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Ujjivan Small Finance Bank
4.1
based on 5.9k Reviews
Video summary
Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards
Company Overview
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Ujjivan Small Finance Bank Reviews
Updated 25 Jun, 2025
Overall Rating
4.1/5
based on 5.9k reviews
8% above industry's average
know moreRating Distribution
5
3.2k (53.4%)
4
1.3k (22%)
3
699 (11.8%)
2
273 (4.6%)
1
493 (8.3%)
Category Ratings
4.0
Company Culture
3.9
Job Security
3.9
Work-Life Balance
3.9
Skill Development
3.8
Salary
3.8
Work Satisfaction
3.5
Promotions
What employees say about Ujjivan Small Finance Bank?
Insights from employee reviews on AmbitionBox
Workplace insights
Work from office
85% employees reported
Monday to Saturday
48% employees reported
Flexible timing
49% employees reported
Within city
55% employees reported
View more detailed insights
Gender based rating
3.8
Rated by Women
819 reviews
4.1
Rated by Men
4.8k reviews
Ujjivan Small Finance Bank is rated
4.1 out of 5 stars on
AmbitionBox, based on 5.9k company reviews. This rating reflects a generally positive employee experience, indicating satisfact... Read more
Detailed Ujjivan Small Finance Bank Employee Reviews
Likes: A Head Office Odyssey
Working at the Head Office feels like stepping into a timeless edifice, where urgency has been retired alongside accountability. Tasks drift like autumn leaves, passed from one desk to another, settling nowhere in particular. Delays are not crises here—they are companions, integral to the rhythm of the place.
Re... Read More
Dislikes: "A Study in Quiet Erosion"
Microbanking here is a theater of quiet politics, where merit bows to maneuvering. For the earnest worker, yearly increments seldom cross the 5% mark—unless one has mastered the labyrinth of unspoken alliances. Those who steer clear of the currents of office politics often find themselves adrift, their effo... Read More
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within Country.
Likes: Ujjivan offers a good culture in terms of celebrate all sort of events. Employee engagement rate is high as it's a people centric organization. Dislikes: There is a huge difference among onroll and offroll employment. Management or Authority is more concerned about their onroll employees. Zero work-life balance. Extreme pressure of work along with supervisor's harsh words and threats. Office hours extended 2-3 hours more that to on daily basis. Overtime became a practice after a certa... Read More
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This is a desk job.
View all detailed Ujjivan Small Finance Bank employee reviews
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Explore Reviews by Department
View AllTop Mentions in Ujjivan Small Finance Bank Reviews
5.9k reviews found
Sort By: Popular
Likes: The most important to me to live work life balance and here I was able to provide time for my personal life and also to official work.
Dislikes: There are some people who control the employees hence I'm not happy with that type of peoples hence politics are gathered in Ujjivan😶
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: Overall this Bank environment is good and all colleges or supervisor staff's behaviour very nice.
Dislikes: Disliking thing is loan credit criteria and loan process is manually done.
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: Polocies are good & they tried to execute it nicely. But it wouldn't.
Dislikes: On ground level some of employees takes it for granted and does wrong for other employees.
Work Details
Work policy: 2 days in a month wfh in some of the departments
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This is a desk job.
Ujjivan Small Finance Bank Interview Questions
A CRO was asked Q. What is micro banking?
A Branch Manager was asked 3mo agoQ. What is the concept of third-party business?
A Cashier Operations was asked 1mo agoQ. What is the explanation of NEFT and RTGS?
A Sales Officer was asked Q. How would you sell a liability product?
A Customer Relationship Officer was asked Q. Do you have a bike and a driver's license?
Likes: You can enjoy if you get poated in HO Banglore🤣 Dislikes: Branch Banking is Worst vertical in Ujjivan. They don't know how to run business. Everything controlled by HR and Audit Dept. You have to here like Slave. No powers to CH RH and SRH. Just work as sales executive.
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within City.
Latest Ujjivan Small Finance Bank Employee Reviews
View AllLikes: Good work in ujjivan small finance Bank
Dislikes: Micro finance
Individual loan
Work Details
Work days: Monday to Friday (Strict Timings)
Work related travel: This job involves Travel Within City.
Read Ujjivan Small Finance Bank Reviews based on designations
Likes: Timing
Dislikes: No job security...You may be transferred to anywhere if they think you must resign...never speak against BM because HR have no power to order by,rather you will have to leave job
Work Details
Work timings: Strict Timings
Work related travel: This job involves Travel Within City.
Likes: it is an organization known for good culture, employee satisfaction etc Dislikes: but Here, old working employee is destroying everything thing by doing differentiations with Subordinate's or New employee. Creating high or very bursted level of political culture within organization's. As per my thinking, the Higher post employee or higher managers should have good education background for handling the verticals or... Read More 
You are reading trusted reviews. Keep reading to find out more about Ujjivan Small Finance Bank.
Likes: Salary on time
Dislikes: It's a complete sales job where you have to beg for account and FD ,RD,LI,HI everything even Demat.too much pressure from RH/CH they have their targets beyond their expectations. First of all no Brand name,no support from CH/RH they just keep on increasing your targets. I have seen employee crying also.People from other banks join as... Read More
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: previously was good but nowadays it's too much insecureness especially MSME secured vertical.
Dislikes: No work-life balance , once you joined ujjivan MSME vertical you will feeling insecure from day1.
No one is care about you even you are doing excellent business. Nowadays using abuse language, shouting, Concall at night just disgusting.
But other vertical is quite good .
Work Details
Work timings: Strict Timings
Likes: Nothing except salary there is nothing to like
You will get good salary also with extra toxic branch manager who has zero knowledge about sales
Dislikes: Job security is not gud
They will fire employee whenever they want
For freshers and experienced one who are not from sales background ujjivan is not for you my child.
Go find better opportunity than this.
I felt very happy on my last working day not wondering about future due to I was stuck in toxin work culture
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: I'm glad part of ujjivan
Likes
Dislikes: Some supervisor behaviour because some of they do patiently between officers so I think it's is not good for any organisation it's create a bed influence.., between other
Work Details
Work days: Rotational Shift (Flexible Timings)
Work related travel: This is a desk job.
Likes: Dislike in the Vigilance department Dislikes: Dislike. Yes because of Seniors management are fell he / she said that, his Decssion are final decision. But go under gound label and verify
Work Details
Work timings: Flexible Timings
Work related travel: This job involves Travel Within City.
Likes: Leadership Team Members are good
and processes policy also good and timely imposed.
rocesses and policy is v
Dislikes: Someone skip-Level Supervisor and his perception is not good to me since past. So, I was not interested working with him in same department under him and I have resigned
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: "Working at Ujjivan Small Finance Bank is rewarding because it focuses on financial inclusion and empowering underserved communities. The organization values innovation and customer-centric solutions, providing opportunities to make a tangible impact. The collaborative work culture, professional development opportunities, and focus o... Read More
Dislikes: While working at Ujjivan Small Finance Bank is rewarding, there can be challenges, such as managing the fast-paced environment and adapting to frequent changes in regulatory policies. However, these challenges also present opportunities to develop resilience, adaptability, and problem-solving skills.
Work Details
Work days: Monday to Saturday (Strict Timings)
Work related travel: This is a desk job.
Likes: One best company the give best Opportunity to improve our skills.
Dislikes: There is nothing. Because the company has changed my life in one off best way.
Work Details
Work days: Monday to Friday (Flexible Timings)
Work related travel: This job involves Travel Within Country.
Likes: Office located at Koramangala, prime area of the city
Dislikes: They make you work on public holidays, festivals and Off Saturday's.
HR is not very proactive and HR head is the puppet of business team.
No action taken when you and multiple people raise any complaint to HR
Lot of politics in the organisation
Work Details
Work days: Alternate Saturday off (Strict Timings)
Likes: Salary is good for new joining employees. But incriment for old employee is very low
Dislikes: Partiality with employee, no gurenty for job
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within City.
Likes: There are plenty of opportunities available with the company, due to it being a small finance bank working its way towards gaining a commerical bank licence
Dislikes: There no doslikes in particular, just expect the same behaviour as you do in corporate, you will be shown how to work for a small number of times, you will have to use the opportunity and work your way up to get promoted.
Work Details
Work days: Alternate Saturday off (Strict Timings)
Work related travel: This job involves Travel Within City, Travel Within Country.
Likes: Work Life Balance, HR policy employee benefits,
Dislikes: Organisation is good employee friendly but there are skip level manager who spoil play with careers of their subordinates. CH branch banking are having perception issue with team members. Skip level manager does not bother about their subordinates career growth and promotion. They never recommend for promotion neither they will enco... Read More
Likes: Nothing to like. Only salary credit on 25th of every month Dislikes: If you are knowing person of skip lavel manager then only you r the good staff and in hr team decide and sent me the worning mail with out proper judge if you are not knowing person hr not want to lessen your point. Perciality 100% working on it
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Is Ujjivan Small Finance Bank a good place to work for?
The experience of working at any company can vary based on factors like team, manager, role, company policy etc. However, with an overall rating of 4.1 out of 5 from over 5.9k employee reviews, it's clear that most employees have a positive experience working at Ujjivan Small Finance Bank.
Company culture holds the highest rating at 4.0, while career growth is rated the lowest amongst all factors at 3.5.
Read reviews about
company culture
and
career growth
on AmbitionBox.
How does Ujjivan Small Finance Bank’s employee rating compare to the industry average?
Ujjivan Small Finance Bank’s employee rating of 4.1 out of 5 exceeds the industry average of 3.8 out of 5 for companies within the Banking sector. This rating reflects that Ujjivan Small Finance Bank generally provides a better employee experience compared to many of its industry peers, indicating stronger overall satisfaction among its workforce.
Does Ujjivan Small Finance Bank pay their employees well?
According to AmbitionBox reviews, Ujjivan Small Finance Bank employees rate their salary and benefits at 3.8 out of 5, based on 5.9k reviews. The rating reflects an average level of satisfaction among employees regarding compensation and benefits, indicating that while employees find the compensation and benefits acceptable, there is room for improvement in these areas. You can know more about Ujjivan Small Finance Bank salaries
here
and to read reviews specifically about salary and benefits at Ujjivan Small Finance Bank,
click here
.
How is the work culture at Ujjivan Small Finance Bank?
Work culture at Ujjivan Small Finance Bank is rated 4.0 out of 5 by 5.9k employees on AmbitionBox, indicating a generally positive environment. Work culture encompasses aspects like collaboration, support, and overall employee satisfaction. The strong rating reflects a supportive and engaging atmosphere at Ujjivan Small Finance Bank. To read reviews specifically about work culture at Ujjivan Small Finance Bank,
click here
.
How is the job security at Ujjivan Small Finance Bank?
Based on 5.9k reviews on AmbitionBox, Ujjivan Small Finance Bank employees rate job security at 3.9 out of 5. This lower rating indicates that a significant number of employees may have concerns about their job stability and the reliability of their roles at Ujjivan Small Finance Bank. To read reviews about job security at Ujjivan Small Finance Bank,
click here
.
Is work from home available at Ujjivan Small Finance Bank?
According to AmbitionBox, 4% of Ujjivan Small Finance Bank employees work from home permanently, 85% work from the office, and 11% follow a hybrid model, based on 779 reviews in the last 6 months. This indicates an inclination for in-office work arrangements with fewer remote options. To read reviews specifically about work-life balance,
click here.
How do I get a job at Ujjivan Small Finance Bank?
To get a job at Ujjivan Small Finance Bank, start by browsing the current open positions
here
and apply for roles that align with your skills and interests. It’s crucial to tailor your resume and cover letter to highlight relevant experience. Additionally, research top Ujjivan Small Finance Bank interview questions and practice your responses to prepare thoroughly.
Ujjivan Small Finance Bank Reviews by Locations
- Ujjivan Small Finance Bank Bangalore / Bengaluru Reviews
- Ujjivan Small Finance Bank Kolkata Reviews
- Ujjivan Small Finance Bank Pune Reviews
- Ujjivan Small Finance Bank New Delhi Reviews
- Ujjivan Small Finance Bank Patna Reviews
- Ujjivan Small Finance Bank Noida Reviews
- Ujjivan Small Finance Bank Mumbai Reviews
- Ujjivan Small Finance Bank Guwahati Reviews
- Ujjivan Small Finance Bank Ahmedabad Reviews
- Show more
Ujjivan Small Finance Bank Reviews by Designations
- Ujjivan Small Finance Bank Loan Officer Reviews
- Ujjivan Small Finance Bank Customer Relation Officer Reviews
- Ujjivan Small Finance Bank Branch Manager Reviews
- Ujjivan Small Finance Bank Credit Officer Reviews
- Ujjivan Small Finance Bank Customer Relationship Officer Reviews
- Ujjivan Small Finance Bank Collection Officer Reviews
- Show more
By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.
AmbitionBox has 5.9k Ujjivan Small Finance Bank reviews submitted by Ujjivan Small Finance Bank employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Ujjivan Small Finance Bank is the right company for you. ...Ujjivan Small Finance Bank Salaries in India
| Loan Officer 361 salaries |   Unlock₹1.7 L/yr - ₹4.5 L/yr |
| Customer Relation Officer 354 salaries | Unlock ₹1 L/yr - ₹3.2 L/yr |
| Collection Officer 336 salaries | Unlock ₹0.8 L/yr - ₹4.5 L/yr |
| Cluster Manager 317 salaries | Unlock ₹4 L/yr - ₹12 L/yr |
| Branch Manager 313 salaries | Unlock ₹4.5 L/yr - ₹16.4 L/yr |
Employee Benefits at Ujjivan Small Finance Bank
Office cab/shuttle
88 total responses
Free meal
25 total responses
International/On-site exposure
24 total responses
Health insurance
323 total responses
Compare Ujjivan Small Finance Bank with
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