Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Cholamandalam Investment & Finance Team. If you also belong to the team, you can get access from here

Cholamandalam Investment & Finance Verified Tick

Compare button icon Compare button icon Compare

Filter interviews by

Cholamandalam Investment & Finance Credit Operation Executive Interview Questions and Answers

Updated 16 Mar 2025

Cholamandalam Investment & Finance Credit Operation Executive Interview Experiences

7 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Technical 

(3 Questions)

  • Q1. What is your current profile
  • Ans. 

    I am currently working as a Credit Operation Executive at XYZ Company.

    • Responsible for managing credit operations and ensuring timely processing of loan applications

    • Collaborate with sales team to assess creditworthiness of potential borrowers

    • Analyze financial data and credit reports to make informed decisions

    • Communicate with clients to gather necessary information and resolve any issues

    • Maintain accurate records and docu

  • Answered by AI
  • Q2. What is salary expectations
  • Ans. 

    My salary expectations are in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Operation Executive salaries

    • Consider my experience and qualifications when determining salary expectations

    • Be open to negotiation based on the overall compensation package offered

  • Answered by AI
  • Q3. They will ask about the job you are applying for

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have inside reference and a good working profile earlier you will get the job no issues
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Sep 2024, where I was asked the following questions.

  • Q1. Last work details
  • Q2. Last work salary
  • Q3. Total work experience

Credit Operation Executive Interview Questions Asked at Other Companies

Q1. Do you have the knowledge of credit work in finance ?
Q2. What is Good Cibil score?
Q3. What is finance
Q4. How to handle work
Q5. What is DPD and OD?
Interview experience
1
Bad
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About my experience my previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Cholamandalam invest and finance company is very good.i wanted to build my career with this company but in rabindra sadan branch (Kolkata)office's ambiance very poor because my experience about my BCM and ACM is very bad because for them only I leave my previous company and join this company but thay drive away me from this company before getting any job and after two am jobless.i am from needy family I don't know how will run my family
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Aug 2024.

Round 1 - Assignment 

About credit score expansion.

Cholamandalam Investment & Finance interview questions for designations

 Credit Executive

 (1)

 Credit Manager

 (5)

 Credit Officer

 (4)

 Credit Analyst

 (1)

 Branch Credit Manager

 (6)

 Area Credit Manager

 (4)

 Senior Credit Officer

 (2)

 Credit Processing Associate

 (2)

Interview Questionnaire 

3 Questions

  • Q1. Do you have the knowledge of credit work in finance ?
  • Ans. 

    Yes, I have knowledge of credit work in finance.

    • I have a strong understanding of credit analysis and risk assessment in finance.

    • I am familiar with credit evaluation techniques and credit scoring models.

    • I have experience in reviewing credit applications and determining creditworthiness.

    • I am knowledgeable about credit policies, procedures, and regulations.

    • I have worked with credit bureaus and have expertise in credit rep...

  • Answered by AI
  • Q2. Are you willing to relocate if the company needed ?
  • Q3. Yes sir I am ready to relocate.

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to be confident and give the best to get the job. Whatever the question asked give the answer with confident.

I applied via Referral and was interviewed before Dec 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Tell me about your self ?
  • Q2. Tell me about your last job ?
  • Q3. How much experience do you have ?
Round 3 - Aptitude Test 

Online exam through link provided by BM

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence leve is most important thing for interview.

I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Why you want to join Chola??

Interview Preparation Tips

Interview preparation tips for other job seekers - To be a Hard worker with doing smart work.
Must be knew the short cut key of Laptop. To get little bit knowledge of analysis 🧐 loan applicant and understanding the need , understanding the financial capabilities of applicant.

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Jan 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Why we give this job
  • Q2. Expected salary
  • Ans. 

    My expected salary is based on my experience, skills, and the market rate for the position.

    • I have researched the market rate for Credit Operation Executives in this region.

    • I am looking for a salary that reflects my experience and skills in the field.

    • I am open to negotiation based on the overall compensation package offered.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Check better job, if u want money join bajaj otherwise search better job
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

About me job and education and role

Round 3 - New 

(2 Questions)

  • Q1. Experience and capacity
  • Q2. Salary and working time, job profiles etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Keep passion and better job in bajaj finserv, there Moro opportunities and growth

I applied via Naukri.com and was interviewed in Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

So many things for our filed questions for credit operation

Round 3 - One-on-one 

(2 Questions)

  • Q1. Next round is practically answer for gold loan
  • Q2. Gold price and computer related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Bajaj finance is good for work
I'm very happy to hear

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Credit Operation Executive interview?
Cholamandalam Investment & Finance interview process usually has 1-2 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and HR.
What are the top questions asked in Cholamandalam Investment & Finance Credit Operation Executive interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Credit Operation Executive interview -

  1. Do you have the knowledge of credit work in financ...read more
  2. Yes sir I am ready to reloca...read more
  3. Total work experie...read more

Tell us how to improve this page.

Cholamandalam Investment & Finance Credit Operation Executive Interview Process

based on 8 interviews

Interview experience

4
  
Good
View more

Interview Questions from Similar Companies

Wells Fargo Interview Questions
3.8
 • 579 Interviews
Citicorp Interview Questions
3.7
 • 573 Interviews
Bajaj Finserv Interview Questions
4.0
 • 536 Interviews
HSBC Group Interview Questions
3.9
 • 487 Interviews
American Express Interview Questions
4.2
 • 365 Interviews
BNY Interview Questions
3.9
 • 348 Interviews
UBS Interview Questions
3.9
 • 338 Interviews
Morgan Stanley Interview Questions
3.6
 • 293 Interviews
View all
Cholamandalam Investment & Finance Credit Operation Executive Salary
based on 98 salaries
₹1.3 L/yr - ₹3.5 L/yr
7% less than the average Credit Operation Executive Salary in India
View more details

Cholamandalam Investment & Finance Credit Operation Executive Reviews and Ratings

based on 106 reviews

3.6/5

Rating in categories

3.7

Skill development

3.2

Work-life balance

3.4

Salary

3.5

Job security

3.1

Company culture

3.3

Promotions

3.2

Work satisfaction

Explore 106 Reviews and Ratings
Deputy Officer
300 salaries
unlock blur

₹1.5 L/yr - ₹4 L/yr

Area Sales Manager
268 salaries
unlock blur

₹4.5 L/yr - ₹19.5 L/yr

Area Business Manager
256 salaries
unlock blur

₹5.7 L/yr - ₹20 L/yr

Collections Executive
244 salaries
unlock blur

₹1.2 L/yr - ₹4.2 L/yr

Area Credit Manager
244 salaries
unlock blur

₹6 L/yr - ₹20 L/yr

Explore more salaries
Compare Cholamandalam Investment & Finance with

Bajaj Finserv

4.0
Compare

Wells Fargo

3.8
Compare

JPMorgan Chase & Co.

3.9
Compare

HSBC Group

3.9
Compare
Did you find this page helpful?
Yes No
write
Share an Interview