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I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.
Underwriting is the process of evaluating the risk of a loan or investment and determining if it meets the lender's criteria.
Underwriting involves analyzing financial statements, credit reports, and other relevant information to determine the borrower's ability to repay the loan.
The underwriter also assesses the value of the collateral and the overall market conditions.
Examples of underwriting include mortgage underwri...
Assessing income of SENP segment
Analyze income sources such as salary, investments, and rental income
Consider debt-to-income ratio and credit history
Look at demographic data and economic trends in the area
Use financial statements and tax returns to verify income
Compare income to expenses and debt obligations
The three pillars of loan eligibility are credit score, income, and collateral.
Credit score: A good credit score indicates a borrower's ability to repay the loan.
Income: Sufficient income is necessary to ensure timely loan repayments.
Collateral: Providing collateral reduces the risk for the lender and increases loan eligibility.
Example: A person with a high credit score, stable income, and valuable collateral has a hig
Technical reports should contain accurate and detailed information about a specific topic.
Technical reports should have a clear and concise title
The report should have an introduction that outlines the purpose and scope of the report
The report should contain accurate and detailed information about the topic
The report should have a conclusion that summarizes the findings and recommendations
The report should be well-orga...
To check legal report, obtain a copy from relevant authority and review for any legal issues. Incumbrance refers to any legal claims on property.
Obtain a copy of the legal report from relevant authority
Review the report for any legal issues such as pending lawsuits or liens
Incumbrance refers to any legal claims on property such as mortgages or unpaid taxes
Partnership deed is mandatory for a partnership firm
Partnership deed is a legal document that outlines the terms and conditions of the partnership
It includes details such as the name of the firm, the names of the partners, their capital contributions, profit sharing ratio, etc.
It is important to have a partnership deed to avoid any disputes or misunderstandings between the partners
It is also required for registration o...
I applied via Approached by Company and was interviewed in Dec 2024. There were 7 interview rounds.
Case study Details- Behavioral Case study round in which we are assessed on our performance of closing the leads of our products
Case analysis franchise
Case study product details & the budget for the whole year for example Rs 10000*12= 1 lakh 50000 whole year
Product Sales- Casa products Current Account & Savings Account products like credit cards, debit card & other financial services products like insurance, passbooks, locker & gold loans
Personal Form Filling- Name/Damayanti Suvam Banerjee
Martial Status/Married/Unmarried
Age-32
Place of Address-Mumbai & Navi Mumbai India
Thesis content on financial calculation & product details
Thesis continuation content
I was interviewed before Mar 2024.
Ask previous company work
Utkarsh Small Finance Bank interview questions for popular designations
Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions
Discussion on retail liability TPP income Assets products how part of profitability
I applied via Job Fair and was interviewed in Sep 2024. There was 1 interview round.
I applied via Naukri.com and was interviewed in Sep 2024. There were 2 interview rounds.
The experience of utkarsh small finance bank
I applied via Approached by Company and was interviewed in Aug 2024. There was 1 interview round.
The company's timing seems to be strategic and well-planned.
The company has entered the market at a time when demand for banking services is high.
They have launched new products and services at a time when competitors are not offering similar options.
The company's expansion plans align with economic trends and market conditions.
Overall, the timing appears to be favorable for the company's growth and success.
I applied via Walk-in
Current affairs banking
We select candidates based on their qualifications, experience, skills, and alignment with our company values.
Qualifications - We look for candidates with relevant degrees or certifications.
Experience - Previous experience in a similar role is preferred.
Skills - Strong communication, leadership, and problem-solving skills are important.
Alignment with company values - Candidates who share our values of integrity, teamwo
My salary expectation is negotiable and dependent on the overall compensation package offered.
My salary expectation is flexible and open to discussion
I am looking for a competitive salary based on my experience and qualifications
I am also considering other benefits such as healthcare, retirement plans, and bonuses
I am open to discussing the salary range during the interview process
Top trending discussions
The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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