Credit Officer
Annual salary range
₹2.1 Lakhs - ₹10 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Officer Salary in Bangalore / Bengaluru (Updated 2025)
based on 469
latest salaries
• updated:
3 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Experience wise Credit Officer salaries
| Years of experience | Avg. Annual Salary |
|---|---|
1
year
(68
salaries)
|  ₹2 L/yr - ₹4.5 L/yr |
2
years
(95
salaries)
| ₹2 L/yr - ₹7 L/yr |
Login to view exact salary
| |
3
years
(80
salaries)
| ₹2.2 L/yr - ₹4.8 L/yr |
4
years
(84
salaries)
| ₹2.2 L/yr - ₹10.1 L/yr |
5
years
(67
salaries)
| ₹2.7 L/yr - ₹8 L/yr |
View all salaries by experience
Credit Officer Salary in
Bangalore / Bengaluru ranges between ₹2.1
Lakhs to ₹10
Lakhs for
1 year of experience to 7 years of experience
. Salary estimates are based on
469 latest salaries received
from Credit Officer.
See latest salaries
Credit Officer salaries in different departments
| Department | Avg Annual Salary |
|---|---|
Finance & Accounting
Credit Officer Salary
1 - 7
years
exp.
(172
salaries)
| ₹2.1 L/yr - ₹10 L/yr |
Login to view exact salary
| |
BFSI, Investments & Trading
Credit Officer Salary
1 - 7
years
exp.
(141
salaries)
| ₹2.2 L/yr - ₹10 L/yr |
View all departments salaries
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Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
2d ago
Satin Finserv
Credit Officer
4 years exp.
2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
2d ago
HDB Financial Services
Credit Officer
1 year exp.
2d ago
MAS Financial Services
Credit Officer
2 years exp.
2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
2d ago
MAS Financial Services
Credit Officer
3 years exp.
3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
View all latest salaries
| Company name | Avg Annual Salary | Open Jobs |
|---|---|---|
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| Company Name | Avg Annual Salary | Open Jobs |
|---|---|---|
0 -
8
yrs
exp.
.
Bangalore / Bengaluru
(65 salaries)
|
₹2.2 L/yr - ₹6 L/yr | |
0 -
9
yrs
exp.
.
Bangalore / Bengaluru
(50 salaries)
|
₹2.2 L/yr - ₹4.3 L/yr | 1 job opening |
Login to view exact salary
| ||
1 -
8
yrs
exp.
.
Bangalore / Bengaluru
(24 salaries)
|
₹4.9 L/yr - ₹10 L/yr | |
0 -
6
yrs
exp.
.
Bangalore / Bengaluru
(22 salaries)
|
₹2 L/yr - ₹3.5 L/yr | |
0 -
4
yrs
exp.
.
Bangalore / Bengaluru
(15 salaries)
|
₹2 L/yr - ₹3.5 L/yr | |
2 -
8
yrs
exp.
.
Bangalore / Bengaluru
(14 salaries)
|
₹2.2 L/yr - ₹7.5 L/yr | |
1 -
7
yrs
exp.
.
Bangalore / Bengaluru
(13 salaries)
|
₹3 L/yr - ₹4.7 L/yr | |
5 -
12
yrs
exp.
.
Bangalore / Bengaluru
(13 salaries)
|
₹8 L/yr - ₹20 L/yr | |
Login to view exact salary
| ||
2 -
6
yrs
exp.
.
Bangalore / Bengaluru
(10 salaries)
|
₹2.3 L/yr - ₹4 L/yr | |
0 -
6
yrs
exp.
.
Bangalore / Bengaluru
(10 salaries)
|
₹2 L/yr - ₹3.5 L/yr | |
Credit Officer Jobs in Bangalore / Bengaluru
Credit Officer
· 7-13 years
JP Morgan Chase
Credit Officer
· 7-12 years
DEUTSCHE BANK AG
Mumbai
Credit Officer
· 5-20 years
Axis Bank
Similar Designation Salaries for Credit Officer
| Designations | Avg Annual Salary |
|---|---|
Credit Manager Salary
1 -
10
years
exp.
(1.5k salaries)
| ₹3.5 L/yr - ₹14.5 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(3.7k salaries)
| ₹1.4 L/yr - ₹6.5 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
8
years
exp.
(69 salaries)
| ₹2.5 L/yr - ₹13.8 L/yr |
Officer Salary
1 -
10
years
exp.
(2.4k salaries)
| ₹2.1 L/yr - ₹12.7 L/yr |
Credit Analyst Salary
1 -
7
years
exp.
(1.1k salaries)
| ₹2.7 L/yr - ₹15 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
Muthoot Fincorp
Senior Manager in Chennai
• posted on 21 Dec 2024
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Senior Manager in Mumbai
• posted on 24 Jan 2025
Likes
The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.
read more- Work-life balance - Good
Dislikes
While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.
read more- Skill development - Poor
+4 more
Axis Bank
Sales Officer in Mathura
• posted on 14 Dec 2024
Likes
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- Salary - Excellent
+6 more
Dislikes
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read moreYes Bank
Senior Manager in Jalandhar
• posted on 19 Jan 2025
Likes
Na. Only salary package good
- Salary - Excellent
Dislikes
So many. Lack of experienced staff no work policy
- Skill development - Bad
+2 more
State Bank of India
Chief Manager in Visakhapatnam
• posted on 24 Feb 2025
Likes
Salary, Promotion, Perquisites, Subsidised loans
- Salary - Excellent
+3 more
Dislikes
Transfers, Daily Late Sitting, Non productive meetings/ VCs, Undue pressure for targets
- Work-life balance - Poor
Top skills for Credit Officer
Credit Officer Salary In Other Locations
| Locations | Avg Annual Salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
Login to view exact salary
| |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹5.5 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹6 L/yr |
Jaipur
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹4.2 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg Annual Salary |
|---|---|
Financial Services Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹8 L/yr |
NBFC Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4.2 L/yr |
Login to view exact salary
| |
Banking Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10.5 L/yr |
Internet Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.5 L/yr |
FinTech Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹4.5 L/yr |
View More
Frequently Asked Questions about Credit Officer Salaries
What is the salary of a Credit Officer in India?
Salary for a Credit Officer in India ranges between ₹2.1 Lakhs to ₹10.0 Lakhs per year. Salary estimates are based on 469 latest salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
- Citicorp Credit Officer Salary - ₹13.9 Lakhs per year
- Bank of Baroda Credit Officer Salary - ₹13.9 Lakhs per year
- State Bank of India Credit Officer Salary - ₹11.6 Lakhs per year
- Federal Bank Credit Officer Salary - ₹10.8 Lakhs per year
- Karur Vysya Bank Credit Officer Salary - ₹10.6 Lakhs per year
What is the starting salary for a Credit Officer in India?
Average starting Salary for Credit Officer in India is around ₹2.1 Lakhs per year (₹17.5k per month). 1 year of minimum experience is required to be a Credit Officer.
What is the highest salary for a Credit Officer in India?
Highest salary that a Credit Officer can earn is ₹24.1 Lakhs per year (₹2.0L per month).
What are the top paying industries for Credit Officer in India?
- Banking - ₹1.8 Lakhs to 22.0 Lakhs per year
- Financial Services - ₹0.2 Lakhs to 20.1 Lakhs per year
- NBFC - ₹1.2 Lakhs to 7.5 Lakhs per year
- FinTech - ₹2.4 Lakhs to 5.4 Lakhs per year
- BPO - ₹0.2 Lakhs to 5.3 Lakhs per year
What are the top paying cities for Credit Officer in India?
- Mumbai - ₹0.2 Lakhs to 50.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 45.0 Lakhs per year
- New Delhi - ₹0.1 Lakhs to 22.0 Lakhs per year
- Pune - ₹0.2 Lakhs to 51.0 Lakhs per year
- Chennai - ₹0.6 Lakhs to 33.0 Lakhs per year
What are the popular/top skills required to become a Credit Officer?
These are the top skills of a Credit Officer based on 45 jobs posted by employers.
- Finance
- Risk Management
- Financial Analysis
- Personal Loans
- Credit Analysis
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