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Utkarsh Small Finance Bank Interview Questions, Process, and Tips

Updated 7 Mar 2025

Top Utkarsh Small Finance Bank Interview Questions and Answers

View all 91 questions

Utkarsh Small Finance Bank Interview Experiences

Popular Designations

213 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

Discussed about profitability and growth market share to be increased

Round 2 - HR 

(2 Questions)

  • Q1. Joining discussion
  • Q2. About total experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent experience

Job responsibilities

Commitment to management

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Be honest with your years of experience. All information you share will be verified at the time of joining.
View all Resume tips
Round 2 - One-on-one 

(6 Questions)

  • Q1. What is clean note policy?
  • Ans. 

    Clean note policy refers to the practice of ensuring that all notes and documents are free from errors, corrections, and illegible handwriting.

    • Ensures that all notes are legible and accurate

    • Requires proper documentation practices to maintain clarity and professionalism

    • Helps prevent misunderstandings and errors in communication

    • Examples: using electronic medical records, double-checking handwritten notes for accuracy

  • Answered by AI
  • Q2. Name of President?
  • Q3. Reason for join?
  • Q4. Reason for leaving previous organization?
  • Q5. Complete Introduction
  • Q6. What is limit for RTGS
  • Ans. 

    The limit for RTGS (Real Time Gross Settlement) varies depending on the bank and account type.

    • RTGS limits are set by individual banks based on factors such as account type, customer profile, and transaction history.

    • Limits can range from a few lakhs to several crores depending on the bank's policies.

    • Customers can request for higher RTGS limits based on their needs and eligibility.

    • RTGS limits may also vary for corporate

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident while giving the ans

Top Utkarsh Small Finance Bank Brach Operation Manager Interview Questions and Answers

Q1. What is the difference between soiled note and mutilated notes.
View answer (3)

Brach Operation Manager Interview Questions asked at other Companies

Q1. what kinds documents are required in fresh file and used asset
View answer (6)
Utkarsh Small Finance Bank Interview Questions and Answers for Freshers
illustration image
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in May 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. About yourself like family members
  • Q2. About yourse qualification and last company
  • Q3. About yourse last salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Well groomed and formal dress up

Field Officer Interview Questions asked at other Companies

Q1. What is a tractor, from where the word tractor originated, What is horsepower, what models come in sonalika, what is PTO, drawbar, hitch, implements used with tractor
View answer (3)
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - Other 

(2 Questions)

  • Q1. Cash related abd transaction in branking banking
  • Q2. Sales related of casa

Interview Preparation Tips

Interview preparation tips for other job seekers - Work culture is not good if any one is trying to join this organisation please don't join.

Everyday there is a pressure so before joining think twice.

Assistant Manager Interview Questions asked at other Companies

Q1. You are Handling cash operations then how you manage operations with sales ?
View answer (88)

Utkarsh Small Finance Bank interview questions for popular designations

 Customer Service Officer

 (16)

 Relationship Officer

 (14)

 Assistant Manager

 (14)

 Brach Operation Manager

 (11)

 Branch Head

 (8)

 Credit Officer

 (7)

 Senior Executive

 (7)

 Deputy Manager

 (7)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Experience related
Round 3 - HR 

(1 Question)

  • Q1. Salary discussion

Branch Sales Manager Interview Questions asked at other Companies

Q1. How do the target complete in previous organisations monthly basis..
View answer (22)

Get interview-ready with Top Utkarsh Small Finance Bank Interview Questions

CSO Interview Questions & Answers

user image Pujarchana Mohapatra

posted on 17 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. About work life

CSO Interview Questions asked at other Companies

Q1. What is the difference between saving account and current account
View answer (1)

Jobs at Utkarsh Small Finance Bank

View all
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Experience of your last job
  • Ans. 

    I was responsible for leading a team of sales representatives and developing strategies to increase sales revenue.

    • Led a team of sales representatives

    • Developed strategies to increase sales revenue

    • Analyzed market trends and competitor activities

    • Implemented new sales techniques and training programs

  • Answered by AI
  • Q2. Knowledge of work
Round 3 - HR 

(1 Question)

  • Q1. Your last experience related
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Rate of interest
  • Ans. 

    The rate of interest is the percentage of the principal amount charged by a lender for the use of its money.

    • Rate of interest is typically expressed as an annual percentage rate (APR).

    • It is determined by factors such as the borrower's credit score, loan term, and market conditions.

    • Higher credit scores usually result in lower interest rates.

    • Example: A loan with a 5% interest rate means the borrower will pay 5% of the pri

  • Answered by AI

Top Utkarsh Small Finance Bank Relationship Officer Interview Questions and Answers

Q1. How will you source the business and what is your stretegy
View answer (4)

Relationship Officer Interview Questions asked at other Companies

Q1. What are the types of accounts in a bank?
View answer (50)

Interview Questions & Answers

user image Anonymous

posted on 29 Mar 2024

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(1 Question)

  • Q1. Normally about yourself
Round 2 - One-on-one 

(1 Question)

  • Q1. Profile briefing

Branch Head Interview Questions & Answers

user image prosenjit biswas

posted on 14 Nov 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Oct 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. With CH, RH, HR.
Round 3 - HR 

(1 Question)

  • Q1. For discussion on ctc

Branch Head Interview Questions asked at other Companies

Q1. What is my routine in the bank? How I am working? How I am generating business leads on day by day? What is marketing ? etc...
View answer (2)
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Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank interview?
Utkarsh Small Finance Bank interview process usually has 2-3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for Utkarsh Small Finance Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Utkarsh Small Finance Bank. The most common topics and skills that interviewers at Utkarsh Small Finance Bank expect are Banking, Current Account, Sales, Casa and Sales Executive Activities.
What are the top questions asked in Utkarsh Small Finance Bank interview?

Some of the top questions asked at the Utkarsh Small Finance Bank interview -

  1. what is the rate of interest of housing loan in icici bank l...read more
  2. Which document is mandatory for in case of the partnership f...read more
  3. What is the three pillar of the any loan eligibil...read more
How long is the Utkarsh Small Finance Bank interview process?

The duration of Utkarsh Small Finance Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Utkarsh Small Finance Bank Interview Process

based on 317 interviews

Interview experience

4.3
  
Good
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Utkarsh Small Finance Bank Reviews and Ratings

based on 3.2k reviews

3.8/5

Rating in categories

3.6

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3.6

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3.5

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3.7

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3.5

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