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Utkarsh Small Finance Bank Interview Questions, Process, and Tips

Updated 7 Mar 2025

Top Utkarsh Small Finance Bank Interview Questions and Answers

View all 90 questions

Utkarsh Small Finance Bank Interview Experiences

Popular Designations

212 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(6 Questions)

  • Q1. What is underwriting
  • Ans. 

    Underwriting is the process of evaluating the risk of a loan or investment and determining if it meets the lender's criteria.

    • Underwriting involves analyzing financial statements, credit reports, and other relevant information to determine the borrower's ability to repay the loan.

    • The underwriter also assesses the value of the collateral and the overall market conditions.

    • Examples of underwriting include mortgage underwri...

  • Answered by AI
  • Q2. How to assess the income of Assess the SENP segment
  • Ans. 

    Assessing income of SENP segment

    • Analyze income sources such as salary, investments, and rental income

    • Consider debt-to-income ratio and credit history

    • Look at demographic data and economic trends in the area

    • Use financial statements and tax returns to verify income

    • Compare income to expenses and debt obligations

  • Answered by AI
  • Q3. What is the three pillar of the any loan eligibility
  • Ans. 

    The three pillars of loan eligibility are credit score, income, and collateral.

    • Credit score: A good credit score indicates a borrower's ability to repay the loan.

    • Income: Sufficient income is necessary to ensure timely loan repayments.

    • Collateral: Providing collateral reduces the risk for the lender and increases loan eligibility.

    • Example: A person with a high credit score, stable income, and valuable collateral has a hig

  • Answered by AI
  • Q4. What you find the in technical report
  • Ans. 

    Technical reports should contain accurate and detailed information about a specific topic.

    • Technical reports should have a clear and concise title

    • The report should have an introduction that outlines the purpose and scope of the report

    • The report should contain accurate and detailed information about the topic

    • The report should have a conclusion that summarizes the findings and recommendations

    • The report should be well-orga...

  • Answered by AI
  • Q5. How to check legal report and what is the incumbrance
  • Ans. 

    To check legal report, obtain a copy from relevant authority and review for any legal issues. Incumbrance refers to any legal claims on property.

    • Obtain a copy of the legal report from relevant authority

    • Review the report for any legal issues such as pending lawsuits or liens

    • Incumbrance refers to any legal claims on property such as mortgages or unpaid taxes

  • Answered by AI
  • Q6. Which document is mandatory for in case of the partnership firm
  • Ans. 

    Partnership deed is mandatory for a partnership firm

    • Partnership deed is a legal document that outlines the terms and conditions of the partnership

    • It includes details such as the name of the firm, the names of the partners, their capital contributions, profit sharing ratio, etc.

    • It is important to have a partnership deed to avoid any disputes or misunderstandings between the partners

    • It is also required for registration o...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I will always suggest to every job seeker before attending any interview you have to update your knowledge according to the job role and product basic knowledge and moderate knowledge should be get before any interview

Top Utkarsh Small Finance Bank Credit Manager Interview Questions and Answers

Q1. Which document is mandatory for in case of the partnership firm
View answer (12)

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

Financial Analyst Interview Questions & Answers

user image Damayanti Banerjee

posted on 8 Jan 2025

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Dec 2024. There were 7 interview rounds.

Round 1 - Case Study 

Case study Details- Behavioral Case study round in which we are assessed on our performance of closing the leads of our products

Round 2 - Case Study 

Case analysis franchise

Round 3 - Case Study 

Case study product details & the budget for the whole year for example Rs 10000*12= 1 lakh 50000 whole year

Round 4 - Case Study 

Product Sales- Casa products Current Account & Savings Account products like credit cards, debit card & other financial services products like insurance, passbooks, locker & gold loans

Round 5 - Case Study 

Personal Form Filling- Name/Damayanti Suvam Banerjee
Martial Status/Married/Unmarried
Age-32
Place of Address-Mumbai & Navi Mumbai India

Round 6 - Assignment 

Thesis content on financial calculation & product details

Round 7 - Assignment 

Thesis continuation content

Interview Preparation Tips

Interview preparation tips for other job seekers - Write your experience in detail

Financial Analyst Interview Questions asked at other Companies

Q1. Suppose you have 10000 US dollars with you, out of which you took a loan of 5000 US Dollars. Now suppose you have purchased two assets of 5000 US Dollars each, one through cash and other through bank loan. How would you show this transactio... read more
View answer (3)
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Mar 2024.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you tell me about yourself?
  • Q2. What were your responsibilities in your previous job?
  • Q3. What are NEFT and RTGS?

Top Utkarsh Small Finance Bank Customer Service Officer Interview Questions and Answers

Q1. Do you have basic knowledge of computer?
View answer (13)

Customer Service Officer Interview Questions asked at other Companies

Q1. Do you have basic knowledge of computer?
View answer (13)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Ask questions about opration
  • Q2. Risk audit opraton branch manage
Round 2 - Group Discussion 

Ask previous company work

Round 3 - Skill 

(1 Question)

  • Q1. Opration, customer service and business

Interview Preparation Tips

Interview preparation tips for other job seekers - Looking job for branch operations officer

Top Utkarsh Small Finance Bank Brach Operation Manager Interview Questions and Answers

Q1. What is the difference between soiled note and mutilated notes.
View answer (3)

Brach Operation Manager Interview Questions asked at other Companies

Q1. what kinds documents are required in fresh file and used asset
View answer (6)

Utkarsh Small Finance Bank interview questions for popular designations

 Customer Service Officer

 (15)

 Relationship Officer

 (14)

 Assistant Manager

 (14)

 Brach Operation Manager

 (11)

 Branch Head

 (8)

 Credit Officer

 (7)

 Senior Executive

 (7)

 Deputy Manager

 (7)

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. Personal interview
  • Q2. Interview as per Discussion question
  • Q3. Branch team mangement

Area Manager Interview Questions asked at other Companies

Q1. Tell me about a time when you changed or enhanced the existing process? What was it and and how it has helped the overall performance?
View answer (1)

Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions

Branch Head Interview Questions & Answers

user image Anonymous

posted on 18 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Group Discussion 

Discussion on retail liability TPP income Assets products how part of profitability

Round 2 - HR 

(4 Questions)

  • Q1. How to handle big team Productivity staff wise
  • Q2. Marketing activities
  • Q3. Tracking monitoring staff wise data review on every alternate day
  • Q4. Mis discussed with all staff to cover the gaps

Branch Head Interview Questions asked at other Companies

Q1. What is my routine in the bank? How I am working? How I am generating business leads on day by day? What is marketing ? etc...
View answer (2)

Jobs at Utkarsh Small Finance Bank

View all
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - One-on-one 

(1 Question)

  • Q1. What was your last performance rating in your previous company?
Round 2 - HR 

(1 Question)

  • Q1. What are your salary expectations for this position?

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..
View answer (22)
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Hollyday working
  • Q2. Didn't given fuel
  • Q3. Given the location very long

Interview Preparation Tips

Interview preparation tips for other job seekers - Simple interview

Collections Executive Interview Questions asked at other Companies

Q1. Company rules and regulations an how to handle customer
View answer (7)
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Assignment 

The experience of utkarsh small finance bank

Round 2 - Technical 

(2 Questions)

  • Q1. No technical issue
  • Q2. I like work job

Interview Preparation Tips

Topics to prepare for Utkarsh Small Finance Bank Customer Service Officer interview:
  • DCA
  • Tally ERP
  • Excel Powerpoint
  • MS Office

Top Utkarsh Small Finance Bank Customer Service Officer Interview Questions and Answers

Q1. Do you have basic knowledge of computer?
View answer (13)

Customer Service Officer Interview Questions asked at other Companies

Q1. Do you have basic knowledge of computer?
View answer (13)
Interview experience
4
Good
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. When do you want to do it?
  • Q2. What do you think about the company's timing?
  • Ans. 

    The company's timing seems to be strategic and well-planned.

    • The company has entered the market at a time when demand for banking services is high.

    • They have launched new products and services at a time when competitors are not offering similar options.

    • The company's expansion plans align with economic trends and market conditions.

    • Overall, the timing appears to be favorable for the company's growth and success.

  • Answered by AI

Banking Executive Interview Questions asked at other Companies

Q1. What do you know about bank, loans, credit cards ?
View answer (1)
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Walk-in

Round 1 - HR 

(5 Questions)

  • Q1. Introduction General awareness
  • Ans. 

    Current affairs banking

  • Answered Anonymously
  • Q2. Banking questions
  • Q3. How we selectyou
  • Ans. 

    We select candidates based on their qualifications, experience, skills, and alignment with our company values.

    • Qualifications - We look for candidates with relevant degrees or certifications.

    • Experience - Previous experience in a similar role is preferred.

    • Skills - Strong communication, leadership, and problem-solving skills are important.

    • Alignment with company values - Candidates who share our values of integrity, teamwo

  • Answered by AI
  • Q4. What is your goal
  • Q5. What is the salary expection
  • Ans. 

    My salary expectation is negotiable and dependent on the overall compensation package offered.

    • My salary expectation is flexible and open to discussion

    • I am looking for a competitive salary based on my experience and qualifications

    • I am also considering other benefits such as healthcare, retirement plans, and bonuses

    • I am open to discussing the salary range during the interview process

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Odisha Bhuneshwar puri puri

Deputy Manager II Interview Questions asked at other Companies

Q1. 5. Latest updation in RBI master direction KYC AML 6. Maintenance of documents after closure of accounts or relationship.
View answer (1)

Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank interview?
Utkarsh Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for Utkarsh Small Finance Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Banking, Current Account, Sales, Casa and Sales Executive Activities.
What are the top questions asked in Utkarsh Small Finance Bank interview?

Some of the top questions asked at the Utkarsh Small Finance Bank interview -

  1. what is the rate of interest of housing loan in icici bank l...read more
  2. Which document is mandatory for in case of the partnership f...read more
  3. What is the three pillar of the any loan eligibil...read more
How long is the Utkarsh Small Finance Bank interview process?

The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Utkarsh Small Finance Bank Interview Process

based on 315 interviews

Interview experience

4.3
  
Good
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Utkarsh Small Finance Bank Reviews and Ratings

based on 3.2k reviews

3.8/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.5

Salary

3.7

Job security

3.5

Company culture

3.4

Promotions

3.5

Work satisfaction

Explore 3.2k Reviews and Ratings
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