Ujjivan Small Finance Bank Credit Underwriter Salaries by 4 Employees

2 - 6 years exp.

₹2.5 Lakhs - ₹5.2 Lakhs

Low Confidence

Avg. annual salary

Monthly In-hand Salary

25% less than the average Credit Underwriter Salary in Banking Companies for 2 - 6 years of experience

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Salaries in different departments

Finance & Accounting Credit Underwriter Salary 2 - 6 years exp. (3 salaries)	₹2.5 L/yr - ₹5.2 L/yr
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BFSI, Investments & Trading Credit Underwriter Salary 4 years exp. (AmbitionBox Estimate)	₹2.9 L/yr - ₹3.6 L/yr

Last Updated: 25 Nov 2024

Companies similar to Ujjivan Small Finance Bank for Credit Underwriter

Company name	Avg Annual Salary	Open Jobs
Jana Small Finance Bank Credit Underwriter Salary 1 - 8 years exp. (177 salaries)	₹1.5 L/yr - ₹5.1 L/yr 1% less
HDFC Bank Credit Underwriter Salary 0 - 8 years exp. (137 salaries)	₹2 L/yr - ₹10.7 L/yr 82% more
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Bandhan Bank Credit Underwriter Salary 0 - 2 years exp. (52 salaries)	₹2 L/yr - ₹7.2 L/yr 8% more
Axis Bank Credit Underwriter Salary 1 - 10 years exp. (53 salaries)	₹2.6 L/yr - ₹7 L/yr 37% more
Kotak Mahindra Bank Credit Underwriter Salary 0 - 7 years exp. (34 salaries)	₹1.8 L/yr - ₹8.5 L/yr 5% more
ICICI Bank Credit Underwriter Salary 1 - 8 years exp. (26 salaries)	₹1.2 L/yr - ₹10.6 L/yr 65% more
IDFC FIRST Bank Credit Underwriter Salary 1 - 6 years exp. (13 salaries)	₹3.7 L/yr - ₹9.8 L/yr 86% more
RBL Bank Credit Underwriter Salary 1 - 7 years exp. (11 salaries)	₹2.2 L/yr - ₹11.5 L/yr 87% more
Yes Bank Credit Underwriter Salary 0 - 5 years exp. (10 salaries)	₹2 L/yr - ₹5.5 L/yr 16% less
City Union Bank Credit Underwriter Salary 16 - 17 years exp. (6 salaries)	₹15.6 L/yr - ₹17.9 L/yr 326% more
Federal Bank Credit Underwriter Salary 2 - 6 years exp. (6 salaries)	₹3.5 L/yr - ₹18.7 L/yr 181% more
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Standard Chartered Credit Underwriter Salary 1 - 5 years exp. (5 salaries)	₹3.3 L/yr - ₹5 L/yr 8% more
IDBI Bank Credit Underwriter Salary 5 - 14 years exp. (4 salaries)	₹7.5 L/yr - ₹25 L/yr 362% more
IndusInd Bank Credit Underwriter Salary 0 - 5 years exp. (4 salaries)	₹2.4 L/yr - ₹3.7 L/yr 10% less
Emirates NBD Credit Underwriter Salary 7 - 14 years exp. (4 salaries)	₹8 L/yr - ₹30 L/yr 366% more

Credit Underwriter salary at Ujjivan Small Finance Bank ranges between ₹2.5 Lakhs to ₹5.2 Lakhs per year for employees with experience between 2 years to 6 years. Salary estimates are based on 4 latest salaries received from various employees of Ujjivan Small Finance Bank.

Experience wise Ujjivan Small Finance Bank Credit Underwriter salaries

Last Updated: 25 Nov 2024

Experience	Avg Annual Salary
2 years (AmbitionBox Estimate)	₹2.3 L/yr - ₹2.9 L/yr
4 years (AmbitionBox Estimate)	₹3.3 L/yr - ₹4.2 L/yr
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6 years (AmbitionBox Estimate)	₹4.7 L/yr - ₹6 L/yr

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Salary related reviews for Ujjivan Small Finance Bank

Branch Manager in Gopiballavpur

Full Time

BFSI, Investments & Trading Department

2.0

• posted on 04 Jan 2023

2.0

for Salary and Benefits

Likes

Salary on 25th. Employment engagement is very good.

Job security - Good

Dislikes

Work on holiday sales team & branch team 2nd & 4th saturday. No comp off. Comp off is credited in your leave balance but supervisor above BM role is not provided. 10 days mandatory leave provide by supervisor above if providing then only 5 to 6days. Work & life balance is very disappointed.

Salary - Poor

+5 more

Branch Manager in Bhubaneswar

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 25 Aug 2022

4.0

for Salary and Benefits

Likes

Growing bank.Getting Salary and incentives on time .Good Health insurance and other employee benefit are provided by bank.

Salary - Good

+3 more

Dislikes

Family and work life balance are difficult to manage as we have to work 2nd and 4th Saturday also .

Job security - Bad

Credit Officer in Pune

Full Time

Finance & Accounting Department

4.0

• posted on 01 Aug 2019

5.0

for Salary and Benefits

Likes

It is good place to work.Like career growth was excellent for me and also salary and apprisal.I enjoyed when i do my job bcz its a very friendly environment for working.I want to yold also my learning.development is growing day by day.Thanku ujjivan for giving me opportunity to work with u.

Salary - Excellent

+6 more

Dislikes

MAnager do not value an individuals unique strengths,which is why i have to take back my suggestions most of time.

Branch Manager in Pune

BFSI, Investments & Trading Department

5.0

• posted on 03 Jan 2022

5.0

for Salary and Benefits

Likes

Good work environment and culture and Small banking growth.

Salary - Excellent

+6 more

Dislikes

Your branches need, There is a lot of politics and the management doesn't address our issues salary is slow. there is a bond of 2 years before which you cannot resign on the job training is not given to new joinees......

Branch Manager in Valsad

BFSI, Investments & Trading Department

5.0

• posted on 12 Apr 2021

5.0

for Salary and Benefits

Likes

Company caring for each N every Employee at any level. Give all Comfort. All Jobs are safe .no any intention to move it or fire them from company. All roles are clears for all. All Branches behave like home branch for any Cust.

Salary - Excellent

+6 more

Dislikes

Overall all is ok. Have to see one time compensation of vintage staff to Revise

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Ujjivan Small Finance Bank Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at Ujjivan Small Finance Bank ?

The average salary of a Credit Underwriter at Ujjivan Small Finance Bank in India typically ranges from ₹2.5 Lakhs to ₹5.2 Lakhs per year, depending on experience (from 2 years to 6 years).

The top 10% of Credit Underwriter at Ujjivan Small Finance Bank earn more than ₹5.2 Lakhs per year, and the top 1% earn over ₹5.2 Lakhs per year. Credit Underwriter Salaries at Ujjivan Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 Ujjivan Small Finance Bank employees in India.

What is the estimated take home salary of a Credit Underwriter at Ujjivan Small Finance Bank in India?

The estimated take-home salary of a Credit Underwriter at Ujjivan Small Finance Bank in India typically ranges from ₹27,422 to ₹28,825 per month. This is based on the average salary range of ₹2.5 Lakhs to ₹5.2 Lakhs per year for employees with experience ranging from 2 years to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of Ujjivan Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Ujjivan Small Finance Bank for Credit Underwriter in India?

Emirates NBD	₹8.0 Lakhs to ₹30.0 Lakhs per year
IDBI Bank	₹7.5 Lakhs to ₹25.0 Lakhs per year
City Union Bank	₹15.6 Lakhs to ₹17.9 Lakhs per year
Federal Bank	₹3.5 Lakhs to ₹18.7 Lakhs per year
RBL Bank	₹2.2 Lakhs to ₹11.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Ujjivan Small Finance Bank, depending on the role and experience level.

What is the salary of a Credit Underwriter in companies similar to Ujjivan Small Finance Bank in India?

The salary of a Credit Underwriter at companies similar to Ujjivan Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IDFC FIRST Bank	₹3.7 Lakhs to ₹9.8 Lakhs per year
HDFC Bank	₹2.0 Lakhs to ₹10.7 Lakhs per year
ICICI Bank	₹1.2 Lakhs to ₹10.6 Lakhs per year
Axis Bank	₹2.6 Lakhs to ₹7.0 Lakhs per year
Standard Chartered	₹3.3 Lakhs to ₹5.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Underwriter at Ujjivan Small Finance Bank in India?

The salary growth for a Credit Underwriter at Ujjivan Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Underwriter can expect the following growth trajectory at Ujjivan Small Finance Bank:

Experience	Average Salary Range
2 years	₹2.3 Lakhs to ₹2.9 Lakhs per year
4 years	₹3.3 Lakhs to ₹4.2 Lakhs per year
6 years	₹4.7 Lakhs to ₹6.0 Lakhs per year

and so on.

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Ujjivan Small Finance Bank Credit Underwriter Salaries

Ujjivan Small Finance Bank Credit Underwriter salary in India ranges between ₹2.5 Lakhs to ₹5.2 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 Ujjivan Small Finance Bank latest salaries received from various employees of Ujjivan Small Finance Bank.