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Utkarsh Small Finance Bank Interview Questions, Process, and Tips
Top Utkarsh Small Finance Bank Interview Questions and Answers
- Q1. Tell me something about Utkarsh Small Finance Bankasked in Senior Executive HRD interview
- Q2. Do you have basic knowledge of computer?asked in Customer Service Officer interview
- Q3. How bank generate income from saving account?asked in Senior Executive Operations interview
Utkarsh Small Finance Bank Interview Experiences
213 interviews found
Anonymous
Selected
I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.
(6 Questions)
- Q1. What is underwriting
- Ans.
Underwriting is the process of evaluating the risk of a loan or investment and determining if it meets the lender's criteria.
Underwriting involves analyzing financial statements, credit reports, and other relevant information to determine the borrower's ability to repay the loan.
The underwriter also assesses the value of the collateral and the overall market conditions.
Examples of underwriting include mortgage underwri...
- Q2. How to assess the income of Assess the SENP segment
- Ans.
Assessing income of SENP segment
Analyze income sources such as salary, investments, and rental income
Consider debt-to-income ratio and credit history
Look at demographic data and economic trends in the area
Use financial statements and tax returns to verify income
Compare income to expenses and debt obligations
- Q3. What is the three pillar of the any loan eligibility
- Ans.
The three pillars of loan eligibility are credit score, income, and collateral.
Credit score: A good credit score indicates a borrower's ability to repay the loan.
Income: Sufficient income is necessary to ensure timely loan repayments.
Collateral: Providing collateral reduces the risk for the lender and increases loan eligibility.
Example: A person with a high credit score, stable income, and valuable collateral has a hig
- Q4. What you find the in technical report
- Ans.
Technical reports should contain accurate and detailed information about a specific topic.
Technical reports should have a clear and concise title
The report should have an introduction that outlines the purpose and scope of the report
The report should contain accurate and detailed information about the topic
The report should have a conclusion that summarizes the findings and recommendations
The report should be well-orga...
- Q5. How to check legal report and what is the incumbrance
- Ans.
To check legal report, obtain a copy from relevant authority and review for any legal issues. Incumbrance refers to any legal claims on property.
Obtain a copy of the legal report from relevant authority
Review the report for any legal issues such as pending lawsuits or liens
Incumbrance refers to any legal claims on property such as mortgages or unpaid taxes
- Q6. Which document is mandatory for in case of the partnership firm
- Ans.
Partnership deed is mandatory for a partnership firm
Partnership deed is a legal document that outlines the terms and conditions of the partnership
It includes details such as the name of the firm, the names of the partners, their capital contributions, profit sharing ratio, etc.
It is important to have a partnership deed to avoid any disputes or misunderstandings between the partners
It is also required for registration o...
Interview Preparation Tips
Top Utkarsh Small Finance Bank Credit Manager Interview Questions and Answers
Credit Manager Interview Questions asked at other Companies
Selected
I was interviewed in Jan 2025.
(4 Questions)
- Q1. What is the best achievement
- Q2. What is your work experience
- Q3. What to profile customer
- Q4. How to convert customer for opening of account
(2 Questions)
- Q1. What is your achievements
- Q2. How many years of experience in this field
Interview Preparation Tips
Top Utkarsh Small Finance Bank Customer Service Officer Interview Questions and Answers
Customer Service Officer Interview Questions asked at other Companies
Mrs. Damayanti Suvam Banerjee
Selected
I applied via Approached by Company and was interviewed in Dec 2024. There were 7 interview rounds.
Case study Details- Behavioral Case study round in which we are assessed on our performance of closing the leads of our products
Case analysis franchise
Case study product details & the budget for the whole year for example Rs 10000*12= 1 lakh 50000 whole year
Product Sales- Casa products Current Account & Savings Account products like credit cards, debit card & other financial services products like insurance, passbooks, locker & gold loans
Personal Form Filling- Name/Damayanti Suvam Banerjee
Martial Status/Married/Unmarried
Age-32
Place of Address-Mumbai & Navi Mumbai India
Thesis content on financial calculation & product details
Thesis continuation content
Interview Preparation Tips
Financial Analyst Interview Questions asked at other Companies
Selected
I was interviewed before Mar 2024.
(3 Questions)
- Q1. Can you tell me about yourself?
- Q2. What were your responsibilities in your previous job?
- Ans.
In my previous role, I managed customer inquiries, resolved issues, and ensured a high level of satisfaction.
Handled customer inquiries via phone, email, and chat, ensuring timely responses.
Resolved customer complaints by identifying issues and providing effective solutions, such as offering refunds or replacements.
Maintained detailed records of customer interactions to track issues and follow up as necessary.
Collabora...
- Q3. What are NEFT and RTGS?
- Ans.
NEFT and RTGS are electronic payment systems in India for transferring funds between banks.
NEFT (National Electronic Funds Transfer) allows for batch-wise fund transfers, typically settled in hourly batches.
RTGS (Real-Time Gross Settlement) enables real-time, high-value fund transfers without any waiting period.
NEFT is suitable for smaller transactions, while RTGS is used for larger amounts, often above ₹2 lakh.
For exa...
Top Utkarsh Small Finance Bank Customer Service Officer Interview Questions and Answers
Customer Service Officer Interview Questions asked at other Companies
Utkarsh Small Finance Bank interview questions for popular designations
(2 Questions)
- Q1. Ask questions about opration
- Q2. Risk audit opraton branch manage
Ask previous company work
(1 Question)
- Q1. Opration, customer service and business
Interview Preparation Tips
Top Utkarsh Small Finance Bank Brach Operation Manager Interview Questions and Answers
Brach Operation Manager Interview Questions asked at other Companies
Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions
Deepak
(3 Questions)
- Q1. Personal interview
- Q2. Interview as per Discussion question
- Q3. Branch team mangement
Area Manager Interview Questions asked at other Companies
Jobs at Utkarsh Small Finance Bank
Selected
Discussion on retail liability TPP income Assets products how part of profitability
(4 Questions)
- Q1. How to handle big team Productivity staff wise
- Q2. Marketing activities
- Q3. Tracking monitoring staff wise data review on every alternate day
- Q4. Mis discussed with all staff to cover the gaps
Branch Head Interview Questions asked at other Companies
Selected
(1 Question)
- Q1. What was your last performance rating in your previous company?
- Ans.
My last performance rating was 'Exceeds Expectations', reflecting my strong sales results and team leadership.
Achieved 120% of my sales target for three consecutive quarters.
Led a team that improved customer satisfaction scores by 15%.
Implemented a new sales strategy that increased market share by 10%.
(1 Question)
- Q1. What are your salary expectations for this position?
- Ans.
I expect a competitive salary that reflects my experience and the responsibilities of the Branch Sales Manager role.
Based on industry standards, I believe a salary range of $70,000 to $90,000 is appropriate for this position.
I have over 5 years of experience in sales management, which I believe justifies a higher salary within that range.
Additionally, I am open to discussing performance-based incentives that could enha
Branch Sales Manager Interview Questions asked at other Companies
Selected
I applied via Job Fair and was interviewed in Sep 2024. There was 1 interview round.
(3 Questions)
- Q1. Hollyday working
- Q2. Didn't given fuel
- Q3. Given the location very long
Interview Preparation Tips
Collections Executive Interview Questions asked at other Companies
Selected
I applied via Naukri.com and was interviewed in Sep 2024. There were 2 interview rounds.
The experience of utkarsh small finance bank
(2 Questions)
- Q1. No technical issue
- Q2. I like work job
Interview Preparation Tips
- DCA
- Tally ERP
- Excel Powerpoint
- MS Office
Top Utkarsh Small Finance Bank Customer Service Officer Interview Questions and Answers
Customer Service Officer Interview Questions asked at other Companies
Selected
I applied via Approached by Company and was interviewed in Aug 2024. There was 1 interview round.
(2 Questions)
- Q1. When do you want to do it?
- Q2. What do you think about the company's timing?
- Ans.
The company's timing seems to be strategic and well-planned.
The company has entered the market at a time when demand for banking services is high.
They have launched new products and services at a time when competitors are not offering similar options.
The company's expansion plans align with economic trends and market conditions.
Overall, the timing appears to be favorable for the company's growth and success.
Banking Executive Interview Questions asked at other Companies
Top trending discussions
Utkarsh Small Finance Bank Interview FAQs
The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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Utkarsh Small Finance Bank Interviews By Designations
- Utkarsh Small Finance Bank Customer Service Officer Interview Questions
- Utkarsh Small Finance Bank Relationship Officer Interview Questions
- Utkarsh Small Finance Bank Assistant Manager Interview Questions
- Utkarsh Small Finance Bank Brach Operation Manager Interview Questions
- Utkarsh Small Finance Bank Branch Head Interview Questions
- Utkarsh Small Finance Bank Credit Officer Interview Questions
- Utkarsh Small Finance Bank Senior Executive Interview Questions
- Utkarsh Small Finance Bank Deputy Manager Interview Questions
- Show more
Interview Questions for Popular Designations
- Customer Service Officer Interview Questions
- Relationship Officer Interview Questions
- Assistant Manager Interview Questions
- Brach Operation Manager Interview Questions
- Branch Head Interview Questions
- Senior Executive Interview Questions
- Credit Officer Interview Questions
- Deputy Manager Interview Questions
- Show more
Utkarsh Small Finance Bank Interview Process
based on 317 interviews
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Utkarsh Small Finance Bank Reviews and Ratings
based on 3.2k reviews
Rating in categories
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Customer Service Officer
607
salaries
|  ₹0 L/yr - ₹0 L/yr |
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Assistant Manager
582
salaries
| ₹0 L/yr - ₹0 L/yr |
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Senior Executive
417
salaries
| ₹0 L/yr - ₹0 L/yr |
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Relationship Officer
404
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Sales Executive
373
salaries
| ₹0 L/yr - ₹0 L/yr |
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