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Cholamandalam Investment & Finance Credit Manager Interview Questions and Answers

Updated 28 Jan 2025

Cholamandalam Investment & Finance Credit Manager Interview Experiences

5 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Oct 2023. There were 4 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Basic question related to resume
Round 2 - Technical 

(2 Questions)

  • Q1. Interviewed by RCM
  • Q2. Questions were majorly related to financial, products and mortgage
Round 3 - Technical 

(2 Questions)

  • Q1. Interviewed by ZCM
  • Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling
Round 4 - HR 

(1 Question)

  • Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, truthful and accept if you dont know something but show your willingness to learn and adapt to given situation
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About underwriting norms and financial ratio related questions, legal technical related questions
Round 3 - HR 

(1 Question)

  • Q1. Basics norms of work profile & why change the job change...?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good knowledge of underwriting & knowledge of financial ratio, legal technical knowledge required for LAP product

Credit Manager Interview Questions Asked at Other Companies

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Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Jan 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How much experience in field
  • Ans. 

    I have 8 years of experience in the field of credit management.

    • I have worked in various roles within credit management for the past 8 years.

    • I have experience in assessing creditworthiness, setting credit limits, and managing collections.

    • I have successfully reduced bad debt and improved cash flow in previous roles.

    • I am familiar with credit risk analysis and compliance with regulations.

    • I have a proven track record of bui...

  • Answered by AI
  • Q2. What is your expectations
  • Ans. 

    I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

    • Utilize analytical skills to assess credit risk

    • Make informed decisions based on data analysis

    • Implement strategies to minimize credit losses

    • Maintain strong relationships with clients and vendors

  • Answered by AI
  • Q3. No need to interview
  • Q4. No need to interview now
  • Q5. Have good knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is current CTC and work experience
  • Q2. How to manage all credit and operations? I have replied i have to verify all the documents properly and analyse the customer profile and done the Tele PD activity and verify the KYC
  • Q3. Which position you have to go in future
  • Q4. Which location you have to prefer
  • Q5. Have you go to any where in the state.

Interview Preparation Tips

Interview preparation tips for other job seekers - Get to good knowledge about all verticals

Cholamandalam Investment & Finance interview questions for designations

 Branch Credit Manager

 (6)

 Area Credit Manager

 (3)

 Senior Manager Credit

 (1)

 Credit Relationship Manager

 (1)

 Credit Officer

 (4)

 Credit Analyst

 (1)

 Credit Operation Executive

 (7)

 Senior Credit Officer

 (2)

Round 1 - Interview given 

(1 Question)

  • Q1. About previous profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your previous profile related aspects

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Apr 2023. There were 5 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

An online assesment will be taken wherein scenario based MCQ will be available

Round 3 - HR 

(4 Questions)

  • Q1. Brief introduction
  • Q2. Reasons for switching
  • Ans. 

    Seeking new challenges and growth opportunities in a different company.

    • Desire for career advancement

    • Interest in exploring new industries or sectors

    • Seeking better work-life balance

    • Company restructuring or downsizing

    • Relocation to a different city or country

  • Answered by AI
  • Q3. Current and expected ctc
  • Q4. Preferred job location
Round 4 - Technical 

(4 Questions)

  • Q1. Questions related to your domain experience
  • Q2. Application know how
  • Q3. Improvement Ideas and projects shared in the previous organisations
  • Q4. Why do you want to switch
Round 5 - Senior leadership 

(3 Questions)

  • Q1. Reason for switching
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Opportunity to work with a larger team

    • Seeking new challenges

    • Interest in exploring different industries

  • Answered by AI
  • Q2. Appreciations recieved if any
  • Ans. 

    Received multiple appreciations from clients for resolving credit issues promptly and effectively.

    • Implemented new credit evaluation process resulting in faster approvals

    • Negotiated payment plans with delinquent customers to prevent further credit issues

    • Provided training to team members on credit management best practices

    • Received 'Employee of the Month' award for exceptional performance in credit management

  • Answered by AI
  • Q3. Scenario based questions focussed on how you would act in a certain situation

Interview Preparation Tips

Interview preparation tips for other job seekers - Reason for switch should be kept concrete and precise. It would be repeatedly asked in almost every round and any variation found would be questioned upon
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Apr 2023. There were 3 interview rounds.

Round 1 - Case Study 

Case study preparation on any listed company of your choice

Round 2 - Technical 

(2 Questions)

  • Q1. Questions on case study
  • Q2. Ratios and their importance
  • Ans. 

    Ratios are key financial metrics used to evaluate a company's performance and financial health.

    • Ratios help in analyzing the efficiency, profitability, and liquidity of a company.

    • Common ratios include debt-to-equity ratio, current ratio, and return on equity.

    • They provide insights into how well a company is utilizing its resources and managing its finances.

    • Ratios are compared to industry benchmarks or historical data to ...

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. Negotiation on salary
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. About past experience and education

I applied via LinkedIn and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Previous work experience asked at tge time of interview.

Interview Preparation Tips

Interview preparation tips for other job seekers - Face interview strongly without any hesitation
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Can you provide an introduction about yourself and your work experience?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and fast process less doc with timely

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Credit Manager interview?
Cholamandalam Investment & Finance interview process usually has 2-3 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for Cholamandalam Investment & Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Training.
What are the top questions asked in Cholamandalam Investment & Finance Credit Manager interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Credit Manager interview -

  1. How to manage all credit and operations? I have replied i have to verify all ...read more
  2. Last round from senior HR, it was personality or behavioural test or kind of ps...read more
  3. Questions were related to Mortgages, Legal, Margin, LTV processing and team han...read more

Tell us how to improve this page.

Cholamandalam Investment & Finance Credit Manager Interview Process

based on 9 interviews

Interview experience

4.6
  
Excellent
View more
Cholamandalam Investment & Finance Credit Manager Salary
based on 153 salaries
₹1.7 L/yr - ₹10 L/yr
26% less than the average Credit Manager Salary in India
View more details

Cholamandalam Investment & Finance Credit Manager Reviews and Ratings

based on 42 reviews

4.0/5

Rating in categories

3.7

Skill development

3.4

Work-life balance

3.9

Salary

3.8

Job security

3.6

Company culture

3.4

Promotions

3.7

Work satisfaction

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