Ujjivan Small Finance Bank Bangalore / Bengaluru Credit Officer Salaries by 60+ Employees (Updated 2025)

0 - 8 years exp.

₹2.2 Lakhs - ₹6 Lakhs

Avg. annual salary

Monthly In-hand Salary

5% more than the average Credit Officer Salary in Banking Companies for 0 - 8 years of experience

Interested in this particular role?

Salaries in different departments

Finance & Accounting Credit Officer Salary 1 - 6 years exp. (27 salaries)	₹2.2 L/yr - ₹4.7 L/yr
BFSI, Investments & Trading Credit Officer Salary 1 - 8 years exp. (16 salaries)	₹2.8 L/yr - ₹4.8 L/yr
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Data Science & Analytics Credit Officer Salary 5 - 7 years exp. (4 salaries)	₹3.1 L/yr - ₹4.6 L/yr
Customer Success, Service & Operations Credit Officer Salary 1 year exp. (AmbitionBox Estimate)	₹4 L/yr - ₹4.5 L/yr
Sales & Business Development Credit Officer Salary 8 years exp. (AmbitionBox Estimate)	₹4.2 L/yr - ₹6 L/yr

View all

Last Updated: 7 Jan 2025

Companies similar to Ujjivan Small Finance Bank for Credit Officer in Bangalore / Bengaluru

Ujjivan Small Finance Bank Credit Officer Salary

0 - 8 years exp. (66 salaries)

₹2.2 L/yr - ₹6 L/yr

Company name	Avg Annual Salary	Open Jobs
RBL Bank Credit Officer Salary 0 - 6 years exp. (10 salaries)	₹2 L/yr - ₹3.5 L/yr 37% less
IDBI Bank Credit Officer Salary 2 - 8 years exp. (8 salaries)	₹7 L/yr - ₹18 L/yr 226% more
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Standard Chartered Credit Officer Salary 1 - 5 years exp. (7 salaries)	₹1.8 L/yr - ₹4 L/yr 38% less
Axis Bank Credit Officer Salary 1 - 5 years exp. (6 salaries)	₹2.3 L/yr - ₹6.1 L/yr 4% less	1 job opening
ICICI Bank Credit Officer Salary 0 - 4 years exp. (5 salaries)	₹1.8 L/yr - ₹3.8 L/yr 42% less
Union Bank of India Credit Officer Salary 8 - 13 years exp. (5 salaries)	₹13 L/yr - ₹19.5 L/yr 271% more
Canara Bank Credit Officer Salary 8 - 12 years exp. (3 salaries)	₹8.5 L/yr - ₹19.5 L/yr 192% more
IDFC FIRST Bank Credit Officer Salary 2 - 3 years exp. (3 salaries)	₹2.2 L/yr - ₹2.9 L/yr 38% less
Karnataka Bank Credit Officer Salary 6 - 11 years exp. (3 salaries)	₹8.7 L/yr - ₹13.2 L/yr 164% more
Karur Vysya Bank Credit Officer Salary 8 - 9 years exp. (3 salaries)	₹8.7 L/yr - ₹10.5 L/yr 132% more

Credit Officer salary at Ujjivan Small Finance Bank ranges between ₹2.2 Lakhs to ₹6 Lakhs per year for employees with less than 1 year of experience to 8 years. Salary estimates are based on 66 latest salaries received from various employees of Ujjivan Small Finance Bank.

Latest annual salaries shared by Ujjivan Small Finance Bank Credit Officer in Bangalore / Bengaluru

3mo ago

₹4.5 Lakhs

1 year exp.

4mo ago

₹3.5 Lakhs

3 years exp.

4mo ago

₹4.5 Lakhs

1 year exp.

4mo ago

₹3.3 Lakhs

2 years exp.

5mo ago

₹4 Lakhs

1 year exp.

6mo ago

6 years exp.

6mo ago

5 years exp.

6mo ago

5 years exp.

6mo ago

2 years exp.

8mo ago

3 years exp.

Experience wise Ujjivan Small Finance Bank Credit Officer salaries in Bangalore / Bengaluru

Last Updated: 7 Jan 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹3.7 L/yr - ₹4.7 L/yr
1 year (5 salaries)	₹3.6 L/yr - ₹4.5 L/yr
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2 years (10 salaries)	₹2.4 L/yr - ₹4.5 L/yr
3 years (11 salaries)	₹2.3 L/yr - ₹4.8 L/yr
4 years (10 salaries)	₹2.8 L/yr - ₹4.9 L/yr
5 years (15 salaries)	₹2.2 L/yr - ₹5.3 L/yr
6 years (8 salaries)	₹3.2 L/yr - ₹5.8 L/yr
7 years (3 salaries)	₹3.5 L/yr - ₹4.6 L/yr
8 years (3 salaries)	₹3.4 L/yr - ₹6 L/yr

View all

From

Credit Officer

₹

Lakhs/yr

0 - 8 years exp.

Area Credit Manager

₹

Lakhs/yr

6 - 16 years exp.

Credit Officer 0 - 8 years exp.

Cluster Credit Manager 5 - 12 years exp.

104% hike

Area Credit Manager 6 - 16 years exp.

76% hike

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in Ujjivan Small Finance Bank

Branch Manager Salary

(47 salaries)

₹5.4 L/yr - ₹14.5 L/yr

Sales Officer Salary

(33 salaries)

₹1.8 L/yr - ₹4.5 L/yr

Deputy Manager Salary

(31 salaries)

₹3 L/yr - ₹5.7 L/yr

Credit Manager Salary

(27 salaries)

₹4 L/yr - ₹9.2 L/yr

Officer Salary

(18 salaries)

₹2.2 L/yr - ₹4.6 L/yr

Area Credit Manager Salary

(5 salaries)

₹9.2 L/yr - ₹18 L/yr

Top skills at Ujjivan Small Finance Bank for Credit Officer

Credit Management Financial Analysis Underwriting Banking Business Analysis Legal Due Diligence MS Office Quantitative Analysis Credit Underwriting Field Operations Analytical MIS mortgage Credit Analysis

Salary related reviews for Ujjivan Small Finance Bank

3.5

Rated by 19 employees for salary & benefits

Credit Officer in Pune

Full Time

Finance & Accounting Department

4.0

• posted on 01 Aug 2019

5.0

for Salary and Benefits

Likes

It is good place to work.Like career growth was excellent for me and also salary and apprisal.I enjoyed when i do my job bcz its a very friendly environment for working.I want to yold also my learning.development is growing day by day.Thanku ujjivan for giving me opportunity to work with u.

Salary - Excellent

+6 more

Dislikes

MAnager do not value an individuals unique strengths,which is why i have to take back my suggestions most of time.

Branch Manager in Gopiballavpur

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 04 Jan 2023

2.0

for Salary and Benefits

Likes

Salary on 25th. Employment engagement is very good.

Job security - Good

Dislikes

Work on holiday sales team & branch team 2nd & 4th saturday. No comp off. Comp off is credited in your leave balance but supervisor above BM role is not provided. 10 days mandatory leave provide by supervisor above if providing then only 5 to 6days. Work & life balance is very disappointed.

Salary - Poor

+5 more

Branch Manager in Bhubaneswar

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 25 Aug 2022

4.0

for Salary and Benefits

Likes

Growing bank.Getting Salary and incentives on time .Good Health insurance and other employee benefit are provided by bank.

Salary - Good

+3 more

Dislikes

Family and work life balance are difficult to manage as we have to work 2nd and 4th Saturday also .

Job security - Bad

Branch Manager in Pune

BFSI, Investments & Trading Department

5.0

• posted on 03 Jan 2022

5.0

for Salary and Benefits

Likes

Good work environment and culture and Small banking growth.

Salary - Excellent

+6 more

Dislikes

Your branches need, There is a lot of politics and the management doesn't address our issues salary is slow. there is a bond of 2 years before which you cannot resign on the job training is not given to new joinees......

Branch Manager in Valsad

BFSI, Investments & Trading Department

5.0

• posted on 12 Apr 2021

5.0

for Salary and Benefits

Likes

Company caring for each N every Employee at any level. Give all Comfort. All Jobs are safe .no any intention to move it or fire them from company. All roles are clears for all. All Branches behave like home branch for any Cust.

Salary - Excellent

+6 more

Dislikes

Overall all is ok. Have to see one time compensation of vintage staff to Revise

see more salary related reviews

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Salary Discussions, Hike & Promotions

1w (edited)

an inside sales executive

Unexpected job policies: stay or switch?

I recently switched jobs with a 48% hike, and my current in-hand salary is ₹35K. But after joining, I realized a few important things that weren’t mentioned during the interview. 1. No Phones or Bags Allowed – We have to keep them in lockers, which I wasn’t informed about before joining. 2. Working Saturdays – HR said all Saturdays are working but assured that one Saturday off per month would be introduced soon. I can't see that happening anytime soon 3. Phone Policy Confusion – When I asked HR why this wasn’t discussed earlier, they said it’s only for two months and won’t be the case at the new location (which was discussed earlier). But some old employees say the same rule applies there too. 4. Leaves – We get 21 paid leaves a year. I’m already thinking of switching. Would it be too soon to leave within 3 months, or should I stay for at least 6 months? Also, since I just got a good hike, how much can I ask for in my next job?

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Ujjivan Small Finance Bank Credit Officer Salary FAQs

What is the salary of Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru?

The average salary of a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru typically ranges from ₹2.2 Lakhs to ₹6.0 Lakhs per year, depending on experience (from Fresher to 8 years).

The top 10% of Credit Officer in Bangalore / Bengaluru at Ujjivan Small Finance Bank earn more than ₹4.7 Lakhs per year, and the top 1% earn over ₹6.0 Lakhs per year. Credit Officer Salaries at Ujjivan Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 60+ Ujjivan Small Finance Bank employees in India.

What is the estimated take home salary of a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru?

The estimated take-home salary of a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru typically ranges from ₹32,138 to ₹33,420 per month. This is based on the average salary range of ₹2.2 Lakhs to ₹6.0 Lakhs per year for employees with experience ranging from Fresher to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 60+ salaries received from various employees of Ujjivan Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru?

To be a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru, the key skills required include:

- Credit Management
- Financial Analysis
- Underwriting
- Banking
- Business Analysis

These skills are highly valued at Ujjivan Small Finance Bank and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Ujjivan Small Finance Bank for Credit Officer in India?

Union Bank of India	₹13.0 Lakhs to ₹19.5 Lakhs per year
IDBI Bank	₹7.0 Lakhs to ₹18.0 Lakhs per year
Canara Bank	₹8.5 Lakhs to ₹19.5 Lakhs per year
Karnataka Bank	₹8.7 Lakhs to ₹13.2 Lakhs per year
Karur Vysya Bank	₹8.7 Lakhs to ₹10.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Ujjivan Small Finance Bank, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Ujjivan Small Finance Bank in Bangalore / Bengaluru?

The salary of a Credit Officer at companies similar to Ujjivan Small Finance Bank in Bangalore / Bengaluru varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Axis Bank	₹2.3 Lakhs to ₹6.1 Lakhs per year
RBL Bank	₹2.0 Lakhs to ₹3.5 Lakhs per year
Standard Chartered	₹1.8 Lakhs to ₹4.0 Lakhs per year
IDFC FIRST Bank	₹2.2 Lakhs to ₹2.9 Lakhs per year
ICICI Bank	₹1.8 Lakhs to ₹3.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru?

The salary growth for a Credit Officer at Ujjivan Small Finance Bank in Bangalore / Bengaluru depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Bangalore / Bengaluru can expect the following growth trajectory at Ujjivan Small Finance Bank:

Experience	Average Salary Range
Fresher	₹3.7 Lakhs to ₹4.7 Lakhs per year
1 year	₹3.6 Lakhs to ₹4.5 Lakhs per year
2 years	₹2.4 Lakhs to ₹4.5 Lakhs per year
3 years	₹2.3 Lakhs to ₹4.8 Lakhs per year

and so on.

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Ujjivan Small Finance Bank Credit Officer Salaries in Bangalore / Bengaluru

Ujjivan Small Finance Bank Credit Officer salary in Bangalore / Bengaluru ranges between ₹2.2 Lakhs to ₹6 Lakhs with an average annual salary of ₹. Salary estimates are based on 66 Ujjivan Small Finance Bank latest salaries received from various employees of Ujjivan Small Finance Bank.

Ujjivan Small Finance Bank Credit Officer salaries in Bangalore / Bengaluru (Updated 2025)

Companies similar to Ujjivan Small Finance Bank for Credit Officer in Bangalore / Bengaluru

Latest annual salaries shared by Ujjivan Small Finance Bank Credit Officer in Bangalore / Bengaluru

Experience wise Ujjivan Small Finance Bank Credit Officer salaries in Bangalore / Bengaluru

Similar Designation salaries in Ujjivan Small Finance Bank

Top skills at Ujjivan Small Finance Bank for Credit Officer

Salary related reviews for Ujjivan Small Finance Bank

Credit Officer in Pune

Branch Manager in Gopiballavpur

Branch Manager in Bhubaneswar

Branch Manager in Pune

Branch Manager in Valsad

Ujjivan Small Finance Bank Credit Officer Salary FAQs

Tell us how to improve this page.