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Utkarsh Small Finance Bank Senior Executive Operations Interview Questions, Process, and Tips
Utkarsh Small Finance Bank Senior Executive Operations Interview Experiences
1 interview found
m j
I applied via Walk-in and was interviewed before May 2021. There were 3 interview rounds.
(5 Questions)
- Q1. What is the source of income of bank?
- Ans.
Banks earn income through various sources including interest on loans, fees for services, and investments.
Interest on loans
Fees for services such as account maintenance, ATM usage, and wire transfers
Investments in stocks, bonds, and other financial instruments
Credit card interest and fees
Foreign exchange transactions
Mortgage servicing fees
Merchant services
Insurance products
Wealth management services
- Q2. What is saving account?
- Ans.
A savings account is a type of bank account where you can deposit and withdraw money, earn interest on the balance, and usually have limited transactions.
Savings account is a type of deposit account offered by banks and credit unions
It allows you to save money and earn interest on the balance
The interest rate is usually lower than other investment options
There are often limits on the number of transactions you can make...
- Q3. What is anti money laundering?
- Ans.
Anti money laundering refers to a set of laws, regulations, and procedures intended to prevent criminals from disguising illegally obtained funds as legitimate income.
It involves identifying and verifying the identity of customers and monitoring their financial transactions.
It aims to detect and report suspicious activities that may indicate money laundering or terrorist financing.
Financial institutions and other regul...
- Q4. What is money laundering?
- Ans.
Money laundering is the process of making illegally obtained money appear to have been obtained through legal means.
It involves disguising the proceeds of illegal activities as legitimate funds.
Money laundering can be done through various methods such as shell companies, offshore accounts, and real estate investments.
It is often associated with organized crime, drug trafficking, and terrorism financing.
Money laundering...
- Q5. How bank generate income from saving account?
- Ans.
Banks generate income from saving accounts through interest rates and fees.
Banks offer interest rates on savings accounts, which is a percentage of the account balance paid to the account holder.
Banks may charge fees for certain transactions or services related to the savings account.
Banks may also invest the funds from savings accounts to generate additional income.
The income generated from savings accounts is a sourc
(2 Questions)
- Q1. Timing issue if any?
- Ans.
No timing issues currently exist.
There are no known timing issues at the moment.
We have implemented measures to prevent any potential timing issues.
Our team regularly monitors operations to ensure timely execution.
We have contingency plans in place to address any unexpected timing issues.
- Q2. Distance issue if any?
- Ans.
No distance issue as long as operations can be managed remotely.
Operations can be managed remotely using technology.
Distance can be overcome by using video conferencing, email, and other communication tools.
Physical distance may require occasional travel, but it should not be a major issue.
Remote work has become more common and feasible due to advancements in technology.
Distance may also provide opportunities for expan
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Senior Executive Operations Interview Questions & Answers
Jana Small Finance Bank
Anonymous
posted on 25 Aug 2024
Selected
I applied via Naukri.com and was interviewed in Feb 2024. There was 1 interview round.
(2 Questions)
- Q1. Job experience in previous companies
- Ans.
Extensive experience in various leadership roles in Fortune 500 companies
Led cross-functional teams to successfully launch new products
Implemented cost-saving initiatives resulting in significant revenue growth
Managed large budgets and exceeded financial targets
Developed and executed strategic plans to drive business growth
- Q2. Introduction about yourself
- Ans.
Experienced senior executive with a proven track record in leading successful teams and driving business growth.
Over 10 years of experience in senior leadership roles
Strong strategic planning and decision-making skills
Proven ability to drive revenue growth and increase profitability
Effective communicator and team leader
Previous roles include CEO of a Fortune 500 company
Interview Preparation Tips
I applied via Referral and was interviewed in Aug 2024. There was 1 interview round.
(4 Questions)
- Q1. Tell me something about yourself
- Ans.
I am a results-driven operations executive with a proven track record of optimizing processes and driving efficiency.
Over 10 years of experience in operations management
Strong leadership skills with a focus on team collaboration
Implemented cost-saving initiatives that resulted in a 20% increase in profit margins
Skilled in analyzing data to identify areas for improvement
Excellent communication skills to effectively liai
- Q2. Why do you want to leave job
- Ans.
Seeking new challenges and growth opportunities in a dynamic work environment.
Looking for career advancement
Seeking new challenges and opportunities for growth
Interested in working in a more dynamic and fast-paced environment
- Q3. Where do you see yourself in next 5 years
- Ans.
In the next 5 years, I see myself leading a team of operations professionals, implementing innovative strategies to drive efficiency and growth.
Continuing to develop my leadership skills through ongoing training and mentorship
Taking on more responsibilities and projects to expand my expertise
Working towards achieving measurable results and exceeding performance targets
Building strong relationships with cross-functional
- Q4. Why you are constantly changing jobs
- Ans.
I have been seeking new challenges and opportunities for growth in my career.
I am constantly looking for new challenges and opportunities to learn and grow.
I have been seeking roles that align more closely with my long-term career goals.
I have changed jobs to explore different industries and gain diverse experience.
I have left previous positions due to lack of advancement opportunities or job satisfaction.
Interview Preparation Tips
Kaviyarasu A
I was interviewed in Jul 2024.
(2 Questions)
- Q1. What can you tell me about your banking knowledge?
- Ans.
I have extensive banking knowledge gained through 10+ years of experience in various roles within the industry.
10+ years of experience in banking industry
Strong understanding of banking products and services
Knowledge of regulatory requirements and compliance
Experience in managing operations and implementing process improvements
- Q2. Detailed banking knowledge and questions
(1 Question)
- Q1. General information and knowledge about Bank sector
(2 Questions)
- Q1. General discussion
- Q2. Are you willing to work anywhere in India
- Ans.
Yes, I am willing to work anywhere in India.
I am open to relocating for the right opportunity
I have experience working in different locations across India
I am flexible and adaptable to new environments
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Operations Officer Interview Questions & Answers
Ujjivan Small Finance Bank
Nagesh N
posted on 6 Dec 2024
Selected
I applied via Referral and was interviewed in Jun 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Self introduction
- Q2. Are you ready to relocate and salary pakage
(2 Questions)
- Q1. Self introduction
- Q2. Job related questions and family background.
Interview Preparation Tips
Operations Manager Interview Questions & Answers
Bandhan Bank
Qumar Abbas Zaidi
posted on 2 Dec 2024
(2 Questions)
- Q1. Deceased claim process
- Q2. Customer service
(2 Questions)
- Q1. Banking related
- Q2. Banking related 01
(2 Questions)
- Q1. Banking related
- Q2. Banking related p2
Shital Gawade
Selected
I applied via campus placement at JBIMS Jamnalal Bajaj Institute of Management Studies, Lakhani and was interviewed in Feb 2024. There were 2 interview rounds.
Strategic questions on China market capture and how to implement it in india
(2 Questions)
- Q1. Tell me about yourself? Why RBL
- Q2. Tell me about yourself? Why RBL? Why MBA after Engg? Strengths and weaknesses
Selected
I applied via Naukri.com and was interviewed in Jan 2024. There were 2 interview rounds.
Communication and skills
(4 Questions)
- Q1. Good work in IDFC
- Q2. Operation manager
- Q3. Communication skills
- Q4. Experience person's
Deputy Manager Operations Interview Questions & Answers
Kotak Mahindra Bank
Anonymous
posted on 14 Dec 2023
Selected
I applied via Recruitment Consulltant and was interviewed in Jun 2023. There were 2 interview rounds.
(3 Questions)
- Q1. Simple question about banking and just friendly behavior
- Q2. What is your role in yur bank.
- Q3. What is the basic quality of a banker
- Ans.
A banker should possess strong financial knowledge, excellent communication skills, and the ability to build and maintain relationships.
Strong financial knowledge and understanding of banking products and services
Excellent communication and interpersonal skills to interact with clients and colleagues
Ability to build and maintain relationships with customers and stakeholders
Attention to detail and accuracy in handling f...
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Utkarsh Small Finance Bank Interviews By Designations
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Utkarsh Small Finance Bank Senior Executive Operations Reviews and Ratings
based on 13 reviews
Rating in categories
|
Customer Service Officer
609
salaries
|  ₹1 L/yr - ₹4.5 L/yr |
|
Assistant Manager
571
salaries
| ₹2.2 L/yr - ₹5.3 L/yr |
|
Senior Executive
530
salaries
| ₹1.8 L/yr - ₹4.1 L/yr |
|
Relationship Officer
402
salaries
| ₹1.5 L/yr - ₹4.5 L/yr |
|
Sales Executive
370
salaries
| ₹1 L/yr - ₹4 L/yr |
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