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3.9

based on 38.1k Reviews

Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards

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HDFC Bank Credit Executive Interview Questions and Answers

Updated 20 Nov 2021

HDFC Bank Credit Executive Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed in Oct 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. WHAT ARE THE ACCOUNT TYPES OF THE BANK
  • Ans. 

    The account types of the bank include savings, checking, money market, CD, and IRA accounts.

    • Savings account - for saving money and earning interest

    • Checking account - for everyday transactions and bill payments

    • Money market account - for higher interest rates and limited check writing

    • CD account - for earning higher interest rates over a fixed term

    • IRA account - for retirement savings with tax advantages

  • Answered by AI
  • Q2. SB , CA , MAMC, STUDENT, TRUST A/C

Interview Preparation Tips

Interview preparation tips for other job seekers - Be punctual at interview. it is mondatary to be on time job interview, Do your research your company, Don't forget about nonverbal communication, Be polite with everyone, Be prepared for your interview

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Referral and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Loan sanction process
Round 2 - HR 

(1 Question)

  • Q1. Basic Hr related questions

I applied via Company Website and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(3 Questions)

  • Q1. What are your salary expectations?
  • Q2. Tell me about yourself.
  • Q3. He can also ask about my qualification

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be a self dependent. Hope can never failed
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Technical 

(2 Questions)

  • Q1. How do you fund a applicant
  • Ans. 

    Funding an applicant involves evaluating their creditworthiness and determining the appropriate amount and terms of the loan.

    • Evaluate the applicant's credit history, income, and debt-to-income ratio

    • Determine the appropriate loan amount based on the applicant's financial situation

    • Decide on the terms of the loan including interest rate, repayment period, and collateral requirements

    • Obtain necessary documentation such as p...

  • Answered by AI
  • Q2. Ratios analysis , banking analaysis

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your product well interviewer will ask basis you experience in resume
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Ratio Related, Balance Sheet and P&L related
  • Q2. FOIR ratio, LTV, DSCR
Round 2 - Technical 

(2 Questions)

  • Q1. General Accounting related
  • Q2. Accounting related
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Self introduction
  • Q2. About Previous job
  • Q3. Job change reason
  • Ans. 

    Seeking new challenges and growth opportunities in a larger organization.

    • Desire for career advancement

    • Looking for new challenges

    • Seeking growth opportunities

    • Interested in larger organization with more resources

  • Answered by AI
  • Q4. Policy polrocess related

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview point of view it was a good experience, you can join this bank, no issue with salary, holidays etc. From company there is no fault but you are lucky if you get good manager. Some managers are really bad.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

No duration some math and GK questions

Round 2 - One-on-one 

(2 Questions)

  • Q1. Apne bare m btao, Famile ke baare m btao in hindi.
  • Q2. No other Question just description by Regional Head

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't Go for it find another good organization

HDFC Bank Interview FAQs

What are the top questions asked in HDFC Bank Credit Executive interview?

Some of the top questions asked at the HDFC Bank Credit Executive interview -

  1. WHAT ARE THE ACCOUNT TYPES OF THE B...read more
  2. SB , CA , MAMC, STUDENT, TRUST ...read more

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HDFC Bank Credit Executive Salary
based on 81 salaries
₹1 L/yr - ₹3.5 L/yr
22% less than the average Credit Executive Salary in India
View more details

HDFC Bank Credit Executive Reviews and Ratings

based on 27 reviews

4.3/5

Rating in categories

4.1

Skill development

4.1

Work-life balance

2.3

Salary

4.2

Job security

4.2

Company culture

1.9

Promotions

4.1

Work satisfaction

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