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Bajaj Finserv
Proud winner of ABECA 2024 - AmbitionBox Employee Choice Awards
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A good customer for a loan should have a stable income, good credit history, and low debt-to-income ratio.
Look for customers with a stable source of income to ensure they can repay the loan.
Check the customer's credit history to assess their ability to manage debt responsibly.
Consider the customer's debt-to-income ratio to determine if they can afford the loan payments.
Evaluate the customer's overall financial stabilit...
DBD, Write off, settlement, OD, NPA are terms related to credit reports in CIBIL.
DBD stands for Days Beyond Due, indicating the number of days a payment is overdue.
Write off refers to the amount of debt that a lender is unable to collect and considers as a loss.
Settlement is an agreement between the borrower and lender to pay a reduced amount to settle a debt.
OD stands for Overdraft, which allows the account holder to ...
Collection on time and maintenance portfolio
Timely response for my cases and allocation my DCA
Customers must maintain their own account. Answer how to ensure this.
Educate customers on the importance of maintaining their own account
Provide clear instructions on how to access and manage their account
Offer customer support and assistance when needed
Implement security measures to prevent unauthorized access to accounts
Allocation to my colleague and my DCA
Great opportunity given by Bajaj finance
A perfect plan for daily basis collection and separate policy involves setting clear goals, establishing efficient processes, and regularly monitoring progress.
Define clear goals for daily collection targets and separate policy guidelines
Establish efficient processes for collecting payments and enforcing policies
Regularly monitor progress and adjust strategies as needed
Provide training and support to staff to ensure ad...
I applied via Campus Placement and was interviewed in Aug 2023. There were 2 interview rounds.
Maths solving and general questions
Bajaj Finserv interview questions for designations
I applied via Naukri.com and was interviewed in Jul 2023. There were 2 interview rounds.
Get interview-ready with Top Bajaj Finserv Interview Questions
I applied via campus placement at Gandhi Institute of Technology and Management, Visakhapatnam and was interviewed in Jul 2022. There were 2 interview rounds.
Engaging with customers is crucial for business success. It involves active listening, empathy, and personalized communication.
Listen actively to their needs and concerns
Show empathy and understanding towards their situation
Provide personalized solutions and recommendations
Use positive language and tone to create a welcoming environment
Follow up with customers to ensure satisfaction and build long-term relationships
I applied via Referral and was interviewed in Jul 2022. There were 2 interview rounds.
I applied via Approached by Company and was interviewed in Jun 2022. There were 4 interview rounds.
Job profile,skils,achievement,exprience
I applied via Walk-in and was interviewed in May 2022. There were 2 interview rounds.
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Assistant Manager
1.3k
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| ₹1.8 L/yr - ₹6.7 L/yr |
Sales Officer
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| ₹1 L/yr - ₹5 L/yr |
Sales Executive
1.2k
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Sales Manager
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| ₹1.5 L/yr - ₹10 L/yr |
Manager
869
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| ₹3 L/yr - ₹11 L/yr |
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