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I applied via Company Website and was interviewed in Oct 2023. There were 4 interview rounds.
I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.
Cholamandalam Investment & Finance interview questions for designations
Top trending discussions
I applied via Naukri.com and was interviewed in Apr 2023. There were 5 interview rounds.
An online assesment will be taken wherein scenario based MCQ will be available
Seeking new challenges and growth opportunities in a different company.
Desire for career advancement
Interest in exploring new industries or sectors
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city or country
Seeking new challenges and growth opportunities in a larger organization.
Desire for career advancement
Opportunity to work with a larger team
Seeking new challenges
Interest in exploring different industries
Received multiple appreciations from clients for resolving credit issues promptly and effectively.
Implemented new credit evaluation process resulting in faster approvals
Negotiated payment plans with delinquent customers to prevent further credit issues
Provided training to team members on credit management best practices
Received 'Employee of the Month' award for exceptional performance in credit management
I applied via Approached by Company and was interviewed before Nov 2023. There were 3 interview rounds.
Logically,reasoning, maths
Underwriting a case involves assessing the creditworthiness of a borrower to determine the risk involved in lending to them.
Gather all necessary financial information from the borrower, such as income, assets, debts, and credit history.
Analyze the information to determine the borrower's ability to repay the loan and their likelihood of default.
Consider external factors such as economic conditions and industry trends th...
To check CIBIL score, request a report from CIBIL website or through a bank.
Request a CIBIL report from the official CIBIL website
Some banks offer free CIBIL score check for their customers
Review the report for any discrepancies or errors
To make fast decisions, prioritize tasks, gather relevant information, set deadlines, trust your instincts, and seek input from others.
Prioritize tasks based on urgency and importance
Gather all relevant information quickly
Set deadlines for decision-making to avoid procrastination
Trust your instincts and past experiences
Seek input from colleagues or experts for different perspectives
Sales team can be managed by setting clear goals, providing training and support, monitoring performance, and fostering a positive team culture.
Set clear goals and expectations for the sales team to work towards.
Provide ongoing training and support to help team members improve their skills.
Monitor performance regularly and provide feedback to help team members reach their targets.
Foster a positive team culture by encou...
I applied via Recruitment Consulltant and was interviewed in Nov 2022. There was 1 interview round.
Sales pressure can be managed by setting realistic targets, providing support to the team, and fostering a positive work environment.
Set realistic sales targets based on market trends and team capabilities
Provide regular training and support to help the team meet their targets
Create a positive work environment by recognizing and rewarding achievements
Encourage open communication and feedback to address any issues or co...
I applied via Referral and was interviewed before Apr 2023. There were 3 interview rounds.
Case study preparation on any listed company of your choice
Ratios are key financial metrics used to evaluate a company's performance and financial health.
Ratios help in analyzing the efficiency, profitability, and liquidity of a company.
Common ratios include debt-to-equity ratio, current ratio, and return on equity.
They provide insights into how well a company is utilizing its resources and managing its finances.
Ratios are compared to industry benchmarks or historical data to ...
I applied via Referral and was interviewed before Jun 2022. There were 3 interview rounds.
Points to consider in PD with customer on business location
Assess the stability and reputation of the business location
Evaluate the accessibility and visibility of the location
Consider the potential impact of the location on customer traffic and sales
Review any past credit history associated with the location
Components of P&L include revenue, expenses, and net income. Components of balance sheet include assets, liabilities, and equity.
P&L components: revenue, expenses, net income
Balance sheet components: assets, liabilities, equity
Examples: Revenue - sales income, Expenses - salaries, Net income - profit, Assets - cash, Liabilities - loans, Equity - retained earnings
Verify employment by requesting pay stubs, contacting HR, or using employment verification services.
Request pay stubs from the customer to verify employment and income
Contact the customer's HR department to confirm employment status
Use employment verification services like The Work Number or Equifax to validate employment information
I am open to any location that offers growth opportunities and a good work-life balance.
Open to relocation for the right opportunity
Prefer locations with good work-life balance
Interested in areas with potential for career growth
I applied via Naukri.com and was interviewed in May 2022. There were 4 interview rounds.
Some of the top questions asked at the Cholamandalam Investment & Finance Credit Manager interview -
based on 40 reviews
Rating in categories
Deputy Officer
311
salaries
| ₹1.5 L/yr - ₹3.7 L/yr |
Branch Credit Manager
284
salaries
| ₹2.5 L/yr - ₹11.4 L/yr |
Branch Sales Manager
253
salaries
| ₹3.1 L/yr - ₹13 L/yr |
Area Business Manager
250
salaries
| ₹7.1 L/yr - ₹19.8 L/yr |
Area Sales Manager
245
salaries
| ₹5.1 L/yr - ₹19.5 L/yr |
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