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Utkarsh Small Finance Bank

Compare

based on 2.9k Reviews

Filter reviews by

Utkarsh Small Finance Bank Credit Officer Reviews

based on 160 reviews

Updated 11 Dec, 2024

Overall Rating

4.0/5

How AmbitionBox ratings work?

Category Ratings

3.8

Job Security

3.8

Salary & Benefits

3.8

Skill development

3.7

Work-Life balance

3.7

Company culture

3.6

Promotions/Appraisal

3.6

Work Satisfaction

Top Mentions in Utkarsh Small Finance Bank Credit Officer Reviews

160 reviews found

Sort by: Popular

Credit Officer in Gopalganj

Micro banking Department

5.0

Overall Rating

5.0

Category Ratings

2.0

Promotions/Appraisal

4.0

Skill Development

3.0

Company Culture

2.0

Work Satisfaction

1.0

Salary & Benefits

2.0

Job Security

2.0

Work-Life Balance

posted on 03 May 2019

Likes

The company is open to innovation and readily adopts latest technology. I love the fact that I am a part of a team that casa reliable, loan and has a global client base.travel is completely dependent on my project and my client's location.

Dislikes

Compensation is decent, but growth is slow. The work pressure is high. Sometimes, I have to work 15-18 hours straight in a day as I have to attend client calls in the evening and sometimes late in to the night. Managers do not value an individuals' unique strengths, minimum salary.

Work Details

Generally speaking,My work is slightly challenging as I have to look after the entire product marketing saving account, current account, FD, RD, business loan. It will be a great learning experience.

Work days: Alternate Saturday off (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Pusad

Full Time

·

Finance Department

3.0

Overall Rating

3.0

Category Ratings

1.0

Promotions/Appraisal

3.0

Skill Development

1.0

Company Culture

1.0

Work Satisfaction

2.0

Salary & Benefits

1.0

Job Security

1.0

Work-Life Balance

posted on 03 Nov 2024

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

Work Details

Work days: Monday to Friday

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Credit Officer in Rudrapur

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

5.0

Skill Development

5.0

Company Culture

3.0

Work Satisfaction

5.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 29 Aug 2024

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful....Read More

Credit Officer in Varanasi

Full Time

·

Lending Department

5.0

Overall Rating

5.0

Category Ratings

4.0

Promotions/Appraisal

3.0

Skill Development

5.0

Company Culture

3.0

Work Satisfaction

2.0

Salary & Benefits

5.0

Job Security

3.0

Work-Life Balance

posted on 11 Dec 2024

Likes

If you want to go into the financial area then Utkarsh Small Finance is good

Dislikes

Timing problem

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This is a desk job.

Credit Officer in Muzaffarpur

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

5.0

Skill Development

5.0

Company Culture

5.0

Work Satisfaction

5.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 09 Dec 2024

Likes

Time to time branch report. salary comes on time

Dislikes

The branch is not closed on time

Credit Officer in Patna

Full Time

·

Finance Department

1.0

Overall Rating

1.0

Category Ratings

1.0

Promotions/Appraisal

1.0

Skill Development

1.0

Company Culture

1.0

Work Satisfaction

2.0

Salary & Benefits

4.0

Job Security

3.0

Work-Life Balance

posted on 11 Oct 2024

Likes

Nothing

Dislikes

Worest company ever They have not fix time to work

Work Details

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.

Credit Officer in Varanasi

Full Time

·

Customer Success Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

5.0

Skill Development

5.0

Company Culture

5.0

Work Satisfaction

5.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 03 Oct 2024

Likes

I like all type of working in utkarsh bank.

Dislikes

Nothing

Work Details

Work policy: 2 days/week from office

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This job involves Travel Within City.

You are reading trusted reviews. Keep reading to find out more about Utkarsh Small Finance Bank.

Credit Officer in Raipur

Full Time

·

Finance Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Promotions/Appraisal

4.0

Skill Development

3.0

Company Culture

3.0

Work Satisfaction

4.0

Salary & Benefits

4.0

Job Security

4.0

Work-Life Balance

posted on 11 Sep 2024

Likes

Yes

Dislikes

Office timing is worst it's 16 hours working

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This is a desk job.

Discover interview dos and don'ts from real experiences

Credit Officer in Benipatti

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

4.0

Skill Development

5.0

Company Culture

5.0

Work Satisfaction

5.0

Salary & Benefits

3.0

Job Security

5.0

Work-Life Balance

posted on 03 Sep 2024

Likes

Member service it also very good

Dislikes

Night work is not possible

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Varanasi

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

5.0

Skill Development

4.0

Company Culture

5.0

Work Satisfaction

4.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 27 Jun 2024

Likes

So very nice job

Dislikes

Not

Work Details

Work days: Monday to Saturday (Flexible Timings)

Credit Officer in Nagpur

Full Time

·

Sales Support & Operations Department

1.0

Overall Rating

1.0

Category Ratings

1.0

Promotions/Appraisal

1.0

Skill Development

1.0

Company Culture

1.0

Work Satisfaction

1.0

Salary & Benefits

1.0

Job Security

1.0

Work-Life Balance

posted on 03 Jun 2024

Likes

Bad working

Dislikes

Bad working on all over spacially micro banking

Work Details

Work timings: Flexible Timings

Work related travel: This is a desk job.

Credit Officer in Faizabad

Full Time

·

Administration Department

5.0

Overall Rating

5.0

Category Ratings

4.0

Promotions/Appraisal

5.0

Skill Development

3.0

Company Culture

5.0

Work Satisfaction

5.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 03 Apr 2024

Likes

Good

Dislikes

Family gvjf d vxv

Credit Officer in Varanasi

Full Time

·

Banking Operations Department

2.0

Overall Rating

2.0

Category Ratings

3.0

Promotions/Appraisal

2.0

Skill Development

3.0

Company Culture

3.0

Work Satisfaction

4.0

Salary & Benefits

3.0

Job Security

2.0

Work-Life Balance

posted on 06 Mar 2024

Likes

Salary

Dislikes

Work life balance. You have to work upto 13 hrs in a day.

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Rewa

Full Time

·

Finance Department

4.0

Overall Rating

4.0

Category Ratings

2.0

Promotions/Appraisal

3.0

Skill Development

3.0

Company Culture

3.0

Work Satisfaction

2.0

Salary & Benefits

3.0

Job Security

3.0

Work-Life Balance

posted on 03 Mar 2024

Likes

I have working area burhar branch in manager management excellent

Dislikes

Rewa branch manager is very attitude and no support

Credit Officer in Patna

Full Time

·

Back Office Department

1.0

Overall Rating

1.0

Category Ratings

5.0

Promotions/Appraisal

1.0

Skill Development

1.0

Company Culture

1.0

Work Satisfaction

5.0

Salary & Benefits

3.0

Job Security

1.0

Work-Life Balance

posted on 26 Feb 2024

Likes

Poor work culture

Dislikes

Much Politics

Work Details

Work timings: Strict Timings

Work related travel: This is a desk job.

Credit Officer in Sonipat

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

5.0

Skill Development

5.0

Company Culture

5.0

Work Satisfaction

5.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 08 Jan 2024

Likes

Good

Dislikes

Officer's is not safety 😞

Work Details

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in New Delhi

Full Time

·

Loan Department

1.0

Overall Rating

1.0

Category Ratings

1.0

Promotions/Appraisal

1.0

Skill Development

1.0

Company Culture

1.0

Work Satisfaction

1.0

Salary & Benefits

1.0

Job Security

1.0

Work-Life Balance

posted on 31 Oct 2023

Likes

Nothing is good about to say for utkarsh bank

Dislikes

Timing issue, doesn't have job security, senior's doesn't have sense how to talk junior, working environment is not good ,

Work Details

Work timings: Strict Timings

Work related travel: This job involves Travel Within City.

Credit Officer in Laksar

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

3.0

Promotions/Appraisal

3.0

Skill Development

5.0

Company Culture

1.0

Work Satisfaction

2.0

Salary & Benefits

1.0

Job Security

2.0

Work-Life Balance

posted on 25 Nov 2023

Likes

The check officer of Utkarsh Small Finance Bank is quite good but the manager is useless.

Dislikes

OakleyThe check officer of Utkarsh Small Finance Bank is quite good but the manager is useless. Too

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This is a desk job.

Credit Officer in Muzaffarpur

Full Time

·

Finance Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Promotions/Appraisal

5.0

Skill Development

5.0

Company Culture

5.0

Work Satisfaction

5.0

Salary & Benefits

5.0

Job Security

5.0

Work-Life Balance

posted on 18 Dec 2023

Likes

all work is very good , and want change my role as a Credit Officer.

Dislikes

Time issue

Work Details

Work days: Monday to Saturday (Strict Timings)

Work related travel: This job involves Travel Within City.

Credit Officer in Gorakhpur

Full Time

·

Finance Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Promotions/Appraisal

4.0

Skill Development

4.0

Company Culture

3.0

Work Satisfaction

4.0

Salary & Benefits

4.0

Job Security

4.0

Work-Life Balance

posted on 01 Apr 2024

Likes

It's good place for work

Dislikes

No any dislike

Work Details

Work days: Monday to Saturday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Top trending discussions

View All

effortlesswinner

Need help in deciding from the following offers

I have the following offers: 1. Exl - 24 lpa fixed + 12% variable + 2 lakhs joining bonus Position - manager 2. Infinite computer solutions - 30 lpa fixed 3. Deloitte - Still negotiating trying for 30-35 lpa I am prioritizing long term employment as well as personal/ professional growth as I have major family responsibilities coming ahead in next year. Please let me know your insights. Update - Thank you for all the inputs everyone who all contributed to the discussion. I have actually made my decision, I will be joining ICS at technical lead - 37 LPA. They offered a sweet deal that is too good to resist.

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People also ask about Utkarsh Small Finance Bank's Credit Officers

How is Utkarsh Small Finance Bank to work for?

Utkarsh Small Finance Bank is rated 4.0 out of 5, based on 160 reviews by employees on AmbitionBox. Utkarsh Small Finance Bank is known for Job Security which is rated at the top and given a rating of 3.8. However, Work Satisfaction is rated the lowest at 3.6 and can be improved. To know first hand how it is like to work at Utkarsh Small Finance Bank read detailed reviews based on various job profiles, departments and locations in the reviews section.

How is the salary at Utkarsh Small Finance Bank?

According to AmbitionBox ratings, Utkarsh Small Finance Bank employees rate its salary and benefits as 3.8 out of 5. You can know more about Utkarsh Small Finance Bank Salaries at AmbitionBox

How is the work culture at Utkarsh Small Finance Bank?

Work culture is rated 3.7 at Utkarsh Small Finance Bank by 160 employees. While job security is rated 3.8 and work-life balance is rated 3.7 at Utkarsh Small Finance Bank. Read detailed reviews by employees of Utkarsh Small Finance Bank on AmbitionBox.

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Utkarsh Small Finance Bank Credit Officer Reviews by Locations

Utkarsh Small Finance Bank Reviews by Designations

By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.

AmbitionBox has 160 Utkarsh Small Finance Bank reviews submitted by Utkarsh Small Finance Bank employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Utkarsh Small Finance Bank is the right comp...Read more

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Utkarsh Small Finance Bank Reviews >
Utkarsh Small Finance Bank Credit Officer Reviews

Gender Based Ratings for Utkarsh Small Finance Bank Credit Officer

based on 148 reviews

Rated 3.4 for Company Culture and 3.4 for Skill Development

Rated 3.9 for Job Security and 3.8 for Salary & Benefits

Working Days for Utkarsh Small Finance Bank Credit Officer

based on 160 reviews

Monday to Saturday

48%

Monday to Friday

31%

Alternate Saturday off

18%

Other

2%

Rotational Shift

1%

Work Timings for Utkarsh Small Finance Bank Credit Officer

based on 160 reviews

Flexible timing

Strict (9am - 6pm)

Strict (7am - 11pm)

47%

5%

4%

44% employees reported other strict timings

Shift Timings for Utkarsh Small Finance Bank Credit Officer

based on 160 reviews

Day shift

Night shift

94%

6%

Business Travel for Utkarsh Small Finance Bank Credit Officer

based on 160 reviews

Within city

57%

No travel

33%

International travel

5%

Within country

5%

Utkarsh Small Finance Bank Credit Officer Salary

based on 248 salaries

₹1.3 L/yr - ₹3.7 L/yr

29% less than the average Credit Officer Salary in India

View more details

Employee Benefits for Utkarsh Small Finance Bank Credit Officer

Office cab/shuttle

4 total responses

Free meal

2 total responses

International/On-site exposure

1 total response

Relocation bonus

1 total response

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