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Central Bank of India Credit Analyst Interview Questions and Answers

Updated 25 Apr 2024

Central Bank of India Credit Analyst Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. What documents to take for loan applications
  • Ans. 

    Documents required for loan applications include proof of income, identification, credit history, and collateral.

    • Proof of income such as pay stubs or tax returns

    • Identification documents like driver's license or passport

    • Credit history report from credit bureaus

    • Collateral documentation for secured loans

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Study well for the exam. Interview is usually simple

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Very basic aptitude test post selection.

Round 3 - Round 1 and 2 

(1 Question)

  • Q1. Previous working experiences

Interview Preparation Tips

Interview preparation tips for other job seekers - Very basic interview was done.
I interviewed for the role of Credit Analyst.
First round was with my immediate manager - the interview was all bout my previous work profile and I was asked about my understanding of the role and responsibilities
Second round was with the RH, it was a very simple and basic round. No technical questions asked.

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Introduce yourself?
  • Q2. Explain your Internship experience
  • Q3. All financial and accounting concepts
  • Q4. Leadership experience
  • Q5. Why Barclays
  • Q6. Where do you want to see yourself in 5 years
  • Q7. What do you know about Barclays
  • Q8. What your understanding of Job Description

Interview Preparation Tips

Interview preparation tips for other job seekers - The candidate should know each and every accounting and Financial concept very well.
Confident while the interview
Understand the Job role very well

I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Related to my last experience and skills about new things related to the dept

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and tell them exactly what you did..

Credit Analyst Interview Questions & Answers

IndusInd Bank user image Siddesh Goregaonkar

posted on 25 May 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Asking about financial and ratio
  • Q2. TOL/ATNW related to industry

I applied via Job Portal and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Prior job profile, working capital ratios, balance sheet understanding
  • Q2. Companies act. Loan to directors and guarantees given on them

Interview Preparation Tips

Interview preparation tips for other job seekers - Please go thorugh all the working capital ratios.
Good Analysis perspective of balance sheet and profit and loss account is must.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Apr 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Ratios, working capital, term loan, analysis
Round 2 - HR 

(1 Question)

  • Q1. Family background, education
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

General Knowledge of Banking, Credit appraisal

Round 2 - Case Study 

Knowledge of CIBIL, Industry, Property, Financials

Round 3 - HR 

(2 Questions)

  • Q1. What is current CTC?
  • Ans. 

    Current CTC refers to the total amount of money an individual is currently earning from their job.

    • Current CTC includes salary, bonuses, incentives, and any other monetary benefits received from the employer.

    • It does not include non-monetary benefits like health insurance or retirement contributions.

    • For example, if the candidate's current CTC is $60,000 per year, it means they are currently earning that amount before tax

  • Answered by AI
  • Q2. What are your expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Candidates should have
(1) Field related knowledge
(2) Communication Skills
(3) Knowledge of the company
(4) Positive Attitude
(5) Dressing sense

Central Bank of India Interview FAQs

How many rounds are there in Central Bank of India Credit Analyst interview?
Central Bank of India interview process usually has 1 rounds. The most common rounds in the Central Bank of India interview process are Technical.

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Central Bank of India Credit Analyst Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

Central Bank of India Credit Analyst Reviews and Ratings

based on 2 reviews

4.7/5

Rating in categories

2.2

Skill development

1.9

Work-life balance

2.2

Salary

5.0

Job security

1.7

Company culture

2.5

Promotions

1.7

Work satisfaction

Explore 2 Reviews and Ratings
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