Utkarsh Small Finance Bank Senior Associate Salaries by 4 Employees (Updated 2025)

1 - 5 years exp.

₹2.2 Lakhs - ₹11.1 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

36% less than the average Senior Associate Salary in Banking Companies for 1 - 5 years of experience

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Salaries in different departments

Data Science & Analytics Senior Associate Salary 1 year exp. (AmbitionBox Estimate)	₹1.9 L/yr - ₹2.4 L/yr
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Sales & Business Development Senior Associate Salary 2 years exp. (AmbitionBox Estimate)	₹3.1 L/yr - ₹3.8 L/yr

Last Updated: 8 Mar 2025

Companies similar to Utkarsh Small Finance Bank for Senior Associate

Company name	Avg Annual Salary	Open Jobs
City Union Bank Senior Associate Salary 0 - 11 years exp. (560 salaries)	₹2.9 L/yr - ₹6.5 L/yr 20% less
ICICI Bank Senior Associate Salary 0 - 7 years exp. (540 salaries)	₹1.3 L/yr - ₹4 L/yr 59% less
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Paytm Payments Bank Senior Associate Salary 3 - 9 years exp. (277 salaries)	₹2.6 L/yr - ₹8.5 L/yr 22% less
Kotak Mahindra Bank Senior Associate Salary 1 - 5 years exp. (119 salaries)	₹1.4 L/yr - ₹4 L/yr 55% less
HSBC Global Banking and Markets Senior Associate Salary 2 - 9 years exp. (84 salaries)	₹4.8 L/yr - ₹20.4 L/yr 94% more
IDFC FIRST Bank Senior Associate Salary 2 - 7 years exp. (69 salaries)	₹2 L/yr - ₹5.8 L/yr 35% less
Mashreq Bank Senior Associate Salary 6 - 8 years exp. (68 salaries)	₹4.4 L/yr - ₹11 L/yr 6% more
HDFC Bank Senior Associate Salary 0 - 11 years exp. (46 salaries)	₹1.7 L/yr - ₹10.7 L/yr 4% less
Axis Bank Senior Associate Salary 1 - 6 years exp. (19 salaries)	₹1.9 L/yr - ₹4.9 L/yr 49% less
Yes Bank Senior Associate Salary 2 - 9 years exp. (16 salaries)	₹2.7 L/yr - ₹4.3 L/yr 31% less
IndusInd Bank Senior Associate Salary 2 - 8 years exp. (9 salaries)	₹1.3 L/yr - ₹7.2 L/yr 18% less
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Bandhan Bank Senior Associate Salary 1 - 6 years exp. (6 salaries)	₹1.5 L/yr - ₹5.1 L/yr 45% less
Federal Bank Senior Associate Salary 4 - 8 years exp. (6 salaries)	₹6.8 L/yr - ₹9.5 L/yr 22% more
Jana Small Finance Bank Senior Associate Salary 2 - 4 years exp. (5 salaries)	₹2 L/yr - ₹3.5 L/yr 53% less
RBL Bank Senior Associate Salary 1 - 6 years exp. (5 salaries)	₹2 L/yr - ₹4 L/yr 54% less
Emirates NBD Senior Associate Salary 3 - 5 years exp. (4 salaries)	₹4 L/yr - ₹9.9 L/yr 29% more
First Abu Dhabi Bank Senior Associate Salary 2 - 7 years exp. (4 salaries)	₹3.7 L/yr - ₹8 L/yr 10% less
IDBI Bank Senior Associate Salary 1 - 7 years exp. (3 salaries)	₹3.5 L/yr - ₹8.5 L/yr 2% less
Ujjivan Small Finance Bank Senior Associate Salary 2 - 10 years exp. (3 salaries)	₹2.5 L/yr - ₹37 L/yr 166% more
Karur Vysya Bank Senior Associate Salary 3 - 6 years exp. (3 salaries)	₹2.7 L/yr - ₹3.5 L/yr 51% less

Senior Associate salary at Utkarsh Small Finance Bank ranges between ₹2.2 Lakhs to ₹11.1 Lakhs per year for employees with experience between 1 year to 5 years. Salary estimates are based on 4 latest salaries received from various employees of Utkarsh Small Finance Bank.

Experience wise Utkarsh Small Finance Bank Senior Associate salaries

Last Updated: 8 Mar 2025

Experience	Avg Annual Salary
1 year (AmbitionBox Estimate)	₹1.9 L/yr - ₹2.5 L/yr
2 years (AmbitionBox Estimate)	₹2.8 L/yr - ₹3.6 L/yr
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3 years (AmbitionBox Estimate)	₹5.2 L/yr - ₹6.7 L/yr
4 years (AmbitionBox Estimate)	₹7.6 L/yr - ₹9.7 L/yr
5 years (AmbitionBox Estimate)	₹10 L/yr - ₹12.8 L/yr

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Salary related reviews for Utkarsh Small Finance Bank

Credit Officer in Pusad

Full Time

Finance & Accounting Department

3.0

• posted on 03 Nov 2024

2.0

for Salary and Benefits

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

Salary - Poor

+5 more

Credit Officer in Rudrapur

Full Time

Finance & Accounting Department

5.0

• posted on 29 Aug 2024

5.0

for Salary and Benefits

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

Salary - Excellent

+5 more

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

Sales Executive in Rohtak

Full Time

Marketing & Communication Department

1.0

• posted on 25 Dec 2023

1.0

for Salary and Benefits

Likes

nothing actually

Dislikes

don't pay travel allowance which was promised. you are to work on holidays. toxic and demean you among colleagues, abusive language used and self esteem brought down. have made many cry and leave the job. the office politics, asking money when you are even 1 minute late. spiteful and no believing of you by management.

Salary - Bad

+6 more

Customer Service Officer in Ranchi

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 07 Feb 2024

3.0

for Salary and Benefits

Likes

Continuous hiring freshers without any banking background. Job security. And timely salary credit.

Job security - Good

+1 more

Dislikes

Poor work culture from top management. Poor work-life balance, Extremely less leaves granted by reporting managers.

Company culture - Poor

+1 more

Cso Manager in Pune

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 02 Aug 2024

1.0

for Salary and Benefits

Likes

They expect you to work 9am to till 9 pm

Dislikes

...operations, they start asking u about ur daily business after 2 days of joining. Low salary, no allowance plus alot of pressure with toxic environment. They take every commitment on mail and pressure u alot . 8 of 10 staff u will find on resignation Such toxic company it is. U can’t survive for 2. Month also

Salary - Bad

+6 more

see more salary related reviews

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My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Utkarsh Small Finance Bank Senior Associate Salary FAQs

What is the salary of Senior Associate at Utkarsh Small Finance Bank ?

The average salary of a Senior Associate at Utkarsh Small Finance Bank in India typically ranges from ₹2.2 Lakhs to ₹11.1 Lakhs per year, depending on experience (from 1 year to 5 years).

The top 10% of Senior Associate at Utkarsh Small Finance Bank earn more than ₹13.5 Lakhs per year, and the top 1% earn over ₹13.5 Lakhs per year. Senior Associate Salaries at Utkarsh Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 Utkarsh Small Finance Bank employees in India.

What is the estimated take home salary of a Senior Associate at Utkarsh Small Finance Bank in India?

The estimated take-home salary of a Senior Associate at Utkarsh Small Finance Bank in India typically ranges from ₹46,686 to ₹47,793 per month. This is based on the average salary range of ₹2.2 Lakhs to ₹11.1 Lakhs per year for employees with experience ranging from 1 year to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of Utkarsh Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Utkarsh Small Finance Bank for Senior Associate in India?

Ujjivan Small Finance Bank	₹2.5 Lakhs to ₹37.0 Lakhs per year
HSBC Global Banking and Markets	₹4.8 Lakhs to ₹20.4 Lakhs per year
Emirates NBD	₹4.0 Lakhs to ₹9.9 Lakhs per year
Federal Bank	₹6.8 Lakhs to ₹9.5 Lakhs per year
Mashreq Bank	₹4.4 Lakhs to ₹11.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Utkarsh Small Finance Bank, depending on the role and experience level.

What is the salary of a Senior Associate in companies similar to Utkarsh Small Finance Bank in India?

The salary of a Senior Associate at companies similar to Utkarsh Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IDBI Bank	₹3.5 Lakhs to ₹8.5 Lakhs per year
HDFC Bank	₹1.7 Lakhs to ₹10.7 Lakhs per year
First Abu Dhabi Bank	₹3.7 Lakhs to ₹8.0 Lakhs per year
IndusInd Bank	₹1.3 Lakhs to ₹7.2 Lakhs per year
City Union Bank	₹2.9 Lakhs to ₹6.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Senior Associate at Utkarsh Small Finance Bank in India?

The salary growth for a Senior Associate at Utkarsh Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Senior Associate can expect the following growth trajectory at Utkarsh Small Finance Bank:

Experience	Average Salary Range
1 year	₹1.9 Lakhs to ₹2.5 Lakhs per year
2 years	₹2.8 Lakhs to ₹3.6 Lakhs per year
3 years	₹5.2 Lakhs to ₹6.7 Lakhs per year
4 years	₹7.6 Lakhs to ₹9.7 Lakhs per year

and so on.

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Utkarsh Small Finance Bank Senior Associate Salaries

Utkarsh Small Finance Bank Senior Associate salary in India ranges between ₹2.2 Lakhs to ₹11.1 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.