10+ Cholamandalam Investment & Finance Credit Manager Interview Questions & Answers | Complete Prep Guide 2025

Cholamandalam Investment & Finance Credit Manager Interview Experiences

5 interviews found

Credit Manager Interview Questions & Answers

Anonymous

posted on 1 Apr 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I applied via Company Website and was interviewed in Oct 2023. There were 4 interview rounds.

Round 1 - HR

(1 Question)

Q1. Basic question related to resume

Add your answer

Round 2 - Technical

(2 Questions)

Q1. Interviewed by RCM

Add your answer

Q2. Questions were majorly related to financial, products and mortgage

Add your answer

Round 3 - Technical

(2 Questions)

Q1. Interviewed by ZCM

Add your answer

Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling

Add your answer

Round 4 - HR

(1 Question)

Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, truthful and accept if you dont know something but show your willingness to learn and adapt to given situation

Credit Manager Interview Questions & Answers

Anonymous

posted on 21 Oct 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - One-on-one

(1 Question)

Q1. About underwriting norms and financial ratio related questions, legal technical related questions

Add your answer

Round 3 - HR

(1 Question)

Q1. Basics norms of work profile & why change the job change...?

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good knowledge of underwriting & knowledge of financial ratio, legal technical knowledge required for LAP product

Credit Manager Interview Questions & Answers

Anonymous

posted on 28 Jan 2025

Interview experience

Good

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed before Jan 2024.

Round 1 - One-on-one

(5 Questions)

Q1. How much experience in field

Ans.

I have 8 years of experience in the field of credit management.

I have worked in various roles within credit management for the past 8 years.
I have experience in assessing creditworthiness, setting credit limits, and managing collections.
I have successfully reduced bad debt and improved cash flow in previous roles.
I am familiar with credit risk analysis and compliance with regulations.
I have a proven track record of bui...

Answered by AI

Add your answer

Q2. What is your expectations

Ans.

I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

Utilize analytical skills to assess credit risk
Make informed decisions based on data analysis
Implement strategies to minimize credit losses
Maintain strong relationships with clients and vendors

Answered by AI

Add your answer

Q3. No need to interview

Add your answer

Q4. No need to interview now

Add your answer

Q5. Have good knowledge

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.

What people are saying about Cholamandalam Investment & Finance

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a head branch credit ops

Career Suggestions.

I am a Credit Officer working in a NBFC Company since last 5 years. In the last 5 years of my period I have gathered lots of experience in the field of Finance. But the biggest concern is though I gathered a lot of experience my CTC is 3.0 LPA. Though I got the opportun... read more

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Credit Manager Interview Questions & Answers

Anonymous

posted on 3 Jul 2023

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(5 Questions)

Q1. What is current CTC and work experience

Add your answer

Q2. How to manage all credit and operations? I have replied i have to verify all the documents properly and analyse the customer profile and done the Tele PD activity and verify the KYC

Add your answer

Q3. Which position you have to go in future

Add your answer

Q4. Which location you have to prefer

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Q5. Have you go to any where in the state.

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Get to good knowledge about all verticals

Credit Manager Interview Questions & Answers

Anonymous

posted on 13 Feb 2022

Round 1 - Interview given

(1 Question)

Q1. About previous profile

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your previous profile related aspects

Interview questions from similar companies

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 8 Jan 2022

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire

2 Questions

Q1. Interview questions

Add your answer

Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 15 Dec 2021

I was interviewed before Dec 2020.

Interview Questionnaire

2 Questions

Q1. About the company

Add your answer

Q2. About latest general knowledge questions

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 24 Jun 2021

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. About Accounting standard and basic

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 5 Feb 2022

I applied via Recruitment Consulltant and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - Direct

(1 Question)

Q1. Profile related mainly

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you a workoholic then this is the best company for you else stay away

Credit Manager Interview Questions & Answers

HDFC Bank

Anonymous

posted on 14 Sep 2021

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire

2 Questions

Q1. Financial analysis related questions

Add your answer

Q2. Just answer what you have learnt during the course of your studies

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Credit Manager interview?

Cholamandalam Investment & Finance interview process usually has 2-3 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are HR, One-on-one Round and Technical.

How to prepare for Cholamandalam Investment & Finance Credit Manager interview?

Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Training.

What are the top questions asked in Cholamandalam Investment & Finance Credit Manager interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Credit Manager interview -

How to manage all credit and operations? I have replied i have to verify all ...read more
Last round from senior HR, it was personality or behavioural test or kind of ps...read more
Questions were related to Mortgages, Legal, Margin, LTV processing and team han...read more

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Cholamandalam Investment & Finance Credit Manager Salary

based on 155 salaries

₹2 L/yr - ₹10.1 L/yr

27% less than the average Credit Manager Salary in India

View more details

Cholamandalam Investment & Finance Salaries in India

Branch Credit Manager 326 salaries	₹0 L/yr - ₹0 L/yr
Deputy Officer 303 salaries	₹0 L/yr - ₹0 L/yr
Area Business Manager 272 salaries	₹0 L/yr - ₹0 L/yr
Branch Sales Manager 263 salaries	₹0 L/yr - ₹0 L/yr
Area Credit Manager 251 salaries	₹0 L/yr - ₹0 L/yr