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Indostar Capital Finance Credit Operation Executive Interview Questions and Answers

Updated 6 Mar 2025

Indostar Capital Finance Credit Operation Executive Interview Experiences

5 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Feb 2025.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What's you have experience
  • Ans. 

    I have extensive experience in credit operations, focusing on risk assessment, customer service, and compliance management.

    • Managed credit applications, ensuring thorough risk assessments to minimize defaults.

    • Collaborated with cross-functional teams to streamline the credit approval process, reducing turnaround time by 20%.

    • Conducted regular audits to ensure compliance with regulatory standards, resulting in zero complia...

  • Answered by AI
  • Q2. How to handle work
  • Ans. 

    Effective work handling involves prioritization, organization, and communication to ensure tasks are completed efficiently.

    • Prioritize tasks based on urgency and importance. For example, use the Eisenhower Matrix to categorize tasks.

    • Organize your workspace and digital files to minimize distractions and improve efficiency.

    • Set clear deadlines for each task to maintain focus and accountability.

    • Utilize tools like to-do list...

  • Answered by AI
  • Q3. How much package want
  • Q4. Which companyyou work on last time
  • Q5. How Many Experience you have on previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and best
Friendly working place and colleagues
Have energy to work with company
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Feb 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Finance related questions
  • Q2. Experience related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Learn about finance-related topics.

Credit Operation Executive Interview Questions Asked at Other Companies

Q1. Do you have the knowledge of credit work in finance ?
Q2. What is Good Cibil score?
Q3. What is finance
Q4. What is DPD and OD?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. What is my experience?

Interview Preparation Tips

Interview preparation tips for other job seekers - You can grow yourself and build for better future
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - Case Study 

Given one Log in file and asked what about customer cibil, we will recommend that file or not .. Thats all

Round 2 - One-on-one 

(2 Questions)

  • Q1. What is Good Cibil score?
  • Ans. 

    A good CIBIL score typically ranges from 700 to 900.

    • CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness

    • A score above 700 is generally considered good by lenders

    • Maintaining a good credit score can help in getting better loan terms and interest rates

  • Answered by AI
  • Q2. What is DPD and OD?
  • Ans. 

    DPD stands for Days Past Due, which indicates the number of days a payment is overdue. OD stands for Overdraft, which is when a bank account balance goes below zero.

    • DPD is used in credit operations to track the number of days a payment is overdue.

    • OD occurs when a bank account balance goes below zero, resulting in overdraft fees.

    • DPD and OD are important metrics for assessing credit risk and managing cash flow.

    • Example: A...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and Friendly..................

Indostar Capital Finance interview questions for designations

 Credit Executive

 (3)

 Credit Officer

 (1)

 Credit Manager

 (1)

 Branch Credit Manager

 (8)

 Area Credit Manager

 (2)

 RCU Manager

 (1)

 Assistant Manager Collections

 (1)

 Branch Head

 (3)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Job Profile and Present time Market Survey

Round 3 - Aptitude Test 

JOB PROFILE and Present time Market related question

Interview Preparation Tips

Interview preparation tips for other job seekers - Check candidate Job Profile and references in markets

Interview questions from similar companies

I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. What are your salary expectations?
  • Q2. Share details of your previous job.
  • Q3. What is your family background?
  • Q4. What are your strengths and weaknesses?
  • Q5. Where do you see yourself in 5 years?
  • Q6. Tell me about yourself.
Round 3 - Technical 

(1 Question)

  • Q1. About my profile related to work

Interview Preparation Tips

Interview preparation tips for other job seekers - Go with confidence and you have to knowledge about your product

I applied via Referral and was interviewed before Jun 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Higher level person took an interview

Round 3 - HR 

(1 Question)

  • Q1. Asking for my past jobs

Interview Preparation Tips

Interview preparation tips for other job seekers - All the best for interview and your future

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via Referral and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. Why should we hire you?
  • Q3. What is your family background?
  • Q4. Why are you looking for a change?
  • Q5. Where do you see yourself in 5 years?
  • Q6. What are your strengths and weaknesses?
  • Q7. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - First your strength is good and positive mind

Indostar Capital Finance Interview FAQs

How many rounds are there in Indostar Capital Finance Credit Operation Executive interview?
Indostar Capital Finance interview process usually has 1-2 rounds. The most common rounds in the Indostar Capital Finance interview process are One-on-one Round, Resume Shortlist and Group Discussion.
What are the top questions asked in Indostar Capital Finance Credit Operation Executive interview?

Some of the top questions asked at the Indostar Capital Finance Credit Operation Executive interview -

  1. What is Good Cibil sco...read more
  2. What is DPD and ...read more
  3. Which companyyou work on last t...read more

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Indostar Capital Finance Credit Operation Executive Interview Process

based on 10 interviews

Interview experience

4.5
  
Good
View more

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Indostar Capital Finance Credit Operation Executive Salary
based on 37 salaries
₹2.4 L/yr - ₹3.9 L/yr
13% more than the average Credit Operation Executive Salary in India
View more details

Indostar Capital Finance Credit Operation Executive Reviews and Ratings

based on 24 reviews

4.2/5

Rating in categories

4.3

Skill development

4.1

Work-life balance

4.0

Salary

4.1

Job security

4.2

Company culture

3.9

Promotions

4.2

Work satisfaction

Explore 24 Reviews and Ratings
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