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HDFC Sales Credit Manager Interview Questions and Answers

Updated 17 Nov 2024

HDFC Sales Credit Manager Interview Experiences

3 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Scenario based
  • Q2. How to manage sales pressure and Team management
  • Ans. 

    Sales pressure can be managed by setting realistic targets, providing support to the team, and fostering a positive work environment.

    • Set realistic sales targets based on market trends and team capabilities

    • Provide regular training and support to help the team meet their targets

    • Create a positive work environment by recognizing and rewarding achievements

    • Encourage open communication and feedback to address any issues or co...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was good ,

I applied via Naukri.com and was interviewed in May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. All about Credit Analysis and financial.
Round 3 - One-on-one 

(1 Question)

  • Q1. About team management and work profile.
Round 4 - HR 

(1 Question)

  • Q1. HR round and some questions about credit analysis and financial knowledge.

Interview Preparation Tips

Topics to prepare for HDFC Sales Credit Manager interview:
  • Credit Appraisal
  • Financial Analysis
Interview preparation tips for other job seekers - Just be your self and know some financial terms in credit.

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Financial ratios, work and process in last company, family background.
Round 3 - One-on-one 

(1 Question)

  • Q1. Be genuine and read financial ratio before interview.

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Naukri.com and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience you have
  • Q2. Package

Interview Preparation Tips

Interview preparation tips for other job seekers - Can join if you don't care about appraisal
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Financials statement amalysis
  • Q2. Previous experience ....................................
  • Q3. All all all all all
  • Q4. Ok ok ok ok ok
  • Q5. Not not not not not

Interview Preparation Tips

Interview preparation tips for other job seekers - best company good hr policy good manager best package 5 day week
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Policy ,FOIR ,LTV CAM
  • Q2. Underwriting legal and technical
  • Q3. Pd,tele pd case appraisal
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Round 1 - One-on-one 

(5 Questions)

  • Q1. How to location
  • Q2. Sir this work from home
  • Q3. Payment is hand sir
  • Q4. Sir how to my work
  • Q5. Sir good company this very nice
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Regarding the process of the role
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions regarding Credit

I applied via Campus Placement and was interviewed before Sep 2021. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Group Discussion 

Since it was a campus recruitment, they have conducted group discussion and topic was Merger of Banks.

Round 3 - Technical 

(3 Questions)

  • Q1. Tell me about yourself
  • Q2. Basics of stock market like What is NSE, BSE, NIFTY 50, Equity & Derivatives Then few personal detail based questions
  • Q3. Why Kotak Securities
  • Ans. 

    Kotak Securities is a leading financial services company with a strong reputation and commitment to customer satisfaction.

    • Kotak Securities has a wide range of investment products and services to offer

    • The company has a strong focus on customer satisfaction and provides excellent customer service

    • Kotak Securities has a reputation for being a reliable and trustworthy financial services provider

    • The company has a strong trac...

  • Answered by AI
Round 4 - HR 

(1 Question)

  • Q1. Basic questions related to personal opinion based on politics What excites you about Kotak Securities Description of job and etc

Interview Preparation Tips

Topics to prepare for Kotak Securities Deputy Manager interview:
  • Stock Market Basic
  • Derivatives
  • Equity
  • Product knowledge
  • Competitors
Interview preparation tips for other job seekers - If you are looking for sales job in Kotak Securities then It's not a company to work for.

I applied via Recruitment Consulltant and was interviewed in Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What is the meaning of open interest
  • Ans. 

    Open interest refers to the total number of outstanding contracts in a futures or options market.

    • Open interest is a measure of market activity and liquidity.

    • It is calculated by adding up all the contracts that are currently open or outstanding.

    • It can be used to gauge market sentiment and predict future price movements.

    • For example, if open interest is increasing, it may indicate that more traders are entering the market...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Proper knowledge of market, self confidence and hunger to achieve targets can win this job
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HDFC Sales Interview FAQs

How many rounds are there in HDFC Sales Credit Manager interview?
HDFC Sales interview process usually has 2-3 rounds. The most common rounds in the HDFC Sales interview process are One-on-one Round, Resume Shortlist and HR.
How to prepare for HDFC Sales Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Sales. The most common topics and skills that interviewers at HDFC Sales expect are Credit Appraisal, Home Loans, Credit Risk, Credit Underwriting and Lap.
What are the top questions asked in HDFC Sales Credit Manager interview?

Some of the top questions asked at the HDFC Sales Credit Manager interview -

  1. How to manage sales pressure and Team managem...read more
  2. Be genuine and read financial ratio before intervi...read more
  3. All about Credit Analysis and financi...read more

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HDFC Sales Credit Manager Interview Process

based on 2 interviews

Interview experience

4
  
Good
View more
HDFC Sales Credit Manager Salary
based on 23 salaries
₹3 L/yr - ₹8.7 L/yr
27% less than the average Credit Manager Salary in India
View more details

HDFC Sales Credit Manager Reviews and Ratings

based on 8 reviews

4.0/5

Rating in categories

4.2

Skill development

4.5

Work-life balance

3.8

Salary

4.4

Job security

4.0

Company culture

3.9

Promotions

3.8

Work satisfaction

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