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Utkarsh Small Finance Bank Credit Manager Interview Questions, Process, and Tips
Updated
13 Dec 2023
Top Utkarsh Small Finance Bank Credit Manager Interview Questions and Answers
- Q1. Which document is mandatory for in case of the partnership firm
- Q2. What is the three pillar of the any loan eligibility
- Q3. How to assess the income of Assess the SENP segment
6 Utkarsh Small Finance Bank Credit Manager Interview Experiences
14 questions found
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Anonymous
Interview experience
Excellent
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected
I applied via Naukri.com and was interviewed in Jul 2022.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2
One-on-one Round (6 Questions)
- Q1. What is underwriting View Answers (9)
- Q2. How to assess the income of Assess the SENP segment View Answers (4)
- Q3. What is the three pillar of the any loan eligibility View Answers (4)
- Q4. What you find the in technical report View Answers (2)
- Q5. How to check legal report and what is the incumbrance View Answers (3)
- Q6. Which document is mandatory for in case of the partnership firm View Answers (12)
Interview Preparation Tips
Interview preparation tips for other job seekers - I will always suggest to every job seeker before attending any interview you have to update your knowledge according to the job role and product basic knowledge and moderate knowledge should be get before any interview
Interview experience
Excellent
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via Approached by Company and was interviewed in Jul 2023.
3 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2
One-on-one Round (1 Question)
- Q1. About Job Related questions Add Answer
3
HR Round (1 Question)
- Q1. Salary Discussion and personal Discussion Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Always positive thinking
Get interview-ready with top interview questions
Interview experience
Excellent
Difficulty level
Hard
Duration
Less than 2 weeks
Result
Selected
I applied via Recruitment Consulltant and was interviewed before Dec 2022.
2 Interview Rounds
1
Resume Shortlist Round
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2
One-on-one Round (3 Questions)
- Q1. Financial Analysis BBG Underwriting process. Add Answer
- Q2. Working experience detials
Performance in past companies Add Answer
- Q3. Salary expectation and other perks Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Be good at your basics and concepts
gajendra dubey
I applied via LinkedIn and was interviewed in Jun 2021.
1 Interview Round
Interview Questions
- Q1. Product Knowledge , Financial Knowledge like ITR ,GST ,Banking , Property d
Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Be prepare for details and deep knowledge of financial
Utkarsh Small Finance Bank interview questions for designations
I applied via Company Website and was interviewed in Mar 2021.
4 Interview Rounds
Interview Questions
- Q1. About yourself, current job profile, work experience, case study, relocation issue
Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Be yourself and represent well. No need to panic. Answer calming and practice some common questions to answer.
I applied via Naukri.com and was interviewed in Jan 2020.
4 Interview Rounds
Interview Questions
- Q1. About previous key role?
View Answers (2)
Interview Preparation Tips
Interview preparation tips for other job seekers - Hiii
I am safe and hope you all also safe.
If talking about interview than I would like to tell that this interview was a very technical. The interviewer wanted to test my working experience and soft skill. Mostly questions asked to my working experience. And his focus on curriculum also, like what have mentioned there, but I was enjoying my interview.
I am safe and hope you all also safe.
If talking about interview than I would like to tell that this interview was a very technical. The interviewer wanted to test my working experience and soft skill. Mostly questions asked to my working experience. And his focus on curriculum also, like what have mentioned there, but I was enjoying my interview.
Top trending discussions
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Interview Tips & Stories
2w (edited)
a consultant
Alternate documents for Employee verification?
My new employer asked for my previous offer letters and salary slips. When I inquired, they said it was for background verification.
However, I feel that providing these documents might affect salary negotiations, and it feels a bit unethical too.
What alternative documents can I provide for employment verification?
Got a question about Utkarsh Small Finance Bank?
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Interview questions from similar companies
Interview experience
Excellent
Difficulty level
-
Duration
-
Result
Selected
1 Interview Round
1
Technical Round (2 Questions)
- Q1. How do you fund a applicant View Answers (1)
- Q2. Ratios analysis , banking analaysis Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
Excellent
Difficulty level
Moderate
Duration
2-4 weeks
Result
Selected
I applied via Referral and was interviewed in Feb 2024.
1 Interview Round
1
Technical Round (7 Questions)
- Q1. What is the concept of LTV? View Answers (1)
- Q2. What is DSCR and how do you check loan eligibility for a self employed non professional? View Answers (1)
- Q3. What is CIBIL and what do you check in detail? View Answers (1)
- Q4. How do you check eligibility for a salaried employee? View Answers (3)
- Q5. What is Repo Rate and Reverse Repo Rate View Answers (1)
- Q6. What are KYC documents? Is PAN card a KYC document ? View Answers (3)
- Q7. What will you discuss during Personal Discussion (PD) with potential customer and what will you observe during the PD? View Answers (1)
Interview Preparation Tips
Topics to prepare for Karur Vysya Bank Credit Manager interview:
Most of the banks asks about Documents like Legal and Technical, Sale Deed, Agreement of Sale, Link Documents,........ relating to Mortgage Loans(Home Loan, LAP)
- Chartered Accountant
- Mba Finance
- bcom
Most of the banks asks about Documents like Legal and Technical, Sale Deed, Agreement of Sale, Link Documents,........ relating to Mortgage Loans(Home Loan, LAP)
Interview experience
Good
Difficulty level
-
Duration
-
Result
-
2 Interview Rounds
1
Technical Round (2 Questions)
- Q1. Ratio Related, Balance Sheet and P&L related Add Answer
- Q2. FOIR ratio, LTV, DSCR Add Answer
2
Technical Round (2 Questions)
- Q1. General Accounting related Add Answer
- Q2. Accounting related Add Answer
Interview experience
Average
Difficulty level
Moderate
Duration
Less than 2 weeks
Result
Selected
I applied via Walk-in and was interviewed in Apr 2024.
1 Interview Round
1
One-on-one Round (4 Questions)
- Q1. Self introduction Add Answer
- Q2. About Previous job Add Answer
- Q3. Job change reason View Answers (1)
- Q4. Policy polrocess related Add Answer
Interview Preparation Tips
Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.
Utkarsh Small Finance Bank Interview FAQs
How many rounds are there in Utkarsh Small Finance Bank Credit Manager interview?
Utkarsh Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Utkarsh Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Credit Appraisal, Banking, Credit Evaluation, Credit Management and Credit Underwriting.
What are the top questions asked in Utkarsh Small Finance Bank Credit Manager interview?
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Utkarsh Small Finance Bank Interviews By Designations
- Utkarsh Small Finance Bank Customer Service Officer Interview Questions
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- Show more
Interview Questions for Popular Designations
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Credit Risk Analyst Interview Questions
- Area Credit Manager Interview Questions
- Senior Credit Analyst Interview Questions
- Assistant Credit Manager Interview Questions
- Senior Manager Credit Interview Questions
- Show more
People are getting interviews through
based on 6 Utkarsh Small Finance Bank interviews
Job Portal
Company Website
50%
17%
33% candidates got the interview through other sources.
Moderate
Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates
Credit Manager Interview Questions from Similar Companies
Fast track your campus placements
38%
less
than the average Credit Manager Salary in India
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Utkarsh Small Finance Bank Credit Manager Reviews and Ratings
based on 89 reviews
Rating in categories
|
Customer Service Officer
609
salaries
|  ₹1.1 L/yr - ₹4.5 L/yr |
|
Assistant Manager
559
salaries
| ₹2.2 L/yr - ₹5.5 L/yr |
|
Senior Executive
504
salaries
| ₹1.8 L/yr - ₹3.8 L/yr |
|
Relationship Officer
394
salaries
| ₹1.5 L/yr - ₹4 L/yr |
|
Sales Executive
369
salaries
| ₹0.9 L/yr - ₹4 L/yr |
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