Utkarsh Small Finance Bank Credit Manager Salaries by 200+ Employees (Updated 2025)

1 - 10 years exp.

₹2 Lakhs - ₹8.6 Lakhs

Salary of majority employees

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38% less than the average Credit Manager Salary in Banking Companies for 1 - 10 years of experience

Interested in this particular role? 2 job openings

Salaries in different departments

BFSI, Investments & Trading Credit Manager Salary 1 - 10 years exp. (103 salaries)	Unlock ₹2 L/yr - ₹10 L/yr
Finance & Accounting Credit Manager Salary 1 - 10 years exp. (92 salaries)	Unlock ₹2.1 L/yr - ₹9 L/yr
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Risk Management & Compliance Credit Manager Salary 1 - 8 years exp. (29 salaries)	Unlock ₹2.3 L/yr - ₹9 L/yr

Last Updated: 5 Mar 2025

Companies similar to Utkarsh Small Finance Bank for Credit Manager

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Manager Salary 0 - 12 years exp. (2.7k salaries)	Unlock ₹3.5 L/yr - ₹14.1 L/yr 74% more	5 job openings
Global Wings Abudhabi Credit Manager Salary 0 - 7 years exp. (4 salaries)	Unlock ₹3.8 L/yr - ₹16 L/yr 82% more
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ICICI Bank Credit Manager Salary 0 - 11 years exp. (3.3k salaries)	Unlock ₹4 L/yr - ₹17.5 L/yr 106% more
Axis Bank Credit Manager Salary 0 - 12 years exp. (818 salaries)	Unlock ₹3.5 L/yr - ₹14.8 L/yr 79% more
Kotak Mahindra Bank Credit Manager Salary 0 - 11 years exp. (1k salaries)	Unlock ₹3.7 L/yr - ₹14.5 L/yr 87% more
Yes Bank Credit Manager Salary 0 - 10 years exp. (442 salaries)	Unlock ₹4.2 L/yr - ₹14.6 L/yr 77% more	1 job opening
IDFC FIRST Bank Credit Manager Salary 0 - 10 years exp. (676 salaries)	Unlock ₹3 L/yr - ₹13 L/yr 61% more	1 job opening
AU Small Finance Bank Credit Manager Salary 0 - 12 years exp. (513 salaries)	Unlock ₹2.4 L/yr - ₹10.5 L/yr 21% more
Bandhan Bank Credit Manager Salary 0 - 11 years exp. (401 salaries)	Unlock ₹2.5 L/yr - ₹10 L/yr 26% more
IndusInd Bank Credit Manager Salary 2 - 12 years exp. (231 salaries)	Unlock ₹2.9 L/yr - ₹13 L/yr 60% more
Jana Small Finance Bank Credit Manager Salary 2 - 12 years exp. (189 salaries)	Unlock ₹1.5 L/yr - ₹10 L/yr 21% more
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Equitas Small Finance Bank Credit Manager Salary 2 - 14 years exp. (176 salaries)	Unlock ₹2.2 L/yr - ₹9.6 L/yr 13% more
Cholamandalam Investment & Finance Credit Manager Salary 2 - 13 years exp. (155 salaries)	Unlock ₹2 L/yr - ₹10.1 L/yr 17% more
RBL Bank Credit Manager Salary 2 - 10 years exp. (141 salaries)	Unlock ₹2.4 L/yr - ₹11.3 L/yr 33% more
Ujjivan Small Finance Bank Credit Manager Salary 0 - 10 years exp. (133 salaries)	Unlock ₹2.7 L/yr - ₹10.6 L/yr 16% more	1 job opening
IDBI Bank Credit Manager Salary 2 - 17 years exp. (111 salaries)	Unlock ₹8 L/yr - ₹28.9 L/yr 283% more
Federal Bank Credit Manager Salary 2 - 12 years exp. (87 salaries)	Unlock ₹10 L/yr - ₹20 L/yr 220% more
Karur Vysya Bank Credit Manager Salary 1 - 12 years exp. (82 salaries)	Unlock ₹6 L/yr - ₹16 L/yr 116% more
Muthoot Finance Credit Manager Salary 0 - 12 years exp. (73 salaries)	Unlock ₹3 L/yr - ₹7.2 L/yr 2% less	2 job openings
Union Bank of India Credit Manager Salary 6 - 11 years exp. (39 salaries)	Unlock ₹6.6 L/yr - ₹20 L/yr 218% more

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Credit Manager salary at Utkarsh Small Finance Bank ranges between ₹2 Lakhs to ₹8.6 Lakhs per year for employees with experience between 1 year to 10 years. Salary estimates are based on 280 latest salaries received from various employees of Utkarsh Small Finance Bank.

Latest annual salaries shared by Utkarsh Small Finance Bank Credit Manager

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8 years exp.

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5 years exp.

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6 years exp.

1w ago

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6 years exp.

2w ago

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6 years exp.

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8 years exp.

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3 years exp.

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8 years exp.

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8 years exp.

Experience wise Utkarsh Small Finance Bank Credit Manager salaries

Last Updated: 5 Mar 2025

Experience	Avg Annual Salary
1 year (19 salaries)	Unlock ₹2.3 L/yr - ₹5 L/yr
2 years (16 salaries)	Unlock ₹2.1 L/yr - ₹4.8 L/yr
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3 years (24 salaries)	Unlock ₹2.5 L/yr - ₹7.3 L/yr
4 years (34 salaries)	Unlock ₹2 L/yr - ₹7.2 L/yr
5 years (52 salaries)	Unlock ₹2.3 L/yr - ₹6.2 L/yr
6 years (48 salaries)	Unlock ₹2.4 L/yr - ₹8.4 L/yr
7 years (29 salaries)	Unlock ₹3.3 L/yr - ₹9.4 L/yr
8 years (33 salaries)	Unlock ₹3.4 L/yr - ₹9 L/yr
9 years (15 salaries)	Unlock ₹4.5 L/yr - ₹10 L/yr
10 years (10 salaries)	Unlock ₹4.5 L/yr - ₹7 L/yr

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Similar Designation salaries in Utkarsh Small Finance Bank

Credit Officer Salary

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₹1.45 L/yr - ₹4.1 L/yr

Area Credit Manager Salary

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₹4.5 L/yr - ₹11.3 L/yr

Branch Manager Salary

(262 salaries)

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₹3.77 L/yr - ₹14 L/yr

Deputy Manager Salary

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₹3.8 L/yr - ₹9.5 L/yr

Chief Manager Salary

(56 salaries)

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₹9.6 L/yr - ₹18.5 L/yr

Credit Analyst Salary

(19 salaries)

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₹4.5 L/yr - ₹19.53 L/yr

Zonal Credit Manager Salary

(AmbitionBox Estimate)

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₹21.5 L/yr - ₹27.5 L/yr

Sales Manager Salary

(137 salaries)

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₹2 L/yr - ₹8 L/yr

Branch Credit Manager Salary

(14 salaries)

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₹4.1 L/yr - ₹7.5 L/yr

Deputy Credit Manager Salary

(AmbitionBox Estimate)

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₹5.7 L/yr - ₹7.2 L/yr

Top skills at Utkarsh Small Finance Bank for Credit Manager

Credit Appraisal Banking Credit Evaluation Team Coordination Credit Management Credit Underwriting Monitoring Business Loan Credit Underwriting Personal Loans Lap Home Loans Disbursement Credit Management Credit Appraisal

Salary related reviews for Utkarsh Small Finance Bank

3.4

Rated by 93 employees for salary & benefits

Credit Manager in New Delhi

BFSI, Investments & Trading Department

2.0

• posted on 12 Aug 2022

1.0

for Salary and Benefits

Likes

1. Being a fresher, the company has a lot to offer. New products are being launched as company is at growing stage.

Dislikes

...people mostly who are least interested in those activities, hence is a waste. 2. Low salary as compared to work being done, especially at prime location branches. 3. A lot of manual work, like A LOTTTT!

Salary - Bad

+2 more

Credit Manager in Patna Bihar

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 29 Nov 2020

3.0

for Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

Skill development - Good

+2 more

Dislikes

There is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

Assistant Vice President in Varanasi

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 06 Dec 2024

3.0

for Salary and Benefits

Likes

Overall good management, Job security and growth prospects, decent transportation (HO), decent bonus and financial benefits

Job security - Good

+1 more

Dislikes

Old school, low priority on employees experience, low employees benefits like free meal and goodies, lack of process driven culture, strict working hours and mandatory work from office

Credit Officer in Pusad

Full Time

Finance & Accounting Department

3.0

• posted on 03 Nov 2024

2.0

for Salary and Benefits

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

Salary - Poor

+5 more

Credit Officer in Rudrapur

Full Time

Finance & Accounting Department

5.0

• posted on 29 Aug 2024

5.0

for Salary and Benefits

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

Salary - Excellent

+5 more

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

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Salary Discussions, Hike & Promotions

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an associate vice president

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I was getting 15.2 LPA in my previous org and now i am being offered 29.5 LPA but the designation is 1 position lower than what i was in my previous org. Should i go ahead with the offer or still negotiate on designation. Protip : i was laid off in... read more

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Utkarsh Small Finance Bank Credit Manager Salary FAQs

What is the salary of Credit Manager at Utkarsh Small Finance Bank?

Credit Manager salary at Utkarsh Small Finance Bank in India ranges between ₹2.0 Lakhs to ₹8.6 Lakhs for experience between 1 years to 10 years. According to our estimates it is 38% less than the average Credit Manager Salary in India. Salary estimates are based on 280 latest salaries received from various employees of Utkarsh Small Finance Bank India.

How does the salary of a Credit Manager at Utkarsh Small Finance Bank India compare with the average salary range for this job?

The average salary of a Credit Manager at Utkarsh Small Finance Bank is 38% less than the average salary of a Credit Manager in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Manager at Utkarsh Small Finance Bank?

Credit Appraisal, Banking, Credit Evaluation, Team Coordination and Credit Management are some of the popular skills required to work as a Credit Manager at Utkarsh Small Finance Bank India.

Which similar companies are paying more than Utkarsh Small Finance Bank to a Credit Manager in India?

Canara Bank Credit Manager Salary - ₹11.1 Lakhs to ₹26.0 Lakhs per year
IDBI Bank Credit Manager Salary - ₹8.0 Lakhs to ₹28.9 Lakhs per year
Federal Bank Credit Manager Salary - ₹10.0 Lakhs to ₹20.0 Lakhs per year
Union Bank of India Credit Manager Salary - ₹6.6 Lakhs to ₹20.0 Lakhs per year
South Indian Bank Credit Manager Salary - ₹9.0 Lakhs to ₹21.0 Lakhs per year

What is the salary of a Credit Manager in companies similar to Utkarsh Small Finance Bank in India?

Central Bank of India Credit Manager Salary - ₹10.0 Lakhs to ₹17.0 Lakhs per year
City Union Bank Credit Manager Salary - ₹8.5 Lakhs to ₹15.5 Lakhs per year
Karur Vysya Bank Credit Manager Salary - ₹6.0 Lakhs to ₹16.0 Lakhs per year
ICICI Bank Credit Manager Salary - ₹4.0 Lakhs to ₹17.5 Lakhs per year
Kotak Mahindra Bank Credit Manager Salary - ₹3.7 Lakhs to ₹14.5 Lakhs per year

What is the estimated take home salary of a Credit Manager at Utkarsh Small Finance Bank in India?

The estimated take-home salary of a Credit Manager at Utkarsh Small Finance Bank ranges between ₹36,407 per month to ₹37,626 per month in India. The take-home salary calculation is based on the average Utkarsh Small Finance Bank Credit Manager salary in India which ranges between ₹2.0 Lakhs to ₹8.6 Lakhs per year for employees with experience between 1 years to 10 years. Check how did we calculate take home salary?

What is the notice period for Credit Manager at Utkarsh Small Finance Bank?

According to AmbitionBox, 73% of the Utkarsh Small Finance Bank Credit Managers reported a notice period of 3 Months, 19% reported a notice period of 1 Month and the remaining reported other notice period durations. This is based on 251 responses on AmbitionBox in last 2 years.

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Utkarsh Small Finance Bank Credit Manager Salaries by Location

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Utkarsh Small Finance Bank Credit Manager Salaries

Utkarsh Small Finance Bank Credit Manager salary in India ranges between ₹2 Lakhs to ₹8.6 Lakhs with an average annual salary of ₹. Salary estimates are based on 280 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.

Utkarsh Small Finance Bank Credit Manager salaries in India (Updated 2025)

Companies similar to Utkarsh Small Finance Bank for Credit Manager

Latest annual salaries shared by Utkarsh Small Finance Bank Credit Manager

Experience wise Utkarsh Small Finance Bank Credit Manager salaries

Similar Designation salaries in Utkarsh Small Finance Bank

Top skills at Utkarsh Small Finance Bank for Credit Manager

Salary related reviews for Utkarsh Small Finance Bank

Credit Manager in New Delhi

Credit Manager in Patna Bihar

Assistant Vice President in Varanasi

Credit Officer in Pusad

Credit Officer in Rudrapur

Utkarsh Small Finance Bank Credit Manager Salary FAQs

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Utkarsh Small Finance Bank Credit Manager Salaries by Location