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Oxyzo Financial Services Credit Underwriter Interview Questions and Answers

Updated 19 Jul 2021

Oxyzo Financial Services Credit Underwriter Interview Experiences

1 interview found

Credit Underwriter Interview Questions & Answers

user image Anonymous

posted on 19 Jul 2021

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Financial ratios and their formulas
  • Ans. 

    Financial ratios are used to evaluate a company's financial performance and health.

    • Liquidity ratios: measure a company's ability to meet short-term obligations

    • Profitability ratios: measure a company's ability to generate profits

    • Solvency ratios: measure a company's ability to meet long-term obligations

    • Efficiency ratios: measure a company's ability to use its assets and resources efficiently

    • Examples of ratios include cur...

    • Answered by AI
    Add your answer
  • Q2. Future goals
    • Add your answer
  • Q3. Cash-burning concept
  • Ans. 

    Cash-burning concept refers to a business model that spends more money than it earns.

    • It is a common strategy for startups to gain market share quickly.

    • It can be risky if the company cannot secure additional funding.

    • Examples include Uber, which spent billions on expansion and marketing before turning a profit.

    • Credit underwriters need to assess the financial health and sustainability of companies with this model.

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be Confident

Top trending discussions

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Interview Tips & Stories
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Oxane Partners
Disappointing Interview Experience with D.E. Shaw
I recently interviewed with D.E. Shaw, and it turned out to be one of the most draining experiences I’ve had. The interviewer’s approach felt unnecessarily harsh and dismissive, which made the entire process uncomfortable. At multiple points, the interviewer asked me to drop off the call, even when I tried asking basic questions about the designation, job description, and other details. After the interview, I found myself sitting there for a few minutes, trying to process what just happened. It left me questioning the overall tone and professionalism of the interview. Definitely not the experience I was expecting from such a well-known firm.
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Interview questions from similar companies

Credit Manager Interview Questions & Answers

Hero Housing Finance user image Anonymous

posted on 10 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. They just ask about your previous experience!
    • Add your answer
  • Q2. They will check your field related experience
    • Add your answer
  • Q3. They will ask you about did you apply somewhere else for Job or do you have any other company's OL! If you said No and they observe that you don't have any other Apportunity then they will try to hire you ...
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Credit Manager Interview Questions & Answers

ICRA user image Anonymous

posted on 23 Apr 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What do you understand renewable energy sector
  • Ans. 

    Renewable energy sector refers to the industry focused on producing energy from sustainable sources such as solar, wind, hydro, and geothermal power.

    • Renewable energy sources are natural resources that can be replenished over time.

    • Examples include solar panels converting sunlight into electricity, wind turbines harnessing wind power, hydroelectric dams utilizing water flow to generate electricity, and geothermal plants ...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for technical questions on relevant sector being interviewed

Underwriter Interview Questions & Answers

Biz 2 Credit Info Services user image Anonymous

posted on 15 Aug 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented underwriter with 5 years of experience in analyzing risk and making informed decisions.

    • Bachelor's degree in Finance

    • Strong analytical skills

    • Experience in evaluating insurance applications

    • Ability to interpret complex financial data

    • Answered by AI
    Add your answer
  • Q2. How many years of experience
  • Ans. 

    I have 5 years of experience in underwriting for various insurance companies.

    • 5 years of experience in underwriting

    • Worked with multiple insurance companies

    • Strong understanding of risk assessment and policy evaluation

    • Answered by AI
    Add your answer
  • Q3. Technical questions about underwriting
    • Add your answer
  • Q4. Financial statements analysis
    • Add your answer
  • Q5. Situation based questions
    • Add your answer

Credit Officer Interview Questions & Answers

ICICI Direct user image Anonymous

posted on 15 Apr 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Financial inclusion myth or reality?

Round 3 - HR 

(2 Questions)

  • Q1. Tell me about yourself
    • Add your answer
  • Q2. Why did you choose icici?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well

Credit Analyst Interview Questions & Answers

Samunnati Financial Intermediation and Services user image suman kumari

posted on 31 May 2022

I applied via Company Website and was interviewed in Dec 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Introduction work experience profile
    • Add your answer
Round 3 - One-on-one 

(1 Question)

  • Q1. Introduction in brief. About your last company. Why you want to change your job.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - We confident and give answer. Question was only about last company and last work profile. What work you was doing in the last organization.

Underwriter Interview Questions & Answers

Biz 2 Credit Info Services user image Anonymous

posted on 14 Feb 2021

Interview Questionnaire 

1 Question

  • Q1. Finance related questions
    • Add your answer
More about working at Oxyzo Financial Services

Oxyzo Financial Services Interview FAQs

What are the top questions asked in Oxyzo Financial Services Credit Underwriter interview?

Some of the top questions asked at the Oxyzo Financial Services Credit Underwriter interview -

  1. Financial ratios and their formu...read more
  2. cash-burning conc...read more

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