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Cholamandalam Investment & Finance Branch Credit Manager Interview Questions and Answers

Updated 18 Nov 2024

Cholamandalam Investment & Finance Branch Credit Manager Interview Experiences

6 interviews found

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Smooth process is good
  • Q2. Quik learning process
  • Ans. 

    A quick learning process involves efficient absorption and retention of new information.

    • Engage in active learning techniques such as taking notes, summarizing key points, and teaching others

    • Break down complex information into smaller, manageable chunks

    • Utilize mnemonic devices or visual aids to enhance memory retention

    • Seek feedback and review regularly to reinforce learning

    • Practice retrieval and application of knowledge

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Hr round will closed offer is ready
Round 3 - HR 

(2 Questions)

  • Q1. Local knowledge off quesy
  • Q2. Good communication skills is good

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I was interviewed before Nov 2023.

Round 1 - Assignment 

About home loan and lap loan questions

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Job releted question for experience guys
  • Q2. About mortgages , about credit appraisal

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for job interview, study about the company.

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. ABOUT HOUSING FINANCE
  • Q2. ABOUT KYC NORMS AND BANKING

Interview Preparation Tips

Interview preparation tips for other job seekers - I like very much and company is too good even my company chair man velayan extraordinary person but The Branch level Area level and Brach level management is very very very worst. We have working there are 14 to 16 hours per day. Actually we have going home for sleep only. Daily meeting start on 7 o clock end at 9 Am clock. Again there are 2 to 4 meetings and concalls. further evening we have leave from office 8: 30 PM. Some times we are leaving 11 or 12 o clock. And Regional level managers are speaking very wild with raw words. They are speaking like illiterate people. Company is so good but Branch wise it very worst

Cholamandalam Investment & Finance interview questions for designations

 Credit Manager

 (5)

 Area Credit Manager

 (3)

 Credit Relationship Manager

 (1)

 Credit Officer

 (4)

 Credit Analyst

 (1)

 Branch Manager

 (4)

 Branch Credit Operations Manager

 (2)

 Credit Operation Executive

 (6)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Referral and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - HR 

(4 Questions)

  • Q1. Asking regarding on personal details
  • Q2. Asking about your skill
  • Q3. Why should we hire you
  • Q4. Yes you can hire as I am a experience person and do the job passionately

Interview Preparation Tips

Interview preparation tips for other job seekers - This is a good NBFC

I applied via Company Website and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Auditer of bank , Bank job , currier sales manager

Interview Preparation Tips

Interview preparation tips for other job seekers - Rules of bank and company.

Interview questions from similar companies

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Financial and Mortgage
  • Q2. Was good and taken on phone as video calling and found positive
Round 3 - Coding Test 

Best in the industry nd good knowing about

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company and good job stability staff are good stable job can play long match with tata
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Nov 2023. There was 1 interview round.

Round 1 - Department head interview 

(1 Question)

  • Q1. What is the business vintage & stability spoof & whats the reason s to reject files, business profile,banking statement, about technical report how to
  • Ans. 

    Business vintage & stability spoof refers to the falsification of business history and financial stability to deceive lenders. Reasons to reject files include inconsistencies in business profile, banking statements, and technical reports.

    • Business vintage refers to the length of time a business has been operating. Lenders look for established businesses with a proven track record.

    • Stability spoof involves presenting fals...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(1 Question)

  • Q1. Where is the contingent liability appear in FS?
  • Ans. 

    Contingent liabilities appear in the financial statements as a footnote or disclosure.

    • Contingent liabilities are disclosed in the notes to the financial statements.

    • They are potential liabilities that may arise in the future based on certain events.

    • Examples include lawsuits, warranties, and guarantees.

    • They are not recorded on the balance sheet but can have a significant impact on the company's financial health.

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. Why do you want to join hdfc bank?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with the concepts of Accounting standards

I applied via Company Website and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Waht is your key achivment last fy

Interview Preparation Tips

Interview preparation tips for other job seekers - I would like to advised to candidate that he/she should be confident infront of interviewer and full of knowledge of their Job role and job responsibility.
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Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Branch Credit Manager interview?
Cholamandalam Investment & Finance interview process usually has 2 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and HR.
How to prepare for Cholamandalam Investment & Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Cholamandalam Investment & Finance. The most common topics and skills that interviewers at Cholamandalam Investment & Finance expect are Credit Underwriting, Credit Analysis, Credit Management, Credit Operations and Credit Processing.
What are the top questions asked in Cholamandalam Investment & Finance Branch Credit Manager interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Branch Credit Manager interview -

  1. Quik learning proc...read more
  2. About mortgages , about credit apprai...read more
  3. Yes you can hire as I am a experience person and do the job passionat...read more

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Cholamandalam Investment & Finance Branch Credit Manager Interview Process

based on 7 interviews

1 Interview rounds

  • Resume Shortlist Round
View more

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Cholamandalam Investment & Finance Branch Credit Manager Salary
based on 326 salaries
₹2.5 L/yr - ₹10.6 L/yr
15% more than the average Branch Credit Manager Salary in India
View more details

Cholamandalam Investment & Finance Branch Credit Manager Reviews and Ratings

based on 94 reviews

3.8/5

Rating in categories

3.4

Skill development

3.4

Work-life balance

3.8

Salary

3.5

Job security

3.4

Company culture

3.4

Promotions

3.3

Work satisfaction

Explore 94 Reviews and Ratings
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