ICICI Bank
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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I applied via Company Website and was interviewed in Feb 2022. There were 2 interview rounds.
I applied via Walk-in and was interviewed before Jun 2022. There were 3 interview rounds.
General knowledge and other information , family background etc.
I applied via Referral and was interviewed before Nov 2020. There was 1 interview round.
We give loans to individuals and businesses with a good credit history and a solid financial plan.
Individuals and businesses with a good credit score
Those with a solid financial plan and a clear repayment strategy
Those who have a history of timely loan repayments
Businesses with a proven track record of profitability
Those who have collateral to secure the loan
I will take the necessary time to thoroughly learn the loan policy.
I will review the loan policy document thoroughly
I will seek guidance from experienced colleagues
I will attend any training sessions or workshops offered
I will ask questions and clarify any doubts
I will apply the policy in practice to gain hands-on experience
What people are saying about ICICI Bank
I applied via Referral and was interviewed in Jan 2024. There were 2 interview rounds.
I applied via Naukri.com and was interviewed in Oct 2021. There were 4 interview rounds.
The account types of the bank include savings, checking, money market, CD, and IRA accounts.
Savings account - for saving money and earning interest
Checking account - for everyday transactions and bill payments
Money market account - for higher interest rates and limited check writing
CD account - for earning higher interest rates over a fixed term
IRA account - for retirement savings with tax advantages
I was interviewed in Aug 2024.
During the audit, major findings included high levels of overdue accounts, discrepancies in financial records, and inadequate credit risk assessment procedures.
High levels of overdue accounts were identified, indicating potential cash flow issues.
Discrepancies in financial records were found, suggesting errors or fraud.
Inadequate credit risk assessment procedures were noted, increasing the company's exposure to bad deb
Fraud investigations involve gathering evidence, analyzing data, interviewing witnesses, and collaborating with law enforcement.
Start by gathering all relevant documents and data related to the suspected fraud.
Conduct interviews with employees, customers, and other relevant parties to gather information and potential leads.
Analyze financial records, transactions, and other evidence to identify any irregularities or sus...
I am seeking an individual role to take on more responsibility and challenge myself to grow professionally.
Seeking new challenges and opportunities for growth
Desire for more responsibility and autonomy
Ability to showcase individual skills and contributions
Personal career development goals
I manage fraud investigations by conducting thorough analysis, utilizing fraud detection tools, collaborating with law enforcement, and implementing preventative measures.
Conduct thorough analysis of suspicious activities and transactions
Utilize fraud detection tools and software to identify potential fraudulent behavior
Collaborate with law enforcement agencies and regulatory bodies to investigate and prosecute fraudst...
I plan to manage the entire Madhya Pradesh state by implementing efficient credit policies, building strong relationships with clients and stakeholders, and closely monitoring credit risk.
Developing and implementing credit policies and procedures to ensure timely and accurate credit decisions
Building strong relationships with clients, vendors, and other stakeholders to facilitate smooth credit transactions
Closely monit...
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
Reasoning, quantitative skills, and English language proficiency.
I was interviewed in Jul 2024.
Reasoning, logical, and mathematical skills.
Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.
Evaluate the applicant's credit history, income, and debt-to-income ratio
Determine the appropriate loan amount based on the applicant's financial situation
Decide on the terms of the loan including interest rate, repayment period, and collateral requirements
Obtain necessary documentation such as p...
based on 2 interviews
Interview experience
based on 16 reviews
Rating in categories
Deputy Manager
15.5k
salaries
| ₹2 L/yr - ₹11 L/yr |
Relationship Manager
13k
salaries
| ₹2.5 L/yr - ₹11.5 L/yr |
Assistant Manager
10.2k
salaries
| ₹1.8 L/yr - ₹6 L/yr |
Manager
4.8k
salaries
| ₹5.5 L/yr - ₹18.5 L/yr |
Senior Officer
3.4k
salaries
| ₹1.1 L/yr - ₹6 L/yr |
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