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Utkarsh Small Finance Bank Senior Executive Operations Interview Questions, Process, and Tips

Updated 12 May 2022

Utkarsh Small Finance Bank Senior Executive Operations Interview Experiences

1 interview found

I applied via Walk-in and was interviewed before May 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. What is the source of income of bank?
  • Ans. 

    Banks earn income through various sources including interest on loans, fees for services, and investments.

    • Interest on loans

    • Fees for services such as account maintenance, ATM usage, and wire transfers

    • Investments in stocks, bonds, and other financial instruments

    • Credit card interest and fees

    • Foreign exchange transactions

    • Mortgage servicing fees

    • Merchant services

    • Insurance products

    • Wealth management services

  • Answered by AI
  • Q2. What is saving account?
  • Ans. 

    A savings account is a type of bank account where you can deposit and withdraw money, earn interest on the balance, and usually have limited transactions.

    • Savings account is a type of deposit account offered by banks and credit unions

    • It allows you to save money and earn interest on the balance

    • The interest rate is usually lower than other investment options

    • There are often limits on the number of transactions you can make...

  • Answered by AI
  • Q3. What is anti money laundering?
  • Ans. 

    Anti money laundering refers to a set of laws, regulations, and procedures intended to prevent criminals from disguising illegally obtained funds as legitimate income.

    • It involves identifying and verifying the identity of customers and monitoring their financial transactions.

    • It aims to detect and report suspicious activities that may indicate money laundering or terrorist financing.

    • Financial institutions and other regul...

  • Answered by AI
  • Q4. What is money laundering?
  • Ans. 

    Money laundering is the process of making illegally obtained money appear to have been obtained through legal means.

    • It involves disguising the proceeds of illegal activities as legitimate funds.

    • Money laundering can be done through various methods such as shell companies, offshore accounts, and real estate investments.

    • It is often associated with organized crime, drug trafficking, and terrorism financing.

    • Money laundering...

  • Answered by AI
  • Q5. How bank generate income from saving account?
  • Ans. 

    Banks generate income from saving accounts through interest rates and fees.

    • Banks offer interest rates on savings accounts, which is a percentage of the account balance paid to the account holder.

    • Banks may charge fees for certain transactions or services related to the savings account.

    • Banks may also invest the funds from savings accounts to generate additional income.

    • The income generated from savings accounts is a sourc

  • Answered by AI
Round 3 - One-on-one 

(2 Questions)

  • Q1. Timing issue if any?
  • Ans. 

    No timing issues currently exist.

    • There are no known timing issues at the moment.

    • We have implemented measures to prevent any potential timing issues.

    • Our team regularly monitors operations to ensure timely execution.

    • We have contingency plans in place to address any unexpected timing issues.

  • Answered by AI
  • Q2. Distance issue if any?
  • Ans. 

    No distance issue as long as operations can be managed remotely.

    • Operations can be managed remotely using technology.

    • Distance can be overcome by using video conferencing, email, and other communication tools.

    • Physical distance may require occasional travel, but it should not be a major issue.

    • Remote work has become more common and feasible due to advancements in technology.

    • Distance may also provide opportunities for expan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to know about KYC, Money laundering, Documents etc before interview.

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Job experience in previous companies
  • Ans. 

    Extensive experience in various leadership roles in Fortune 500 companies

    • Led cross-functional teams to successfully launch new products

    • Implemented cost-saving initiatives resulting in significant revenue growth

    • Managed large budgets and exceeded financial targets

    • Developed and executed strategic plans to drive business growth

  • Answered by AI
  • Q2. Introduction about yourself
  • Ans. 

    Experienced senior executive with a proven track record in leading successful teams and driving business growth.

    • Over 10 years of experience in senior leadership roles

    • Strong strategic planning and decision-making skills

    • Proven ability to drive revenue growth and increase profitability

    • Effective communicator and team leader

    • Previous roles include CEO of a Fortune 500 company

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident be bold..
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Indeed and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Tell me about your self? What is your hobby? What is NBFC? Why should I hire you?
Round 3 - One-on-one 

(1 Question)

  • Q1. Are you comfortable for working long time with company? & Asked some questions which is related with my field.

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't be affair just do it your best. Great things takes time so do not demotivate & please want atleast 30k salary
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Related to LAP and Mortgage
  • Q2. Who is make legal report for case
  • Ans. 

    Legal report make by third party.

  • Answered by compulsoryjaguar
  • Q3. What is Credit report
  • Ans. 

    A credit report is a detailed record of an individual's credit history, including credit accounts, payment history, and credit inquiries.

    • Contains information on credit accounts, such as credit cards, loans, and mortgages

    • Shows payment history, including on-time payments and late payments

    • Includes details on credit inquiries made by lenders or creditors

    • May also include public records such as bankruptcies or liens

    • Used by l...

  • Answered by AI
  • Q4. Who is your last company reporting manager
  • Ans. 

    My last company reporting manager was John Smith.

    • John Smith was my reporting manager at XYZ Company for 3 years.

    • He was responsible for overseeing the operations team and ensuring smooth workflow.

    • I reported directly to him for all project updates and performance reviews.

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. What is reason for dropping last company
  • Ans. 

    Left for better growth opportunities and challenges

    • Opportunity for career advancement was limited

    • Seeking new challenges and responsibilities

    • Company culture did not align with personal values

    • Relocation or family reasons

    • Better compensation package offered elsewhere

  • Answered by AI

I applied via Naukri.com and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. As a team leader what is my responsibility & how I manage team & how I achieve targets, my career goals, discipline, about my work experience
  • Q2. There was 3 interview, I replied them all with honesty, I tell them how I proved myself & how I managed team & achieved given target, I tell them how I improve my team's work culture & discipline

Interview Preparation Tips

Interview preparation tips for other job seekers - There was 3 round interview & they asked many questions but I think main focus if anyone is going for interview..
Communication skills
Be honest, positive & Confident
make sure you know all about your work & responsibilities..

I applied via Indeed and was interviewed in Oct 2018. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. My personal background and educational highlights.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Relevant Job Experience

General Tips: Read up on the company and their business, get a general idea of how the business work (bigger than your dept. Vise role)
Brush up on the knowledge quoted in your CV.
Be prepared to answer questions on the role you seek (Prepare beforehand what a person in that role is expected to handle)
Skills: Communication, Body Language, Problem Solving, Analytical Skills
Duration: 1-3 Months

I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. What tell about your background
  • Q2. My name , my qualification, father and mother, details and my job experience

Interview Preparation Tips

Interview preparation tips for other job seekers - My name is deepoo singh from kalyan i have 2 brother and 1 sister my father is farmer and mother house wife my education graduate complete in 2013 and five year bainking experience hdfc , icici, rural development finance, till time jana small finance bank Ltd

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. What is you goal.
  • Q2. What you know about the company, what you like in it..
  • Q3. Are you willing to work with target base work.
  • Q4. Are you ready to work anywhere in the karnataka.

Interview Preparation Tips

Interview preparation tips for other job seekers - There is nothing to worry about work, you must have general knowledge about company and about customer service,

Interview Questionnaire 

1 Question

  • Q1. What is salary in this company

Interview Preparation Tips

Interview preparation tips for other job seekers - I have experience in shushma Parma Nd axis band credit card department

I applied via Walk-in and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(6 Questions)

  • Q1. Why should we hire you?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. What are your salary expectations?
  • Q5. Why are you looking for a change?
  • Q6. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want to grow in your life I don't recommend you AU Small finance bank
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Utkarsh Small Finance Bank Interview FAQs

How many rounds are there in Utkarsh Small Finance Bank Senior Executive Operations interview?
Utkarsh Small Finance Bank interview process usually has 3 rounds. The most common rounds in the Utkarsh Small Finance Bank interview process are One-on-one Round and Resume Shortlist.
What are the top questions asked in Utkarsh Small Finance Bank Senior Executive Operations interview?

Some of the top questions asked at the Utkarsh Small Finance Bank Senior Executive Operations interview -

  1. How bank generate income from saving accou...read more
  2. What is the source of income of ba...read more
  3. What is saving accou...read more

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Utkarsh Small Finance Bank Senior Executive Operations Salary
based on 42 salaries
₹1.5 L/yr - ₹3.4 L/yr
39% less than the average Senior Executive Operations Salary in India
View more details

Utkarsh Small Finance Bank Senior Executive Operations Reviews and Ratings

based on 13 reviews

3.9/5

Rating in categories

3.9

Skill development

3.1

Work-life balance

2.4

Salary

3.6

Job security

3.8

Company culture

2.6

Promotions

3.8

Work satisfaction

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