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ICICI Bank
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ICICI Bank Credit Executive Interview Questions and Answers
ICICI Bank Credit Executive Interview Experiences
3 interviews found
Anonymous
I applied via Company Website and was interviewed in Feb 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What are your salary expectations?
- Q2. Tell me about yourself.
- Q3. He can also ask about my qualification
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed before Jun 2022. There were 3 interview rounds.
General knowledge and other information , family background etc.
(2 Questions)
- Q1. Computer knowledge and other applications.
- Q2. Nothing more...........
Interview Preparation Tips
I applied via Referral and was interviewed before Nov 2020. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Whom you would give loans
- Ans.
We give loans to individuals and businesses with a good credit history and a solid financial plan.
Individuals and businesses with a good credit score
Those with a solid financial plan and a clear repayment strategy
Those who have a history of timely loan repayments
Businesses with a proven track record of profitability
Those who have collateral to secure the loan
- Q2. Do you know political environment of local place
- Q3. How much time will you take to learn loan policy
- Ans.
I will take the necessary time to thoroughly learn the loan policy.
I will review the loan policy document thoroughly
I will seek guidance from experienced colleagues
I will attend any training sessions or workshops offered
I will ask questions and clarify any doubts
I will apply the policy in practice to gain hands-on experience
Interview Preparation Tips
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I applied via Referral and was interviewed in Jan 2024. There were 2 interview rounds.
(1 Question)
- Q1. Loan sanction process
(1 Question)
- Q1. Basic Hr related questions
I applied via Naukri.com and was interviewed in Oct 2021. There were 4 interview rounds.
Interview Questionnaire
2 Questions
- Q1. WHAT ARE THE ACCOUNT TYPES OF THE BANK
- Ans.
The account types of the bank include savings, checking, money market, CD, and IRA accounts.
Savings account - for saving money and earning interest
Checking account - for everyday transactions and bill payments
Money market account - for higher interest rates and limited check writing
CD account - for earning higher interest rates over a fixed term
IRA account - for retirement savings with tax advantages
- Q2. SB , CA , MAMC, STUDENT, TRUST A/C
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. What is the difference between OD and VC?
- Q2. How you determine drawing power?
- Q3. What is DLOD?
- Q4. What is Leverage ratio?
- Q5. Why do you what to switch job?
Sumit Kumar
Reasoning, quantitative skills, and English language proficiency.
(1 Question)
- Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Selected
(2 Questions)
- Q1. How do you fund a applicant
- Ans.
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
- Q2. Ratios analysis , banking analaysis
Interview Preparation Tips
(2 Questions)
- Q1. Ratio Related, Balance Sheet and P&L related
- Q2. FOIR ratio, LTV, DSCR
(2 Questions)
- Q1. General Accounting related
- Q2. Accounting related
Selected
I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.
(4 Questions)
- Q1. Self introduction
- Q2. About Previous job
- Q3. Job change reason
- Ans.
Seeking new challenges and growth opportunities in a larger organization.
Desire for career advancement
Looking for new challenges
Seeking growth opportunities
Interested in larger organization with more resources
- Q4. Policy polrocess related
Interview Preparation Tips
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ICICI Bank Interviews By Designations
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ICICI Bank Credit Executive Reviews and Ratings
based on 16 reviews
Rating in categories
|
Deputy Manager
15.6k
salaries
|  ₹2 L/yr - ₹10.8 L/yr |
|
Relationship Manager
12.8k
salaries
| ₹2.3 L/yr - ₹11 L/yr |
|
Assistant Manager
10.2k
salaries
| ₹1.8 L/yr - ₹6 L/yr |
|
Manager
4.8k
salaries
| ₹5.5 L/yr - ₹18.1 L/yr |
|
Senior Officer
3.5k
salaries
| ₹1 L/yr - ₹5.4 L/yr |
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