Indostar Capital Finance Credit Operation Executive Interview Questions and Answers

Q1. What's you have experience
Ans. 
I have extensive experience in credit operations, focusing on risk assessment, customer service, and compliance management.
• Managed credit applications, ensuring thorough risk assessments to minimize defaults.

• Collaborated with cross-functional teams to streamline the credit approval process, reducing turnaround time by 20%.

• Conducted regular audits to ensure compliance with regulatory standards, resulting in zero complia...read more
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Q2. How to handle work
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Effective work handling involves prioritization, organization, and communication to ensure tasks are completed efficiently.
• Prioritize tasks based on urgency and importance. For example, use the Eisenhower Matrix to categorize tasks.

• Organize your workspace and digital files to minimize distractions and improve efficiency.

• Set clear deadlines for each task to maintain focus and accountability.

• Utilize tools like to-do list...read more
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Q3. How much package want
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Q4. Which companyyou work on last time
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Q5. How Many Experience you have on previous company
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Q1. Finance related questions
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Q2. Experience related questions
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Q1. What is my experience?
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Given one Log in file and asked what about customer cibil, we will recommend that file or not .. Thats all

Q1. What is Good Cibil score?
Ans. 
A good CIBIL score typically ranges from 700 to 900.
• CIBIL score ranges from 300 to 900, with higher scores indicating better creditworthiness

• A score above 700 is generally considered good by lenders

• Maintaining a good credit score can help in getting better loan terms and interest rates
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Q2. What is DPD and OD?
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DPD stands for Days Past Due, which indicates the number of days a payment is overdue. OD stands for Overdraft, which is when a bank account balance goes below zero.
• DPD is used in credit operations to track the number of days a payment is overdue.

• OD occurs when a bank account balance goes below zero, resulting in overdraft fees.

• DPD and OD are important metrics for assessing credit risk and managing cash flow.

• Example: A...read more
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