Credit Officer
Annual salary range
₹2.1 Lakhs - ₹15 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Officer Salary in Gurgaon / Gurugram (Updated 2025)
based on 169
latest salaries
• updated:
21 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Credit Officer Salary in Gurgaon / Gurugram ranges between ₹2.1 Lakhs to ₹15 Lakhs for 1 year of experience to 7 years of experience. Salary estimates are based on 169 latest salaries received from Credit...
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Top paying companies
Popular companies
Latest annual salaries
Salaries by experience
Jobs
available
Similar designations
Salary related reviews
Top interview questions
| Company name | Avg. annual salary | Open Jobs |
|---|---|---|
State Bank of India Credit Officer Salary
2 years exp |  | |
Citicorp Credit Officer Salary
2 years exp | | |
 Credit Officer Salary
2 years exp | | |
 Credit Officer Salary
2 years exp | | |
 Credit Officer Salary
2 years exp | | 7 job openings |
Is this list helpful? | ||
View more companies
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
0 -
6
yrs
exp.
.
Gurgaon / Gurugram
(32 salaries)
|
₹2.5 L/yr - ₹4 L/yr | |
0 -
4
yrs
exp.
.
Gurgaon / Gurugram
(30 salaries)
|
₹3 L/yr - ₹5 L/yr | |
Login to view exact salary
| ||
1 -
7
yrs
exp.
.
Gurgaon / Gurugram
(21 salaries)
|
₹2 L/yr - ₹4 L/yr | |
1 -
8
yrs
exp.
.
Gurgaon / Gurugram
(11 salaries)
|
₹11.9 L/yr - ₹20 L/yr | |
4 -
6
yrs
exp.
.
Gurgaon / Gurugram
(6 salaries)
|
₹4.2 L/yr - ₹7.1 L/yr | |
1 -
6
yrs
exp.
.
Gurgaon / Gurugram
(6 salaries)
|
₹1.9 L/yr - ₹4 L/yr | 1 job opening |
0 -
5
yrs
exp.
.
Gurgaon / Gurugram
(6 salaries)
|
₹2.4 L/yr - ₹6 L/yr | 3 job openings |
5 -
8
yrs
exp.
.
Gurgaon / Gurugram
(5 salaries)
|
₹9.5 L/yr - ₹15 L/yr | |
Login to view exact salary
| ||
2 -
5
yrs
exp.
.
Gurgaon / Gurugram
(5 salaries)
|
₹2.5 L/yr - ₹3 L/yr | |
|
1 -
6
yrs
exp.
.
Gurgaon / Gurugram
(5 salaries)
|
₹8.7 L/yr - ₹21.2 L/yr | |
Latest annual salaries shared by Credit Officers
1d ago
HDB Financial Services
Credit Officer
5 years exp.
2d ago
Satin Finserv
Credit Officer
4 years exp.
2d ago
NeoGrowth Credit
Credit Officer
6 years exp.
2d ago
iKORP Technology Consulting
Credit Officer
5 years exp.
2d ago
HDB Financial Services
Credit Officer
1 year exp.
2d ago
MAS Financial Services
Credit Officer
2 years exp.
2d ago
Equitas Small Finance Bank
Credit Officer
3 years exp.
2d ago
MAS Financial Services
Credit Officer
3 years exp.
3d ago
ESAF Small Finance Bank
Credit Officer
2 years exp.
3d ago
AU Small Finance Bank
Credit Officer
2 years exp.
View all latest salaries
Credit Officer salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(33
salaries)
| ₹2.1 L/yr - ₹12 L/yr |
2
years
(41
salaries)
| ₹2.1 L/yr - ₹5.2 L/yr |
Login to view exact salary
| |
3
years
(29
salaries)
| ₹2.5 L/yr - ₹4.1 L/yr |
4
years
(24
salaries)
| ₹2.7 L/yr - ₹6 L/yr |
5
years
(21
salaries)
| ₹2.5 L/yr - ₹15.5 L/yr |
View all salaries by experience
Credit Officer Jobs in Gurgaon / Gurugram
Credit Officer
· 4-6 years
JP Morgan Chase
Credit Officer
· 8-10 years
Equitas Small Finance Bank Ltd
Kumbakonam
Credit Officer
· 1-4 years
DEUTSCHE BANK AG
Mumbai
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Credit Manager Salary
1 -
9
years
exp.
(332 salaries)
| ₹3.5 L/yr - ₹14.5 L/yr |
Sales Officer Salary
1 -
10
years
exp.
(803 salaries)
| ₹2.1 L/yr - ₹7 L/yr |
Login to view exact salary
| |
Senior Credit Officer Salary
2 -
7
years
exp.
(29 salaries)
| ₹2.5 L/yr - ₹5.4 L/yr |
Officer Salary
1 -
9
years
exp.
(535 salaries)
| ₹2.1 L/yr - ₹8.1 L/yr |
Credit Analyst Salary
1 -
7
years
exp.
(465 salaries)
| ₹2.6 L/yr - ₹15 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Officer
Muthoot Fincorp
Senior Manager in Chennai
• posted on 21 Dec 2024
L&T Finance
Senior Manager in Mumbai
• posted on 24 Jan 2025
Likes
The work culture is dramatically different from before after the Leadership change. It’s all about work life balance and flexibility now.
read more- Work-life balance - Good
Dislikes
While the work culture has improved there’s now a decline in opportunities for salary growth and promotions.
read more- Skill development - Poor
+4 more
Axis Bank
Sales Officer in Mathura
• posted on 14 Dec 2024
Likes
Positive work culture
- Salary - Excellent
+6 more
Dislikes
Work life balance, sales oriented rather than being service oriented, unrealistic expectations, low salary, less transparency
read moreICICI Bank
Credit Manager in Chennai
• posted on 01 Jan 2025
Likes
Will get bonus irrespective of performance.
- Job security - Excellent
+1 more
Dislikes
Grading system based on colleges and not based on performance
- Skill development - Poor
+1 more
Aditya Birla Finance
Credit Analyst in Mumbai
• posted on 25 Jan 2025
Likes
Good Pay with decent increament and variable pay. Visibility in work with direct access to senior management team.
read more- Salary - Excellent
+4 more
Dislikes
Slow promotions/ biased performance rating & promotions.
- Promotions - Bad
Top skills for Credit Officer
Credit Officer Salary In Other Locations
| Locations | Avg. annual salary |
|---|---|
Mumbai
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
New Delhi
Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹8.5 L/yr |
Login to view exact salary
| |
Bangalore / Bengaluru
Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹10.5 L/yr |
Pune
Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹5.6 L/yr |
Chennai
Credit Officer
1 -
7
years
exp.
| ₹1.7 L/yr - ₹6 L/yr |
View More
Credit Officer Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹7.9 L/yr |
NBFC Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹4.2 L/yr |
Login to view exact salary
| |
Banking Credit Officer
1 -
7
years
exp.
| ₹1.8 L/yr - ₹10.9 L/yr |
Internet Credit Officer
1 -
7
years
exp.
| ₹2 L/yr - ₹4.4 L/yr |
FinTech Credit Officer
1 -
7
years
exp.
| ₹2.1 L/yr - ₹4.5 L/yr |
View More
Frequently Asked Questions (FAQS) about Credit Officer Salaries
What is the salary of a Credit Officer in India?
The salary of a Credit Officer in India varies based on experience, location, company & Industry.
On average, Credit Officer salaries ranges from ₹2.1 Lakhs to ₹15.0 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹2.1 Lakhs to ₹15.0 Lakhs per year, with the highest salary reaching ₹9.6 Lakhs to ₹12.5 Lakhs per year. Salary estimates are based on 169 salaries received from various Credit Officers across industries.
The average starting salary is around ₹2.1 Lakhs to ₹15.0 Lakhs per year, with the highest salary reaching ₹9.6 Lakhs to ₹12.5 Lakhs per year. Salary estimates are based on 169 salaries received from various Credit Officers across industries.
What are the top paying companies that employ Credit Officers?
Credit Officer Salaries at Top paying companies in India are
Salaries depend on experience, role, and location. Additional compensation may include bonuses and stock options.
| State Bank of India Credit Officer Salary | ₹9.6 Lakhs to ₹12.5 Lakhs per year |
| Citicorp Credit Officer Salary | ₹4.3 Lakhs to ₹19.2 Lakhs per year |
| Federal Bank Credit Officer Salary | ₹10 Lakhs to ₹16 Lakhs per year |
| ANZ Banking Group Credit Officer Salary | ₹5.8 Lakhs to ₹11 Lakhs per year |
| Svatantra Micro Housing Finance Corporation Limited Credit Officer Salary | ₹3 Lakhs to ₹7 Lakhs per year |
What are the top paying cities for Credit Officer in India?
The annual salary for Credit Officer in India varies by location. Top paying cities for Credit Officer are
Salary expectations for Credit Officer may vary based on job roles, experience, and specific employer requirements.
| Credit Officer Salary in Mumbai | ₹2.0 Lakhs to ₹8.5 Lakhs per year |
| Credit Officer Salary in Kolkata | ₹1.4 Lakhs to ₹10.3 Lakhs per year |
| Credit Officer Salary in Bangalore / Bengaluru | ₹2.1 Lakhs to ₹10.5 Lakhs per year |
| Credit Officer Salary in Hyderabad / Secunderabad | ₹1.8 Lakhs to ₹8.5 Lakhs per year |
| Credit Officer Salary in Chennai | ₹1.7 Lakhs to ₹6.0 Lakhs per year |
What are the top paying industries for Credit Officer in India?
Top 5 paying Industries for Credit Officer in India are:
| Credit Officer Salary in Banking / Insurance / Accounting | ₹2.0 Lakhs to ₹12.5 Lakhs per year |
| Credit Officer Salary in Banking | ₹1.8 Lakhs to ₹10.9 Lakhs per year |
| Credit Officer Salary in IT Services & Consulting | ₹1.8 Lakhs to ₹10.0 Lakhs per year |
| Credit Officer Salary in Financial Services | ₹1.8 Lakhs to ₹7.9 Lakhs per year |
| Credit Officer Salary in FinTech | ₹2.1 Lakhs to ₹4.5 Lakhs per year |
How does experience affect salaries of a Credit Officer in India?
Experience significantly impacts a Credit Officer salary in India. Salaries increase with experience, as Credit Officer take on more complex tasks, responsibilities, and leadership roles.
Credit Officer salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 1 year | ₹2.1 Lakhs to ₹12.0 Lakhs per year |
| 2 years | ₹2.1 Lakhs to ₹5.2 Lakhs per year |
| 3 years | ₹2.5 Lakhs to ₹4.1 Lakhs per year |
| 4 years | ₹2.7 Lakhs to ₹6.0 Lakhs per year |
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