Central Bank of India Chief Internal Auditor Interview Questions, Process, and Tips

Q1. 1 Questionery in banking scenerio polivy norms snd gen banking difficulty. Security from sibercrime 2 Modern technology aspects for disgital policy aspects .
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Q2. Ttechnogy aspects in deposit acs from frauds shoulf be analyzed. Staff shoulf be honest.
Ans. 
Technology and staff honesty are both crucial in analyzing deposit frauds.
• Technology should be used to detect and prevent frauds, such as implementing multi-factor authentication and real-time transaction monitoring.

• Regular staff training and awareness programs should be conducted to ensure honesty and ethical behavior.

• Internal controls should be established to prevent conflicts of interest and ensure segregation of du...read more
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Q3. Recovery policy various norms for recovery proceeding in non performing loan acs Securitization recovery procedures Compromise in npa loan acs State recovery proceeding in npa agri loan acs Lok ada...read more
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Recovery policies for non-performing loans including securitization, compromise, state recovery proceedings, Lok Adalat procedures, and DRRBT recovery tribunal.
• Recovery policies for non-performing loans are crucial for financial institutions to minimize losses.

• Securitization involves pooling of non-performing loans and selling them to investors.

• Compromise in NPA loan accounts involves negotiating with the borrower to s...read more
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Q4. Operational area various types of Deposits acs opening in banks. Deposit saving bank acs and there kyc docs for opening the acs in banks. Acs opening in single name or jointly with spouse. Operation...read more
Ans. 
The question is about various types of deposits and their operational instructions for opening and maturity.
• Different types of deposits include saving bank accounts, time deposits, recurring deposits, FDR deposits, and senior citizen special deposits.

• KYC documents are required for opening saving bank accounts.

• Accounts can be opened in single name or jointly with a spouse.

• Operational instructions can be self or either o...read more
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Q5. Operational area work. Opening of saving acs. Opersting instruction in saving acs singly jointly instruction either or survivor. Time deposit various acs recurring deposit acs.FDR.ACS FOR SHORT PERIO...read more
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Q6. Deceased acs various disciplinary powers to settle deceased acs.acs settled upto Rs25000 without secession certificate In deceased acs using br descriptions powers for settle the acs. Interest to pbe...read more
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On line test banking policy normal banking advances portfolio. General knowledge etc

Discussion about bankingnorms policy etc

Q1. Bankibg question etc
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Q2. Banking normally qurstion
Ans. 
O deposit scheme normaly OPERATIONAL question s in deceased acs Income tax attached acs Ancellsry business,just as locker's,stocks of govt security sales
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Q3. Advances question for knowledge
Ans. 
Govt sponsored schemes as Mudra loans Large loans without security Govt sponsored schemes loans to wesjervsection of the society etc Banks Retail lending schems for customers
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Q4. Deposting banking schemes
Ans. 
Saving deposit scheme Cent bacher khata, Time deposit schems Recurring deposit, monthly deposit quarterly deposit half yearly yearly deposit scheme Schems for senior citizens deposit for ATTRACTING extra intt
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Q5. Technology in banks
Ans. 
Technology in banks is crucial for efficiency, security, and customer experience.
• Technology enables online banking, mobile banking, and ATMs for convenient customer access.

• Data analytics and AI help banks detect fraud and make informed decisions.

• Cybersecurity measures are essential to protect sensitive customer information.

• Blockchain technology is being explored for secure and transparent transactions.

• Integration of fi...read more
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