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Indostar Capital Finance Credit Operation Executive Interview Questions and Answers

Updated 6 Mar 2025

Indostar Capital Finance Credit Operation Executive Interview Experiences

5 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Feb 2025.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What's you have experience
  • Ans. 

    I have extensive experience in credit operations, focusing on risk assessment, customer service, and compliance management.

    • Managed credit applications, ensuring thorough risk assessments to minimize defaults.

    • Collaborated with cross-functional teams to streamline the credit approval process, reducing turnaround time by 20%.

    • Conducted regular audits to ensure compliance with regulatory standards, resulting in zero complia...

  • Answered by AI
  • Q2. How to handle work
  • Ans. 

    Effective work handling involves prioritization, organization, and communication to ensure tasks are completed efficiently.

    • Prioritize tasks based on urgency and importance. For example, use the Eisenhower Matrix to categorize tasks.

    • Organize your workspace and digital files to minimize distractions and improve efficiency.

    • Set clear deadlines for each task to maintain focus and accountability.

    • Utilize tools like to-do list...

  • Answered by AI
  • Q3. How much package want
  • Q4. Which companyyou work on last time
  • Q5. How Many Experience you have on previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and best
Friendly working place and colleagues
Have energy to work with company
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Feb 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Finance related questions
  • Q2. Experience related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Learn about finance-related topics.

Credit Operation Executive Interview Questions Asked at Other Companies

Q1. Do you have the knowledge of credit work in finance ?
Q2. What is Good Cibil score?
Q3. What is finance
Q4. What is DPD and OD?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. What is my experience?

Interview Preparation Tips

Interview preparation tips for other job seekers - You can grow yourself and build for better future
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - Case Study 

Given one Log in file and asked what about customer cibil, we will recommend that file or not .. Thats all

Round 2 - One-on-one 

(2 Questions)

  • Q1. What is Good Cibil score?
  • Ans. 

    A good CIBIL score typically ranges from 700 to 900.

    • CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness

    • A score above 700 is generally considered good by lenders

    • Maintaining a good credit score can help in getting better loan terms and interest rates

  • Answered by AI
  • Q2. What is DPD and OD?
  • Ans. 

    DPD stands for Days Past Due, which indicates the number of days a payment is overdue. OD stands for Overdraft, which is when a bank account balance goes below zero.

    • DPD is used in credit operations to track the number of days a payment is overdue.

    • OD occurs when a bank account balance goes below zero, resulting in overdraft fees.

    • DPD and OD are important metrics for assessing credit risk and managing cash flow.

    • Example: A...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and Friendly..................

Indostar Capital Finance interview questions for designations

 Credit Executive

 (3)

 Credit Manager

 (2)

 Credit Officer

 (1)

 Branch Credit Manager

 (8)

 Area Credit Manager

 (2)

 Assistant Manager Collections

 (1)

 RCU Manager

 (1)

 Branch Head

 (3)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Job Profile and Present time Market Survey

Round 3 - Aptitude Test 

JOB PROFILE and Present time Market related question

Interview Preparation Tips

Interview preparation tips for other job seekers - Check candidate Job Profile and references in markets

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. What is finance
  • Ans. 

    Finance is the management of money and investments.

    • Finance involves the study of financial systems, markets, and instruments.

    • It includes activities such as budgeting, investing, and lending.

    • Examples of financial instruments include stocks, bonds, and derivatives.

    • Finance is important for individuals, businesses, and governments to manage their resources effectively.

  • Answered by AI

I applied via Recruitment Consultant and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. When you can come for joining?
  • Ans. Sir please call me as soon as possible I am ready to start my joining process
  • Answered by Sooryakant Ghasiya
  • Q2. Why should we hire you?
  • Ans. Sir because I have worked as an executive on Bajaj finance for 2 years so my experience can give you positive response.
  • Answered by Sooryakant Ghasiya
  • Q3. What is your expectations from us?
  • Ans. Sir because I'm interested in the field of finance and this company fulfill my all expectations and its provide me the best position where I can start my career growth
  • Answered by Sooryakant Ghasiya
  • Q4. What happened if we hire you but your location will be change?
  • Ans. I will try to create new businesses where I will be posted
  • Answered by Sooryakant Ghasiya

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing but please arrange tea and coffee or a drink break during group discussion and HR session

I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(3 Questions)

  • Q1. Tell me about yourself
  • Q2. Why you want to join BFL
  • Q3. Most unique things that you have
Round 3 - HR 

(1 Question)

  • Q1. Tell me your Past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Prefare well before interview, learn about the company, be confidential always , make a perfect or attractive resume , don't hinde anything and don't tell things which is out of your skills.

Interview Questionnaire 

2 Questions

  • Q1. About yourself, what do you know about company?
  • Q2. Be yourself , being confident but not over confident is very important . You should know everything that is there in your resume.

Interview Questionnaire 

3 Questions

  • Q1. What's is AML, And how to finding?
  • Ans. 

    AML stands for Anti-Money Laundering. It is a set of laws, regulations, and procedures designed to prevent the generation of income through illegal activities.

    • AML is used to prevent money laundering, terrorist financing, and other financial crimes.

    • It involves identifying and verifying the identity of customers, monitoring transactions, and reporting suspicious activity.

    • AML regulations apply to banks, financial institut...

  • Answered by AI
  • Q2. Kindly discuss about locker management
  • Ans. 

    Locker management involves ensuring the security and proper usage of lockers.

    • Assign lockers to individuals and keep a record of who has access to which locker

    • Regularly inspect lockers to ensure they are in good condition and not being misused

    • Implement security measures such as CCTV cameras and access control systems

    • Train staff on proper locker usage and security protocols

    • Handle lost or forgotten locker keys or combinat...

  • Answered by AI
  • Q3. Discussed about third party products LI GI and mutual fund

Interview Preparation Tips

Interview preparation tips for other job seekers - If you working in operations so please aware about operation and sales products
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Indostar Capital Finance Interview FAQs

How many rounds are there in Indostar Capital Finance Credit Operation Executive interview?
Indostar Capital Finance interview process usually has 1-2 rounds. The most common rounds in the Indostar Capital Finance interview process are One-on-one Round, Resume Shortlist and Group Discussion.
What are the top questions asked in Indostar Capital Finance Credit Operation Executive interview?

Some of the top questions asked at the Indostar Capital Finance Credit Operation Executive interview -

  1. What is Good Cibil sco...read more
  2. What is DPD and ...read more
  3. Which companyyou work on last t...read more

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Indostar Capital Finance Credit Operation Executive Interview Process

based on 10 interviews

Interview experience

4.5
  
Good
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Indostar Capital Finance Credit Operation Executive Salary
based on 37 salaries
₹2.4 L/yr - ₹3.9 L/yr
13% more than the average Credit Operation Executive Salary in India
View more details

Indostar Capital Finance Credit Operation Executive Reviews and Ratings

based on 24 reviews

4.2/5

Rating in categories

4.3

Skill development

4.1

Work-life balance

4.0

Salary

4.1

Job security

4.2

Company culture

3.9

Promotions

4.2

Work satisfaction

Explore 24 Reviews and Ratings
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