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Cholamandalam Investment & Finance Credit Operation Executive Interview Questions and Answers

Updated 4 Feb 2025

Cholamandalam Investment & Finance Credit Operation Executive Interview Experiences

6 interviews found

Credit Operation Executive Interview Questions & Answers

user image Anonymous

posted on 20 Aug 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - Technical 

(3 Questions)

  • Q1. What is your current profile
  • Ans. 

    I am currently working as a Credit Operation Executive at XYZ Company.

    • Responsible for managing credit operations and ensuring timely processing of loan applications

    • Collaborate with sales team to assess creditworthiness of potential borrowers

    • Analyze financial data and credit reports to make informed decisions

    • Communicate with clients to gather necessary information and resolve any issues

    • Maintain accurate records and docu

    • Answered by AI
    View 1 more answer
  • Q2. What is salary expectations
  • Ans. 

    My salary expectations are in line with industry standards and based on my experience and qualifications.

    • Research industry standards for Credit Operation Executive salaries

    • Consider my experience and qualifications when determining salary expectations

    • Be open to negotiation based on the overall compensation package offered

    • Answered by AI
    View 1 more answer
  • Q3. They will ask about the job you are applying for
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have inside reference and a good working profile earlier you will get the job no issues

Credit Operation Executive Interview Questions & Answers

user image Anonymous

posted on 23 Apr 2024

Interview experience
1
Bad
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Dec 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About my experience my previous company
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Cholamandalam invest and finance company is very good.i wanted to build my career with this company but in rabindra sadan branch (Kolkata)office's ambiance very poor because my experience about my BCM and ACM is very bad because for them only I leave my previous company and join this company but thay drive away me from this company before getting any job and after two am jobless.i am from needy family I don't know how will run my family

Credit Operation Executive Interview Questions Asked at Other Companies

asked in Cholamandalam Investment & Finance
Q1. Do you have the knowledge of credit work in finance ?
View answers (15)
asked in Indostar Capital Finance
Q2. What is Good Cibil score?
View answer (1)
asked in Bajaj Finance
Q3. What is finance
View answer (1)
asked in Indostar Capital Finance
Q4. What is DPD and OD?
View answer (1)
View All

Credit Operation Executive Interview Questions & Answers

user image M VINAY

posted on 4 Feb 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Aug 2024.

Round 1 - Assignment 

About credit score expansion.

What people are saying about Cholamandalam Investment & Finance

View All
a head branch credit ops
1w
Career Suggestions.
I am a Credit Officer working in a NBFC Company since last 5 years. In the last 5 years of my period I have gathered lots of experience in the field of Finance. But the biggest concern is though I gathered a lot of experience my CTC is 3.0 LPA. Though I got the opportunity to swap my company. I am confused about what I do. Please advise?
Got a question about Cholamandalam Investment & Finance?
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Credit Operation Executive Interview Questions & Answers

user image Anonymous

posted on 28 Sep 2021

Interview Questionnaire 

3 Questions

  • Q1. Do you have the knowledge of credit work in finance ?
  • Ans. 

    Yes, I have knowledge of credit work in finance.

    • I have a strong understanding of credit analysis and risk assessment in finance.

    • I am familiar with credit evaluation techniques and credit scoring models.

    • I have experience in reviewing credit applications and determining creditworthiness.

    • I am knowledgeable about credit policies, procedures, and regulations.

    • I have worked with credit bureaus and have expertise in credit rep...

    • Answered by AI
    View 14 more answers
  • Q2. Are you willing to relocate if the company needed ?
    • View 4 more answers
  • Q3. Yes sir I am ready to relocate.
    • View 1 more answer

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to be confident and give the best to get the job. Whatever the question asked give the answer with confident.

Cholamandalam Investment & Finance interview questions for designations

 Credit Executive

 (1)

 Credit Manager

 (5)

 Credit Officer

 (4)

 Credit Analyst

 (1)

 Branch Credit Manager

 (6)

 Area Credit Manager

 (3)

 Senior Credit Officer

 (2)

 Credit Processing Associate

 (2)

Credit Operation Executive Interview Questions & Answers

user image Anonymous

posted on 13 Dec 2022

I applied via Referral and was interviewed before Dec 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Tell me about your self ?
    • Add your answer
  • Q2. Tell me about your last job ?
    • Add your answer
  • Q3. How much experience do you have ?
    • Add your answer
Round 3 - Aptitude Test 

Online exam through link provided by BM

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence leve is most important thing for interview.

Credit Operation Executive Interview Questions & Answers

user image Anonymous

posted on 11 Sep 2022

I applied via Referral and was interviewed before Sep 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Why you want to join Chola??
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - To be a Hard worker with doing smart work.
Must be knew the short cut key of Laptop. To get little bit knowledge of analysis 🧐 loan applicant and understanding the need , understanding the financial capabilities of applicant.

Interview questions from similar companies

Credit Operation Executive Interview Questions & Answers

Bajaj Finance user image Anonymous

posted on 10 Jan 2021

Interview Questionnaire 

1 Question

  • Q1. What is finance
  • Ans. 

    Finance is the management of money and investments.

    • Finance involves the study of financial systems, markets, and instruments.

    • It includes activities such as budgeting, investing, and lending.

    • Examples of financial instruments include stocks, bonds, and derivatives.

    • Finance is important for individuals, businesses, and governments to manage their resources effectively.

    • Answered by AI
    Add your answer

Credit Operation Executive Interview Questions & Answers

Bajaj Finance user image Anonymous

posted on 21 Oct 2021

I applied via Recruitment Consultant and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. When you can come for joining?
  • Ans. Sir please call me as soon as possible I am ready to start my joining process
    • Answered by Sooryakant Ghasiya
    View 2 more answers
  • Q2. Why should we hire you?
  • Ans. Sir because I have worked as an executive on Bajaj finance for 2 years so my experience can give you positive response.
    • Answered by Sooryakant Ghasiya
    Add your answer
  • Q3. What is your expectations from us?
  • Ans. Sir because I'm interested in the field of finance and this company fulfill my all expectations and its provide me the best position where I can start my career growth
    • Answered by Sooryakant Ghasiya
    Add your answer
  • Q4. What happened if we hire you but your location will be change?
  • Ans. I will try to create new businesses where I will be posted
    • Answered by Sooryakant Ghasiya
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing but please arrange tea and coffee or a drink break during group discussion and HR session

Credit Operation Executive Interview Questions & Answers

Bajaj Finance user image Anonymous

posted on 15 Jun 2022

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. Tell me about yourself
    • Add your answer
  • Q2. Why you want to join BFL
    • Add your answer
  • Q3. Most unique things that you have
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Tell me your Past experience
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Prefare well before interview, learn about the company, be confidential always , make a perfect or attractive resume , don't hinde anything and don't tell things which is out of your skills.

Area Credit Manager Interview Questions & Answers

Reliance Capital user image Ankur Singh

posted on 16 Feb 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
  • Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
    • Answered by Ankur Singh
    Add your answer
  • Q2. What do you offer that others dont ?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the Key.
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.
More about working at Cholamandalam Investment & Finance

Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Credit Operation Executive interview?
Cholamandalam Investment & Finance interview process usually has 1-2 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and HR.
What are the top questions asked in Cholamandalam Investment & Finance Credit Operation Executive interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Credit Operation Executive interview -

  1. Do you have the knowledge of credit work in financ...read more
  2. Yes sir I am ready to reloca...read more

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Cholamandalam Investment & Finance Interviews By Designations

Interview Questions for Popular Designations

Cholamandalam Investment & Finance Credit Operation Executive Interview Process

based on 7 interviews

Interview experience

4
  
Good
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Cholamandalam Investment & Finance Credit Operation Executive Salary
based on 157 salaries
₹1 L/yr - ₹3.6 L/yr
At par with the average Credit Operation Executive Salary in India
View more details

Cholamandalam Investment & Finance Credit Operation Executive Reviews and Ratings

based on 104 reviews

3.7/5

Rating in categories

3.8

Skill development

3.3

Work-life balance

3.4

Salary

3.6

Job security

3.2

Company culture

3.4

Promotions

3.3

Work satisfaction

Explore 104 Reviews and Ratings
Cholamandalam Investment & Finance Salaries in India
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