Bandhan Bank Lucknow Credit Underwriter Salaries by 4 Employees (Updated 2025)

0 - 1 year exp.

₹4 Lakhs - ₹4.9 Lakhs

Avg. annual salary

Monthly In-hand Salary

16% less than the average Credit Underwriter Salary in Banking Companies for 0 - 1 year of experience

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Salaries in different departments

Finance & Accounting Credit Underwriter Salary 0 - 1 year exp. (3 salaries)	₹4 L/yr - ₹4.8 L/yr
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Risk Management & Compliance Credit Underwriter Salary 1 year exp. (AmbitionBox Estimate)	₹4.5 L/yr - ₹4.6 L/yr

Last Updated: 19 Mar 2025

Companies similar to Bandhan Bank for Credit Underwriter in Lucknow

Bandhan Bank Credit Underwriter Salary

0 - 1 year exp. (4 salaries)

₹4 L/yr - ₹4.9 L/yr

Company name	Avg Annual Salary	Open Jobs
HDFC Bank Credit Underwriter Salary 1 - 2 years exp. (3 salaries)	₹2 L/yr - ₹6 L/yr 24% more

Credit Underwriter salary at Bandhan Bank ranges between ₹4 Lakhs to ₹4.9 Lakhs per year for employees with less than 1 year of experience. Salary estimates are based on 4 latest salaries received from various employees of Bandhan Bank.

Experience wise Bandhan Bank Credit Underwriter salaries in Lucknow

Last Updated: 19 Mar 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹4.3 L/yr - ₹5.4 L/yr
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1 year (3 salaries)	₹4 L/yr - ₹8.7 L/yr

Similar Designation salaries in Bandhan Bank

Branch Manager Salary

(33 salaries)

₹3.82 L/yr - ₹18.8 L/yr

Sales Officer Salary

(9 salaries)

₹1.5 L/yr - ₹2.92 L/yr

Area Credit Manager Salary

(5 salaries)

₹9.23 L/yr - ₹19.2 L/yr

Salary related reviews for Bandhan Bank

Assistant Credit Manager in New Delhi

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 30 Dec 2024

4.0

for Salary and Benefits

Likes

... more. It’s just like a govt job you don’t have to worry about the job security. About the salary part it came on time at the end of the month.

Salary - Good

+3 more

Dislikes

Working environment not that much good. Employees here are not that much qualified.

Promotions - Poor

Deputy Manager in Guwahati

Full Time

Sales & Business Development Department

1.0

• posted on 09 Dec 2024

1.0

for Salary and Benefits

Likes

Absolutely Nothing

Dislikes

...ionals of a bank should be qualified enough to carry the dignity of the same. 5. Salary- The amount of baggage you will be carrying is nothing compared to your salary. 6. Products- You can not compete with Bandhan’s product with other banks except FDs 7. Attendance- Sign in & Sign out is compulsory, even if you’re at a customer call at 7 PM , you have to come back to office to sign out from the system. This may vary from branch to branch. There are a lot more than these , just nobody should join bandhan bank, at least those people who actually wants to work at a bank.

Salary - Bad

+6 more

Credit Manager in Kolkata

Full Time

Finance & Accounting Department

1.0

• posted on 04 Dec 2024

1.0

for Salary and Benefits

Likes

Holidays and leaves are sufficient but approval depends solely on the supervisor. Also, resignation is solely dependent on supervisor and hence creates a lot of harrassment during the notice period. And very long notice period of 90 days.

Work-life balance - Good

Dislikes

...ors for each and everything. No support guidance or knowledge shared by seniors. Salary is very poor except for departmental seniors. HR team is very poor. HR does not know any company policy and will never solve any queries of employees. Overall, no proper system & process followed and hence is penalized frequently by RBI. Would never recommend anyone to join the bank.

Salary - Bad

+5 more

Credit Manager in New Delhi

Full Time

Marketing & Communication Department

3.0

• posted on 08 Nov 2024

2.0

for Salary and Benefits

Likes

Bank staff is very good culture is good

Dislikes

Bank given salary very high to new employee comparison self experience employee salary growth is very low pramotion speed is very low bank given not value to self employee

Salary - Poor

+4 more

Deputy Manager in Mumbai

Full Time

Finance & Accounting Department

1.0

• posted on 03 Jul 2024

1.0

for Salary and Benefits

Likes

Worst bank to work with. April bonus is due more than 3 months now but seems no sign of bonus payment yet. Even if someone gets 30% hike i recommend not join Bhandhan bank. Employee turnover is very high and the culture is very bad

Dislikes

All are dislike

Salary - Bad

+6 more

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Bandhan Bank Credit Underwriter Salary FAQs

What is the salary of Credit Underwriter at Bandhan Bank in Lucknow?

The average salary of a Credit Underwriter at Bandhan Bank in Lucknow typically ranges from ₹4.0 Lakhs to ₹4.9 Lakhs per year, depending on experience (from Fresher to 1 year).

The top 10% of Credit Underwriter in Lucknow at Bandhan Bank earn more than ₹4.6 Lakhs per year, and the top 1% earn over ₹4.6 Lakhs per year. Credit Underwriter Salaries at Bandhan Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 Bandhan Bank employees in India.

What is the estimated take home salary of a Credit Underwriter at Bandhan Bank in Lucknow?

The estimated take-home salary of a Credit Underwriter at Bandhan Bank in Lucknow typically ranges from ₹36,038 to ₹37,262 per month. This is based on the average salary range of ₹4.0 Lakhs to ₹4.9 Lakhs per year for employees with experience ranging from Fresher to 1 year.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of Bandhan Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Bandhan Bank for Credit Underwriter in India?

HDFC Bank

₹2.0 Lakhs to ₹6.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Bandhan Bank, depending on the role and experience level.

How the salary growth look like for a Credit Underwriter at Bandhan Bank in Lucknow?

The salary growth for a Credit Underwriter at Bandhan Bank in Lucknow depends on factors such as experience, performance, and promotions. On average, a Credit Underwriter in Lucknow can expect the following growth trajectory at Bandhan Bank:

Experience	Average Salary Range
Fresher	₹4.3 Lakhs to ₹5.4 Lakhs per year
1 year	₹4.0 Lakhs to ₹8.7 Lakhs per year

and so on.

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Bandhan Bank Credit Underwriter Salaries in Lucknow

Bandhan Bank Credit Underwriter salary in Lucknow ranges between ₹4 Lakhs to ₹4.9 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 Bandhan Bank latest salaries received from various employees of Bandhan Bank.