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Indostar Capital Finance Credit Executive Interview Questions and Answers

Updated 12 Dec 2024

Indostar Capital Finance Credit Executive Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.

Round 1 - HR 

(5 Questions)

  • Q1. What Interests You About This Role.
  • Ans. 

    I am interested in the role of a Credit Executive because of my passion for analyzing financial data and making strategic decisions to manage credit risk.

    • I enjoy analyzing financial data and identifying trends to make informed decisions.

    • I have a strong interest in managing credit risk and developing strategies to mitigate potential losses.

    • I am excited about the opportunity to work with a team to assess creditworthiness...

  • Answered by AI
  • Q2. What Are Your Salary Expectations.
  • Ans. 

    I am looking for a competitive salary that reflects my experience and skills.

    • Research industry standards for salary ranges for Credit Executives

    • Consider your level of experience and qualifications

    • Be prepared to negotiate based on the company's offer and benefits package

  • Answered by AI
  • Q3. Understand Company Work Culture.
  • Ans. 

    Our company's work culture values collaboration, innovation, and continuous learning.

    • Encourages teamwork and open communication

    • Promotes creativity and thinking outside the box

    • Emphasizes professional development and growth opportunities

  • Answered by AI
  • Q4. Describe Yourself.
  • Ans. 

    I am a detail-oriented and results-driven credit executive with a strong background in financial analysis and risk management.

    • Experienced in evaluating creditworthiness of individuals and businesses

    • Skilled in developing and implementing credit policies and procedures

    • Proven track record of reducing bad debt and improving cash flow

    • Strong communication and negotiation skills

    • Proficient in financial modeling and data analys

  • Answered by AI
  • Q5. Discuss Your Resume.
  • Ans. 

    I have over 10 years of experience in credit analysis and risk management, with a proven track record of improving credit processes and reducing bad debt.

    • Extensive experience in credit analysis and risk management

    • Proven track record of improving credit processes

    • Successfully reduced bad debt in previous roles

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Company Environment Very Good.

Credit Executive Interview Questions & Answers

user image Hitesh Sharma

posted on 22 Aug 2021

I applied via Walk-in and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What's process for approval and disbursement in CV loan
  • Ans. 

    The process for approval and disbursement in a CV loan involves several steps and criteria.

    • The applicant submits a loan application along with the required documents.

    • The credit executive reviews the application and assesses the applicant's creditworthiness.

    • The executive analyzes the applicant's financial statements, credit history, and collateral.

    • If the applicant meets the eligibility criteria, the loan is approved.

    • The...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am working with six years in vehicle loan segment with credit and operations department

Credit Executive Interview Questions Asked at Other Companies

Q1. What's process for approval and disbursement in CV loan
asked in ICICI Bank
Q2. How much time will you take to learn loan policy
asked in PayMe India
Q3. What do you know about fintech organization?
asked in HDFC Bank
Q4. WHAT ARE THE ACCOUNT TYPES OF THE BANK
Q5. What do you know about income tax

Interview questions from similar companies

I applied via Newspaper Ad and was interviewed in Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What is the job role
  • Q2. How can you handle team
  • Q3. Why are you choose this job role

Interview Preparation Tips

Interview preparation tips for other job seekers - i have short listed in interview.hr satisfied with my answers
Interview experience
4
Good
Difficulty level
-
Process Duration
2-4 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you assess the customer with low cibil score
  • Ans. 

    Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.

    • Review the customer's credit report to understand the reasons for the low CIBIL score

    • Assess the customer's current financial situation, including income, expenses, and existing debts

    • Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...

  • Answered by AI
  • Q2. Volume of files handled and approval to login ratio
  • Ans. 

    The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.

    • The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.

    • Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.

    • A high volum...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Qualification or education
  • Q2. General round and etc
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About previous work experience
  • Q2. About subject questions
Round 2 - HR 

(2 Questions)

  • Q1. About work related questions
  • Q2. Package discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. One on one round to be clear.
  • Q2. Personal details discussed.
  • Q3. Educational qualification discussed.
  • Q4. Field activities discussed.
  • Q5. Area knowledge discussed.
Round 3 - Aptitude Test 

Nothing every thing is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing every thing is excellence.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Basic introduction and role related questions
Round 3 - Technical 

(2 Questions)

  • Q1. Technical question about credit
  • Q2. Lendingkart related questions
Round 4 - One-on-one 

(1 Question)

  • Q1. Checking thinking ability
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-

I was interviewed in Oct 2023.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Discussion credit understanding only
  • Q2. Self introduction
  • Q3. General discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good company.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Dec 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Credit appraisal,credit worhiness
  • Q2. Maintain branch dignity
  • Q3. Approval and rejection
Round 3 - One-on-one 

(1 Question)

  • Q1. Credit appraisal credit worhiness

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare yourself ,about credit worthiness,credit appraisal

Indostar Capital Finance Interview FAQs

How many rounds are there in Indostar Capital Finance Credit Executive interview?
Indostar Capital Finance interview process usually has 1 rounds. The most common rounds in the Indostar Capital Finance interview process are HR.

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People are getting interviews through

based on 2 Indostar Capital Finance interviews
WalkIn
Referral
50%
50%
Moderate Confidence
?
Moderate Confidence means the data is based on a sufficient number of responses received from the candidates

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Indostar Capital Finance Credit Executive Salary
based on 55 salaries
₹1.3 L/yr - ₹3.8 L/yr
14% more than the average Credit Executive Salary in India
View more details

Indostar Capital Finance Credit Executive Reviews and Ratings

based on 23 reviews

4.5/5

Rating in categories

4.3

Skill development

4.2

Work-Life balance

4.1

Salary & Benefits

4.4

Job Security

4.4

Company culture

4.0

Promotions/Appraisal

4.2

Work Satisfaction

Explore 23 Reviews and Ratings
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