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Bajaj Finserv Credit Manager Interview Questions and Answers

Updated 24 Aug 2022

2 interviews found

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Credit Manager Interview Questions

user image Anonymous

posted on 24 Aug 2022

I applied via Referral and was interviewed in Feb 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Technical Round (2 Questions)

  • Q1. Different financial terms such as RTGS, CIBIL, ECS, NACH, FOIR and etc
  • Q2. Are you satisfied with given work location or not

Interview Preparation Tips

Interview preparation tips for other job seekers - Know all important banking terms mentioned above through google or any other source and be prepared for the worst scenario you will succeed

Credit Manager Interview Questions

user image Anonymous

posted on 4 Oct 2021

I applied via LinkedIn and was interviewed in Sep 2021.

1 Interview Round

Interview Questions

  • Q1. Previous work experience asked at tge time of interview. Add Answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Face interview strongly without any hesitation

Interview questions from similar companies

Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 4-6 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed in Oct 2023.

4 Interview Rounds

1

HR Round (1 Question)

  • Q1. Basic question related to resume
2

Technical Round (2 Questions)

  • Q1. Interviewed by RCM
  • Q2. Questions were majorly related to financial, products and mortgage
3

Technical Round (2 Questions)

  • Q1. Interviewed by ZCM
  • Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling
4

HR Round (1 Question)

  • Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, truthful and accept if you dont know something but show your willingness to learn and adapt to given situation
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Apr 2023.

5 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

Aptitude Test Round

An online assesment will be taken wherein scenario based MCQ will be available

3

HR Round (4 Questions)

  • Q1. Brief introduction
  • Q2. Reasons for switching
  • Q3. Current and expected ctc
  • Q4. Preferred job location
4

Technical Round (4 Questions)

  • Q1. Questions related to your domain experience
  • Q2. Application know how
  • Q3. Improvement Ideas and projects shared in the previous organisations
  • Q4. Why do you want to switch
5

Senior leadership Round (3 Questions)

  • Q1. Reason for switching
  • Q2. Appreciations recieved if any
  • Q3. Scenario based questions focussed on how you would act in a certain situation

Interview Preparation Tips

Interview preparation tips for other job seekers - Reason for switch should be kept concrete and precise. It would be repeatedly asked in almost every round and any variation found would be questioned upon
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Approached by Company and was interviewed before Nov 2023.

3 Interview Rounds

1

Aptitude Test Round

Logically,reasoning, maths

2

One-on-one Round (4 Questions)

  • Q1. How to underwriting the case
  • Q2. How to CIBIL check
  • Q3. How to decision making fast
  • Q4. How manage sales team
3

HR Round (2 Questions)

  • Q1. Documentation of job
  • Q2. Negotiations of salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Everything ok
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Approached by Company and was interviewed in Sep 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

One-on-one Round (1 Question)

  • Q1. About underwriting norms and financial ratio related questions, legal technical related questions
3

HR Round (1 Question)

  • Q1. Basics norms of work profile & why change the job change...?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good knowledge of underwriting & knowledge of financial ratio, legal technical knowledge required for LAP product
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Apr 2023.

3 Interview Rounds

1

Case Study Round

Case study preparation on any listed company of your choice

2

Technical Round (2 Questions)

  • Q1. Questions on case study
  • Q2. Ratios and their importance
3

HR Round (1 Question)

  • Q1. Negotiation on salary
Interview experience
4
 Good
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Jun 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. What points do you look in PD with customer on business location
  • Q2. What are components for P&L and balance sheet?
  • Q3. How to verify salaried customer employment
3

HR Round (2 Questions)

  • Q1. Preferred Location
  • Q2. Why you want to work with Aditya Birla Company ? What do you know about company?
Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

HR Round (5 Questions)

  • Q1. What is current CTC and work experience
  • Q2. How to manage all credit and operations? I have replied i have to verify all the documents properly and analyse the customer profile and done the Tele PD activi...read more
  • Q3. Which position you have to go in future
  • Q4. Which location you have to prefer
  • Q5. Have you go to any where in the state.

Interview Preparation Tips

Interview preparation tips for other job seekers - Get to good knowledge about all verticals

I applied via Referral and was interviewed before Oct 2021.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Question on work done in last organisation
  • Q2. Question relating to Cibil report

Interview Preparation Tips

Topics to prepare for Aditya Birla Capital Credit Manager interview:
  • Cibil
  • Credit Appraisal
  • Credit Risk
  • Bank Reconciliation
Interview preparation tips for other job seekers - Be clear on your answers, be confident, be ready to learn,

Bajaj Finserv Interview FAQs

How many rounds are there in Bajaj Finserv Credit Manager interview?
Bajaj Finserv interview process usually has 2 rounds. The most common rounds in the Bajaj Finserv interview process are Resume Shortlist and Technical.
How to prepare for Bajaj Finserv Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Bajaj Finserv. The most common topics and skills that interviewers at Bajaj Finserv expect are Credit Operations, Data Analysis, Interpersonal Skills, MIS and Sales.

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Bajaj Finserv Credit Manager Salary
based on 374 salaries
₹2.5 L/yr - ₹8.5 L/yr
26% less than the average Credit Manager Salary in India
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Bajaj Finserv Credit Manager Reviews and Ratings

based on 91 reviews

3.7/5

Rating in categories

3.7

Skill development

2.9

Work-Life balance

4.1

Salary & Benefits

3.8

Job Security

3.4

Company culture

3.7

Promotions/Appraisal

3.4

Work Satisfaction

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