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Utkarsh Small Finance Bank Credit Manager salaries in India (Updated 2025)

Annual salary range
1 - 10 years exp.
₹2 Lakhs - ₹8.6 Lakhs
Salary of majority employees
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38% less than the average Credit Manager Salary in Banking Companies for 1 - 10 years of experience

Interested in this particular role? 2 job openings

Salaries in different departments

BFSI, Investments & Trading
Credit Manager Salary
1 - 10 years exp. (95 salaries)
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₹2 L/yr - ₹10 L/yr

Finance & Accounting
Credit Manager Salary
1 - 10 years exp. (93 salaries)
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₹2.1 L/yr - ₹9 L/yr

Risk Management & Compliance
Credit Manager Salary
1 - 8 years exp. (30 salaries)
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₹2.3 L/yr - ₹9 L/yr

Last Updated: 18 Mar 2025

Companies similar to Utkarsh Small Finance Bank for Credit Manager

Company name Avg Annual Salary Open Jobs
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ICICI Bank Credit Manager Salary

0 - 11 years exp. (3.3k salaries)

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₹4.3 L/yr - ₹17.5 L/yr

arrow icon 106% more
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HDFC Bank Credit Manager Salary

0 - 12 years exp. (2.7k salaries)

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₹3.5 L/yr - ₹14.5 L/yr

arrow icon 76% more
12 job openings
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Kotak Mahindra Bank Credit Manager Salary

0 - 11 years exp. (1k salaries)

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₹3.8 L/yr - ₹15 L/yr

arrow icon 87% more
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Axis Bank Credit Manager Salary

0 - 12 years exp. (826 salaries)

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₹4 L/yr - ₹14.8 L/yr

arrow icon 80% more
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IDFC FIRST Bank Credit Manager Salary

0 - 10 years exp. (822 salaries)

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₹3 L/yr - ₹13.5 L/yr

arrow icon 61% more
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Yes Bank Credit Manager Salary

1 - 12 years exp. (374 salaries)

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₹4.2 L/yr - ₹16.2 L/yr

arrow icon 91% more
1 job opening
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Bandhan Bank Credit Manager Salary

0 - 14 years exp. (303 salaries)

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₹2.6 L/yr - ₹10.8 L/yr

arrow icon 31% more
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IndusInd Bank Credit Manager Salary

2 - 12 years exp. (210 salaries)

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₹3.4 L/yr - ₹13.1 L/yr

arrow icon 64% more
1 job opening
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Jana Small Finance Bank Credit Manager Salary

2 - 12 years exp. (190 salaries)

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₹1.5 L/yr - ₹10 L/yr

arrow icon 22% more
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RBL Bank Credit Manager Salary

2 - 10 years exp. (135 salaries)

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₹2.4 L/yr - ₹11.4 L/yr

arrow icon 38% more
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Ujjivan Small Finance Bank Credit Manager Salary

0 - 11 years exp. (135 salaries)

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₹2.7 L/yr - ₹9.2 L/yr

arrow icon 9% more
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IDBI Bank Credit Manager Salary

3 - 17 years exp. (109 salaries)

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₹8.5 L/yr - ₹32 L/yr

arrow icon 308% more
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Federal Bank Credit Manager Salary

2 - 12 years exp. (82 salaries)

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₹10 L/yr - ₹20 L/yr

arrow icon 220% more
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Karur Vysya Bank Credit Manager Salary

1 - 12 years exp. (83 salaries)

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₹6.3 L/yr - ₹16.8 L/yr

arrow icon 116% more
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Union Bank of India Credit Manager Salary

6 - 11 years exp. (39 salaries)

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₹6.6 L/yr - ₹20 L/yr

arrow icon 209% more
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Canara Bank Credit Manager Salary

7 - 12 years exp. (36 salaries)

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₹11.1 L/yr - ₹26 L/yr

arrow icon 288% more
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South Indian Bank Credit Manager Salary

4 - 11 years exp. (29 salaries)

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₹9 L/yr - ₹21 L/yr

arrow icon 223% more
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₹6.5 L/yr - ₹11.7 L/yr

arrow icon 80% more
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City Union Bank Credit Manager Salary

3 - 14 years exp. (18 salaries)

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₹8.5 L/yr - ₹16 L/yr

arrow icon 124% more
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Central Bank of India Credit Manager Salary

0 - 13 years exp. (15 salaries)

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₹10 L/yr - ₹17 L/yr

arrow icon 180% more
View all
Credit Manager salary at Utkarsh Small Finance Bank ranges between ₹2 Lakhs to ₹8.6 Lakhs per year for employees with experience between 1 year to 10 years. Salary estimates are based on 278 latest salaries received from various employees of Utkarsh Small Finance Bank.

Latest annual salaries shared by Utkarsh Small Finance Bank Credit Manager

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Experience wise Utkarsh Small Finance Bank Credit Manager salaries

Last Updated: 18 Mar 2025

Experience Avg Annual Salary
1 year  (18 salaries)

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₹2.3 L/yr - ₹5 L/yr
2 years  (17 salaries)

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₹2.1 L/yr - ₹4.8 L/yr
3 years  (22 salaries)

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₹2.5 L/yr - ₹7.3 L/yr
4 years  (33 salaries)

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₹2 L/yr - ₹7.2 L/yr
5 years  (52 salaries)

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₹2.3 L/yr - ₹8.5 L/yr
View all

Similar Designation salaries in Utkarsh Small Finance Bank

Credit Officer Salary
(242 salaries)
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₹1.45 L/yr - ₹4.1 L/yr
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₹4.5 L/yr - ₹11.3 L/yr
Branch Manager Salary
(265 salaries)
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₹3.8 L/yr - ₹14 L/yr
Deputy Manager Salary
(242 salaries)
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₹4.05 L/yr - ₹9.5 L/yr
Chief Manager Salary
(56 salaries)
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₹9.6 L/yr - ₹18.5 L/yr
Credit Analyst Salary
(19 salaries)
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₹4.5 L/yr - ₹16.68 L/yr
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₹13 L/yr - ₹30 L/yr
Sales Manager Salary
(138 salaries)
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₹2 L/yr - ₹8.22 L/yr
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₹4.1 L/yr - ₹7.5 L/yr
Deputy Credit Manager Salary
(AmbitionBox Estimate)
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₹5.7 L/yr - ₹7.2 L/yr

Top skills at Utkarsh Small Finance Bank for Credit Manager

Credit Appraisal Banking Credit Evaluation Team Coordination Credit Management Credit Underwriting Monitoring Business Loan Credit Underwriting Personal Loans Lap Home Loans Disbursement Credit Management Credit Appraisal

Salary related reviews for Utkarsh Small Finance Bank

3.4

Rated by 96 employees for salary & benefits

BFSI, Investments & Trading Department

2.0
  •  posted on 12 Aug 2022

1.0
 for  Salary and Benefits

Likes

1. Being a fresher, the company has a lot to offer. New products are being launched as company is at growing stage.

Dislikes

...people mostly who are least interested in those activities, hence is a waste. 2. Low salary as compared to work being done, especially at prime location branches. 3. A lot of manual work, like A LOTTTT!

read more
  • Salary - Bad
  • +2 more

Full Time

 · 

BFSI, Investments & Trading Department

4.0
  •  posted on 29 Nov 2020

3.0
 for  Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

read more
  • Skill development - Good
  • +2 more

Dislikes

There is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

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Full Time

 · 

Finance & Accounting Department

3.0
  •  posted on 03 Nov 2024

2.0
 for  Salary and Benefits

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

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Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Finance & Accounting Department

5.0
  •  posted on 29 Aug 2024

5.0
 for  Salary and Benefits

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

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  • Salary - Excellent
  • +5 more

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

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Full Time

 · 

BFSI, Investments & Trading Department

1.0
  •  posted on 29 Jul 2023

1.0
 for  Salary and Benefits

Likes

Very bad experience I'm waiting one month notice period but not getting my salary Very bad company Very bad HR department

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Dislikes

...nd and 4th Saturday leave.. (We don't get the same) 5. Even Sunday working on 7.As per mention in LOI 27k salary in hand but we got only 20k in hand 8. So we want change our department please. Hr not any person responce mail call I'm working 1 month notice period had completed but not getting notice period salary

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  • Salary - Bad
  • +6 more
see more salary related reviews

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Utkarsh Small Finance Bank Credit Manager Salary FAQs

What is the salary of Credit Manager at Utkarsh Small Finance Bank ?
The average salary of a Credit Manager at Utkarsh Small Finance Bank in India typically ranges from ₹2.0 Lakhs to ₹8.6 Lakhs per year, depending on experience (from 1 year to 10 years).

The top 10% of Credit Manager at Utkarsh Small Finance Bank earn more than ₹6.7 Lakhs per year, and the top 1% earn over ₹9.0 Lakhs per year. Credit Manager Salaries at Utkarsh Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 200+ Utkarsh Small Finance Bank employees in India.
What is the estimated take home salary of a Credit Manager at Utkarsh Small Finance Bank in India?
The estimated take-home salary of a Credit Manager at Utkarsh Small Finance Bank in India typically ranges from ₹36,481 to ₹37,699 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹8.6 Lakhs per year for employees with experience ranging from 1 year to 10 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 200+ salaries received from various employees of Utkarsh Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Manager at Utkarsh Small Finance Bank ?
To be a Credit Manager at Utkarsh Small Finance Bank in india, the key skills required include:

  • - Credit Appraisal
  • - Banking
  • - Credit Evaluation
  • - Team Coordination
  • - Credit Management

These skills are highly valued at Utkarsh Small Finance Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than Utkarsh Small Finance Bank for Credit Manager in India?
IDBI Bank ₹8.5 Lakhs to ₹32.0 Lakhs per year
Canara Bank ₹11.1 Lakhs to ₹26.0 Lakhs per year
South Indian Bank ₹9.0 Lakhs to ₹21.0 Lakhs per year
Federal Bank ₹10.0 Lakhs to ₹20.0 Lakhs per year
Union Bank of India ₹6.6 Lakhs to ₹20.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Utkarsh Small Finance Bank, depending on the role and experience level.
What is the salary of a Credit Manager in companies similar to Utkarsh Small Finance Bank in India?
The salary of a Credit Manager at companies similar to Utkarsh Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Central Bank of India ₹10.0 Lakhs to ₹17.0 Lakhs per year
Karnataka Bank ₹10.5 Lakhs to ₹16.0 Lakhs per year
Corporation Bank ₹9.5 Lakhs to ₹20.0 Lakhs per year
J&K Bank ₹12.0 Lakhs to ₹15.0 Lakhs per year
UCO Bank ₹6.0 Lakhs to ₹16.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Manager at Utkarsh Small Finance Bank in India?
The salary growth for a Credit Manager at Utkarsh Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Manager can expect the following growth trajectory at Utkarsh Small Finance Bank:

Experience Average Salary Range
1 year ₹2.3 Lakhs to ₹5.0 Lakhs per year
2 years ₹2.1 Lakhs to ₹4.8 Lakhs per year
3 years ₹2.5 Lakhs to ₹7.3 Lakhs per year
4 years ₹2.0 Lakhs to ₹7.2 Lakhs per year
and so on.

Tell us how to improve this page.

Utkarsh Small Finance Bank Credit Manager salary in India ranges between ₹2 Lakhs to ₹8.6 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 278 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.