6 AU Small Finance Bank Senior Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

AU Small Finance Bank Senior Credit Officer Interview Experiences

2 interviews found

Senior Credit Officer Interview Questions & Answers

Anonymous

posted on 9 Apr 2021

I applied via Referral and was interviewed in Mar 2021. There were 4 interview rounds.

Interview Questionnaire

5 Questions

Q1. What is your job role/what work do you do in existing organization..??

Add your answer

Q2. Which CIBIL score is bad and which one is good..??

Ans.

CIBIL score ranges from 300 to 900. A score above 750 is considered good while below 600 is bad.

CIBIL score ranges from 300 to 900
A score above 750 is considered good
A score below 600 is considered bad

Answered by AI

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Q3. What terms we consider while making banking sheet

Ans.

Banking sheet terms include assets, liabilities, capital, income, expenses, and risk.

Assets: cash, loans, investments, etc.
Liabilities: deposits, loans, bonds, etc.
Capital: equity, reserves, etc.
Income: interest, fees, commissions, etc.
Expenses: salaries, rent, utilities, etc.
Risk: credit, market, operational, etc.

Answered by AI

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Q4. What is the meaning of OTC and PDD

Ans.

OTC stands for Over-the-Counter and refers to financial transactions conducted directly between parties without the involvement of an exchange. PDD stands for Probability of Default and is a measure used in credit risk assessment.

OTC refers to off-exchange trading of financial instruments.
OTC transactions are typically conducted through dealer networks.
PDD is a statistical measure used to estimate the likelihood of a b...

Answered by AI

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Q5. Family Background??

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Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest while giving interview
Answer questions unless you really know and say (politely) that "I don't know but I will learn this and get trained myself (terms which are asked at the time of interview).
Don't give by heart answers.

Senior Credit Officer Interview Questions & Answers

Anonymous

posted on 22 Sep 2021

I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire

1 Question

Q1. Previous Job exeperience

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Interview Preparation Tips

Interview preparation tips for other job seekers -
Must be confident enough to deal with sale dept
Must have good product knowledge
Must be confident in his/her ability
Must be punctual
Must be a multi tasker

Top trending discussions

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Just had to share this, I got a 100% hike!

I'm keeping this anonymous because I don’t want to disclose it in real life. After two years without a raise, I successfully negotiated a 100% increase at my current company. I focused on creating significant value and worked in cross-functional team... read more

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Interview questions from similar companies

Sales Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 4 Jun 2021

Interview Questionnaire

1 Question

Q1. Why should hire you

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Sales Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 7 Dec 2021

I applied via Recruitment Consultant and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire

6 Questions

Q1. High salary

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Q2. High salary of good

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Q3. Good job high salary

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Q4. Good job this company

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Q5. High salary of good job this company

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Q6. Hi ma DEWASHISH KUMAR SHARMA

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Interview Preparation Tips

Interview preparation tips for other job seekers - high salary of good job

Senior Executive Interview Questions & Answers

Utkarsh Small Finance Bank

Ravi B Sawant

posted on 13 Dec 2021

I applied via Walk-in and was interviewed before Dec 2020. There were 3 interview rounds.

Interview Questionnaire

2 Questions

Q1. Tell us about last work ex?

Add your answer

Q2. What is Kyc?

Ans.

KYC stands for Know Your Customer. It is a process of verifying the identity of a customer before providing them with a service.

KYC is a regulatory requirement in many industries such as banking, insurance, and telecommunications.
It involves collecting and verifying personal information such as name, address, and identification documents.
The purpose of KYC is to prevent fraud, money laundering, and terrorist financing.
...

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - Clear your all concept of banking, last work experience

Sales Officer Interview Questions & Answers

Jana Small Finance Bank

Anonymous

posted on 2 Mar 2021

Interview Questionnaire

3 Questions

Q1. At first,ask me tell me your self??

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Q2. Secondly,why you want to join jana small finance bank?

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Q3. At last, what is your dream?

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Sales Officer Interview Questions & Answers

ESAF Small Finance Bank

Anupama Ganesh

posted on 14 Jun 2022

I applied via Walk-in and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all Resume tips

Round 2 - HR

(1 Question)

Q1. Tell me about yourself

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in the interview process

Sales Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 29 Mar 2021

I applied via Referral and was interviewed in Mar 2021. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. How to make a customer

Ans.

To make a customer, build trust and provide value through personalized communication and exceptional service.

Listen actively to their needs and concerns
Offer tailored solutions to their problems
Provide exceptional service and follow-up
Build a relationship through personalized communication
Be transparent and honest in all interactions

Answered by AI

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Sales Officer Interview Questions & Answers

Ujjivan Small Finance Bank

Anonymous

posted on 18 Jan 2022

I applied via Referral and was interviewed before Jan 2021. There was 1 interview round.

Interview Questionnaire

2 Questions

Q1. Regarding experience

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Q2. Regarding knowledge's

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Interview Preparation Tips

Interview preparation tips for other job seekers - If u r on right path u will face a lot of ethical experience and legal voice

Sales Officer Interview Questions & Answers

Bandhan Bank

Anonymous

posted on 27 Sep 2021

I applied via Referral and was interviewed in Mar 2021. There were 4 interview rounds.

Interview Questionnaire

2 Questions

Q1. Will you work?

Ans. Yes, of course, I will work with full devotion.

Answered Anonymously

Add your answer

Q2. How will you handle all the work?

Ans. Yes I will try my best to do all the work, and I will do my work sincerely

Answered Anonymously

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Interview Preparation Tips

Interview preparation tips for other job seekers - Always talk to others with confidence, and always speak the truth, even if it works for you, even if it doesn't work

AU Small Finance Bank Interview FAQs

What are the top questions asked in AU Small Finance Bank Senior Credit Officer interview?

Some of the top questions asked at the AU Small Finance Bank Senior Credit Officer interview -

What is the meaning of OTC and ...read more
Which CIBIL score is bad and which one is good....read more
What terms we consider while making banking sh...read more

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AU Small Finance Bank Senior Credit Officer Interview Process

based on 6 interviews

Interview experience

Excellent

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AU Small Finance Bank Senior Credit Officer Salary

based on 233 salaries

₹1.9 L/yr - ₹4.2 L/yr

23% less than the average Senior Credit Officer Salary in India

View more details

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