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ICRA Credit Manager Interview Questions and Answers

Updated 23 Apr 2024

ICRA Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What do you understand renewable energy sector
  • Ans. 

    Renewable energy sector refers to the industry focused on producing energy from sustainable sources such as solar, wind, hydro, and geothermal power.

    • Renewable energy sources are natural resources that can be replenished over time.

    • Examples include solar panels converting sunlight into electricity, wind turbines harnessing wind power, hydroelectric dams utilizing water flow to generate electricity, and geothermal plants ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for technical questions on relevant sector being interviewed

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - Virtual interview 

(2 Questions)

  • Q1. Can you provide details about your previous experience?
  • Q2. What do you know about personal loans?
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
No response

I applied via Indeed and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction about yourself
  • Q2. Some technical questions

Interview Preparation Tips

Interview preparation tips for other job seekers - I had interview for credit risk role, Interviewer was some pilani and Ramesh from Bangalore, they had literally no idea of process, poor English, they had come up with few questions and expected candidates to answer as per there written Google answers which is worst.
Wells Fargo has been so worst in recent days, they offer manager and lead roles just based on experience internally with Zero subject knowledge and no proper English.

And I felt, I have wasted my valuable time for an interview
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Describe Financial Statement?
  • Ans. 

    Financial statements are documents that provide information about the financial performance and position of a company.

    • Financial statements include the balance sheet, income statement, cash flow statement, and statement of changes in equity.

    • The balance sheet shows the company's assets, liabilities, and shareholders' equity at a specific point in time.

    • The income statement shows the company's revenues, expenses, and profi...

  • Answered by AI
  • Q2. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare basics
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I was interviewed in Jan 2025.

Round 1 - Aptitude Test 

Good , helpfull . Build career opportunities

Round 2 - One-on-one 

(2 Questions)

  • Q1. What fo you think About career
  • Q2. What do you know about stock

Interview Preparation Tips

Interview preparation tips for other job seekers - Can join this organisation
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Can you provide an introduction about yourself and your work experience?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and fast process less doc with timely

Interview Questionnaire 

1 Question

  • Q1. Questions related to previous work like explain the nature of job in detail. Questions on basic financial concepts. Reading financial statements, ratio analysis etc. Situation based questions. How do you d...

Interview Preparation Tips

Interview preparation tips for other job seekers - Answer honestly and confidently.

Interview Preparation Tips

Round: Group Discussion
Experience: There was a GD based on a case study.

Round: technical interview
Experience: The interview was based mainly on resume. They asked one question on Econometrics and one question on Microeconomics apart from the resume description. From resume they asked mainly about the projects and internships. Overall it was a great experience for a first job interview.

General Tips: Do’s and Don’ts :
1. Take 4-5 printouts of your resume before going for interview. Have a notepad and a pen with you in a folder along with the resume prints.
2. Don’t be frustrated. Always remember that there is a company meant for you. Now, it is possible that it may come on day 1 or day 7 or even later. Always keep faith and believe in yourself.
3. If you are placed and some of your friends are still in the process, support them and do help them in preparation. Moral support is very important in tough times. Don’t go home immediately once you are placed but stay here for a few extra days. This would mean a lot to them.
4. Sleep well during the placement season. You should sleep for at least 5-6 hours.
College Name: IIT Kanpur

I applied via Referral and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Different financial terms such as RTGS, CIBIL, ECS, NACH, FOIR and etc
  • Ans. 

    These are various financial terms used in banking and credit management.

    • RTGS (Real Time Gross Settlement) is a system used for fund transfers between banks in real-time.

    • CIBIL (Credit Information Bureau India Limited) is a credit information company that maintains credit records of individuals and companies.

    • ECS (Electronic Clearing Service) is a system used for electronic fund transfers between banks.

    • NACH (National Auto...

  • Answered by AI
  • Q2. Are you satisfied with given work location or not

Interview Preparation Tips

Interview preparation tips for other job seekers - Know all important banking terms mentioned above through google or any other source and be prepared for the worst scenario you will succeed

I applied via LinkedIn and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Previous work experience asked at tge time of interview.

Interview Preparation Tips

Interview preparation tips for other job seekers - Face interview strongly without any hesitation

ICRA Interview FAQs

How many rounds are there in ICRA Credit Manager interview?
ICRA interview process usually has 1 rounds. The most common rounds in the ICRA interview process are Technical.

Tell us how to improve this page.

ICRA Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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