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Indostar Capital Finance Credit Operation Executive Interview Questions and Answers

Updated 12 Dec 2024

Indostar Capital Finance Credit Operation Executive Interview Experiences

2 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - Case Study 

Given one Log in file and asked what about customer cibil, we will recommend that file or not .. Thats all

Round 2 - One-on-one 

(2 Questions)

  • Q1. What is Good Cibil score?
  • Ans. 

    A good CIBIL score typically ranges from 700 to 900.

    • CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness

    • A score above 700 is generally considered good by lenders

    • Maintaining a good credit score can help in getting better loan terms and interest rates

  • Answered by AI
  • Q2. What is DPD and OD?
  • Ans. 

    DPD stands for Days Past Due, which indicates the number of days a payment is overdue. OD stands for Overdraft, which is when a bank account balance goes below zero.

    • DPD is used in credit operations to track the number of days a payment is overdue.

    • OD occurs when a bank account balance goes below zero, resulting in overdraft fees.

    • DPD and OD are important metrics for assessing credit risk and managing cash flow.

    • Example: A...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good and Friendly..................
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Job Profile and Present time Market Survey

Round 3 - Aptitude Test 

JOB PROFILE and Present time Market related question

Interview Preparation Tips

Interview preparation tips for other job seekers - Check candidate Job Profile and references in markets

Credit Operation Executive Interview Questions Asked at Other Companies

Q1. Do you have the knowledge of credit work in finance ?
Q2. What is Good Cibil score?
Q3. What is finance
Q4. What is DPD and OD?

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Aug 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous Company Working and Job responsibilities
  • Ans. 

    I worked at XYZ Company as a Credit Analyst. My responsibilities included assessing creditworthiness, setting credit limits, and managing collections.

    • Assessed creditworthiness of new and existing customers

    • Set credit limits based on risk assessment

    • Managed collections process for overdue accounts

  • Answered by AI
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous organizations Job responsibilities KRA
  • Ans. 

    Managed credit operations, analyzed credit risk, monitored collections, and ensured compliance with credit policies.

    • Analyzed credit risk for potential customers

    • Monitored collections and followed up on overdue accounts

    • Ensured compliance with credit policies and procedures

    • Managed credit operations and team of credit analysts

  • Answered by AI
Interview experience
4
Good
Difficulty level
-
Process Duration
2-4 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you assess the customer with low cibil score
  • Ans. 

    Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.

    • Review the customer's credit report to understand the reasons for the low CIBIL score

    • Assess the customer's current financial situation, including income, expenses, and existing debts

    • Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...

  • Answered by AI
  • Q2. Volume of files handled and approval to login ratio
  • Ans. 

    The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.

    • The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.

    • Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.

    • A high volum...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Qualification or education
  • Q2. General round and etc
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

  • Answered by AI
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
  • Q2. Grip on work and product also team handles

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Basic introduction and role related questions
Round 3 - Technical 

(2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Checking thinking ability
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I was interviewed in Oct 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Discussion credit understanding only
  • Q2. Self introduction
  • Q3. General discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Walk-in and was interviewed in Nov 2023. There were 2 interview rounds.

Round 1 - Case Study 

Related to Credit Sanctions

Round 2 - HR 

(1 Question)

  • Q1. About Work Experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Take all the information about company before joining
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
Round 3 - One-on-one 

(1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

Indostar Capital Finance Interview FAQs

How many rounds are there in Indostar Capital Finance Credit Operation Executive interview?
Indostar Capital Finance interview process usually has 2-3 rounds. The most common rounds in the Indostar Capital Finance interview process are Resume Shortlist, Group Discussion and Aptitude Test.
What are the top questions asked in Indostar Capital Finance Credit Operation Executive interview?

Some of the top questions asked at the Indostar Capital Finance Credit Operation Executive interview -

  1. What is Good Cibil sco...read more
  2. What is DPD and ...read more

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Indostar Capital Finance Credit Operation Executive Interview Process

based on 4 interviews

Interview experience

4.5
  
Good
View more

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Indostar Capital Finance Credit Operation Executive Salary
based on 37 salaries
₹2.4 L/yr - ₹3.9 L/yr
11% more than the average Credit Operation Executive Salary in India
View more details

Indostar Capital Finance Credit Operation Executive Reviews and Ratings

based on 19 reviews

4.2/5

Rating in categories

4.2

Skill development

4.0

Work-life balance

4.0

Salary

4.1

Job security

4.1

Company culture

3.8

Promotions

4.1

Work satisfaction

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