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I applied via Approached by Company and was interviewed in Jul 2023. There were 3 interview rounds.
I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.
Underwriting is the process of evaluating the risk of a loan or investment and determining if it meets the lender's criteria.
Underwriting involves analyzing financial statements, credit reports, and other relevant information to determine the borrower's ability to repay the loan.
The underwriter also assesses the value of the collateral and the overall market conditions.
Examples of underwriting include mortgage underwri...
Assessing income of SENP segment
Analyze income sources such as salary, investments, and rental income
Consider debt-to-income ratio and credit history
Look at demographic data and economic trends in the area
Use financial statements and tax returns to verify income
Compare income to expenses and debt obligations
The three pillars of loan eligibility are credit score, income, and collateral.
Credit score: A good credit score indicates a borrower's ability to repay the loan.
Income: Sufficient income is necessary to ensure timely loan repayments.
Collateral: Providing collateral reduces the risk for the lender and increases loan eligibility.
Example: A person with a high credit score, stable income, and valuable collateral has a hig
Technical reports should contain accurate and detailed information about a specific topic.
Technical reports should have a clear and concise title
The report should have an introduction that outlines the purpose and scope of the report
The report should contain accurate and detailed information about the topic
The report should have a conclusion that summarizes the findings and recommendations
The report should be well-orga...
To check legal report, obtain a copy from relevant authority and review for any legal issues. Incumbrance refers to any legal claims on property.
Obtain a copy of the legal report from relevant authority
Review the report for any legal issues such as pending lawsuits or liens
Incumbrance refers to any legal claims on property such as mortgages or unpaid taxes
I applied via Recruitment Consulltant and was interviewed before Dec 2022. There were 2 interview rounds.
I have over 10 years of experience in credit management, consistently exceeding targets and reducing bad debt.
Managed credit risk assessment for new and existing customers
Implemented credit policies and procedures to minimize bad debt
Negotiated payment terms with customers to ensure timely payments
Led a team to improve collection processes and reduce outstanding balances
Utilized data analysis to identify high-risk acco
What people are saying about Utkarsh Small Finance Bank
I applied via LinkedIn and was interviewed in Jun 2021. There was 1 interview round.
Utkarsh Small Finance Bank interview questions for designations
I applied via Company Website and was interviewed in Mar 2021. There were 4 interview rounds.
Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions
I applied via Naukri.com and was interviewed in Jan 2020. There were 4 interview rounds.
As a Credit Manager, my previous key role was overseeing the creditworthiness of customers and managing the credit risk for the company.
Evaluated and analyzed the creditworthiness of potential customers
Established credit limits and terms for customers based on their financial stability
Monitored and managed the credit risk exposure of the company
Implemented credit control measures to minimize bad debt
Worked closely with...
posted on 16 Sep 2020
I have 5 years of experience as a Credit Manager at XYZ Company.
Managed credit risk assessment for new and existing clients
Analyzed financial statements and credit reports to determine creditworthiness
Negotiated payment terms and conditions with clients
Implemented credit policies and procedures to minimize risk
Collaborated with sales and finance teams to optimize credit decisions
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.
I applied via Approached by Company and was interviewed before Jul 2021. There was 1 interview round.
based on 13 interviews
2 Interview rounds
based on 96 reviews
Rating in categories
Customer Service Officer
612
salaries
| ₹1 L/yr - ₹4.5 L/yr |
Assistant Manager
611
salaries
| ₹2.2 L/yr - ₹5.3 L/yr |
Senior Executive
411
salaries
| ₹1.8 L/yr - ₹3.8 L/yr |
Sales Executive
400
salaries
| ₹1 L/yr - ₹3.6 L/yr |
Relationship Officer
400
salaries
| ₹1.5 L/yr - ₹3.9 L/yr |
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