Upload Button Icon Add office photos

Central Bank of India

Compare button icon Compare button icon Compare

Filter interviews by

Central Bank of India Risk Manager Interview Questions and Answers

Updated 10 May 2024

Central Bank of India Risk Manager Interview Experiences

2 interviews found

Risk Manager Interview Questions & Answers

user image Anonymous

posted on 10 May 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(5 Questions)

  • Q1. Introduce yourself
  • Q2. Basel III Norms, LCR calculation, NSFR Meaning, Return on Capital
  • Q3. What is PCA about PCA?
  • Ans. 

    PCA stands for Principal Component Analysis, a statistical technique used to reduce the dimensionality of data while preserving important information.

    • PCA is used to identify patterns in data and reduce the number of variables without losing much information.

    • It works by transforming the original variables into a new set of uncorrelated variables called principal components.

    • These principal components are ordered by the a...

  • Answered by AI
  • Q4. What is CRAR?What is CCB?
  • Ans. 

    CRAR stands for Capital to Risk-Weighted Assets Ratio, a measure of a bank's capital adequacy. CCB stands for Counter-Cyclical Buffer, an additional capital requirement imposed on banks during periods of excessive credit growth.

    • CRAR is calculated by dividing a bank's capital by its risk-weighted assets.

    • It is used to ensure that banks have enough capital to cover potential losses from their risk exposures.

    • CCB is a regul...

  • Answered by AI
  • Q5. What do you mean by asset liability managemnt?
  • Ans. 

    Asset liability management is the practice of managing risks that arise due to mismatches between assets and liabilities.

    • Asset liability management involves managing the risks associated with the assets and liabilities of a company or organization.

    • It aims to ensure that the assets are sufficient to cover the liabilities and meet the organization's financial obligations.

    • Strategies used in asset liability management incl...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good Company

Skills evaluated in this interview

Risk Manager Interview Questions & Answers

user image Anonymous

posted on 13 Nov 2020

I applied via Company Website and was interviewed in May 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Questions were regarding market risk and credit risk and Var methods.

Interview Preparation Tips

Interview preparation tips for other job seekers - Questions were mostly technical regarding credit and market risk .Some questions were asked about my work experience.

Risk Manager Interview Questions Asked at Other Companies

Q1. What do you mean by asset liability managemnt?
Q2. Do you know about Microfin industry
asked in OmneNEST
Q3. Have you worked in Risk management?
Q4. What is PCA about PCA?
Q5. What is CRAR?What is CCB?

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - Case Study 

Hard bkt handling the customer

Round 2 - Technical 

(5 Questions)

  • Q1. Customer technical issue solved
  • Q2. Customer problems solved
  • Q3. Team leadership
  • Q4. Good Commutation skill
  • Q5. Maximum customer visit in daily
  • Ans. 

    The maximum number of customer visits in a day depends on various factors such as team size, workload, and efficiency.

    • Consider the size of the collections team

    • Evaluate the workload and complexity of accounts

    • Assess the efficiency of the team in conducting visits

    • Set realistic targets based on available resources

    • Implement strategies to optimize customer visit scheduling

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Nov 2024.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What's your current experience
  • Ans. 

    I have 5 years of experience in credit analysis and risk assessment in the banking industry.

    • 5 years of experience in credit analysis and risk assessment

    • Proficient in financial statement analysis

    • Strong understanding of credit risk management

    • Experience in evaluating loan applications and determining creditworthiness

    • Familiarity with regulatory requirements in the banking sector

  • Answered by AI
  • Q2. Did you achieved any goal in previous platform.
  • Ans. 

    Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.

    • Implemented new credit evaluation process to streamline decision-making

    • Provided training to team members on identifying creditworthy applicants

    • Collaborated with sales team to improve communication and documentation

    • Utilized data analytics to identify trends and make data-driven decisions

  • Answered by AI
  • Q3. Do you participate any bankingevents
  • Ans. 

    Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.

    • I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.

    • I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.

    • I am a member of a banking association where I attend networking events to co

  • Answered by AI
  • Q4. Are you suitable for appliedrole.
  • Ans. 

    Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.

    • I have a degree in finance and have completed relevant courses in credit analysis.

    • I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.

    • I am proficient in financial modeling and have a strong understanding of financial statements.

    • ...

  • Answered by AI
  • Q5. Tell about Equitas bank
  • Ans. 

    Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.

    • Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.

    • The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.

    • Equitas Small Finance Bank has a stro...

  • Answered by AI
Round 2 - Group Discussion 

Discuss about financial risk and management

Interview Preparation Tips

Interview preparation tips for other job seekers - Explore your job role and gain knowledge.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I was interviewed in Jul 2024.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you provide some information about yourself?
  • Q2. What is your experience related to this field?l
  • Q3. Your achievements
Round 2 - Aptitude Test 

Reasoning, logical, and mathematical skills.

Round 3 - HR 

(1 Question)

  • Q1. What is your current salary, and how would you like to discuss it?

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining IDFC due to its poor work culture.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

IBPS takes test moderate to high

Round 2 - One-on-one 

(2 Questions)

  • Q1. Assessment of working capital
  • Ans. 

    Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.

    • Calculate working capital by subtracting current liabilities from current assets.

    • A positive working capital indicates the company has enough assets to cover its short-term debts.

    • A negative working capital may signal financial trouble and the need for additional fu...

  • Answered by AI
  • Q2. Why do you wan tot join banj

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy , stay confident
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
  • Q2. Credit Underwriting
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience

Central Bank of India Interview FAQs

How many rounds are there in Central Bank of India Risk Manager interview?
Central Bank of India interview process usually has 1 rounds. The most common rounds in the Central Bank of India interview process are One-on-one Round.
What are the top questions asked in Central Bank of India Risk Manager interview?

Some of the top questions asked at the Central Bank of India Risk Manager interview -

  1. What do you mean by asset liability managem...read more
  2. What is PCA about P...read more
  3. What is CRAR?What is C...read more

Tell us how to improve this page.

Central Bank of India Risk Manager Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

Interview Questions from Similar Companies

ICICI Bank Interview Questions
4.0
 • 2.4k Interviews
HDFC Bank Interview Questions
3.9
 • 2.1k Interviews
Axis Bank Interview Questions
3.8
 • 1.5k Interviews
IDFC FIRST Bank Interview Questions
3.9
 • 641 Interviews
IndusInd Bank Interview Questions
3.5
 • 601 Interviews
Yes Bank Interview Questions
3.7
 • 429 Interviews
Deutsche Bank Interview Questions
3.9
 • 361 Interviews
Barclays Interview Questions
3.8
 • 269 Interviews
View all
Central Bank of India Risk Manager Salary
based on 11 salaries
₹12 L/yr - ₹18.4 L/yr
22% more than the average Risk Manager Salary in India
View more details

Central Bank of India Risk Manager Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

5.0

Skill development

5.0

Work-life balance

5.0

Salary

5.0

Job security

5.0

Company culture

5.0

Promotions

5.0

Work satisfaction

Explore 1 Review and Rating
Assistant Manager
131 salaries
unlock blur

₹4.5 L/yr - ₹15.9 L/yr

Senior Manager
90 salaries
unlock blur

₹11 L/yr - ₹25 L/yr

Chief Manager
52 salaries
unlock blur

₹12 L/yr - ₹42.4 L/yr

Branch Manager
44 salaries
unlock blur

₹5 L/yr - ₹16 L/yr

Manager
41 salaries
unlock blur

₹6 L/yr - ₹18 L/yr

Explore more salaries
Compare Central Bank of India with

State Bank of India

3.8
Compare

ICICI Bank

4.0
Compare

HDFC Bank

3.9
Compare

Axis Bank

3.8
Compare
Did you find this page helpful?
Yes No
write
Share an Interview