Credit Underwriter
Annual salary range
₹2 Lakhs - ₹10.8 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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Filter salaries byCredit Underwriter Salary in India (Updated 2025)
based on 1.5k
latest salaries
• updated:
19 Mar 2025
Select an experience to get the exact salary
Salary of majority employees
Credit Underwriter Salary in India ranges between ₹2 Lakhs to ₹10.8 Lakhs for 1 year of experience to 7 years of experience. Salary estimates are based on 1.5k latest salaries received from Credit Underwriter.
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Top paying companies
Popular companies
Latest annual salaries
Salaries by experience
Jobs
available
Similar designations
Salary related reviews
Top interview questions
| Company name | Avg. annual salary | Open Jobs |
|---|---|---|
HDFC Bank Credit Underwriter Salary
1 year exp |  | |
ICICI Bank Credit Underwriter Salary
1 year exp | | |
 Credit Underwriter Salary
1 year exp | | |
 Credit Underwriter Salary
1 year exp | | |
 Credit Underwriter Salary
1 year exp | | 1 job opening |
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View more companies
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
1 -
8
yrs
exp.
(178 salaries)
|
₹1.5 L/yr - ₹5.1 L/yr | |
|
0 -
8
yrs
exp.
(138 salaries)
|
₹2.6 L/yr - ₹11 L/yr | |
Login to view exact salary
| ||
0 -
3
yrs
exp.
(135 salaries)
|
₹2 L/yr - ₹4 L/yr | |
|
0 -
2
yrs
exp.
(53 salaries)
|
₹2 L/yr - ₹9 L/yr | |
|
1 -
10
yrs
exp.
(53 salaries)
|
₹2.6 L/yr - ₹7 L/yr | |
0 -
3
yrs
exp.
(46 salaries)
|
₹2 L/yr - ₹4 L/yr | |
|
0 -
4
yrs
exp.
(36 salaries)
|
₹2.4 L/yr - ₹5 L/yr | 1 job opening |
0 -
9
yrs
exp.
(34 salaries)
|
₹1.9 L/yr - ₹9 L/yr | |
Login to view exact salary
| ||
0 -
7
yrs
exp.
(34 salaries)
|
₹1.8 L/yr - ₹8.5 L/yr | |
|
1 -
8
yrs
exp.
(26 salaries)
|
₹1.2 L/yr - ₹10.6 L/yr | |
Latest annual salaries shared by Credit Underwriters
2d ago
Bandhan Bank
Credit Underwriter
1 year exp.
2d ago
XL Dynamics
Credit Underwriter
5 years exp.
2d ago
Midland Microfin Limited
Credit Underwriter
2 years exp.
3d ago
Aye Finance
Credit Underwriter
6 years exp.
5d ago
RBL Bank
Credit Underwriter
3 years exp.
6d ago
Bajaj Finserv
Credit Underwriter
6 years exp.
1w ago
InCred Finance
Credit Underwriter
3 years exp.
1w ago
KhataBook
Credit Underwriter
3 years exp.
1w ago
Vistaar Finance
Credit Underwriter
1 year exp.
1w ago
Finequs
Credit Underwriter
4 years exp.
View all latest salaries
Credit Underwriter salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(275
salaries)
| ₹1.6 L/yr - ₹8 L/yr |
2
years
(293
salaries)
| ₹2 L/yr - ₹8.7 L/yr |
Login to view exact salary
| |
3
years
(264
salaries)
| ₹2 L/yr - ₹9 L/yr |
4
years
(223
salaries)
| ₹2.4 L/yr - ₹11 L/yr |
5
years
(204
salaries)
| ₹2.6 L/yr - ₹13.2 L/yr |
View all salaries by experience
Credit Underwriter Jobs in India
Credit Underwriter
· 1-3 years
Udaan
Credit Underwriter
· 12-18 years
Live connection
Credit Underwriter
· 3-8 years
BIZ2X Platform Private Limited
Noida
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Credit Officer Salary
1 -
7
years
exp.
(7.9k salaries)
| ₹1.8 L/yr - ₹7 L/yr |
Credit Executive Salary
1 -
6
years
exp.
(2.9k salaries)
| ₹1.4 L/yr - ₹4 L/yr |
Login to view exact salary
| |
Credit Manager Salary
1 -
10
years
exp.
(20k salaries)
| ₹3 L/yr - ₹13 L/yr |
Credit Analyst Salary
1 -
8
years
exp.
(7.5k salaries)
| ₹2.2 L/yr - ₹16 L/yr |
Senior Executive Salary
2 -
11
years
exp.
(2.5L salaries)
| ₹2.4 L/yr - ₹9.5 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Underwriter
Axis Bank
Sales Officer
• posted on 14 Dec 2024
Likes
Positive work culture
- Salary - Excellent
+6 more
Dislikes
Work life balance, sales oriented rather than being service oriented, unrealistic expectations, low salary, less transparency
read moreBandhan Bank
Assistant Manager
• posted on 08 Dec 2024
Likes
good work environment, good pay, and opportunities for learning and growth: Work environment: Some say the work environment is good and easy to adapt to. Others say the work culture is nice and professional.
read more- Salary - Excellent
+6 more
Dislikes
No dislike
Jana Small Finance Bank
Assistant Manager
• posted on 14 Sep 2020
Likes
Bank policies are good and appraisal are fair, good salary package, good work environment and teammates are supportive and the management is very transplant.
read more- Salary - Excellent
+5 more
Dislikes
Office Timing
HDFC Bank
Assistant Manager
• posted on 12 Jan 2025
Likes
Salary on time.
- Work-life balance - Good
Dislikes
Good but,very High pressure for operation staff for sales work with,sales target of casa,fd, insurance,sip, other, In this organization there is nothing in operation work in retail branch banking. If sales pressure trun off from service satff then no job is better of it.
read more- Promotions - Poor
+1 more
Kotak Mahindra Bank
Assistant Manager
• posted on 18 Jan 2025
Likes
Job security. For new joiner salary structure is great
- Job security - Good
Dislikes
WFO. Suddenly they are not allow is to to WFH Not salary hike for existing Employees
Top skills for Credit Underwriter
Credit Underwriter Salary By Locations
| Locations | Avg. annual salary |
|---|---|
Bangalore / Bengaluru
Credit Underwriter
1 -
7
years
exp.
| ₹2.3 L/yr - ₹13 L/yr |
Mumbai
Credit Underwriter
1 -
7
years
exp.
| ₹1.9 L/yr - ₹11.3 L/yr |
Login to view exact salary
| |
New Delhi
Credit Underwriter
1 -
7
years
exp.
| ₹1.6 L/yr - ₹8.5 L/yr |
Chennai
Credit Underwriter
1 -
7
years
exp.
| ₹2 L/yr - ₹7 L/yr |
Gurgaon / Gurugram
Credit Underwriter
1 -
7
years
exp.
| ₹2.4 L/yr - ₹8 L/yr |
View More
Credit Underwriter Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Credit Underwriter
1 -
7
years
exp.
| ₹2.1 L/yr - ₹13 L/yr |
Banking Credit Underwriter
1 -
7
years
exp.
| ₹2.2 L/yr - ₹9.4 L/yr |
Login to view exact salary
| |
FinTech Credit Underwriter
1 -
7
years
exp.
| ₹2.2 L/yr - ₹12 L/yr |
NBFC Credit Underwriter
1 -
7
years
exp.
| ₹2.5 L/yr - ₹8.6 L/yr |
Media & Entertainment / Publishing Credit Underwriter
1 -
7
years
exp.
| ₹2.3 L/yr - ₹10 L/yr |
View More
Frequently Asked Questions about Credit Underwriter Salaries
What is the salary of a Credit Underwriter in India?
Salary for a Credit Underwriter in India ranges between ₹2.0 Lakhs to ₹10.8 Lakhs per year. Salary estimates are based on 1.5k latest salaries received from various Credit Underwriters across industries.
What are the top paying companies that employ Credit Underwriters?
- HDFC Bank Credit Underwriter Salary - ₹6.5 Lakhs per year
- ICICI Bank Credit Underwriter Salary - ₹5.0 Lakhs per year
- Axis Bank Credit Underwriter Salary - ₹4.3 Lakhs per year
- Bandhan Bank Credit Underwriter Salary - ₹4.1 Lakhs per year
- Liquiloans Credit Underwriter Salary - ₹3.8 Lakhs per year
What is the starting salary for a Credit Underwriter in India?
Average starting Salary for Credit Underwriter in India is around ₹2.0 Lakhs per year (₹16.7k per month). 1 year of minimum experience is required to be a Credit Underwriter.
What is the highest salary for a Credit Underwriter in India?
Highest salary that a Credit Underwriter can earn is ₹8.9 Lakhs per year (₹74.2k per month).
What are the top paying industries for Credit Underwriter in India?
- Financial Services - ₹1.0 Lakhs to 90.0 Lakhs per year
- Banking - ₹0.2 Lakhs to 30.0 Lakhs per year
- IT Services & Consulting - ₹0.2 Lakhs to 15.0 Lakhs per year
- NBFC - ₹1.2 Lakhs to 40.0 Lakhs per year
- FinTech - ₹1.0 Lakhs to 20.1 Lakhs per year
What are the top paying cities for Credit Underwriter in India?
- Hyderabad / Secunderabad - ₹1.6 Lakhs to 22.0 Lakhs per year
- Chennai - ₹0.2 Lakhs to 90.0 Lakhs per year
- Mumbai - ₹0.2 Lakhs to 40.0 Lakhs per year
- Bangalore / Bengaluru - ₹0.2 Lakhs to 30.0 Lakhs per year
- New Delhi - ₹0.2 Lakhs to 25.0 Lakhs per year
What are the popular/top skills required to become a Credit Underwriter?
These are the top skills of a Credit Underwriter based on 20 jobs posted by employers.
- Finance
- Risk Management
- Personal Loans
- Medical Underwriting
- Credit Analysis
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