary and Benefits

Likes

Almost nothing to like except that they offer good salary while recruiting. Good to stay for an year and switch better because is KPO, its not really a Bank you can go for.

read more

Dislikes

No learning opportunity. In one year whatever new you have to learn is there. After that, its over. Promotions are interview based so your relationship with YOUR manager should be good, else they will block your career forever.

read more
  • Skill development - Bad
  • +5 more
see more salary related reviews

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NatWest Group Credit Officer Salary FAQs

What is the salary of Credit Officer at NatWest Group ?
The average salary of a Credit Officer at NatWest Group in India typically ranges from ₹7.8 Lakhs to ₹20.0 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Credit Officer at NatWest Group earn more than ₹18.9 Lakhs per year, and the top 1% earn over ₹20.0 Lakhs per year. Credit Officer Salaries at NatWest Group can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ NatWest Group employees in India.
What is the estimated take home salary of a Credit Officer at NatWest Group in India?
The estimated take-home salary of a Credit Officer at NatWest Group in India typically ranges from ₹99,025 to ₹1,01,715 per month. This is based on the average salary range of ₹7.8 Lakhs to ₹20.0 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of NatWest Group. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Officer at NatWest Group ?
To be a Credit Officer at NatWest Group in india, the key skills required include:

  • - Credit Risk Management
  • - Credit Policy
  • - Management
  • - Monitoring
  • - Risk Management

These skills are highly valued at NatWest Group and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than NatWest Group for Credit Officer in India?
JPMorgan Chase & Co. ₹12.8 Lakhs to ₹45.0 Lakhs per year
Wells Fargo ₹12.0 Lakhs to ₹28.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by NatWest Group, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to NatWest Group in India?
The salary of a Credit Officer at companies similar to NatWest Group in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Bank of Baroda ₹6.0 Lakhs to ₹20.0 Lakhs per year
Canara Bank ₹8.0 Lakhs to ₹19.5 Lakhs per year
State Bank of India ₹8.5 Lakhs to ₹17.0 Lakhs per year
Punjab National Bank ₹5.3 Lakhs to ₹10.6 Lakhs per year
Deutsche Bank ₹4.6 Lakhs to ₹17.9 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at NatWest Group in India?
The salary growth for a Credit Officer at NatWest Group depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at NatWest Group:

Experience Average Salary Range
1 year ₹12.0 Lakhs to ₹15.0 Lakhs per year
2 years ₹5.6 Lakhs to ₹18.0 Lakhs per year
3 years ₹12.0 Lakhs to ₹25.3 Lakhs per year
4 years ₹13.1 Lakhs to ₹25.5 Lakhs per year
and so on.

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NatWest Group Credit Officer salary in India ranges between ₹7.8 Lakhs to ₹20 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 16 NatWest Group latest salaries received from various employees of NatWest Group.