Oxyzo Financial Services
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About Oxyzo Financial Services
Aiming to transform small and medium enterprises into large, we offer credit solutions and other loans in business that are customised to help SMEs expand their operations, revenue, and consequently their profit margins using our credit line.
This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.
Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 5,000+ crores.
We started our journey in 2016 and became a registered NBFC in 2017 and have been on great road to success since then!
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Compare Oxyzo Financial Services with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 3.6/5 based on 112 reviews | 3.6/5 based on 458 reviews | 4.3/5 based on 464 reviews | 4.3/5 based on 408 reviews |
Highly Rated for | No highly rated category | Job security Work-life balance | Work-life balance Skill development Company culture | Work-life balance Skill development Salary |
Critically Rated for | Job security Work satisfaction Promotions | Promotions Salary Work satisfaction | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 74% employees reported | Work from office 95% employees reported | Work from office 79% employees reported | Work from office 82% employees reported |
Rating by Women Employees | 4.5 Good rated by 18 women | 3.4 Average rated by 131 women | 3.9 Good rated by 74 women | 4.4 Good rated by 101 women |
Rating by Men Employees | 3.5 Good rated by 92 men | 3.7 Good rated by 301 men | 4.3 Good rated by 219 men | 4.3 Good rated by 286 men |
Job security | 3.1 Average | 4.2 Good | 4.1 Good | 4.2 Good |
Oxyzo Financial Services Salaries
Business Development Manager
Deputy Manager
Sales Manager
Credit Manager
Key Account Manager
Management Trainee
Chief Manager
Risk Manager
Senior Sales Manager
Senior Executive Operations
Oxyzo Financial Services News
The Complete List of India Fintech Unicorns (2025)
- India's fintech unicorns have become a symbol of the booming startup ecosystem, reshaping financial services with accessibility and technology.
- Backed by investor interest and government support, India's fintech growth story began in 2011 with InMobi as the first unicorn.
- Government initiatives like Startup India have fostered fintech growth, leading to IPOs, mergers, and acquisitions exceeding $4 billion in the last decade.
- As of March 2025, India boasts 27 fintech unicorns, with one being a decacorn valued over $10 billion.
- The fintech sector contributes 5% of total revenues in the BFSI industry, with payments and lending dominating 85% of capital raised.
- The number of registered fintech startups in India grew fivefold from 2,100 in 2021 to 10,200 in 2024.
- India's fintech unicorns are expanding globally and setting the stage for global fintech leadership.
- The unicorns are divided into categories including Payments, Lending Tech, Fintech Infra/SaaS, InsurTech, WealthTech, and Others.
- Leading payment unicorns include PhonePe, Paytm, BillDesk, Razorpay, Pine Labs, CRED, BharatPe, and PayU.
- In the Lending Tech category, Slice, Yubi, Oxyzo, InCred Finance, DMI Finance, and MoneyView are notable unicorns.

Indian Startup Ecosystem Gets $1.65 Billion Boost In February
- Indian startups raised a total of $1.65 billion in funding in February 2025.
- Bengaluru entrepreneurs secured funding worth $353 million with a median round size of $2 million.
- Fintech firm Oxyzo and online B2B platform udaan were among the major fundraisers.
- A total of 16 IPOs were listed during the month.

Indian startups raise $1.65 billion in February; median valuation at $83.2 million
- Indian startups raised $1.65 billion in February 2025 at a median valuation of $83.2 million.
- Total funding in FY25 (April-February) reached $25.4 billion across 2,200 rounds.
- Fintech firm Oxyzo raised $1 billion in debt, and udaan secured $75 million in Series G equity funding.
- 16 IPOs were listed in February 2025 with a $26.5 million median IPO market capitalization.

Oxyzo raises Rs 100 Cr via secured NCDs as it eyes future public listing
- Oxyzo Financial Services Limited, the lending arm of the OfBusiness group, has raised Rs 100 crore through the issuance of non-convertible debentures (NCDs).
- Merchant banker AK Capital Finance Limited subscribed to 1,00,000 debentures priced at Rs 10,000 each.
- The NCDs carry an annual coupon rate of 9.75% and will mature in 24 months.
- OfBusiness, the parent company, is in discussions for a potential $500 million IPO by August next year.

Oxyzo Raises INR 100 Cr In Debt From AK Capital
- Fintech unicorn Oxyzo has raised INR 100 Cr in debt from AK Capital.
- The funds will be used to strengthen long-term resources and cover day-to-day expenses.
- The debts have a tenure of 24 months and carry an interest rate of 9.75% per annum.
- Oxyzo is the fintech arm of unicorn OfBusiness.

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