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Engaged Employer
Oxyzo Financial Services
3.6
based on 112 Reviews
Company Overview
Company Locations
Working at Oxyzo Financial Services
Company Summary
At OXYZO, we pride ourselves in having a deep understanding of SMEs' business needs. Aiming to transform small and medium enterprises into large, by offering credit solutions and other loans.
Overall Rating
3.6/5
based on 112 reviews
5% below
industry average
Critically rated for
Job security, Work satisfaction, Promotions
Work Policy
Work from office
74% employees reported
Alternate Saturday off
68% employees reported
Flexible timing
63% employees reported
Within city
38% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
2 employees reported
Office cab/shuttle
1 employee reported
Job/Soft skill training
1 employee reported
View detailed benefits
About Oxyzo Financial Services
Founded in2016 (9 yrs old)
India Employee Count201-500
Global Employee Count201-500
India HeadquartersGurgaon / Gurugram, Haryana, India
Office Locations
--
Websiteoxyzo.in
Primary Industry
Other Industries
--
Aiming to transform small and medium enterprises into large, we offer credit solutions and other loans in business that are customised to help SMEs expand their operations, revenue, and consequently their profit margins using our credit line.
This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.
Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 5,000+ crores.
We started our journey in 2016 and became a registered NBFC in 2017 and have been on great road to success since then!
Oxyzo Financial Services Ratings
based on 112 reviews
Overall Rating
3.6/5
How AmbitionBox ratings work?
5
46
4
25
3
18
2
3
1
20
Category Ratings
3.6
Work-life balance
3.5
Salary
3.4
Company culture
3.4
Skill development
3.3
Promotions
3.2
Work satisfaction
3.1
Job security
Oxyzo Financial Services is rated 3.6 out of 5 stars on AmbitionBox, based on 112 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Oxyzo Financial Services
based on 110 reviews
4.5
Rated by 18 Women
Rated 4.5 for Work-life balance and 4.5 for Company culture
3.5
Rated by 92 Men
Rated 3.4 for Work-life balance and 3.4 for Salary
Work Policy at Oxyzo Financial Services
based on 34 reviews in last 6 months
Work from office
74%
Hybrid
23%
Permanent work from home
3%
Oxyzo Financial Services Reviews
Top mentions in Oxyzo Financial Services Reviews
+ 5 more
Compare Oxyzo Financial Services with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.6/5 based on 112 reviews | 3.6/5 based on 458 reviews | 4.3/5 based on 464 reviews | 4.3/5 based on 408 reviews |
Highly Rated for | No highly rated category | Job security Work-life balance | Work-life balance Skill development Company culture | Work-life balance Skill development Salary |
Critically Rated for | Job security Work satisfaction Promotions | Promotions Salary Work satisfaction | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 74% employees reported | Work from office 95% employees reported | Work from office 79% employees reported | Work from office 82% employees reported |
Rating by Women Employees | 4.5 Good rated by 18 women | 3.4 Average rated by 131 women | 3.9 Good rated by 74 women | 4.4 Good rated by 101 women |
Rating by Men Employees | 3.5 Good rated by 92 men | 3.7 Good rated by 301 men | 4.3 Good rated by 219 men | 4.3 Good rated by 286 men |
Job security | 3.1 Average | 4.2 Good | 4.1 Good | 4.2 Good |
View more
Oxyzo Financial Services Salaries
Oxyzo Financial Services salaries have received with an average score of 3.5 out of 5 by 112 employees.
Business Development Manager
(60 salaries)
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₹4.5 L/yr - ₹19.4 L/yr
Deputy Manager
(30 salaries)
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₹6 L/yr - ₹11.5 L/yr
Sales Manager
(17 salaries)
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₹5.9 L/yr - ₹18 L/yr
Credit Manager
(15 salaries)
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₹7 L/yr - ₹14.8 L/yr
Key Account Manager
(13 salaries)
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₹7 L/yr - ₹12.5 L/yr
Management Trainee
(12 salaries)
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₹5.2 L/yr - ₹20.1 L/yr
Chief Manager
(9 salaries)
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₹12 L/yr - ₹28.1 L/yr
Risk Manager
(8 salaries)
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₹8 L/yr - ₹13 L/yr
Senior Sales Manager
(7 salaries)
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₹12 L/yr - ₹20 L/yr
Senior Executive Operations
(7 salaries)
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₹3.6 L/yr - ₹4.2 L/yr
Oxyzo Financial Services News
The Complete List of India Fintech Unicorns (2025)
- India's fintech unicorns have become a symbol of the booming startup ecosystem, reshaping financial services with accessibility and technology.
- Backed by investor interest and government support, India's fintech growth story began in 2011 with InMobi as the first unicorn.
- Government initiatives like Startup India have fostered fintech growth, leading to IPOs, mergers, and acquisitions exceeding $4 billion in the last decade.
- As of March 2025, India boasts 27 fintech unicorns, with one being a decacorn valued over $10 billion.
- The fintech sector contributes 5% of total revenues in the BFSI industry, with payments and lending dominating 85% of capital raised.
- The number of registered fintech startups in India grew fivefold from 2,100 in 2021 to 10,200 in 2024.
- India's fintech unicorns are expanding globally and setting the stage for global fintech leadership.
- The unicorns are divided into categories including Payments, Lending Tech, Fintech Infra/SaaS, InsurTech, WealthTech, and Others.
- Leading payment unicorns include PhonePe, Paytm, BillDesk, Razorpay, Pine Labs, CRED, BharatPe, and PayU.
- In the Lending Tech category, Slice, Yubi, Oxyzo, InCred Finance, DMI Finance, and MoneyView are notable unicorns.
Fintechnews | 24 Mar, 2025
Indian Startup Ecosystem Gets $1.65 Billion Boost In February
- Indian startups raised a total of $1.65 billion in funding in February 2025.
- Bengaluru entrepreneurs secured funding worth $353 million with a median round size of $2 million.
- Fintech firm Oxyzo and online B2B platform udaan were among the major fundraisers.
- A total of 16 IPOs were listed during the month.
Bloomberg Quint | 4 Mar, 2025
Indian startups raise $1.65 billion in February; median valuation at $83.2 million
- Indian startups raised $1.65 billion in February 2025 at a median valuation of $83.2 million.
- Total funding in FY25 (April-February) reached $25.4 billion across 2,200 rounds.
- Fintech firm Oxyzo raised $1 billion in debt, and udaan secured $75 million in Series G equity funding.
- 16 IPOs were listed in February 2025 with a $26.5 million median IPO market capitalization.
Economic Times | 3 Mar, 2025
Oxyzo raises Rs 100 Cr via secured NCDs as it eyes future public listing
- Oxyzo Financial Services Limited, the lending arm of the OfBusiness group, has raised Rs 100 crore through the issuance of non-convertible debentures (NCDs).
- Merchant banker AK Capital Finance Limited subscribed to 1,00,000 debentures priced at Rs 10,000 each.
- The NCDs carry an annual coupon rate of 9.75% and will mature in 24 months.
- OfBusiness, the parent company, is in discussions for a potential $500 million IPO by August next year.
Yourstory | 24 Feb, 2025
Oxyzo Raises INR 100 Cr In Debt From AK Capital
- Fintech unicorn Oxyzo has raised INR 100 Cr in debt from AK Capital.
- The funds will be used to strengthen long-term resources and cover day-to-day expenses.
- The debts have a tenure of 24 months and carry an interest rate of 9.75% per annum.
- Oxyzo is the fintech arm of unicorn OfBusiness.
Inc42 | 24 Feb, 2025
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Oxyzo Financial Services Perks & Benefits
Oxyzo Financial Services Offices
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Oxyzo Financial Services FAQs
When was Oxyzo Financial Services founded?
Oxyzo Financial Services was founded in 2016. The company has been operating for 9 years primarily in the Financial Services sector.
Where is the Oxyzo Financial Services headquarters located?
Oxyzo Financial Services is headquartered in Gurgaon / Gurugram, Haryana.
How many employees does Oxyzo Financial Services have in India?
Oxyzo Financial Services currently has more than 300+ employees in India. Sales & Business Development department appears to have the highest employee count in Oxyzo Financial Services based on the number of reviews submitted on AmbitionBox.
Does Oxyzo Financial Services have good work-life balance?
Oxyzo Financial Services has a Work-Life Balance Rating of 3.6 out of 5 based on 100+ employee reviews on AmbitionBox. 63% employees rated Oxyzo Financial Services 4 or above, while 37% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Oxyzo Financial Services work-life balance reviews for more details
Is Oxyzo Financial Services good for career growth?
Career growth at Oxyzo Financial Services is rated as moderate, with a promotions and appraisal rating of 3.3. 37% employees rated Oxyzo Financial Services 3 or below, while 63% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Oxyzo Financial Services reviews for more detailed insights.
What are the cons of working in Oxyzo Financial Services?
Working at Oxyzo Financial Services does have some drawbacks that potential employees should consider. The company is poorly rated for job security, work satisfaction and promotions / appraisal, based on 100+ employee reviews on AmbitionBox.
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