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Cholamandalam Investment & Finance Credit Manager Interview Questions and Answers

Updated 28 Jan 2025

Cholamandalam Investment & Finance Credit Manager Interview Experiences

5 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Oct 2023. There were 4 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Basic question related to resume
Round 2 - Technical 

(2 Questions)

  • Q1. Interviewed by RCM
  • Q2. Questions were majorly related to financial, products and mortgage
Round 3 - Technical 

(2 Questions)

  • Q1. Interviewed by ZCM
  • Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling
Round 4 - HR 

(1 Question)

  • Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, truthful and accept if you dont know something but show your willingness to learn and adapt to given situation
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About underwriting norms and financial ratio related questions, legal technical related questions
Round 3 - HR 

(1 Question)

  • Q1. Basics norms of work profile & why change the job change...?

Interview Preparation Tips

Interview preparation tips for other job seekers - Good knowledge of underwriting & knowledge of financial ratio, legal technical knowledge required for LAP product

Credit Manager Interview Questions Asked at Other Companies

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Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Jan 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. How much experience in field
  • Ans. 

    I have 8 years of experience in the field of credit management.

    • I have worked in various roles within credit management for the past 8 years.

    • I have experience in assessing creditworthiness, setting credit limits, and managing collections.

    • I have successfully reduced bad debt and improved cash flow in previous roles.

    • I am familiar with credit risk analysis and compliance with regulations.

    • I have a proven track record of bui...

  • Answered by AI
  • Q2. What is your expectations
  • Ans. 

    I expect to utilize my strong analytical skills and experience in credit management to effectively assess risk and make informed decisions.

    • Utilize analytical skills to assess credit risk

    • Make informed decisions based on data analysis

    • Implement strategies to minimize credit losses

    • Maintain strong relationships with clients and vendors

  • Answered by AI
  • Q3. No need to interview
  • Q4. No need to interview now
  • Q5. Have good knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company, if you want to build your carrier in finance than you need to join this company.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is current CTC and work experience
  • Q2. How to manage all credit and operations? I have replied i have to verify all the documents properly and analyse the customer profile and done the Tele PD activity and verify the KYC
  • Q3. Which position you have to go in future
  • Q4. Which location you have to prefer
  • Q5. Have you go to any where in the state.

Interview Preparation Tips

Interview preparation tips for other job seekers - Get to good knowledge about all verticals

Cholamandalam Investment & Finance interview questions for designations

 Branch Credit Manager

 (6)

 Area Credit Manager

 (3)

 Credit Relationship Manager

 (1)

 Credit Officer

 (4)

 Credit Analyst

 (1)

 Credit Operation Executive

 (6)

 Senior Credit Officer

 (2)

 Credit Processing Associate

 (2)

Round 1 - Interview given 

(1 Question)

  • Q1. About previous profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your previous profile related aspects

Interview questions from similar companies

I applied via Referral and was interviewed before Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Interview questions
  • Q2. Interview for LAP Department will be basic from your past relevant experience as well as Financials ratios like DSCR, int coverage, cash profits, quasi capitals and how you understand mortgage products

Interview Preparation Tips

Interview preparation tips for other job seekers - Hdfc Bank is good to explore your areas of finnlance basically Loans both secured and unsecured

I was interviewed before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

I applied via Recruitment Consulltant and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - Direct 

(1 Question)

  • Q1. Profile related mainly

Interview Preparation Tips

Interview preparation tips for other job seekers - If you a workoholic then this is the best company for you else stay away

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke
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Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Credit Manager interview?
Cholamandalam Investment & Finance interview process usually has 2-3 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are HR, One-on-one Round and Technical.
How to prepare for Cholamandalam Investment & Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Training.
What are the top questions asked in Cholamandalam Investment & Finance Credit Manager interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Credit Manager interview -

  1. How to manage all credit and operations? I have replied i have to verify all ...read more
  2. Last round from senior HR, it was personality or behavioural test or kind of ps...read more
  3. Questions were related to Mortgages, Legal, Margin, LTV processing and team han...read more

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Cholamandalam Investment & Finance Credit Manager Interview Process

based on 8 interviews

Interview experience

4.6
  
Excellent
View more
Cholamandalam Investment & Finance Credit Manager Salary
based on 155 salaries
₹2 L/yr - ₹10.1 L/yr
27% less than the average Credit Manager Salary in India
View more details

Cholamandalam Investment & Finance Credit Manager Reviews and Ratings

based on 41 reviews

4.0/5

Rating in categories

3.7

Skill development

3.4

Work-life balance

3.9

Salary

3.7

Job security

3.6

Company culture

3.5

Promotions

3.6

Work satisfaction

Explore 41 Reviews and Ratings
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