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Utkarsh Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 5 years exp.
₹1.5 Lakh - ₹4.1 Lakhs
Salary of majority employees
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27% less than the average Credit Officer Salary in Banking Companies for 0 - 5 years of experience

Interested in this particular role? 5 job openings

Salaries in different departments

Finance & Accounting
Credit Officer Salary
0 - 4 years exp. (65 salaries)
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₹1.5 L/yr - ₹4.1 L/yr

BFSI, Investments & Trading
Credit Officer Salary
0 - 5 years exp. (38 salaries)
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₹1.5 L/yr - ₹3.7 L/yr

Customer Success, Service & Operations
Credit Officer Salary
0 - 5 years exp. (15 salaries)
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₹1.8 L/yr - ₹3.5 L/yr

Sales & Business Development
Credit Officer Salary
0 - 3 years exp. (11 salaries)
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₹2 L/yr - ₹3 L/yr

Last Updated: 8 Feb 2025

Companies similar to Utkarsh Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
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₹1.9 L/yr - ₹6 L/yr

arrow icon 62% more
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HDFC Bank Credit Officer Salary

1 - 8 years exp. (249 salaries)

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₹1.5 L/yr - ₹4 L/yr

arrow icon 2% less
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Axis Bank Credit Officer Salary

0 - 6 years exp. (171 salaries)

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₹1.2 L/yr - ₹6.5 L/yr

arrow icon 37% more
1 job opening
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RBL Bank Credit Officer Salary

0 - 7 years exp. (167 salaries)

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₹1.4 L/yr - ₹4.4 L/yr

arrow icon 4% more
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IndusInd Bank Credit Officer Salary

1 - 10 years exp. (131 salaries)

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₹1.5 L/yr - ₹4.2 L/yr

arrow icon 7% more
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ICICI Bank Credit Officer Salary

0 - 6 years exp. (118 salaries)

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₹1.2 L/yr - ₹4.7 L/yr

arrow icon 4% less
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Kotak Mahindra Bank Credit Officer Salary

1 - 6 years exp. (96 salaries)

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₹1.5 L/yr - ₹4.5 L/yr

arrow icon 2% more
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Yes Bank Credit Officer Salary

2 - 10 years exp. (48 salaries)

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₹2 L/yr - ₹4 L/yr

arrow icon 5% more
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Jana Small Finance Bank Credit Officer Salary

0 - 7 years exp. (50 salaries)

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₹1.3 L/yr - ₹3.6 L/yr

arrow icon 3% less
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IDFC FIRST Bank Credit Officer Salary

0 - 8 years exp. (41 salaries)

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₹2.1 L/yr - ₹4.9 L/yr

arrow icon 11% more
View all
Credit Officer salary at Utkarsh Small Finance Bank ranges between ₹1.5 Lakh to ₹4.1 Lakhs per year for employees with less than 1 year of experience to 5 years. Salary estimates are based on 242 latest salaries received from various employees of Utkarsh Small Finance Bank.

Latest annual salaries shared by Utkarsh Small Finance Bank Credit Officer

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Experience wise Utkarsh Small Finance Bank Credit Officer salaries

Last Updated: 8 Feb 2025

Experience Avg Annual Salary
Fresher  (36 salaries)

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₹1.5 L/yr - ₹3 L/yr
1 year  (74 salaries)

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₹1.5 L/yr - ₹3.4 L/yr
2 years  (76 salaries)

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₹1.5 L/yr - ₹4.1 L/yr
3 years  (38 salaries)

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₹1.8 L/yr - ₹3.4 L/yr
4 years  (15 salaries)

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₹2 L/yr - ₹4.1 L/yr
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Utkarsh Small Finance Bank Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 5 years exp.

Deputy Manager

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0 - 12 years exp.

Credit Officer

0 - 5 years exp.
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Assistant Manager

0 - 9 years exp.
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arrow icon 49% hike

Assistant Manager II

2 - 11 years exp.
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arrow icon 24% hike

From

To

Credit Officer

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0 - 5 years exp.

Branch Head

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6 - 17 years exp.

From

To

Credit Officer

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0 - 5 years exp.

Collection Officer

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1 - 7 years exp.

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in Utkarsh Small Finance Bank

Credit Manager Salary
(278 salaries)
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₹2 L/yr - ₹8.62 L/yr
Sales Officer Salary
(35 salaries)
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₹1.55 L/yr - ₹3 L/yr
Credit Analyst Salary
(19 salaries)
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₹4.5 L/yr - ₹16.68 L/yr
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₹1.86 L/yr - ₹2.9 L/yr
Officer Salary
(5 salaries)
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₹1.7 L/yr - ₹5 L/yr
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₹1.9 L/yr - ₹4.8 L/yr
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₹4.5 L/yr - ₹11.3 L/yr
Branch Manager Salary
(265 salaries)
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₹3.8 L/yr - ₹14 L/yr
Deputy Manager Salary
(242 salaries)
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₹4.05 L/yr - ₹9.5 L/yr
Chief Manager Salary
(56 salaries)
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₹9.6 L/yr - ₹18.5 L/yr

Top skills at Utkarsh Small Finance Bank for Credit Officer

Fresher Instrumentation Microfinance Field Sales NBFC Sales Banking Bulk Hiring Rural Finance Agri Finance CPA Salesforce liabilities Credit Operations MBA Marketing Credit Operations

Salary related reviews for Utkarsh Small Finance Bank

3.8

Rated by 170 employees for salary & benefits

Full Time

 · 

Finance & Accounting Department

3.0
  •  posted on 03 Nov 2024

2.0
 for  Salary and Benefits

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

read more

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Finance & Accounting Department

5.0
  •  posted on 29 Aug 2024

5.0
 for  Salary and Benefits

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

read more
  • Salary - Excellent
  • +5 more

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

read more

Bhubaneswar Department

5.0
  •  posted on 20 Dec 2021

5.0
 for  Salary and Benefits

Likes

100% job security. Work culture Very friendly.management team are help you in every time.

  • Salary - Excellent
  • +6 more

Dislikes

There is a lot of not politics and the management are address our issues.salary in a/c transfer in month end.onthe job training is given to new joinees

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Micro banking Department

5.0
  •  posted on 03 May 2019

1.0
 for  Salary and Benefits

Likes

The company is open to innovation and readily adopts latest technology. I love the fact that I am a part of a team that casa reliable, loan and has a global client base.travel is completely dependent on my project and my client's location.

read more
  • Skill development - Good

Dislikes

...I have to attend client calls in the evening and sometimes late in to the night. Managers do not value an individuals' unique strengths, minimum salary.

read more
  • Salary - Bad
  • +4 more

Full Time

 · 

BFSI, Investments & Trading Department

1.0
  •  posted on 29 Jul 2023

1.0
 for  Salary and Benefits

Likes

Very bad experience I'm waiting one month notice period but not getting my salary Very bad company Very bad HR department

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Dislikes

...nd and 4th Saturday leave.. (We don't get the same) 5. Even Sunday working on 7.As per mention in LOI 27k salary in hand but we got only 20k in hand 8. So we want change our department please. Hr not any person responce mail call I'm working 1 month notice period had completed but not getting notice period salary

read more
  • Salary - Bad
  • +6 more
see more salary related reviews

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Utkarsh Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Utkarsh Small Finance Bank ?
The average salary of a Credit Officer at Utkarsh Small Finance Bank in India typically ranges from ₹1.5 Lakhs to ₹4.1 Lakhs per year, depending on experience (from Fresher to 5 years).

The top 10% of Credit Officer at Utkarsh Small Finance Bank earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Credit Officer Salaries at Utkarsh Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 200+ Utkarsh Small Finance Bank employees in India.
What is the estimated take home salary of a Credit Officer at Utkarsh Small Finance Bank in India?
The estimated take-home salary of a Credit Officer at Utkarsh Small Finance Bank in India typically ranges from ₹18,624 to ₹20,308 per month. This is based on the average salary range of ₹1.5 Lakhs to ₹4.1 Lakhs per year for employees with experience ranging from Fresher to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 200+ salaries received from various employees of Utkarsh Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Officer at Utkarsh Small Finance Bank ?
To be a Credit Officer at Utkarsh Small Finance Bank in india, the key skills required include:

  • - Fresher Instrumentation
  • - Microfinance
  • - Field Sales
  • - NBFC
  • - Sales

These skills are highly valued at Utkarsh Small Finance Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than Utkarsh Small Finance Bank for Credit Officer in India?
First Abu Dhabi Bank ₹22.0 Lakhs to ₹50.0 Lakhs per year
Emirates NBD ₹12.0 Lakhs to ₹20.0 Lakhs per year
Central Bank of India ₹12.4 Lakhs to ₹21.5 Lakhs per year
UCO Bank ₹13.2 Lakhs to ₹18.0 Lakhs per year
IDBI Bank ₹7.0 Lakhs to ₹18.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Utkarsh Small Finance Bank, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to Utkarsh Small Finance Bank in India?
The salary of a Credit Officer at companies similar to Utkarsh Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Canara Bank ₹8.0 Lakhs to ₹19.5 Lakhs per year
South Indian Bank ₹9.0 Lakhs to ₹15.0 Lakhs per year
Union Bank of India ₹6.5 Lakhs to ₹19.5 Lakhs per year
Federal Bank ₹5.3 Lakhs to ₹16.0 Lakhs per year
Karur Vysya Bank ₹7.5 Lakhs to ₹15.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at Utkarsh Small Finance Bank in India?
The salary growth for a Credit Officer at Utkarsh Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Utkarsh Small Finance Bank:

Experience Average Salary Range
Fresher ₹1.5 Lakhs to ₹3.0 Lakhs per year
1 year ₹1.5 Lakhs to ₹3.4 Lakhs per year
2 years ₹1.5 Lakhs to ₹4.1 Lakhs per year
3 years ₹1.8 Lakhs to ₹3.4 Lakhs per year
and so on.

Tell us how to improve this page.

Utkarsh Small Finance Bank Credit Officer salary in India ranges between ₹1.5 Lakh to ₹4.1 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 242 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.