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Oxyzo Financial Services Credit Underwriter Interview Questions and Answers

Updated 19 Jul 2021

Oxyzo Financial Services Credit Underwriter Interview Experiences

1 interview found

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Financial ratios and their formulas
  • Ans. 

    Financial ratios are used to evaluate a company's financial performance and health.

    • Liquidity ratios: measure a company's ability to meet short-term obligations

    • Profitability ratios: measure a company's ability to generate profits

    • Solvency ratios: measure a company's ability to meet long-term obligations

    • Efficiency ratios: measure a company's ability to use its assets and resources efficiently

    • Examples of ratios include cur...

  • Answered by AI
  • Q2. Future goals
  • Q3. Cash-burning concept
  • Ans. 

    Cash-burning concept refers to a business model that spends more money than it earns.

    • It is a common strategy for startups to gain market share quickly.

    • It can be risky if the company cannot secure additional funding.

    • Examples include Uber, which spent billions on expansion and marketing before turning a profit.

    • Credit underwriters need to assess the financial health and sustainability of companies with this model.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed before Mar 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All questions in MFI work in

Interview Preparation Tips

Interview preparation tips for other job seekers - My interview parson Raushan sir as par RSM

I applied via Company Website and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How to Crake bank Interview

Interview Preparation Tips

Interview preparation tips for other job seekers - 1.Very Neet Dressing Sence.
2.Clear And Sweet Self Intro for Ur Self.
3.Mention Ur special Skils.
4.About Ur Interest In banking Carrier.
5.Full Knowlaged In Ur Bank History.
6.Our Assets,Our Share Rate,Branches,Atm,Online Apps,Bank using For Operations Apps you Know First.
7.Rate of Interest,Our Products,Other business Product,Our Charges for All Transaction Details,Its fully understand before go to the Interview.
8.Finely Ur Interview Performace Merrer To Ur Working Performace We are like them.
9.If u dont Know the Interviewer Qustion Pls Reply for Sir sorry I dont Know sir,This Excuse for New Qustions and Reach For Ur best Answer For Interview.
10.One Important Mind Thought Must For Go To The Interview:We are Successful In Bussiness so our don't Want Workers,They are like Working With Patner For More Achivements.
Thank U
Rajasingh

I applied via Other and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Pesronal details
  • Q2. Qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - good and more informative in real text

I applied via Walk-in and was interviewed before Jun 2021. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - It's not a job I saw it about a life When I saw this job for my future

I applied via Referral and was interviewed before Apr 2020. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About yourself and prior academics

Interview Preparation Tips

Interview preparation tips for other job seekers - Never say i can strech always say i can do strech one time in a week

I applied via Company Website and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Types of marketing
  • Ans. 

    Marketing can be broadly classified into four types: product, price, promotion, and place.

    • Product marketing focuses on promoting and selling a specific product or service.

    • Price marketing involves setting the right price for the product or service.

    • Promotion marketing involves advertising and promoting the product or service to the target audience.

    • Place marketing involves making the product or service available to the ta...

  • Answered by AI
  • Q2. Family background
  • Q3. Intro

Interview Preparation Tips

Interview preparation tips for other job seekers - believe in your self while giving an intrtview

I applied via Referral and was interviewed before Mar 2021. There were 4 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident be happy be professional

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Educational background and product related questions

Interview Questionnaire 

1 Question

  • Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV
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Oxyzo Financial Services Interview FAQs

What are the top questions asked in Oxyzo Financial Services Credit Underwriter interview?

Some of the top questions asked at the Oxyzo Financial Services Credit Underwriter interview -

  1. Financial ratios and their formu...read more
  2. cash-burning conc...read more

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