Axis Bank Credit Underwriter Salaries by 50+ Employees (Updated 2025)

1 - 10 years exp.

₹2.6 Lakhs - ₹7 Lakhs

Salary of majority employees

Fixed (94%)

₹4.8 Lakhs

Variable (6%)

₹0.3 Lakh

At par with the average Credit Underwriter Salary in Banking Companies for 1 - 10 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Underwriter Salary 1 - 10 years exp. (26 salaries)	₹2.6 L/yr - ₹7 L/yr
Finance & Accounting Credit Underwriter Salary 1 - 6 years exp. (13 salaries)	₹3.5 L/yr - ₹6.9 L/yr
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Risk Management & Compliance Credit Underwriter Salary 5 - 8 years exp. (AmbitionBox Estimate)	₹3.3 L/yr - ₹6.3 L/yr

Last Updated: 8 Mar 2025

Companies similar to Axis Bank for Credit Underwriter

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Underwriter Salary 0 - 8 years exp. (138 salaries)	₹2.6 L/yr - ₹11 L/yr 38% more
ICICI Bank Credit Underwriter Salary 1 - 8 years exp. (26 salaries)	₹1.2 L/yr - ₹10.6 L/yr 21% more
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Kotak Mahindra Bank Credit Underwriter Salary 0 - 7 years exp. (34 salaries)	₹1.8 L/yr - ₹8.5 L/yr 23% less
IndusInd Bank Credit Underwriter Salary 0 - 5 years exp. (4 salaries)	₹2.4 L/yr - ₹3.7 L/yr 34% less
Yes Bank Credit Underwriter Salary 0 - 5 years exp. (10 salaries)	₹2 L/yr - ₹5.5 L/yr 38% less
Federal Bank Credit Underwriter Salary 2 - 6 years exp. (5 salaries)	₹3.5 L/yr - ₹20 L/yr 120% more
IDFC FIRST Bank Credit Underwriter Salary 1 - 6 years exp. (13 salaries)	₹3.7 L/yr - ₹9.8 L/yr 36% more
RBL Bank Credit Underwriter Salary 1 - 7 years exp. (11 salaries)	₹2.2 L/yr - ₹11.5 L/yr 36% more
Bandhan Bank Credit Underwriter Salary 0 - 2 years exp. (53 salaries)	₹2 L/yr - ₹9 L/yr 19% less
Jana Small Finance Bank Credit Underwriter Salary 1 - 8 years exp. (178 salaries)	₹1.5 L/yr - ₹5.1 L/yr 27% less
Standard Chartered Credit Underwriter Salary 1 - 5 years exp. (6 salaries)	₹3.3 L/yr - ₹4.3 L/yr 29% less
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AU Small Finance Bank Credit Underwriter Salary 2 - 6 years exp. (5 salaries)	₹2.5 L/yr - ₹3.5 L/yr 44% less
Deutsche Bank Credit Underwriter Salary 5 - 12 years exp. (3 salaries)	₹4.5 L/yr - ₹22 L/yr 203% more

Credit Underwriter salary at Axis Bank ranges between ₹2.6 Lakhs to ₹7 Lakhs per year for employees with experience between 1 year to 10 years. Salary estimates are based on 53 latest salaries received from various employees of Axis Bank.

Experience wise Axis Bank Credit Underwriter salaries

Last Updated: 8 Mar 2025

Experience	Avg Annual Salary
1 year (9 salaries)	₹3 L/yr - ₹5 L/yr
2 years (9 salaries)	₹2.6 L/yr - ₹6 L/yr
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3 years (9 salaries)	₹3 L/yr - ₹8.4 L/yr
4 years (5 salaries)	₹3.6 L/yr - ₹7 L/yr
5 years (8 salaries)	₹3.2 L/yr - ₹5.3 L/yr
6 years (AmbitionBox Estimate)	₹4 L/yr - ₹7 L/yr
7 years (AmbitionBox Estimate)	₹4.5 L/yr - ₹9.7 L/yr
8 years (AmbitionBox Estimate)	₹4.1 L/yr - ₹6.3 L/yr
9 years (6 salaries)	₹4.1 L/yr - ₹6.5 L/yr
10 years (AmbitionBox Estimate)	₹2.4 L/yr - ₹7 L/yr

View all

Similar Designation salaries in Axis Bank

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Deputy Manager Salary

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Top skills at Axis Bank for Credit Underwriter

Credit Cards Credit Underwriting Cost Reduction Management Personal Loans EMI Fixed Deposits CRO MIS Underwriting SME Banking Credit Analysis Credit Underwriting Retail Assets Commercial Banking

Salary related reviews for Axis Bank

3.8

Rated by 8 employees for salary & benefits

Deputy Manager in Bangalore / Bengaluru (working remotely)

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 24 Jan 2025

3.0

for Salary and Benefits

Likes

Skill development compared to other bank axis provide good learnings

Job security - Good

Dislikes

Axis gives less salary compared to other bank and also high work pressure and high pressure to cross sell and make employees to run behind the customer and its make Customer to get irritated

Work satisfaction - Poor

+2 more

Deputy Manager in Lucknow

Full Time

Legal & Regulatory Department

2.0

• posted on 11 Dec 2024

1.0

for Salary and Benefits

Likes

The team is good and if you want to learn on your own

Job security - Excellent

Dislikes

Location placement is not good Culture is not good as well Salary is the worst as compared to other national banks Overall learning is not that great No training facilities

Salary - Bad

+3 more

Deputy Manager in Kolkata

Full Time

Customer Success, Service & Operations Department

3.0

• posted on 21 Nov 2024

5.0

for Salary and Benefits

Likes

Salary on time. Descent salary package they provide compare to other companies.

Salary - Excellent

Dislikes

No work life balance. Unlimited pressure on tpp products. Huge mental pressure. Worst work culture. Huge partiality within employees. No team work.

Work satisfaction - Poor

+2 more

Deputy Manager in Noida

Full Time

BFSI, Investments & Trading Department

3.0

• posted on 02 Nov 2024

2.0

for Salary and Benefits

Likes

Job certainty, less pressure of work as compared to other bank.

Job security - Good

Dislikes

Out dated Process of work, no training for new joiners, less salary package as compared to other company, lack of communication before application of new process, no leave encashment

Salary - Poor

+3 more

Sales Officer in Kollam (working remotely)

Full Time

Sales & Business Development Department

1.0

• posted on 08 Oct 2024

1.0

for Salary and Benefits

Likes

I'm very disappointed with my experience at Axis Bank. The work culture feels overly pressurized, and I find the numerous account charges frustrating. It seems like there are fees for every little thing, which adds to my dissatisfaction. Overall, I do not appreciate the environment or the practices at Axis Bank.

Dislikes

... to such pressure, especially during peak login times. I hate this bank forever. I’ve been facing significant financial strain due to my salary being consistently low at 7,000 to 8,000 for the past 10 months. The bank has deducted amounts for parental insurance without proper communication, and this has caused me a lot of hardship.

Salary - Bad

+6 more

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Axis Bank Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at Axis Bank?

Credit Underwriter salary at Axis Bank in India ranges between ₹2.6 Lakhs to ₹7.0 Lakhs for experience between 1 years to 10 years. According to our estimates it is 3% more than the average Credit Underwriter Salary in India. Salary estimates are based on 53 latest salaries received from various employees of Axis Bank India.

How does the salary of a Credit Underwriter at Axis Bank India compare with the average salary range for this job?

The average salary of a Credit Underwriter at Axis Bank is 3% more than the average salary of a Credit Underwriter in India. To know exact salary insights, login to view.

What are the top skills required to work as a Credit Underwriter at Axis Bank?

Credit Cards, Credit Underwriting, Cost Reduction, Management and Personal Loans are some of the popular skills required to work as a Credit Underwriter at Axis Bank India.

Which similar companies are paying more than Axis Bank to a Credit Underwriter in India?

Deutsche Bank Credit Underwriter Salary - ₹4.5 Lakhs to ₹22.0 Lakhs per year
Federal Bank Credit Underwriter Salary - ₹3.5 Lakhs to ₹20.0 Lakhs per year
HDFC Bank Credit Underwriter Salary - ₹2.6 Lakhs to ₹11.0 Lakhs per year
RBL Bank Credit Underwriter Salary - ₹2.2 Lakhs to ₹11.5 Lakhs per year
IDFC FIRST Bank Credit Underwriter Salary - ₹3.7 Lakhs to ₹9.8 Lakhs per year

What is the salary of a Credit Underwriter in companies similar to Axis Bank in India?

ICICI Bank Credit Underwriter Salary - ₹1.2 Lakhs to ₹10.6 Lakhs per year
Bandhan Bank Credit Underwriter Salary - ₹2.0 Lakhs to ₹9.0 Lakhs per year
Kotak Mahindra Bank Credit Underwriter Salary - ₹1.8 Lakhs to ₹8.5 Lakhs per year
Jana Small Finance Bank Credit Underwriter Salary - ₹1.5 Lakhs to ₹5.1 Lakhs per year
Standard Chartered Credit Underwriter Salary - ₹3.3 Lakhs to ₹4.3 Lakhs per year

What is the estimated take home salary of a Credit Underwriter at Axis Bank in India?

The estimated take-home salary of a Credit Underwriter at Axis Bank ranges between ₹38,506 per month to ₹39,693 per month in India. The take-home salary calculation is based on the average Axis Bank Credit Underwriter salary in India which ranges between ₹2.6 Lakhs to ₹7.0 Lakhs per year for employees with experience between 1 years to 10 years. Check how did we calculate take home salary?

What is the notice period for Credit Underwriter at Axis Bank?

According to AmbitionBox, 78% of the Axis Bank Credit Underwriters reported a notice period of 3 Months, 13% reported a notice period of 2 Months and the remaining reported other notice period durations. This is based on 23 responses on AmbitionBox in last 2 years.

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Axis Bank Credit Underwriter Salaries

Axis Bank Credit Underwriter salary in India ranges between ₹2.6 Lakhs to ₹7 Lakhs with an average annual salary of ₹. Salary estimates are based on 53 Axis Bank latest salaries received from various employees of Axis Bank.