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Central Bank of India Credit Analyst Interview Questions and Answers
Central Bank of India Credit Analyst Interview Experiences
1 interview found
Anonymous
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I applied via Company Website and was interviewed in Sep 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Basel regulatory
- Q2. Implementation knowledge
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Aug 2020. There were 4 interview rounds.
Interview Questionnaire
6 Questions
- Q1. SQL JOINS
- Q2. Python Packages
- Ans.
Python packages are pre-written code libraries that can be imported and used in Python programs.
Packages contain modules, which contain functions and classes
Packages can be installed using pip or conda
Popular packages include NumPy, Pandas, and Matplotlib
- Q3. Python Projects mentioned in the resume
- Q4. Basic HR questions
- Q5. Puzzles
- Q6. Basics about loans default in banking
Interview Preparation Tips
Revise SQL, SAS, and Python if you are targeting a role in the business intelligence unit of axis bank
I applied via Campus Placement and was interviewed before Jan 2021. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. I was asked 3 Guesstimates. They weren't that difficult. They only wanted to see the process I took to get to the answer. The answer need not be correct.
- Q2. They asked me what I thought about team work and how every team member's contribution is needed for the success of the project.
- Q3. I talked about my work ex in Tableau so they asked what kind of work I did there.
Interview Preparation Tips
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Apr 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Ratios, and financial related question
- Q2. Cirrent ratio, turnover ratio
Interview Preparation Tips
Interview Preparation Tips
Experience: Initial shortlisting was based on resume where CGPA cutoff was around 8.
Round: Test
Experience: Questions were related to Data interpretation and Aptitude,which mostly tests a person's patience too.Around 20-25 were shortlisted after this round.
Round: Case Study Interview
Experience: Questions relating to case studies and course done in your maths were asked.
Round: HR Interview
Experience: In this round,the candidate was asked to talk about himself, his qualities and mostly the activities he was involved in the past 4-5 years of his life.
Skill Tips: A proper revision of math courses will also be useful during interviews and can do much better by having preparation in case studies.
Skills: Good communication skills
College Name: IIT MADRAS
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. What products would you process with Axis Bank .?
- Ans.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
- Q2. How do you deal with your customers.?
- Q3. Wht are the details of Business you would collect.?
- Ans.
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
Interview Preparation Tips
I applied via Walk-in and was interviewed before Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Asked about career expectations
Interview Preparation Tips
(2 Questions)
- Q1. Why Bank of Baroda
- Ans.
Bank of Baroda is a reputable and established financial institution with a strong presence in the market.
Bank of Baroda has a long history of providing reliable banking services to customers.
The bank has a strong reputation for its ethical practices and customer-centric approach.
Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.
The bank has a strong presence bo...
- Q2. Why wholesale Banking
- Ans.
Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.
Opportunity to work with diverse clients and industries
Involvement in complex financial transactions and structures
Exposure to a variety of financial products such as loans, trade finance, and treasury services
Opportunity for career growth and development in a fast-paced environme
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