Indostar Capital Finance Credit Operation Executive Interview Questions and Answers

Q1. What's you have experience
Ans. 
I have extensive experience in credit operations, focusing on risk assessment, customer service, and compliance management.
• Managed credit applications, ensuring thorough risk assessments to minimize defaults.

• Collaborated with cross-functional teams to streamline the credit approval process, reducing turnaround time by 20%.

• Conducted regular audits to ensure compliance with regulatory standards, resulting in zero complia...read more
Answered by AI
Add your answer
Q2. How to handle work
Ans. 
Effective work handling involves prioritization, organization, and communication to ensure tasks are completed efficiently.
• Prioritize tasks based on urgency and importance. For example, use the Eisenhower Matrix to categorize tasks.

• Organize your workspace and digital files to minimize distractions and improve efficiency.

• Set clear deadlines for each task to maintain focus and accountability.

• Utilize tools like to-do list...read more
Answered by AI
Add your answer
Q3. How much package want
Add your answer
Q4. Which companyyou work on last time
Add your answer
Q5. How Many Experience you have on previous company
Ans. 
I have over three years of experience in credit operations, focusing on risk assessment and customer service.
• Worked for XYZ Bank for 2 years, managing credit applications and approvals.

• Conducted risk assessments that reduced default rates by 15%.

• Collaborated with the sales team to streamline the credit process, improving turnaround time by 20%.

• Trained new staff on credit policies and procedures, enhancing team efficien
Answered by AI
Add your answer

Q1. Finance related questions
Add your answer
Q2. Experience related questions
Add your answer

Q1. What is my experience?
Add your answer

Given one Log in file and asked what about customer cibil, we will recommend that file or not .. Thats all

Q1. What is Good Cibil score?
Ans. 
A good CIBIL score typically ranges from 700 to 900.
• CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness

• A score above 700 is generally considered good by lenders

• Maintaining a good credit score can help in getting better loan terms and interest rates
Answered by AI
Add your answer
Q2. What is DPD and OD?
Ans. 
DPD stands for Days Past Due, which indicates the number of days a payment is overdue. OD stands for Overdraft, which is when a bank account balance goes below zero.
• DPD is used in credit operations to track the number of days a payment is overdue.

• OD occurs when a bank account balance goes below zero, resulting in overdraft fees.

• DPD and OD are important metrics for assessing credit risk and managing cash flow.

• Example: A...read more
Answered by AI
Add your answer