Bandhan Bank Credit Underwriter Salaries by 50+ Employees (Updated 2025)

0 - 2 years exp.

₹2 Lakhs - ₹7.2 Lakhs

Avg. annual salary

Monthly In-hand Salary

19% less than the average Credit Underwriter Salary in Banking Companies for 0 - 2 years of experience

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Salaries in different departments

Finance & Accounting Credit Underwriter Salary 0 - 2 years exp. (16 salaries)	₹2.8 L/yr - ₹4.5 L/yr
Risk Management & Compliance Credit Underwriter Salary 0 - 2 years exp. (12 salaries)	₹2.8 L/yr - ₹4.9 L/yr
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BFSI, Investments & Trading Credit Underwriter Salary 0 - 1 year exp. (6 salaries)	₹3 L/yr - ₹7.2 L/yr
Customer Success, Service & Operations Credit Underwriter Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹3.5 L/yr - ₹4.2 L/yr
Product Management Credit Underwriter Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹2 L/yr - ₹2.9 L/yr

Last Updated: 30 Mar 2025

Companies similar to Bandhan Bank for Credit Underwriter

Company name	Avg Annual Salary	Open Jobs
Jana Small Finance Bank Credit Underwriter Salary 1 - 8 years exp. (178 salaries)	₹1.5 L/yr - ₹5.1 L/yr 8% less
HDFC Bank Credit Underwriter Salary 0 - 8 years exp. (120 salaries)	₹3 L/yr - ₹11 L/yr 75% more
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Axis Bank Credit Underwriter Salary 1 - 10 years exp. (53 salaries)	₹2.6 L/yr - ₹7 L/yr 27% more
Kotak Mahindra Bank Credit Underwriter Salary 0 - 7 years exp. (34 salaries)	₹1.8 L/yr - ₹8.5 L/yr 3% less
ICICI Bank Credit Underwriter Salary 1 - 8 years exp. (26 salaries)	₹1.2 L/yr - ₹10.6 L/yr 53% more
IDFC FIRST Bank Credit Underwriter Salary 1 - 6 years exp. (13 salaries)	₹3.7 L/yr - ₹9.8 L/yr 72% more
RBL Bank Credit Underwriter Salary 1 - 7 years exp. (11 salaries)	₹2.2 L/yr - ₹11.5 L/yr 73% more
Yes Bank Credit Underwriter Salary 0 - 5 years exp. (10 salaries)	₹2 L/yr - ₹5.5 L/yr 22% less
Standard Chartered Credit Underwriter Salary 1 - 5 years exp. (5 salaries)	₹3.3 L/yr - ₹5 L/yr At par
AU Small Finance Bank Credit Underwriter Salary 2 - 6 years exp. (5 salaries)	₹2.5 L/yr - ₹3.5 L/yr 29% less
IndusInd Bank Credit Underwriter Salary 0 - 5 years exp. (4 salaries)	₹2.4 L/yr - ₹3.7 L/yr 17% less
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Equitas Small Finance Bank Credit Underwriter Salary 2 - 7 years exp. (4 salaries)	₹3.3 L/yr - ₹3.7 L/yr 15% less
Ujjivan Small Finance Bank Credit Underwriter Salary 2 - 6 years exp. (4 salaries)	₹2.5 L/yr - ₹5.2 L/yr 7% less
Deutsche Bank Credit Underwriter Salary 5 - 12 years exp. (3 salaries)	₹4.5 L/yr - ₹22 L/yr 283% more

Credit Underwriter salary at Bandhan Bank ranges between ₹2 Lakhs to ₹7.2 Lakhs per year for employees with less than 1 year of experience to 2 years. Salary estimates are based on 52 latest salaries received from various employees of Bandhan Bank.

Experience wise Bandhan Bank Credit Underwriter salaries

Last Updated: 30 Mar 2025

Experience	Avg Annual Salary
Fresher (21 salaries)	₹3 L/yr - ₹7.2 L/yr
1 year (26 salaries)	₹2 L/yr - ₹6 L/yr
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2 years (5 salaries)	₹2 L/yr - ₹4.4 L/yr

Similar Designation salaries in Bandhan Bank

Credit Officer Salary

(40 salaries)

₹1.3 L/yr - ₹5 L/yr

Credit Executive Salary

(4 salaries)

₹2.23 L/yr - ₹5.42 L/yr

Credit Analyst Salary

(19 salaries)

₹5.54 L/yr - ₹19.36 L/yr

Credit Manager Salary

(306 salaries)

₹2.55 L/yr - ₹10.8 L/yr

Area Credit Manager Salary

(89 salaries)

₹5.2 L/yr - ₹20 L/yr

Branch Manager Salary

(447 salaries)

₹4.03 L/yr - ₹20.28 L/yr

Senior Associate Salary

(6 salaries)

₹1.5 L/yr - ₹5.1 L/yr

Sales Officer Salary

(360 salaries)

₹1.2 L/yr - ₹3.5 L/yr

Deputy Manager Salary

(1.5k salaries)

₹2.45 L/yr - ₹7.5 L/yr

Chief Manager Salary

(3 salaries)

₹7.5 L/yr - ₹15 L/yr

Salary related reviews for Bandhan Bank

3.9

Rated by 15 employees for salary & benefits

Assistant Credit Manager in New Delhi

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 30 Dec 2024

4.0

for Salary and Benefits

Likes

... more. It’s just like a govt job you don’t have to worry about the job security. About the salary part it came on time at the end of the month.

Salary - Good

+3 more

Dislikes

Working environment not that much good. Employees here are not that much qualified.

Promotions - Poor

Deputy Manager in Guwahati

Full Time

Sales & Business Development Department

1.0

• posted on 09 Dec 2024

1.0

for Salary and Benefits

Likes

Absolutely Nothing

Dislikes

...ionals of a bank should be qualified enough to carry the dignity of the same. 5. Salary- The amount of baggage you will be carrying is nothing compared to your salary. 6. Products- You can not compete with Bandhan’s product with other banks except FDs 7. Attendance- Sign in & Sign out is compulsory, even if you’re at a customer call at 7 PM , you have to come back to office to sign out from the system. This may vary from branch to branch. There are a lot more than these , just nobody should join bandhan bank, at least those people who actually wants to work at a bank.

Salary - Bad

+6 more

Credit Manager in Kolkata

Full Time

Finance & Accounting Department

1.0

• posted on 04 Dec 2024

1.0

for Salary and Benefits

Likes

Holidays and leaves are sufficient but approval depends solely on the supervisor. Also, resignation is solely dependent on supervisor and hence creates a lot of harrassment during the notice period. And very long notice period of 90 days.

Work-life balance - Good

Dislikes

...ors for each and everything. No support guidance or knowledge shared by seniors. Salary is very poor except for departmental seniors. HR team is very poor. HR does not know any company policy and will never solve any queries of employees. Overall, no proper system & process followed and hence is penalized frequently by RBI. Would never recommend anyone to join the bank.

Salary - Bad

+5 more

Credit Manager in New Delhi

Full Time

Marketing & Communication Department

3.0

• posted on 08 Nov 2024

2.0

for Salary and Benefits

Likes

Bank staff is very good culture is good

Dislikes

Bank given salary very high to new employee comparison self experience employee salary growth is very low pramotion speed is very low bank given not value to self employee

Salary - Poor

+4 more

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

1.0

• posted on 03 Jul 2024

1.0

for Salary and Benefits

Likes

Worst bank to work with. April bonus is due more than 3 months now but seems no sign of bonus payment yet. Even if someone gets 30% hike i recommend not join Bhandhan bank. Employee turnover is very high and the culture is very bad

Dislikes

All are dislike

Salary - Bad

+6 more

see more salary related reviews

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Shifting from Bangalore to Hyderabad

I’m working in Bangalore for last 9 years. Currently I got 2 offers. 1. CTS - Bangalore (CTC - 22.7 LPA) 2. Deloitte - Hyderabad (CTC - 24.2 LPA) Is it good move to shift to Hyderabad for Deloitte ? Is it ok to ask the HR if my base location can be changed to Bangalore ? Please share your thoughts

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Bandhan Bank Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at Bandhan Bank ?

The average salary of a Credit Underwriter at Bandhan Bank in India typically ranges from ₹2.0 Lakhs to ₹7.2 Lakhs per year, depending on experience (from Fresher to 2 years).

The top 10% of Credit Underwriter at Bandhan Bank earn more than ₹4.9 Lakhs per year, and the top 1% earn over ₹7.2 Lakhs per year. Credit Underwriter Salaries at Bandhan Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 50+ Bandhan Bank employees in India.

What is the estimated take home salary of a Credit Underwriter at Bandhan Bank in India?

The estimated take-home salary of a Credit Underwriter at Bandhan Bank in India typically ranges from ₹29,840 to ₹31,157 per month. This is based on the average salary range of ₹2.0 Lakhs to ₹7.2 Lakhs per year for employees with experience ranging from Fresher to 2 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 50+ salaries received from various employees of Bandhan Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Bandhan Bank for Credit Underwriter in India?

Deutsche Bank	₹4.5 Lakhs to ₹22.0 Lakhs per year
HDFC Bank	₹3.0 Lakhs to ₹11.0 Lakhs per year
RBL Bank	₹2.2 Lakhs to ₹11.5 Lakhs per year
IDFC FIRST Bank	₹3.7 Lakhs to ₹9.8 Lakhs per year
ICICI Bank	₹1.2 Lakhs to ₹10.6 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Bandhan Bank, depending on the role and experience level.

What is the salary of a Credit Underwriter in companies similar to Bandhan Bank in India?

The salary of a Credit Underwriter at companies similar to Bandhan Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Axis Bank	₹2.6 Lakhs to ₹7.0 Lakhs per year
Standard Chartered	₹3.3 Lakhs to ₹5.0 Lakhs per year
Kotak Mahindra Bank	₹1.8 Lakhs to ₹8.5 Lakhs per year
Ujjivan Small Finance Bank	₹2.5 Lakhs to ₹5.2 Lakhs per year
Jana Small Finance Bank	₹1.5 Lakhs to ₹5.1 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Underwriter at Bandhan Bank in India?

The salary growth for a Credit Underwriter at Bandhan Bank depends on factors such as experience, performance, and promotions. On average, a Credit Underwriter can expect the following growth trajectory at Bandhan Bank:

Experience	Average Salary Range
Fresher	₹3.0 Lakhs to ₹7.2 Lakhs per year
1 year	₹2.0 Lakhs to ₹6.0 Lakhs per year
2 years	₹2.0 Lakhs to ₹4.4 Lakhs per year

and so on.

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Bandhan Bank Credit Underwriter Salaries by Location

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Bandhan Bank Credit Underwriter Salaries

Bandhan Bank Credit Underwriter salary in India ranges between ₹2 Lakhs to ₹7.2 Lakhs with an average annual salary of ₹. Salary estimates are based on 52 Bandhan Bank latest salaries received from various employees of Bandhan Bank.

Bandhan Bank Credit Underwriter salaries in India (Updated 2025)

Companies similar to Bandhan Bank for Credit Underwriter

Latest annual salaries shared by Bandhan Bank Credit Underwriter

Experience wise Bandhan Bank Credit Underwriter salaries

Similar Designation salaries in Bandhan Bank

Salary related reviews for Bandhan Bank

Assistant Credit Manager in New Delhi

Deputy Manager in Guwahati

Credit Manager in Kolkata

Credit Manager in New Delhi

Deputy Manager in Mumbai

Bandhan Bank Credit Underwriter Salary FAQs

Tell us how to improve this page.

Bandhan Bank Credit Underwriter Salaries by Location