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Utkarsh Small Finance Bank Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 4 years exp.
₹1.5 Lakh - ₹4.1 Lakhs
Salary of majority employees
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28% less than the average Credit Officer Salary in Banking Companies for 0 - 4 years of experience

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Salaries in different departments

Finance & Accounting
Credit Officer Salary
0 - 4 years exp. (65 salaries)
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₹1.5 L/yr - ₹4.1 L/yr

BFSI, Investments & Trading
Credit Officer Salary
0 - 4 years exp. (38 salaries)
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₹1.5 L/yr - ₹3.7 L/yr

Customer Success, Service & Operations
Credit Officer Salary
0 - 3 years exp. (14 salaries)
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₹1.8 L/yr - ₹3.5 L/yr

Sales & Business Development
Credit Officer Salary
0 - 3 years exp. (11 salaries)
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₹2 L/yr - ₹3 L/yr

Last Updated: 8 Feb 2025

Companies similar to Utkarsh Small Finance Bank for Credit Officer

Company name Avg Annual Salary Open Jobs
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State Bank of India Credit Officer Salary

2 - 8 years exp. (31 salaries)

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₹8.5 L/yr - ₹17 L/yr

arrow icon 345% more
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ICICI Bank Credit Officer Salary

0 - 6 years exp. (118 salaries)

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₹1.2 L/yr - ₹4.7 L/yr

arrow icon 3% less
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HDFC Bank Credit Officer Salary

1 - 8 years exp. (252 salaries)

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₹1.2 L/yr - ₹4 L/yr

arrow icon 2% less
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Axis Bank Credit Officer Salary

0 - 6 years exp. (175 salaries)

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₹1.2 L/yr - ₹6.8 L/yr

arrow icon 39% more
1 job opening
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Punjab National Bank Credit Officer Salary

0 - 4 years exp. (6 salaries)

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₹5.3 L/yr - ₹12 L/yr

arrow icon 308% more
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Bank of Baroda Credit Officer Salary

5 - 12 years exp. (106 salaries)

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₹6 L/yr - ₹20 L/yr

arrow icon 431% more
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Canara Bank Credit Officer Salary

7 - 12 years exp. (16 salaries)

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₹8 L/yr - ₹19.5 L/yr

arrow icon 423% more
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IDBI Bank Credit Officer Salary

0 - 13 years exp. (16 salaries)

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₹7 L/yr - ₹18 L/yr

arrow icon 440% more
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Union Bank of India Credit Officer Salary

2 - 13 years exp. (18 salaries)

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₹6.5 L/yr - ₹19.5 L/yr

arrow icon 374% more
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Bank of India Credit Officer Salary

0 - 7 years exp. (72 salaries)

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₹5 L/yr - ₹14 L/yr

arrow icon 292% more
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Credit Officer salary at Utkarsh Small Finance Bank ranges between ₹1.5 Lakh to ₹4.1 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 240 latest salaries received from various employees of Utkarsh Small Finance Bank.

Latest annual salaries shared by Utkarsh Small Finance Bank Credit Officer

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Experience wise Utkarsh Small Finance Bank Credit Officer salaries

Last Updated: 8 Feb 2025

Experience Avg Annual Salary
Fresher  (36 salaries)

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₹1.5 L/yr - ₹3.3 L/yr
1 year  (74 salaries)

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₹1.5 L/yr - ₹3.4 L/yr
2 years  (76 salaries)

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₹1.5 L/yr - ₹4.1 L/yr
3 years  (39 salaries)

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₹1.8 L/yr - ₹3.4 L/yr
4 years  (15 salaries)

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₹2 L/yr - ₹4.1 L/yr
Utkarsh Small Finance Bank Credit Officer Salary and Career Growth

From

To

Credit Officer

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0 - 4 years exp.

Branch Head

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8 - 17 years exp.

Credit Officer 0 - 4 years exp.
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Assistant Manager 0 - 9 years exp.
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arrow icon 51% hike
    Branch Head 8 - 17 years exp.
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    arrow icon 156% hike

    From

    2 more levels

    To

    Credit Officer

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    0 - 4 years exp.

    Deputy Manager

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    0 - 12 years exp.

    View 1 more career path

    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

    Similar Designation salaries in Utkarsh Small Finance Bank

    Credit Manager Salary
    (278 salaries)
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    ₹2 L/yr - ₹8.62 L/yr
    Sales Officer Salary
    (42 salaries)
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    ₹1.55 L/yr - ₹3.2 L/yr
    Credit Analyst Salary
    (19 salaries)
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    ₹4.5 L/yr - ₹19.53 L/yr
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    ₹1.86 L/yr - ₹2.9 L/yr
    Officer Salary
    (5 salaries)
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    ₹1.7 L/yr - ₹5 L/yr
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    ₹1.9 L/yr - ₹4.8 L/yr
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    ₹4.5 L/yr - ₹11.3 L/yr
    Branch Manager Salary
    (262 salaries)
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    ₹3.77 L/yr - ₹14 L/yr
    Deputy Manager Salary
    (227 salaries)
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    ₹4.05 L/yr - ₹9.5 L/yr
    Chief Manager Salary
    (56 salaries)
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    ₹9.6 L/yr - ₹18.5 L/yr

    Top skills at Utkarsh Small Finance Bank for Credit Officer

    NBFC Sales Banking liabilities Credit Operations

    Salary related reviews for Utkarsh Small Finance Bank

    3.8

    Rated by 168 employees for salary & benefits

    Full Time

     · 

    Finance & Accounting Department

    3.0
      •  posted on 03 Nov 2024

    2.0
     for  Salary and Benefits

    Likes

    My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

    read more

    Dislikes

    I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

    read more
    • Salary - Poor
    • +5 more

    Full Time

     · 

    Finance & Accounting Department

    5.0
      •  posted on 29 Aug 2024

    5.0
     for  Salary and Benefits

    Likes

    According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

    read more
    • Salary - Excellent
    • +5 more

    Dislikes

    Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

    read more

    Bhubaneswar Department

    5.0
      •  posted on 20 Dec 2021

    5.0
     for  Salary and Benefits

    Likes

    100% job security. Work culture Very friendly.management team are help you in every time.

    • Salary - Excellent
    • +6 more

    Dislikes

    There is a lot of not politics and the management are address our issues.salary in a/c transfer in month end.onthe job training is given to new joinees

    read more

    Micro banking Department

    5.0
      •  posted on 03 May 2019

    1.0
     for  Salary and Benefits

    Likes

    The company is open to innovation and readily adopts latest technology. I love the fact that I am a part of a team that casa reliable, loan and has a global client base.travel is completely dependent on my project and my client's location.

    read more
    • Skill development - Good

    Dislikes

    ...I have to attend client calls in the evening and sometimes late in to the night. Managers do not value an individuals' unique strengths, minimum salary.

    read more
    • Salary - Bad
    • +4 more

    Full Time

     · 

    Customer Success, Service & Operations Department

    3.0
      •  posted on 06 Dec 2024

    3.0
     for  Salary and Benefits

    Likes

    Overall good management, Job security and growth prospects, decent transportation (HO), decent bonus and financial benefits

    read more
    • Job security - Good
    • +1 more

    Dislikes

    Old school, low priority on employees experience, low employees benefits like free meal and goodies, lack of process driven culture, strict working hours and mandatory work from office

    read more
    see more salary related reviews

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    Utkarsh Small Finance Bank Credit Officer Salary FAQs

    What is the salary of Credit Officer at Utkarsh Small Finance Bank?
    Credit Officer salary at Utkarsh Small Finance Bank in India ranges between ₹1.5 Lakhs to ₹4.1 Lakhs for less than 1 year of experience to 4 years. According to our estimates it is 28% less than the average Credit Officer Salary in India. Salary estimates are based on 240 latest salaries received from various employees of Utkarsh Small Finance Bank India.
    How does the salary of a Credit Officer at Utkarsh Small Finance Bank India compare with the average salary range for this job?
    The average salary of a Credit Officer at Utkarsh Small Finance Bank is 28% less than the average salary of a Credit Officer in India. To know exact salary insights, login to view.
    What are the top skills required to work as a Credit Officer at Utkarsh Small Finance Bank?
    NBFC, Sales, Banking, liabilities and Credit Operations are some of the popular skills required to work as a Credit Officer at Utkarsh Small Finance Bank India.
    Which similar companies are paying more than Utkarsh Small Finance Bank to a Credit Officer in India?
    • Central Bank of India Credit Officer Salary - ₹12.4 Lakhs to ₹21.5 Lakhs per year
    • Indian Overseas Bank Credit Officer Salary - ₹14.0 Lakhs to ₹22.0 Lakhs per year
    • UCO Bank Credit Officer Salary - ₹13.2 Lakhs to ₹18.0 Lakhs per year
    • IDBI Bank Credit Officer Salary - ₹7.0 Lakhs to ₹18.0 Lakhs per year
    • Bank of Baroda Credit Officer Salary - ₹6.0 Lakhs to ₹20.0 Lakhs per year
    What is the salary of a Credit Officer in companies similar to Utkarsh Small Finance Bank in India?
    • Canara Bank Credit Officer Salary - ₹8.0 Lakhs to ₹19.5 Lakhs per year
    • Bank of Maharashtra Credit Officer Salary - ₹8.0 Lakhs to ₹20.0 Lakhs per year
    • South Indian Bank Credit Officer Salary - ₹9.0 Lakhs to ₹15.0 Lakhs per year
    • Union Bank of India Credit Officer Salary - ₹6.5 Lakhs to ₹19.5 Lakhs per year
    • Indian Bank Credit Officer Salary - ₹9.0 Lakhs to ₹12.5 Lakhs per year
    What is the estimated take home salary of a Credit Officer at Utkarsh Small Finance Bank in India?
    The estimated take-home salary of a Credit Officer at Utkarsh Small Finance Bank ranges between ₹18,384 per month to ₹20,071 per month in India. The take-home salary calculation is based on the average Utkarsh Small Finance Bank Credit Officer salary in India which ranges between ₹1.5 Lakhs to ₹4.1 Lakhs per year for employees with less than 1 year of experience to 4 years. Check how did we calculate take home salary?
    What is the notice period for Credit Officer at Utkarsh Small Finance Bank?
    According to AmbitionBox, 69% of the Utkarsh Small Finance Bank Credit Officers reported a notice period of 1 Month, 18% reported a notice period of 15 days or less and the remaining reported other notice period durations. This is based on 232 responses on AmbitionBox in last 2 years.

    Tell us how to improve this page.

    Utkarsh Small Finance Bank Credit Officer salary in India ranges between ₹1.5 Lakh to ₹4.1 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 240 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.