ICICI Bank Credit Officer Interview Questions, Process, and Tips

DSCR stands for Debt Service Coverage Ratio, which measures a company's ability to pay its debts. Working capital is the difference between current assets and current liabilities.

• DSCR is calculated by dividing a company's operating income by its debt obligations. A ratio above 1 indicates the company can cover its debts.

• Working capital is essential for day-to-day operations and is calculated as current assets minus cur...read more

DSCR stands for Debt Service Coverage Ratio and ISCR stands for Interest Service Coverage Ratio.

• DSCR measures a company's ability to pay its debt obligations with its operating income.

• A DSCR of 1 means the company is just able to cover its debt payments, while a DSCR above 1 indicates the company has more income than debt obligations.

• ISCR specifically focuses on the ability to cover interest payments with operating inc

I am available to join within two weeks of receiving a job offer.

• I will need to provide a two-week notice to my current employer before starting a new position.

• I may need some time to wrap up any ongoing projects or hand over responsibilities to a colleague.

• I am excited about the opportunity and will make sure to transition smoothly into the new role.

I am looking for a competitive salary based on my qualifications and experience.

• I am open to discussing salary based on the responsibilities and requirements of the role

• I have researched the average salary range for Credit Officers in this industry

• I am looking for a salary that reflects my skills and contributions to the company