Upload Button Icon Add office photos
filter salariesFilter salaries by

Utkarsh Small Finance Bank Credit Analyst salaries in India (Updated 2025)

Annual salary range
1 - 12 years exp.
₹4.5 Lakhs - ₹16.7 Lakhs
Salary of majority employees
unlock blur
unlock blur

10% more than the average Credit Analyst Salary in Banking Companies for 1 - 12 years of experience

Interested in this particular role?

Last Updated: 11 Mar 2025

Companies similar to Utkarsh Small Finance Bank for Credit Analyst

Company name Avg Annual Salary Open Jobs
Logo
Axis Bank Credit Analyst Salary

0 - 9 years exp. (438 salaries)

unlock blur

₹5 L/yr - ₹19.7 L/yr

arrow icon 19% more
2 job openings
Logo
ICICI Bank Credit Analyst Salary

0 - 6 years exp. (374 salaries)

unlock blur

₹5.3 L/yr - ₹18.9 L/yr

arrow icon 12% more
Logo
IndusInd Bank Credit Analyst Salary

0 - 10 years exp. (339 salaries)

unlock blur

₹4.2 L/yr - ₹17.5 L/yr

arrow icon 2% more
Logo
Kotak Mahindra Bank Credit Analyst Salary

1 - 8 years exp. (243 salaries)

unlock blur

₹7.1 L/yr - ₹16.2 L/yr

arrow icon 1% less
Logo
HDFC Bank Credit Analyst Salary

0 - 7 years exp. (178 salaries)

unlock blur

₹4.5 L/yr - ₹18.2 L/yr

arrow icon 9% more
Logo
Federal Bank Credit Analyst Salary

1 - 8 years exp. (73 salaries)

unlock blur

₹9 L/yr - ₹22 L/yr

arrow icon 53% more
Logo
IDFC FIRST Bank Credit Analyst Salary

0 - 4 years exp. (67 salaries)

unlock blur

₹3.7 L/yr - ₹14 L/yr

arrow icon 10% less
Logo
Yes Bank Credit Analyst Salary

1 - 6 years exp. (59 salaries)

unlock blur

₹1.8 L/yr - ₹9.7 L/yr

arrow icon 47% less
Logo
Karur Vysya Bank Credit Analyst Salary

0 - 11 years exp. (46 salaries)

unlock blur

₹6 L/yr - ₹18 L/yr

arrow icon 5% more
Logo
South Indian Bank Credit Analyst Salary

4 - 10 years exp. (39 salaries)

unlock blur

₹8.3 L/yr - ₹18.5 L/yr

arrow icon 37% more
Logo
RBL Bank Credit Analyst Salary

0 - 5 years exp. (30 salaries)

unlock blur

₹4.7 L/yr - ₹17.1 L/yr

arrow icon 13% more
Logo
IDBI Bank Credit Analyst Salary

0 - 16 years exp. (26 salaries)

unlock blur

₹10 L/yr - ₹30 L/yr

arrow icon 112% more
unlock blur

₹7.3 L/yr - ₹16 L/yr

arrow icon 20% more
Logo
Bandhan Bank Credit Analyst Salary

0 - 12 years exp. (19 salaries)

unlock blur

₹5.5 L/yr - ₹19.4 L/yr

arrow icon 13% more
Logo
City Union Bank Credit Analyst Salary

2 - 13 years exp. (17 salaries)

unlock blur

₹4.7 L/yr - ₹19.9 L/yr

arrow icon 18% more
Logo
Canara Bank Credit Analyst Salary

8 - 12 years exp. (12 salaries)

unlock blur

₹10.5 L/yr - ₹24 L/yr

arrow icon 85% more
Logo
First Abu Dhabi Bank Credit Analyst Salary

0 - 9 years exp. (10 salaries)

unlock blur

₹7 L/yr - ₹12 L/yr

arrow icon 1% less
Logo
unlock blur

₹3 L/yr - ₹5.5 L/yr

arrow icon 56% less
unlock blur

₹3.3 L/yr - ₹6.2 L/yr

arrow icon 45% less
1 job opening
Logo
Mashreq Bank Credit Analyst Salary

1 - 3 years exp. (4 salaries)

unlock blur

₹4 L/yr - ₹5.5 L/yr

arrow icon 45% less
View all
Credit Analyst salary at Utkarsh Small Finance Bank ranges between ₹4.5 Lakhs to ₹16.7 Lakhs per year for employees with experience between 1 year to 12 years. Salary estimates are based on 19 latest salaries received from various employees of Utkarsh Small Finance Bank.

Latest annual salaries shared by Utkarsh Small Finance Bank Credit Analyst

3d ago
avg blur mobile
9 years exp.
3mo ago
avg blur mobile
1 year exp.
5mo ago
avg blur mobile
9 years exp.
5mo ago
avg blur mobile
9 years exp.
11mo ago
avg blur mobile
10 years exp.
1y ago
avg blur mobile
7 years exp.
1y ago
avg blur mobile
8 years exp.
1y ago
avg blur mobile
6 years exp.
1y ago
avg blur mobile
9 years exp.
1y ago
avg blur mobile
5 years exp.

Experience wise Utkarsh Small Finance Bank Credit Analyst salaries

Last Updated: 11 Mar 2025

Experience Avg Annual Salary
1 year (AmbitionBox Estimate)

unlock blur

₹4.5 L/yr - ₹9.2 L/yr
2 years (AmbitionBox Estimate)

unlock blur

₹5.4 L/yr - ₹6.8 L/yr
3 years (AmbitionBox Estimate)

unlock blur

₹6.1 L/yr - ₹7.8 L/yr
4 years (AmbitionBox Estimate)

unlock blur

₹6.6 L/yr - ₹13.7 L/yr
5 years  (3 salaries)

unlock blur

₹5.4 L/yr - ₹10.4 L/yr
View all

Similar Designation salaries in Utkarsh Small Finance Bank

Senior Analyst Salary
(AmbitionBox Estimate)
unlock blur
₹3.6 L/yr - ₹4.6 L/yr
Credit Manager Salary
(278 salaries)
unlock blur
₹2 L/yr - ₹8.62 L/yr
Analyst Salary
(AmbitionBox Estimate)
unlock blur
₹6.3 L/yr - ₹8 L/yr
unlock blur
₹4.25 L/yr - ₹15.36 L/yr
unlock blur
₹5 L/yr - ₹12.8 L/yr
Team Lead Salary
(67 salaries)
unlock blur
₹2 L/yr - ₹7.15 L/yr
Deputy Manager Salary
(242 salaries)
unlock blur
₹4.05 L/yr - ₹9.5 L/yr
Accountant Salary
(11 salaries)
unlock blur
₹3 L/yr - ₹5.5 L/yr
unlock blur
₹2.15 L/yr - ₹11.14 L/yr
Process Associate Salary
(AmbitionBox Estimate)
unlock blur
₹3.7 L/yr - ₹4.7 L/yr

Top skills at Utkarsh Small Finance Bank for Credit Analyst

Credit Appraisal Credit Analysis

Salary related reviews for Utkarsh Small Finance Bank

5.0

Rated by 2 employees for salary & benefits

BFSI, Investments & Trading Department

2.0
  •  posted on 12 Aug 2022

1.0
 for  Salary and Benefits

Likes

1. Being a fresher, the company has a lot to offer. New products are being launched as company is at growing stage.

Dislikes

...people mostly who are least interested in those activities, hence is a waste. 2. Low salary as compared to work being done, especially at prime location branches. 3. A lot of manual work, like A LOTTTT!

read more
  • Salary - Bad
  • +2 more

Finance & Accounting Department

5.0
  •  posted on 02 Dec 2021

5.0
 for  Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

read more
  • Salary - Excellent
  • +6 more

Full Time

 · 

BFSI, Investments & Trading Department

4.0
  •  posted on 29 Nov 2020

3.0
 for  Salary and Benefits

Likes

...gement is transparent. There is a huge cafeteria and gaming arcade for chilling. Company policies are good, appraisals are fair and they give good salary hike and bonus every year.

read more
  • Skill development - Good
  • +2 more

Dislikes

There is a lot of politics and the management doesn’t address our issues. Salary is decent but career growth is slow. There is a bond of 2 years before which you cannot resign. On the job training is not given to new joinees.

read more

Full Time

 · 

Finance & Accounting Department

3.0
  •  posted on 03 Nov 2024

2.0
 for  Salary and Benefits

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

read more

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Finance & Accounting Department

5.0
  •  posted on 29 Aug 2024

5.0
 for  Salary and Benefits

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

read more
  • Salary - Excellent
  • +5 more

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

read more
see more salary related reviews

Discover interview dos and don'ts from real experiences

Utkarsh Small Finance Bank Credit Analyst Salary FAQs

What is the salary of Credit Analyst at Utkarsh Small Finance Bank ?
The average salary of a Credit Analyst at Utkarsh Small Finance Bank in India typically ranges from ₹4.5 Lakhs to ₹16.7 Lakhs per year, depending on experience (from 1 year to 12 years).

The top 10% of Credit Analyst at Utkarsh Small Finance Bank earn more than ₹18.2 Lakhs per year, and the top 1% earn over ₹20.0 Lakhs per year. Credit Analyst Salaries at Utkarsh Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ Utkarsh Small Finance Bank employees in India.
What is the estimated take home salary of a Credit Analyst at Utkarsh Small Finance Bank in India?
The estimated take-home salary of a Credit Analyst at Utkarsh Small Finance Bank in India typically ranges from ₹70,145 to ₹71,948 per month. This is based on the average salary range of ₹4.5 Lakhs to ₹16.7 Lakhs per year for employees with experience ranging from 1 year to 12 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of Utkarsh Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Credit Analyst at Utkarsh Small Finance Bank ?
To be a Credit Analyst at Utkarsh Small Finance Bank in india, the key skills required include:

  • - Credit Appraisal
  • - Credit Analysis

These skills are highly valued at Utkarsh Small Finance Bank and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than Utkarsh Small Finance Bank for Credit Analyst in India?
IDBI Bank ₹10.0 Lakhs to ₹30.0 Lakhs per year
Canara Bank ₹10.5 Lakhs to ₹24.0 Lakhs per year
Union Bank of India ₹14.0 Lakhs to ₹20.0 Lakhs per year
Federal Bank ₹9.0 Lakhs to ₹22.0 Lakhs per year
Emirates NBD ₹8.5 Lakhs to ₹19.4 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Utkarsh Small Finance Bank, depending on the role and experience level.
What is the salary of a Credit Analyst in companies similar to Utkarsh Small Finance Bank in India?
The salary of a Credit Analyst at companies similar to Utkarsh Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

South Indian Bank ₹8.3 Lakhs to ₹18.5 Lakhs per year
HSBC Global Banking and Markets ₹7.3 Lakhs to ₹16.0 Lakhs per year
Axis Bank ₹5.0 Lakhs to ₹19.7 Lakhs per year
City Union Bank ₹4.7 Lakhs to ₹19.9 Lakhs per year
Bandhan Bank ₹5.5 Lakhs to ₹19.4 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Analyst at Utkarsh Small Finance Bank in India?
The salary growth for a Credit Analyst at Utkarsh Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Analyst can expect the following growth trajectory at Utkarsh Small Finance Bank:

Experience Average Salary Range
1 year ₹4.5 Lakhs to ₹9.2 Lakhs per year
2 years ₹5.4 Lakhs to ₹6.8 Lakhs per year
3 years ₹6.1 Lakhs to ₹7.8 Lakhs per year
4 years ₹6.6 Lakhs to ₹13.7 Lakhs per year
and so on.

Tell us how to improve this page.

Utkarsh Small Finance Bank Credit Analyst salary in India ranges between ₹4.5 Lakhs to ₹16.7 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 19 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.