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HDFC Bank Personal Banker Interview Questions, Process, and Tips

Updated 26 Nov 2024

Top HDFC Bank Personal Banker Interview Questions and Answers

View all 35 questions

HDFC Bank Personal Banker Interview Experiences

79 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Aug 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. Give me a brief introduction about yourself ?
  • Ans. 

    I am a dedicated and customer-focused Personal Banker with a strong background in financial services.

    • I have X years of experience in the banking industry

    • I excel in building relationships with clients and providing personalized financial solutions

    • I am skilled in conducting financial assessments and recommending appropriate products and services

    • I have a proven track record of meeting and exceeding sales targets

    • I am profi...

  • Answered by AI
  • Q2. What was your last CTC ?
  • Ans. 

    My last CTC was $50,000 per year.

    • My last CTC was $50,000 per year

    • I received an annual salary of $50,000 in my previous position

    • My last compensation package was $50,000 per annum

  • Answered by AI
  • Q3. Tell me about your family background ?
  • Ans. 

    I come from a close-knit family with a diverse background and strong values.

    • My parents are both professionals - my mother is a teacher and my father is an engineer.

    • I have two siblings, an older brother who works in finance and a younger sister who is studying to become a doctor.

    • We often gather for family dinners and celebrate holidays together.

    • Family is very important to me and has shaped my values and work ethic.

  • Answered by AI
  • Q4. Do you have any location preference?
  • Ans. 

    I am open to working at any location based on the job requirements and opportunities available.

    • I am flexible with location and willing to relocate if necessary

    • I prioritize job fit and growth opportunities over location preference

    • I am excited about the possibility of working in different environments and meeting new people

  • Answered by AI
  • Q5. Do you have any questions for me ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Practise, practise and practise your interview questions.
Proofread your resume once again.
Be confident
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(3 Questions)

  • Q1. How much experience you have
  • Q2. Do you know about banking products
  • Ans. 

    Yes, I am familiar with various banking products such as savings accounts, checking accounts, loans, credit cards, and investment options.

    • Savings accounts: Help customers save money while earning interest

    • Checking accounts: Provide easy access to funds for everyday transactions

    • Loans: Offer financial assistance for large purchases or emergencies

    • Credit cards: Allow customers to make purchases on credit with varying reward...

  • Answered by AI
  • Q3. Do you know TPP products
  • Ans. 

    Yes, TPP products refer to a range of financial products offered by the Third Party Providers.

    • TPP products are financial products offered by Third Party Providers

    • Examples include insurance products, investment products, and loan products

    • Personal Bankers should be familiar with TPP products to better assist customers

  • Answered by AI
Round 2 - One-on-one 

(3 Questions)

  • Q1. Do you know TPP PRODUCTS
  • Ans. 

    TPP PRODUCTS are a range of financial products offered by the Third Party Providers in the banking industry.

    • TPP PRODUCTS refer to financial products offered by Third Party Providers in the banking sector.

    • These products are not directly provided by the bank but are offered through partnerships with external providers.

    • Examples of TPP PRODUCTS include insurance policies, investment products, and credit cards.

    • Personal Bank...

  • Answered by AI
  • Q2. What is Life insurance, Mutual fund and health
  • Ans. 

    Life insurance provides financial protection to beneficiaries in case of policyholder's death. Mutual funds pool money from multiple investors to invest in securities. Health insurance covers medical expenses.

    • Life insurance provides a lump sum payment to beneficiaries upon the death of the policyholder.

    • Mutual funds are investment vehicles that pool money from multiple investors to invest in stocks, bonds, or other secu...

  • Answered by AI
  • Q3. What is the liability and assets for banks
  • Ans. 

    Liabilities are debts and obligations of the bank, while assets are resources owned by the bank.

    • Liabilities include customer deposits, loans from other banks, and bonds issued by the bank.

    • Assets include cash reserves, loans given out by the bank, and investments in securities.

    • The balance sheet of a bank shows the total liabilities and assets, with liabilities typically exceeding assets due to the nature of banking oper

  • Answered by AI
Round 3 - One-on-one 

(4 Questions)

  • Q1. What is Different between FD AND RD
  • Ans. 

    FD is a fixed deposit where a lump sum amount is deposited for a fixed period at a fixed interest rate. RD is a recurring deposit where a fixed amount is deposited regularly for a fixed period at a fixed interest rate.

    • FD requires a lump sum amount to be deposited at once, while RD involves regular deposits over a period.

    • FD has a fixed term for the deposit, while RD allows flexibility in the deposit period.

    • FD typically ...

  • Answered by AI
  • Q2. Types of life insurance
  • Ans. 

    Types of life insurance include term life, whole life, universal life, and variable life.

    • Term life insurance provides coverage for a specific period of time, typically 10-30 years.

    • Whole life insurance offers coverage for the entire lifetime of the insured and includes a cash value component.

    • Universal life insurance provides flexibility in premium payments and death benefits.

    • Variable life insurance allows policyholders ...

  • Answered by AI
  • Q3. How much you can do life insurance by own
  • Ans. 

    As a Personal Banker, I can provide information on life insurance options but cannot sell or underwrite policies myself.

    • As a Personal Banker, I can educate clients on different types of life insurance policies available in the market.

    • I can help clients understand the importance of life insurance in financial planning.

    • I can refer clients to licensed insurance agents or companies for purchasing life insurance policies.

    • I ...

  • Answered by AI
  • Q4. Give a pitch for life insurance and FD & RD
  • Ans. 

    Life insurance provides financial security for loved ones, while FD & RD offer safe investment options with guaranteed returns.

    • Life insurance ensures financial protection for your family in case of unexpected events.

    • Fixed Deposits (FD) provide a safe investment option with guaranteed returns over a fixed period of time.

    • Recurring Deposits (RD) allow you to save regularly and earn interest on your savings.

    • Combining life ...

  • Answered by AI

Personal Banker Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. Could you open an account of chai wala and how
asked in HDFC Bank
Q2. How to pitch the new customers and how you convenience about your ... read more
asked in HDFC Bank
Q3. 2. What are the selling parameters in banking?
asked in HDFC Bank
Q4. WHAT ARE LIABILITIES AND ASSETS IN A BANKING SECTOR
Q5. How many programming languages do you know?
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
No response

I applied via Walk-in and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about yourself?
  • Ans. 

    Experienced personal banker with a strong background in customer service and financial management.

    • Began career in banking after graduating with a degree in finance

    • Skilled in building relationships with clients and providing personalized financial advice

    • Successfully increased customer satisfaction and retention rates at previous bank

    • Proficient in various banking software and systems

  • Answered by AI
  • Q2. What is your responsibility in your last organization?
  • Ans. 

    As a Personal Banker in my last organization, my responsibilities included assisting customers with their banking needs, promoting financial products, and ensuring compliance with banking regulations.

    • Assisting customers with various banking transactions

    • Promoting and cross-selling financial products and services

    • Ensuring compliance with banking regulations and policies

    • Providing excellent customer service and building rel

  • Answered by AI
  • Q3. What do you know about our company?
  • Ans. 

    Your company is a leading financial institution known for its customer-centric approach and innovative banking solutions.

    • Your company has a strong reputation for providing excellent customer service

    • It offers a wide range of banking products and services, including savings accounts, loans, and investment options

    • The company is known for its commitment to community involvement and corporate social responsibility

    • It has won...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Easy, English math and reasoning

Round 2 - HR 

(4 Questions)

  • Q1. Tell me About yourself
  • Q2. What is your work profile in previous Organisation
  • Q3. Why you want to left the previous organisation
  • Q4. Are you comfortable with sales
Round 3 - Technical 

(3 Questions)

  • Q1. How Much portfolio you are handling
  • Q2. How much insurance done in last year
  • Q3. How many HNI client you bring in
  • Ans. 

    I have successfully brought in 10 HNI clients in the past year.

    • I have a proven track record of attracting high net worth individuals to the bank.

    • I utilize my networking skills to connect with potential HNI clients.

    • I provide personalized financial solutions to meet the needs of HNI clients.

    • I actively participate in community events and networking opportunities to expand my client base.

  • Answered by AI

HDFC Bank interview questions for designations

 Personal Banker Authoriser

 (12)

 Personal Banker Sales

 (7)

 Personal Banker Operations

 (2)

 Personal Banker Welcome Desk

 (4)

 Banker

 (2)

 Personal Banker Trainee

 (1)

 Personel Banker

 (2)

 Phone Banker

 (1)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jul 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Logical reasoning, math

Round 2 - HR 

(2 Questions)

  • Q1. Why do you want this job
  • Ans. 

    I am passionate about helping individuals achieve their financial goals and providing excellent customer service.

    • I have a strong background in finance and customer service, making me well-suited for this role.

    • I enjoy building relationships with clients and helping them navigate their financial needs.

    • I am excited about the opportunity to work in a dynamic and fast-paced environment like a bank.

    • I am motivated by the chan...

  • Answered by AI
  • Q2. Reason to drop last job
  • Ans. 

    Seeking better growth opportunities and work-life balance.

    • Limited growth opportunities in previous role

    • Desire for better work-life balance

    • Seeking a more challenging and rewarding position

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - easy interview

Get interview-ready with Top HDFC Bank Interview Questions

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Mar 2024.

Round 1 - Aptitude Test 

GA
MATHS
English
Reasoning

Round 2 - One-on-one 

(3 Questions)

  • Q1. Name 5 different banking services
  • Ans. 

    Some banking services include savings accounts, loans, credit cards, investment services, and online banking.

    • Savings accounts: Allows customers to deposit money and earn interest over time.

    • Loans: Provide customers with funds that must be repaid with interest over a specified period.

    • Credit cards: Allow customers to make purchases on credit and pay back the balance over time.

    • Investment services: Offer customers the oppor...

  • Answered by AI
  • Q2. Who is the CEO of HDFC bank ?
  • Ans. 

    The CEO of HDFC Bank is Sashidhar Jagdishan.

    • Sashidhar Jagdishan took over as the CEO of HDFC Bank in October 2020.

    • He has been with HDFC Bank since 1996 and has held various positions within the organization.

    • Jagdishan succeeded Aditya Puri, who was the CEO of HDFC Bank for over 25 years.

  • Answered by AI
  • Q3. Who is the governor of the RBI
  • Ans. 

    Shaktikanta Das is the current Governor of the Reserve Bank of India (RBI).

    • Shaktikanta Das was appointed as the 25th Governor of the RBI in December 2018.

    • He has previously served as the Economic Affairs Secretary and Revenue Secretary of India.

    • As the Governor of the RBI, he plays a crucial role in formulating and implementing monetary policies in India.

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. Why do you want to enter a sales profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Read up about the ceo and different banking services

Personal Banker Jobs at HDFC Bank

View all

Personal Banker Interview Questions & Answers

user image Rohit Kumar Rawat

posted on 8 Sep 2024

Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Math, English, reasoning, sales

Round 2 - One-on-one 

(2 Questions)

  • Q1. Sales this pen to me
  • Q2. Do you ready to move anywhere
  • Ans. 

    Yes, I am open to relocating for the right opportunity.

    • I am willing to move for career growth and new experiences

    • I have relocated in the past for job opportunities

    • I understand the importance of flexibility in the banking industry

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - don't try in hdfc

Personal Banker interview

user image Real Career

posted on 19 Nov 2021

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - HR 

(4 Questions)

  • Q1. What do you know HDFC Bank
  • Ans. 

    HDFC Bank is one of the largest private sector banks in India, offering a wide range of financial products and services.

    • HDFC Bank was established in 1994 and is headquartered in Mumbai, India.

    • It offers services such as savings accounts, loans, credit cards, insurance, and investment products.

    • HDFC Bank has a vast network of branches and ATMs across India and also operates in other countries.

    • The bank is known for its cus...

  • Answered by AI
  • Q2. What is benefit product HDFC Bank
  • Ans. 

    HDFC Bank offers a range of benefit products to its customers.

    • HDFC Bank provides various credit cards with rewards and cashback benefits.

    • Customers can avail discounts on shopping, dining, travel, and more through HDFC Bank's tie-ups with partner merchants.

    • The bank offers insurance products like health insurance, life insurance, and vehicle insurance for added financial security.

    • HDFC Bank provides investment options suc...

  • Answered by AI
  • Q3. How is the service HDFC Bank.
  • Ans. 

    HDFC Bank provides excellent service with a wide range of banking products and efficient customer support.

    • HDFC Bank offers a variety of banking products and services to meet the needs of customers.

    • The bank has a user-friendly online banking platform for easy access to accounts and transactions.

    • HDFC Bank has a strong customer support team that is responsive and helpful in resolving any issues or queries.

    • The bank has a w...

  • Answered by AI
  • Q4. Which is the company chair man

Interview Preparation Tips

Interview preparation tips for other job seekers - HDFC Bank product knowledge and benefits. You must banking knowledge.

Personal Banker Interview Questions & Answers

user image Bikash Upadhyay

posted on 23 Apr 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Assignment 

Behavioural assessment

Round 2 - Technical 

(1 Question)

  • Q1. Was asked about the financial instrument
Round 3 - One-on-one 

(1 Question)

  • Q1. Was asked about my achievements and what I like about the companies why do I want to join Banking

HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Personal Banker interview?
HDFC Bank interview process usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process are One-on-one Round, Aptitude Test and Resume Shortlist.
How to prepare for HDFC Bank Personal Banker interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Retail Branch Banking, Sales, Cross Selling, Branch Banking and Portfolio Management.
What are the top questions asked in HDFC Bank Personal Banker interview?

Some of the top questions asked at the HDFC Bank Personal Banker interview -

  1. Could you open an account of chai wala and h...read more
  2. How to pitch the new customers and how you convenience about your produ...read more
  3. 2. What are the selling parameters in banki...read more
How long is the HDFC Bank Personal Banker interview process?

The duration of HDFC Bank Personal Banker interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

HDFC Bank Personal Banker Interview Process

based on 28 interviews in last 1 year

2 Interview rounds

  • One-on-one Round 1
  • One-on-one Round 2
View more

People are getting interviews through

based on 49 HDFC Bank interviews
Campus Placement
WalkIn
Job Portal
Referral
Company Website
Recruitment Consultant
33%
24%
20%
14%
4%
2%
3% candidates got the interview through other sources.
High Confidence
?
High Confidence means the data is based on a large number of responses received from the candidates.

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HDFC Bank Personal Banker Salary
based on 3.7k salaries
₹0.9 L/yr - ₹9 L/yr
At par with the average Personal Banker Salary in India
View more details

HDFC Bank Personal Banker Reviews and Ratings

based on 1k reviews

3.5/5

Rating in categories

3.6

Skill development

3.0

Work-Life balance

3.4

Salary & Benefits

3.6

Job Security

3.1

Company culture

3.0

Promotions/Appraisal

3.0

Work Satisfaction

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