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Utkarsh Small Finance Bank

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TCS Interview Questions and Answers

Updated 31 May 2024
Popular Designations

Q1. Do you have basic knowledge of computer?

Ans.

Yes, I have basic knowledge of computers.

  • Proficient in using Microsoft Office Suite

  • Familiar with operating systems like Windows and macOS

  • Able to troubleshoot common computer issues

  • Knowledge of internet browsing and email usage

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Q2. What is CRR, SLR and Repo Rate

Ans.

CRR, SLR and Repo Rate are monetary policy tools used by central banks to regulate the economy.

  • CRR (Cash Reserve Ratio) is the percentage of deposits that banks are required to keep with the central bank. It is used to control inflation and liquidity in the economy.

  • SLR (Statutory Liquidity Ratio) is the percentage of deposits that banks are required to maintain in the form of liquid assets such as government securities. It is used to ensure the solvency of banks and to contro...read more

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Q3. How to identify fake note

Ans.

To identify fake notes, one should look for security features and compare with genuine notes.

  • Check for watermarks, security threads, and color-shifting ink

  • Feel the texture of the note, genuine notes have a distinct feel

  • Compare the note with a genuine note of the same denomination

  • Use UV light to check for fluorescent features

  • Look for spelling errors or blurry printing

  • Be wary of notes that are too crisp or too worn out

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Q4. What about your banking knowledge

Ans.

I have a strong understanding of banking products, services, and processes.

  • Extensive knowledge of various banking products such as savings accounts, loans, and credit cards

  • Familiarity with banking processes like account opening, fund transfers, and bill payments

  • Understanding of banking regulations and compliance requirements

  • Experience in handling customer inquiries and resolving issues efficiently

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Q5. What is cts clearing

Ans.

CTS clearing is a system used for clearing cheques electronically.

  • CTS stands for Cheque Truncation System

  • It is used to reduce the time taken for cheque clearance

  • CTS clearing involves scanning the cheque and sending the image electronically for clearance

  • It is a secure and efficient way of clearing cheques

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Q6. What is sales

Ans.

Sales is the process of selling products or services to customers in exchange for money or other forms of payment.

  • Sales involves identifying potential customers and convincing them to purchase a product or service

  • It requires effective communication and persuasion skills

  • Sales can be done through various channels such as in-person, online, or over the phone

  • The ultimate goal of sales is to generate revenue for the company

  • Examples of sales include selling cars, insurance policies...read more

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Q7. Your enterested work

Ans.

I am interested in work that involves helping people and providing excellent customer service.

  • I enjoy interacting with people and finding solutions to their problems

  • I am passionate about delivering exceptional customer service

  • I am interested in learning about new products and services to better assist customers

  • I am motivated by the opportunity to make a positive impact on customers' experiences

  • I am excited about the prospect of working in a team-oriented environment

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Interview Process at TCS

based on 14 interviews
2 Interview rounds
HR Round
Aptitude Test Round
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